All Episodes
Your Personal Bank with Ferenc Toth — 100 episodes
US Supreme Court Decision will Massively Change the US House of Representatives
The Conditions for the Next Civil War are Being Put in Place
Control of the Oil Supply Ensures the US Dollar Dominates as the World's Reserve Currency
Salary Optimization May Be Limiting Your Salary
The US has a Dual Immigration Problem
How Legal Immigration Impacts Our Economy
What is the Purpose of Government? To Protect and Benefit its Citizens.
Why I Was Initially Against the Iran War, But Gradually Changed My Mind
Common Myth: If You Want Guarantees, You Have to Sacrifice Strong Returns. This is False.
Ferenc Dispels the Most Common Myths and Misconceptions with Index Annuities and Index Universal Life Policies
Ferenc Shares Several Recent Client Meetings, Including How a Client Received a 20% Return with their Index Annuity Last Year
Precious Metals Continue Massive Volatility
Gold and Silver Values Plunge
50% of the Housing Market is Chasing the 7% of Total Homebuyers That Can Afford a Home That Do Not Already Own
Trump banned large institutional investors from purchasing single family homes.
Real Estate Values are Likely to Continue to Decrease
Trump Proposes Banning Institutional Investors from Buying Single Family Homes
2026 is Starting with a Bang! Massive Fraud Exposed.
Successful Goal Setting and the Wheel of Life
Ferenc's Personal Story
The Solution to the Affordability Problem is Less People Who Don't Belong Here
80% of Indexes in Annuities and IUL's Average Low Single Digit Returns. 20% Average 10-12%. How to Find Them.
Just Like You Need a Fast Horse and Great Rider to Win a Horse Race, You Need a Strong Index and Great Strategy to Maximize Index Returns.
We Need a Marshall Plan to Improve Housing Affordability
How Index Annuities and Index Universal Life provide Unlimited Upside Potential without Downside Market Risk
Reduce Your Market Risk with Indexes with up to 17% Average Annual Returns for the Past Decade with No Downside Market Risk.
Index Products Provide Unlimited Upside Potential with No Downside Risk. Lock in Gains at Any Time. How to Obtain Index Historical Returns.
The Buffett Indicator has Hit 217%, the Highest ever Recorded.
Data Center Energy Requirements are Estimated to be the Equivalent of 70 New Nuclear Reactors by 2028
How to Reduce Capital Gains on Highly Appreciated Assets and Reduce Market Risk
The AI Bubble is the Only Thing Keeping the US Economy from Recession
The Federal Reserve Lowered Interest Rates the First Time in 2025, Now What?
The Federal Reserve Lowered Interest Rates the First Time in 2025, Now What?
Our Country is at a Turning Point Due to the Charlie Kirk Assassination
The Short and Long Term Risks of the Current Stock Market and Economy
Is the AI Bubble Starting to Burst?
Is the AI Bubble Starting to Burst?
The S&P500 has Hit the Highest Valuations in History!
The Buffet Indicator Has Hit 2x Standard Deviation for the 3rd Time Since 1950
The Trade Deals Give Reasons for Optimism Yet the Transition will Likely Create Volatility
There are Significant Tax Opportunities Due to the Big, Beautiful Bill
Show Title: Economists Created a Model of the US Economy using NASA Computers. The Model Crashed Due to the Federal Debt.
The Big, Beautiful Bill has Passed. What is in it? How Will it Affect Your Money?
Brigham Blackham Interview, host of the Levelin' Up Podcast
If Houses are not Selling, Why are not Prices Dropping?
How High can US Debt go before it Triggers a Financial Crisis?
Stocks have not been this Expensive Relative to Bonds in nearly 25 Years
Why are President Trump and Elon Musk Bickering Over the "Big Beautiful Bill"
The Inventor of the 4% Withdrawal Rule has Updated His Recommendation. It is Significantly Less than Guaranteed Lifetime Income Benefits.
Moody's Downgrades US Credit Rating, 30-Year Treasury Hits 5% (How to Increase Your Retirement Income Guaranteed)
The Tariff War with China has been Paused
Retirement is not about a Number, It is about Cash Flow.
More Americans Worry about Running Out of Money in Retirement than Dying
Will the US-China Economic Cold War Lead to a Recession?
It is more than Tariffs. This is a China-US Economic Divorce.
Extreme Stock Market Volatility is Here Due to the Tariff Situation
How Will the Reciprocal Tariffs Affect the Economy and Our Money?
The Dot-Com Bubble Peaked 25 Years Ago. Are Investors Repeating the Same Mistakes?
The Market in Correction Territory. Is this Just a Correction or the Beginning of a Bear Market?
Tariffs: What is the Trump Administration Economic Plan?
Ishan Patel Interview
Steve Trang, Disrupter Podcast Host
The Government Waste is not Incompetence, it is Corruption
The Trump Administration is Moving at Light Speed
Products We Offer: Your Personal Bank, Annuities, Guaranteed Income Riders, Life Settlements, and Premium Finance
We have a New Administration. What this means for our Money.
What Higher Bond Yields Means for Your Finances!
Insurance companies have increased dividends and reduced borrowing rates for 2025!
Taxation Without Representation. How it Affects Us Today.
Successful Goal Setting and the Wheel of Life
Ferenc's Story
Guaranteed Lifetime Income Benefits have Doubled in the Past Year!
The Stock Market Could Be Too Strong for Its Own Good
US Debt Hit $36 Trillion
John Burley Interview
Does Warren Buffett Know Something We Don't?
Trump Will be Our Next President. What to Expect for Our Economy and Money
US National Debt Increased $473 Billion in 3 Weeks!
Official Announcement: Increased Dividends for 2025!
Government is Not the Solution, Government is the Problem
John Burley Interview
Kip and Lora Brown Interview
What Direction Do You Want Our Country Headed?
The Federal Reserve Surprised with a Large Interest Rate Cut. Is this Good or Bad for the Economy?
We Pay Taxes Upon Taxes and Taxes Will Increase if Congress Does Nothing. Take Advantage of Low or No Capital Gains While They Last.
What is Your Personal Bank and Why is Now is an Excellent Time to Consider Adding to Your Portfolio
The US Labor Department is Revising Jobs Lower Again
Inflation has Fallen Below 3% for the First Time Since March 2021
The AI Bubble Has Burst. Is Recession Next?
We Are in A Bifurcated Economy. What Does That Mean for the Future?
John Burley Interview, Real Estate Expert, Educator, Private Equity Company Founder
The Failed Trump Assasination Attempt Gives Me Hope for the Future of the US
Unemployment is Rising: Is This the Last Straw That Leads to Recession?
Americans Savings are Less than Pre-Pandemic Levels
An overload of warning signals could signal a market crash.
What is Your Personal Bank and Why is Now is an Excellent Time to Consider Adding to Your Portfolio
Saudi Arabia Will Not Renew the Petrodollar Agreement. How This Will Affect the US Economy.
David Walker Interview - Former US Comptroller General, CEO of the Government Accountability Office (GAO), and Social Security Trustee.
Trump Found Guilty. Now What?
Product Alert! If Less Than 50-80%+ of Your Cash is Available Day One, Your Policy is not Structured to Maximize Cash Value