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Ep 318. Blindsided by IRMAA, with Alex Murray

EPISODE · Nov 20, 2025 · 9 MIN

Ep 318. Blindsided by IRMAA, with Alex Murray

from Retire SMART Podcast · host Retire SMART LLC

Today, David welcomes back Alex Murray, CFP, for a deep dive into IRMAA—how it works, why it catches so many people off guard, and what proactive planning can do to soften the impact. They cover the latest estimates, key income cliffs, and real examples from clients navigating these penalties. If Medicare is on your horizon, this is an episode you won’t want to miss.

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Ep 318. Blindsided by IRMAA, with Alex Murray

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