How to have a great year Part 4

I was in a big shopping mall just few days to Christmas and i saw several people checking the prices on the items displayed for sale. I eavesdropped one man said to his son, "I don't have enough money on me to pay for this clothing material. I think I would have to come back next week." Several people left the shopping mall with nothing to go home with because they couldn't pay the required price for what they wanted.  In the same vein, several people will not be able to achieve their intention this year because they never sat down to count the cost needed for their desired plan. They would lavish the resources on irrelevances only to discover they have little left for the main thing.