EP 275: The 4% Rule & The Path to F.I.R.E.

🔥 What Is the 4% Rule?Alright, let’s kick it off super simple.The 4% Rule says this:If you withdraw 4% of your investment portfolio each year, adjusted for inflation, your money should last 30+ years.That’s it.Not fancy.Not complicated.Just gloriously simple.So if you’ve got $1,000,000 invested, 4% means you can take out $40,000 a year.If you’ve got $500,000, that’s $20,000 a year.If you’ve got $2.5M, that’s $100K a year.It gives you a target.It gives you a plan.It gives you hope—like a flashlight in the dark of financial overwhelm.And more importantly… it gives you a path.