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All Episodes

The Structuring Podcast — 176 episodes

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Title
1

176. Taxation of Super Paid to a Deceased Estate

2

175. Mistakes with Spousal Transfers

3

174. Legally Enforceable Agreements and Joint Loans

4

173. Companies as Surrogate Self-managed Super Funds

5

172. Borrowing Against an Investment Property to Pay Down a Main Residence Loan

6

171. A Little Trap with Bucket Companies and Dividends

7

170. The Pleasures of CGT

8

169. Should I Use a Trust to Hold Shares?

9

168. Should I Use a Trust to Buy Property?

10

167. Ownership, Borrowings and Deductibility of Interest

11

166. Moving Into an Investment Property vs Moving Out of a Main Residence

12

165. Debt Recycling, Super Strategies & Smart Structures - with Nick Block from ID Advice

13

164. Interest Only Loans

14

163. Claiming Interest when Building a Granny Flat

15

162. Land Tax Issues in NSW with Foreign Persons

16

161. Naming Beneficiaries in Discretionary Trusts

17

160. The Need for Loan Splits when Debt Recycling into Different Shares

18

159. Debt Recycling with Trusts when Expenses Exceed Income

19

158. Taxation of Children's Income

20

157. Shares and Property in the Same Trust

21

156. Using Redraw on Loans

22

155. Making the Most of the Main Residence CGT Exemption

23

154. Which Loan to Debt Recycle First

24

153. Clawback Laws and Asset Protection

25

152. Joint Ownership and Estate Planning

26

151. The 6 Year Rule and Cost Base Reset for Property

27

150. Tax Savings with Testamentary Trusts

28

149. The 6 Year Rule and Cost Base Reset for Property

29

148. Using the 6 Year Rule When Buying a New Main Residence

30

147. SMSF Jointly Buying Property

31

146. Advisors - Who can Advise on What

32

145. A Few General Rules with Structuring

33

144. Borrowing from a Related Company and Cash Flow

34

143. The 6 Year Rule When Absent more than 6 Years

35

142. Whether to Pay Off Investment Debt or Not

36

141. Claiming Interest on Vacant Land

37

140. A Simple Strategy to Shift Income

38

139. Interaction of Testamentary Trusts and Discretionary Trusts

39

138. Right of Occupancy Trusts in Wills

40

137. Some Basic Tax Differences Between Trusts and Companies

41

136. New Trusts and Companies Borrowing Money

42

135. Some Legal Issues with Related Party Loans

43

134. Trusts and Foreign Persons

44

133. Borrowing and On-lending Money

45

132. Being Trustee of More than One Trust

46

131. Trustees of Discretionary Trusts

47

130. Negative Gearing and Debt Recycling

48

129. Using the 6 Year CGT Rule on an Investment Property

49

128. The Need to Pay a Loan Down in Full When Debt Recycling

50

127. Claiming Interest on the Main Residence After Renting it Out

51

126. Gift or Lend to a Discretionary Trust

52

125. Changing Trustees of a Discretionary Trust

53

124. Building on Vacant Land and the CGT Exemption

54

123. Who Should be the Trustee of a Discretionary Trust

55

122. SMSF Borrowing to Buy Property

56

121. Getting Money Out of a Bucket Company

57

120. Trusts for Minors in a Will | a listener question from Steve

58

119. Special Disability Trusts

59

118. Rights to Reside and Wills

60

117. Debt Recycling in Advance

61

116. Companies and Asset Protection

62

115. Negative Gearing with Unit Trusts

63

114. Joint Ownership and Who Claims What

64

113. What Terms to Include in a Deed for a Discretionary Trust | Part 2

65

112. What Terms to Include in a Deed for a Discretionary Trust | Part 1

66

111. Structuring a Discretionary Trust

67

110. Discretionary Trusts and the Pizza Analogy

68

109. Paying Super Death Benefits Into the Estate

69

108. Trusts and Negative Gearing

70

107. Why You Should Have a Will

71

106. Debt Recycling with Trusts when Interest Rates are High

72

105. Transferring an Existing Property into a Trust

73

104. How to Structure a Parental Guarantee

74

103. Subdividing Land and Changing Title to Each Owner

75

102. Adding Spouse to Title Before Sale to Reduce CGT

76

101. Individual v Corporate Trustees

77

100. The Unlimited Borrowing Capacity Strategy

78

99. Spouses Lending Money to Each Other

79

98. Owning Shares as Trustee for Minor Children

80

97. Unit Trusts and the 2 Methods of Borrowing

81

96. Debt Recycling and Bucket Companies

82

95. Paying Interest Only on a Principal and Interest Loan

83

94. Taxation of Super Death Benefits Paid into a Deceased Estate

84

93. Loans and Subdividing Property

85

92. Loan Recycling

86

91. Travel Expenses for Property Investors

87

90. Parking Money in Loans

88

89. Spousal Transfers of Property

89

88. Debt Recycling with Higher Interest Rates

90

87. Trusts Borrowing Money

91

86. Debt Recycling in Small Amounts

92

85. X Pays the Expense on Y's Property - Who claims it?

93

84. Under Market Value Transfers of Property

94

83. Deciding Which Property to Sell First

95

82. The Death of an Appointor of a Trust

96

81. Separations and Loans

97

80. Property Tax - Capital or Revenue Account?

98

79. Not All Main Residences are Exempt from CGT

99

78. Tax Traps and Deductibility of Interest

100

77. Tax Traps for Jointly Owned Property

101

76. Ideal Loan Structuring to Purchase an Investment Property - Part 2

102

75. Ideal Loan Structuring to Purchase an Investment Property - Part 1

103

74. Estate Planning and Superannuation Proceeds Trusts

104

73. Buying a Holiday Home in a Company Structure

105

72. Borrowing and Lending Money - Who Claims the Interest?

106

71. Redraw v Offset Account - Which is Better?

107

70. Powers of Attorney and Estate Planning

108

69. AMP Master Limit Facility and Debt Recycling

109

68. Related Party Loans

110

67. Security for Loans

111

66. The Distinction Between Borrowing to Invest and Debt Recycling

112

65. Super and Binding Death Benefit Nominations

113

64. Helping Parents so They Don’t Have To Sell

114

63. Spousal Transfers

115

62. What Happens if a Beneficiary Under Your Will Dies?

116

61. Taxation of Property Profits on a Sale

117

60. Credit Cards and Tax Issues Relating to Deductibility of Interest

118

59. Part 2 of an Aussie Firebug episode with Terry Waugh

119

58. Part 1 of an Aussie Firebug episode with Terry Waugh

120

57. Reasons to Buy a Main Residence Before Investing

121

56. Structuring Investments for Children

122

55. Death and Superannuation

123

54. Five Things to do with Loans Before Retirement

124

53. Buying Property with Friends

125

52. CGT After Living in an Investment Property

126

51. Five More Ways to Increase Borrowing Capacity

127

50. Gift and Borrow Back Asset Protection Strategy

128

49. Five Ways to Increase Your Borrowing Capacity

129

48. Strategy to Reduce CGT when Investing in Property

130

47. The Difference Between Rent and Board

131

46. Trusts and the Claiming of Expenses

132

45. Offset Accounts and Tax

133

44. Using Redraw to Invest

134

43. Reimbursing Yourself with Borrowed Money

135

42. Gifting as a Structuring Strategy

136

41. Claiming Interest After the Sale of an Asset

137

40. Cross-Collateralisation and Retirement

138

39. Trusts Arising from Circumstances

139

38. Funding Trusts and Asset Protection Issues

140

37. Cross Collateralisation of Securities for Loans

141

36. Property Related Travel and Tax

142

35. CGT and Death

143

34. Trusts and Death

144

33. Incorporating Trusts into Debt Recycling

145

32. Bucket Companies

146

31. Structuring a Loan for the Purchase of Shares

147

30. Deductibility of Interest When Borrowing to Buy Shares

148

29. Trusts and Asset Protection

149

28. The Steps Involved with Debt Recycling

150

27. Moving into an Investment Property before Sale to Reduce CGT?

151

26. Trusts and Reimbursement Agreements

152

25. Helping Parents Buy a Property

153

24. Tax Issues with a Company Holding Property

154

23. A Company Structure to Hold Property

155

22. Trusts Investing and Deductibility of Interest Issues

156

21. The 6 Year Absence Rule for CGT

157

20. Funding a New Discretionary Trust

158

19. Discretionary Trusts Holding Property

159

18. The Main Residence CGT Exemption

160

17. Companies Owning Property

161

16. Testamentary Discretionary Trusts

162

15. Land Tax: An Introduction

163

14. Tax Issues When Lender Puts Money into Wrong Account

164

13. Parking Money in a Loan

165

12. Mixed Loans

166

11. Debt Recycling: an Introduction

167

10. Key Roles in a Discretionary Trust

168

9. Parking Borrowed Money in an Offset Account

169

8. Asset Protection

170

7. Ownership Structure Checklist

171

6. Reducing the Amount of Tax Payable

172

5. Estate Planning

173

4. Introduction to Trusts

174

3. Deductibility of Interest

175

2. Joint Ownership of Property

176

1. Introduction to Terryw and The Structuring Podcast