178 | The A.S.S. Method: How to Actually See Your Extra Money

EPISODE · Jun 3, 2025 · 16 MIN

178 | The A.S.S. Method: How to Actually See Your Extra Money

from Money Files: Money Mindset & Personal Finance · host Keina Newell - Personal Finance & Money Mindset Expert

Think you’ve got extra money because daycare is over or your car is paid off? You don’t. Not until you’ve stopped doing fake math.In this episode, I unpack one of the sneakiest money traps high earners fall into: the illusion of “extra” money. You feel like you should have more to show, after all, your expenses went down or your income went up. So why isn’t your bank account reflecting that?Because fake math is running the show.I’ll walk you through my A.S.S. Method—Acknowledge, Save, Shift—the same process I use with clients to prevent lifestyle creep, stop overspending, and finally make real progress.If you’re tired of wondering where your “extra” money went, this episode will help you put every dollar to work so you can see the extra money. Listen to learn how to leverage the Acknowledge, Save, Shift method to ditch mental math and start budgeting with real numbers…[01:11] Mental math is fake math[06:08] Learn the Acknowledge, Save, Shift method[06:39] Acknowledge what has changed in your money flow[07:56] Save with intention[12:10] Shift your money to meet your new financial goals Tune into this episode of Money Files to discover how to implement the Acknowledge, Save, Shift method into your money system. Get full show notes and the episode transcript: https://wealthovernow.com/the-a-s-s-method-how-to-actually-see-your-extra-money/Links mentioned in this episode…Set up a call | Financial Coach Washington, DC | Wealth Over NowDownload my FREE spending plan

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178 | The A.S.S. Method: How to Actually See Your Extra Money

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