Can you buy a home in 2025 without a loan from the Bank of Mum & Dad?

Chris Tuite chats with Will Rhind from Habito about the reality of getting a mortgage in 2025: from sky-high house prices to creative lender solutions. They unpack what’s making life harder for first-time buyers (spoiler: it’s not just the Bank of Mum and Dad), and why some lenders are bringing back 100% mortgages. They also cover new government moves like using rent payments in credit scores, and how AI is starting to shape the home-buying process (without replacing real people – yet).Follow us on: Instagram: ⁠⁠⁠⁠⁠⁠⁠Mouthy Money (@mouthymoney) • Instagram photos and videos⁠⁠⁠⁠⁠⁠⁠LinkedIn: ⁠⁠⁠⁠⁠⁠⁠(20) Mouthy Money : My Company | LinkedIn⁠⁠⁠⁠⁠⁠⁠Tik Tok: ⁠⁠⁠⁠⁠⁠⁠(99+)mouthymoney (@mouthymoney1) | TikTok⁠⁠⁠⁠⁠⁠⁠Twitter: ⁠⁠⁠⁠⁠⁠⁠(10) Mouthy Money (@mouthymoney) / X⁠⁠⁠⁠Disclaimer:The Mouthy Money podcast is produced for general informational purposes only. It should not be construed as investment, legal, tax or other forms of financial advice. If in any doubt about the themes expressed, consider consulting with a regulated financial professional for your own personal situation. Past performance is no guarantee of future results. Investments can go down as well as up and you may get back less than you started with. Investments are speculative and can be affected by volatility. Never invest more than you can afford to lose. For more information visit fca.org.uk/investsmart