ACA Compliance Made Simple with Todd Hurst: Reducing Risk and Supporting Your Workforce

Most companies think of ACA compliance as a back-office obligation but in reality, it’s a high-stakes, people-impacting system that touches everything from cost control to employee trust.In this episode of MustardHub Voices: Behind the Build, Curtis Forbes sits down with Todd Hurst, Head of ACA Sales at Equifax Workforce Solutions, to unpack why ACA compliance remains a persistent challenge more than a decade after its introduction and what employers are still getting wrong.Drawing on over 20 years in healthcare and workforce solutions, Todd breaks down the hidden complexity behind benefits administration, from fluctuating employee hours to the ripple effects of inaccurate data and manual processes. He explains why ACA isn’t just about year-end forms, but a year-round system that requires precision, consistency, and proactive management.They explore how overwhelmed HR teams - especially in small and mid-sized organizations - struggle to keep up with compliance demands, and how even minor inaccuracies can surface years later in the form of IRS penalties. Todd also shares how data-driven tools are helping organizations move beyond compliance to improve financial efficiency, benefits strategy, and overall employee experience.The conversation highlights the human side of compliance, emphasizing how benefits offerings, accuracy, and communication directly influence employee perception, retention, and trust. Todd also offers a forward-looking perspective on how AI and automation may reshape compliance workflows, helping teams identify risk faster and operate more efficiently.This episode is a must-watch for HR leaders, founders, and operators looking to simplify ACA compliance, reduce risk, and turn a traditionally reactive process into a strategic advantage.About Todd Hurst:Todd Hurst is Head of ACA Sales at Equifax Workforce Solutions, bringing more than 20 years of experience in the healthcare industry. Over the course of his career, Todd has held roles spanning Benefits Administration, Product Development, Sales, and Project and Account Management. His passion is helping clients save time managing their workforce against ACA regulations, while driving meaningful risk mitigation.