737 | Does Renting Make Financial Sense in 2026?

If you’re renting in Ottawa right now, you’ve likely heard it: “Renting is smarter in 2026.” But is it? In this episode of LIFE’S Inside Track, Ken and Yetta Dekker — Ottawa real estate guides with over 35 years of experience — break down the rent vs buy conversation specifically through the lens of the Ottawa housing market. We examine: • The long-term net worth difference between renters and homeowners • How Ottawa property appreciation historically impacts equity • When renting in Ottawa makes strategic sense • The real math behind mortgage paydown vs rent payments • Why delaying homeownership in Ottawa can quietly cost hundreds of thousands over time Whether you’re renting in Barrhaven, Riverside South, Kanata, Manotick, Orleans, or anywhere across Ottawa, this episode will help you decide whether renting is a smart season… or a stalled wealth decision. Because building wealth wisely through real estate in Ottawa requires clarity — not headlines. Listen now and bring your numbers back into the conversation. 00:00 – Introduction: The Rent vs Buy Debate in Ottawa Why the “renting is smarter” narrative is gaining traction in 2026. 02:45 – Segment A: The Half-Truth About Renting The marketing message vs the math. What equity really does over time in Ottawa real estate. 11:10 – Segment B: When Renting Is the Wise Move Relocation, saving for a down payment, income growth seasons, and strategic renting. 19:20 – Segment C: Discover What Equity Really Does Running 25-year projections, emotional fatigue vs financial clarity, and long-term wealth building. 27:40 – Your Next Step: Clarity Before Commitment How to evaluate whether you should sell, buy or invest — or wait intentionally.