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Ep 103: SECURE Act 2.0 – Retirement Changes You Need to Know About

EPISODE · Jan 12, 2023 · 21 MIN

Ep 103: SECURE Act 2.0 – Retirement Changes You Need to Know About

from Unlocking Your Financial Future · host BA Schrock Financial Group

Another round of retirement changes are on the way after President Biden signed a spending bill in December 2022 that included the SECURE Act 2.0. Retirees and pre-retirees need to understand what this legislation means, how it might impact you, and what planning opportunities this could open up.   Here’s some of what you’ll learn on this episode: The key differences in SECURE Act and SECURE Act 2.0 (1:06) The age for RMDs is moving back even further. (2:52) The penalties for missing RMDs is not nearly as significant. (3:59) The big change to 529 plans that might give you more flexibility. (7:20) Employers have the ability set aside money for student loan payments. (12:27) Some lifetime income options inside 401(k) accounts will be available. Is that a good thing? (17:36)   For more, visit us online: https://baschrock-fg.com/  

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Ep 103: SECURE Act 2.0 – Retirement Changes You Need to Know About

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