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Fuel Your Purpose With Adversity

An episode of the SKEPTIC’S GUIDE TO INVESTING podcast, hosted by Steve Davenport, Clement Miller, titled "Fuel Your Purpose With Adversity" was published on February 3, 2026 and runs 43 minutes.

February 3, 2026 ·43m · SKEPTIC’S GUIDE TO INVESTING

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Please text and tell us what you like We talk with coach and author Lance Cibik about turning hardship into purpose and building financial wellness through simple systems and relentless action. From a childhood of scarcity to speaking on national stages, Lance shows how to master the basics, invest in yourself, and think long term. • early adversity shaping money habits • choosing change and taking messy action • mentors, work ethic and first financial wins • the 10-20-70 rule for giving, sa...

Please text and tell us what you like

We talk with coach and author Lance Cibik about turning hardship into purpose and building financial wellness through simple systems and relentless action. From a childhood of scarcity to speaking on national stages, Lance shows how to master the basics, invest in yourself, and think long term.

• early adversity shaping money habits
• choosing change and taking messy action
• mentors, work ethic and first financial wins
• the 10-20-70 rule for giving, saving, spending
• gaps in school financial literacy and how to help
• mindset, health and communication as core skills
• advisors investing in their own growth
• mastering basics before complex products
• creating virtuous cycles for families and students
• practical examples including opening 529 plans

To reach Lance, use link below:

https://www.lancecibik.com/

For Lance Cibik book, use link below:

https://www.amazon.com/Adversity-Fuels-Purpose-Create-Success/dp/B0F6M4PQ5B



Straight Talk for All - Nonsense for None

Please check out our other podcasts:

https://skepticsguidetoinvesting.buzzsprout.com

Disclaimer - These podcasts are not intended as investment advice. Individuals please consult your own investment, tax and legal advisors. They provide these insights for educational purposes only.

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