Credit Decoded- How Your Consumer, Business, and Bank Credit Scores Really Work

During this show, you will discover… Secrets to keeping your scores high and the pitfalls to avoid which can drag scores down The mathematical models used for consumer and business credit scoring What the credit reporting agencies really take into consideration when they calculate your business and personal credit scores The percentage breakdowns for TransUnion, Dun & Bradstreet, Experian, and Equifax How to start building a good business credit score Why your business credit scores might differ among the credit reporting agencies What Dun & Bradstreet takes into consideration to calculate a PAYDEX score What is considered a good PAYDEX score A secret to keeping your PAYDEX score up What the scores and numbers really mean on a D & B report How Experian Commercial differs from D & B How Experians Intelliscore Plus works How long derogatory (negative) information stays on your Experian Commercial report Where Equifax gets its data from How Equifax predicts business failures What the FICO SBSS is How the SBA uses the FICO SBSS score How FICO combines data per a lenders specifications – and why your scores for one might differ from your scores for a different lender What the FICO SBSS Credit Offer Index is and how it is used Everything that can lower a business credit score What bank credit scores are A secret to keeping your bank rating up How to keep your credit scores up How to keep your bank rating up