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All Episodes

The Retirement Income Hour — 265 episodes

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Title
1

Long Term Care Product Comparison - Portfolio into Paycheck (May 9, 2026)

2

Long Term Care - The Bridge (May 2, 2026)

3

State of the Market - 5 Ways Taxes Can Wreck Your Retirement (April 25, 2026)

4

5 Ways Taxes Can Wreck Your Retirement - The Road Less Taxed (April 18, 2026)

5

The Road Less Taxed - Managing in the Middle (April 11, 2026)

6

Managing in the Middle - Portfolio into Paycheck (April 4, 2026)

7

The Bridge to Solving Your Long-Term Care Needs (March 28, 2026)

8

Swiss Army Knife - The Bridge (March 21, 2026)

9

The Bridge - Social Security: Bird in the Hand, Two in the Bush (March 14, 2026)

10

Social Security: Bird in the Hand, Two in the Bush - Long Term Care (March 7, 2026)

11

Long Term Care - Efficiency with Investing (February 28, 2026)

12

Protect Your Wealth, Protect Your Family (February 21, 2026)

13

Managing in the Middle - Life Insurance Update (February 14, 2026)

14

Efficiency with Investing - Crypto (February 7, 2026)

15

Crypto - Psychology of Retirement (January 31, 2026)

16

Psychology of Retirement - How Interest Rates Work (January 24, 2026)

17

How Interest Rates Work - Is Reallocation Right for You (January 17, 2026)

18

Is Reallocation Right for You - Portfolio into Paycheck (January 10, 2026)

19

Estate Planning 2.0 (January 3, 2026)

20

Portfolio into Paycheck - Life Insurance Upgrade (December 27, 2025)

21

Life Insurance Upgrade - 4% Cash Flow Rule (December 20, 2025)

22

4% Cash Flow Rule - Market Corrections (December 13, 2025)

23

Market Corrections - Annuities 101 (December 6, 2025)

24

End of Year Tax Savings Tips - Is There a Bubble Forming (November 29, 2025)

25

Swiss Army Knife - Simplicity on the Other Side of Complexity (November 22, 2025)

26

Is There a Bubble Forming - Managing in the Middle (November 15, 2025)

27

Managing in the Middle - Top 10 End of Year Tax Savings Tips (November 8, 2025)

28

Top 10 End of Year Tax Savings Tips - Estate Planning (November 1, 2025)

29

Tax Tips - Big Beautiful Bill (October 25, 2025)

30

Big Beautiful Bill - Long Term Care (October 18, 2025)

31

Long Term Care - Annuities 101 (October 11, 2025)

32

Annuities 101 - Avoiding Taxes in Retirement (October 4, 2025)

33

Avoiding Taxes in Retirement - RMD (September 27, 2025)

34

RMD - Annuity Check (September 20, 2025)

35

Annuity Check - Making Money Last (September 13, 2025)

36

Making Money Last - Bonds Vs. Bond Funds (September 6, 2025)

37

Bonds vs. Bond Funds - Three Blind Mice (August 30, 2025)

38

Three Blind Mice - The Big Beautiful Bill (August 23, 2025)

39

The Big Beautiful Bill - Managing in the Middle (August 16, 2025)

40

Managing in the Middle - Life Cycle of Money (August 9, 2025)

41

Big Beautiful Bill (August 2, 2025)

42

Life Cycle of Money - Jeremy Green (July 26, 2025)

43

Jeremy Green - Framing the Threat of Long-Term Care (July 19, 2025)

44

Framing the Threat of Long-Term Care - Swiss Army Knife (July 12, 2025)

45

Annuity Check - RMD (July 5, 2025)

46

RMD - Tax Tips (June 28, 2025)

47

Tax Tips - Life Cycle of Money (June 21, 2025)

48

Estate Planning 2.0 (June 14, 2025)

49

Life Cycle of Money - It's All About the Income (June 6, 2025)

50

It's All About the Income - Estate Planning 101 (May 31, 2025)

51

Estate Planning 101 - Simplicity on the Other Side of Complexity (May 24, 2025)

52

Simplicity on the Other Side of Complexity - Managing in the Middle (May 17, 2025)

53

10 Retirement Blind Spots - Swiss Army Knife (May 10, 2025)

54

Swiss Army Knife - TR=I+G (May 3, 2025)

55

TR=I+G - Trump Tariffs Sequel (April 26,2025)

56

Trump Tariffs Sequel - Trump Tax Tariffs (April 19, 2025)

57

Trump Tax Tariffs - Tax Tips (April 12,2025)

58

Tax Tips - How to Avoid a Tax Time Bomb (April 5, 2025)

59

Simplicity on the Other Side of Complexity - Managing in the Middle (March 29, 2025)

60

Portfolio into Paycheck - Simplicity on the Other Side of Complexity (March 22, 2025)

61

Simplicity On the Other Side of Complexity - Income the Right Way (March 15, 2025)

62

Income the Right Way - Annuities: The Good, the Bad, & the Ugly (March 8, 2025)

63

Annuities: The Good, the Bad, & the Ugly - RMD (March 1, 2025)

64

RMD - Life Insurance Upgrade (February 22, 2025)

65

Life Insurance Upgrade - Power of Balance (February 15, 2025)

66

Power of Balance - No Compromise Retirement

67

No Compromise Retirement - Estate Planning 101

68

Estate Planning 101 - 5 Ways

69

5 Ways - Tax Free Exchanges: More than One Way to Skin a Cat

70

Tax Free Exchanges: More Than One Way to Skin a Cat - 4 Main Things to Consider

71

4 Main Things to Consider - 9 Tips for Creating a Smart Retirement

72

9 Tips for Creating a Smart Retirement - Upgrades 2.0

73

Upgrades 2.0 - Annuity Upgrade

74

Annuity Upgrade- Drue Tranquill

75

Drue Tranquill-Estate Planning 101

76

Estate Planning 101-Higgins Outdoors

77

Higgins Outdoors- Presidential Election and How it Affects your Retirement

78

Presidential Election and How it Affects your Retirement-Beyond the Brackets

79

Beyond the Brackets-Structured Notes

80

Structured Notes-Buttered Sausage

81

Buttered Sausage-Simplicity On The Other Side Of Complexity

82

Simplicity On The Other Side Of Complexity-Estate Planning 101

83

How To Avoid A Tax Time Bomb-Managing In the Middle

84

Estate Planning 101- Big V

85

Big V-Creating Your Retirement Recipe

86

Creating Your Retirement Recipe- How To Find a Financial Advisor

87

How To Find A Financial Advisor- Tax Man

88

The Tax Man-City Union Mission

89

City Union Mission-Understand Risk In Retirement

90

Understanding Risk In Retirement-The High Cost Of Aging and How to Prepare

91

The High Cost Of Aging And How To Prepare & Managing For Safety And Income

92

Managing Safety And Income- How To Retire And Not Be On A Budget

93

Estate Planning

94

Presidential Election Upgrade-How Much Money Do You Need To Retire

95

The Value of a Second Opinion

96

How Much Do you Need to Retire-Taxes In Retirement

97

How to avoid a tax time bomb- Managing in the Middle

98

Structured Notes-RDCA

99

Taxes in Retirement-The Golden Rule

100

Who Not Do

101

The Golden Rule-Us Against The World

102

Estate Planning

103

Us Against The World-The One Thing

104

The One Thing-Evolution of Financial Services

105

Evolution Of Financial Services-How To Retire And Not Be On A Budget

106

How To Retire And Not Be On A Budget- State of the Market

107

Marty Ruby and Tax Efficient Retirement Strategies

108

State of the Market-How To Avoid A Tax Time Bomb

109

How to avoid a tax time bomb- Managing in the Middle

110

Tax Saving Tips-Tax Strategies

111

Managing in the middle-Do you need a financial advisor

112

Do You Need A Financial Advisor-Banks...Don't Get Ripped Off

113

Estate Planning Featuring Phil Anderson

114

Banks...Don't Get Ripped Off-Don't Be A Gambler

115

Don't Be A Gambler-Upgrade

116

Upgrade-RDCA

117

Reverse Dollar Cost Averaging-Structured Notes

118

Marty Ruby and Tax Efficient Retirement Strategies

119

Structured Notes-Estate Planning

120

Estate Planning-Tax Saving Tips

121

Tax Tips-Tax Strategies

122

Tax Strategies-Social Security

123

Social Security Part 2-Social Security Risks

124

Marty Ruby and Tax Efficient Retirement Strategies

125

Charitable Remainder Trusts-City Union Mission

126

Social Security Risks-Unique Abilities

127

Unique Abilities-Tax Risks

128

Income 101

129

Tax Risks-Charitable Giving Scams

130

Charitable Giving Scams Featuring City Union Mission

131

Estate Planning Featuring Phil Anderson

132

Evolution of Financial Services-The Big V

133

The Big V-It's All About The Income

134

It's All About The Income-Banks Don't Get Ripped Off

135

Tax Efficient Retirement Strategies with Marty Ruby

136

Banks Don't Get Ripped Off-Tax Tips

137

Chasing Giants with Don Higgins

138

Taxes

139

Estate Planning 101

140

Tax Saving Tips-Move 401K To IRA

141

Move 401K to IRA-Bank Failures

142

Bank Failures-10 Questions

143

10 Questions-Risks

144

Risks-Time for an Upgrade

145

Time for an Upgrade-Tax Risks

146

Income 101

147

Taxes

148

Marty Ruby and Tax Efficient Retirement Strategies

149

Tax Risks- Charitable Trusts

150

Charitable Trusts-City Union Mission

151

Investing Long Term When You're Not Long Term- Move 401K to IRA

152

Investing in Tulmultous Times-How to Invest in a Recession

153

Feds Inflating Their Way Out of Debt

154

Connecting the Dots

155

Move 401K to IRA-Principal vs Dividends/Interest

156

Upgrade-Long Term Investing When You're Not Long Term

157

Investing Long Term When You're Not Long Term- Crossworlds

158

Feds Inflating their way out of debt

159

Connecting the Dots

160

Marty Ruby Radio

161

Crossworld-Move 401k to IRA

162

Move 401k to IRA-Banks, Bonds and Insurance Cos

163

Banks, Bonds and Insurance Cos-A New Era

164

A New Era-Evolution of Financial Services

165

Evolution of Financial Services-Investing Long Term When You're Not Long Term

166

Investing Long Term When You're Not Long Term-All About Income

167

Social Security-Stress Free Retirement

168

Questions from the Audience

169

7 Risks of the Market in 2023

170

Investing in Tulmultous Times-How to Invest in a Recession

171

How to Invest in a Recession-What to Expect in 2023

172

What to Expect in 2023-All About Income

173

Mark Comfort- Risk

174

City Union Mission- Risk

175

Social Security- Required Minimum Distributions

176

Estate Planning

177

Parkville Women's Clinic-7 Year End Tax Tips

178

7 End of Year Tax Tips-Social Security

179

Stress Free Retirement-Purpose vs Performance

180

Social Security- Required Minimum Distributions

181

Estate Planning

182

Required Minimum Distributions-Fixed Income

183

Fixed Income-Top 10 Tax Tips

184

Inflation

185

Top 10 Tax Tips-Annuities

186

Annuities-Eggs & Chickens

187

Eggs & Chickens- Importance of a Fixed Income

188

Importance of a Fixed Income-Stress Free Retirement

189

Stress Free Retirement-Purpose vs Performance

190

End of Life

191

Purpose vs Performance- What to do with cash

192

What to Do with Cash-Light at the End of the Tunnel

193

Light at the End of the Tunnel- Estate Planning

194

Estate Planning- Inverted Yield Curve

195

Inverted Yield Curve- The Value of a Second Opinion

196

The Value of a Second Opinion-10 Tax Saving Tips

197

RIH 7 - 23 - 22 Audacy

198

RIH 7 - 16 - 22 Audacy

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RIH 7 - 9-22 Audacy

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RIH 7 - 2-22 Audacy

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RIH 6 - 25 Audacy

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RIH 6 - 18 - 22 54 50

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RIH 6 - 11 - 22

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RIH 6 - 4-22

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RIH 5 - 28 - 22 54 50

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RIH - 5 - 21 - 22

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RIH 5 - 14 - 22 54 50

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RIH 5 - 7-22 54 50

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RIH Falter 4 - 30 - 22 54 30

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RIH 4 - 23 - 22 54 50

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RIH 4 - 16 - 22 RIH

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RIH 4 - 9-22 54 50

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RIH 4 - 2-22 54 50

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RIH 3 - 26 - 22 Time Mp3

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RIH 3 - 19 - 22

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RIH - 3-12 - 22

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RIH - 3 - 5-22

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RIH 2 - 26 - 22 54 50

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RIH 2 - 19 - 22 54 50 Rev

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RIH 2 - 12 - 22 54 50

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RIH 2 - 5-22 54 50

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RIH 1 - 29 - 22 54 50

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RIH 1 - 22 - 22 54 50

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RIH 1 - 15 - 22 54 50

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RIH - 1 - 8-22 54 50 Final

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RIH 1 - 1-22

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RIH 12 - 25 - 21

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RIH Dec 18 2021 54 50

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RIH 12 - 11 - 21 54 50

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RIH - Dec 4 2021 54 50

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RIH 11 - 27 - 21 54 50

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RIH 11 - 20 - 21 54 50

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RIH 11-13-21 54_50

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11-6-21 RIH 54_50 2

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RIH 10-30-21 54_50

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RIH 10 - 23 - 21 54 50

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RIH 10 - 16 - 21 54 50

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RIH 10 - 9-21 54 50 (1)

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RIH 10 - 2-21 54 50

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RIH Sept 25 2021 54 50

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RIH Sept 18 2021 54 50

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RIH - 9 - 11 - 21 Time

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RIH 9-4-21 54_50 2

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RIH 8 - 28 - 21 54 50

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RIH 8 - 21 - 21 54 50

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RIH Aug 14 2021 54 - 50

247

RIH 8 - 7-21 54 50 (1)

248

RIH REVISED 7 - 31 - 21 54 50

249

RIH 7 - 24 - 21

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RIH 7 - 17 - 21 54 50 Revised

251

RIH July 10 2021 54 50

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RIH July 3 2021

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RIH - June 26 2021 54 - 50

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RIH June 19 2021 54 50

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RIH - June 12 2021 54 50

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RIH - June 5 2021 54 50

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RIH May 29 2021 54 50

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RIH - May 22 2021 54 50

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RIH - May 15 2021 54 50

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RIH - May 8 54 50

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RIH - May 1 2021 54 50

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RIH - 4 - 24 - 21 54 55

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RIH 4 - 17 - 21 54 50

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RIH April 10 2021 54 50

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RIH - 4 - 3-21 54 50