All Episodes
The Science of Wealth — 96 episodes
Financial Account Types from Beginning to End of Life
Cultural differences in financial planning, why some people don't take advice, and when to fire your advisor
FPA Shift and modern planning takeaways
How to think about buying vs. renting
What the wealthy don't want you to know about money
Retiring comfortably, gifts vs. legacy, and what happens without an estate plan
What if: this time it's different?
Different types of financial help, and how to identify the right fit
Work life happiness, practical careers or following passion, and evaluating non-monetary benefits
AI's Influence on Financial Planning, Wealth by Generation, and Living Abroad
Money conversations before marriage, reverse budgeting, and what to do when you don't have a goal
Abundance and Scarcity in your Money Mindset
Being debt-free in retirement, when to claim Social Security, and considerations for the tax season
The basics of Stock & ETFs, mortgage refinancing, and saving for kids college
Picking a financial planner, generalists vs. specialists, and when to graduate from your planner
Welcoming Anahi Sarmiento Garcia
Annuities, Dividend Investing, and Asset Location
Differences in Age and Risk Tolerance
2025 Year End Financial Planning Recap
Getting a Job in Financial Planning
The cost of kids, spending more, and how to buy a car
Alternative investments, planning to retire early, and planning for the realities of long term care
Carl Richards' 50 Fires-Style Discussion
50 Year Mortgages, Asking for a Raise, and Looking for Other Opportunities
Common financial products, open enrollment, and the timing of Roth Conversions
How financial plans fail, rules of thumb, and perfection as the enemy of good planning
Layoffs, work:life balance, and trading a salary for entrepreneurship
Government Shutdowns, AI Bubbles, and How Investment Management Works
International Travel, Children with Disabilities, and Downsizing Your Life
Questions to ask a Financial Advisor
Is an estate plan really necessary?
Financial Planners Reviewing a "Professional's" Financial Plan
Building your financial team, working with more than one planner, and how to vet professionals
2025 Financial Planning Association's NexGen Gathering
DIY Financial Planning, Ideal Clients, and Establishing Trust with a Professional
Frugality, the possibility of long term planning, and the ethics of building wealth
Cost of living, renting vs. buying, and upsizing & downsizing
Bank on yourself, first lien HELOCs, and recovering from bankruptcy
Minimum Wage in Longmont and Colorado
Ten Years as a Financial Planner
One Big Beautiful Bill and the Taxes Within
What insurance do you need, serving as an executor, and pre-nup agreements
Travel planning, caring for aging parents, and setting your kids up for success
Fee-only planning; service model evolution, and which type of planning is good for which client
A "Simple" Financial Plan, Financial Planning by Decade of Life, and One-Time versus Long-Term Plans
Financial anxiety, retirement as a number other than age, and FAQs of financial planners
Children's Allowances, Talking to Others About Money, and Separating Wealth and Worth
Student debt, whole life insurance, and target date funds
Paying Off Debt, The Costs of Delaying Financial Decisions, and Financially Smart Home Improvements
Inheritances, Lifestyle Creep, and Leadership
The 2025 Financial Planning Association Retreat
Merging finances, managing career decisions with shared finances, and splitting finances
ESG/SRI investing, bitcoin and blockchain, and whether AI will replace financial planners
Market Volatility, Delegating Investment Management, and Investing for Short Term Goals
Teaching kids about wealth, how to save for your kids, and finding success beyond money
Getting a PhD in Financial Planning & Researching Financial Planning
Politics and the stock market, tariffs, and moving overseas
Who needs a financial planner, picking a business structure, and annuity basics
Salary vs. Equity, Buying Company Stock, and Delegating to New Employees
Should you max-fund your 401(k), what to know about rebalancing, and financial planning internships
Vacations vs. Vacation Homes, Timeshares, and the Perils of Working From Home
Timing Roth Conversions, Reviewing 13 Tax Tips, and Late Enrolling in an HSA or FSA
How long to stay at a company, identifying career red flags, and assessing new job potential
Budgeting for big expenses, estate planning for young people, and how to filter financial content
Not Feeling Rich (When You Are), Early Inheritance, and Values over Possessions
Long Term Care, Health, and Property & Casualty Insurance
Preparing for 2025 and reflecting on 2024
Roth conversions and year end financial planning
Having a professional niche, what to do when your partner overspends, and what to do when someone won't take your advice
Unearthing goals, the importance of dual spousal participation in financial planning, and what great financial planning looks like
Financial storytelling, sensitive financial topics, and side hustles
Spending more, tipping, and price versus value
The value of trust and client experience, and investing in precious metals
Launching a Financial Planning Practice & Celebrating a Firmaversary
What to ask before getting married, stay at home spouses, and experiences or things?
Having a second act in your career and deciding where to learn financial planning
Hiring staff, valuing a business, and selling a business
Divorce, division of assets, and time management for new financial planners
Federal Reserve rate cuts, dos and don'ts for your first home, and stock market vs. real estate.
Reverse mortgages, the upcoming election, and credit card points
Will social security last, can you take money out before 59 1/2, and how to pay for long term care
The experience of becoming a financial planner
401k or IRA after the match, should you buy whole life insurance, and foreign assets.
Expenses to save for, when holding cash is a good idea, should financial planners be therapeutic?
Planning for after college, workplace benefits, and complexity as job security
Career surfing, teaching kids finance, and identity theft
Job hunting, unconventional relationships, and filial responsibility
Starting a career in financial planning, why credentials matter, and professional trust
Teaching financial literacy, FIRE, and the election's impact on the market
Being an executor, shopping home and auto insurance, and should you rent or buy when relocating?
DIY Financial Planning, tax preparation vs. tax planning, and reverse mortgages
Mineral rights, market manipulation, and recovering from scams
Introducing Daniel Stefanski, enrolled agents, and common planning problems
Co-signing loans, domestic partnerships, and credit freezing
Day trading, robo-advisors, and trade settlement
Introductions, studying personal finance, and the problems with not having your finances together