Five Ways Insurers Undercut Claims w/ Attorney Chaz Roberts

EPISODE · May 18, 2026 · 15 MIN

Five Ways Insurers Undercut Claims w/ Attorney Chaz Roberts

from Law Have Mercy! · host Chaz Roberts

Send us Fan MailA car wreck can change your life in seconds and then the insurance company starts building a case against you. We’ve handled thousands of personal injury cases, and we keep seeing the same five defense tactics used to pay less or deny claims entirely. Knowing them upfront helps you protect your credibility and avoid mistakes that quietly shave huge dollars off your settlement value. We walk through why delayed medical treatment is so damaging, even when you honestly thought you could “rub some dirt on it” and keep going. We also explain how “gaps in treatment” get weaponized, what it means to mitigate damages, and why missed appointments can look like you do not take your injuries seriously. Then we get into the pre existing injury argument, how insurers label people “damaged goods,” and how honesty with your doctors and a clean timeline can show a real aggravation or flare up after the crash. Next, we tackle the minimal property damage defense and why a small looking wreck can still produce serious pain, treatment, or even surgery debates, often with experts on both sides. We close with the big one: surveillance and social media. If you post workout clips, dancing videos, or “living my best life” content while your claim is pending, you may be handing the defense the easiest exhibit they will ever use. If this helps you, subscribe, share it with someone who drives every day, and leave a review so more people learn these traps before they learn them the hard way.You can watch most full episodes of Law Have Mercy on YouTube!For more FREE legal tips, check out our social channels:Instagram - @chazrobertslawFacebook - Chaz Roberts LawTikTok - @chazrobertslawLinkedIn - Chaz RobertsIf you are in need of legal guidance, visit our website: https://www.chazrobertslaw.com/This show is co-produced by Carter Simoneaux of AcadianaCasts Network, Chaz H. Roberts of Chaz Roberts Law and Kayli Guidry Bonin of Beau The Agency, and Laith Alferahin. 

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Five Ways Insurers Undercut Claims w/ Attorney Chaz Roberts

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