Perth First Home Buyers: Why THOUSANDS Just Used This "Cheat Code"
An episode of the That Backyard Property Podcast podcast, hosted by Michael Killiner, titled "Perth First Home Buyers: Why THOUSANDS Just Used This "Cheat Code"" was published on April 1, 2026 and runs 12 minutes.
April 1, 2026 ·12m · That Backyard Property Podcast
Summary
Since October 2025, over 22,000 first-home buyers have flooded the Australian property market using the expanded First Home Guarantee scheme. But is a 5% deposit a dream come true or a financial ticking time bomb? In this mini episode, we break down the "remarkable" 75% jump in scheme usage and what it means for your mortgage in a rising interest rate environment.General advice only and not personal advice. CRN 485467--------------------------------------Key Takeaways:The Statistics: Why nearly 23,000 Australians jumped on the new scheme in just four months.The "95% Reality": Understanding the long-term cost of a high-leverage loan and why your interest rate matters more than ever.Perth Market Insight: How local buyers are using this tool to bypass years of saving while facing record-low supply.The Strategy: How to use the guarantee as a "wealth-building accelerator" without letting the excitement override your financial discipline.--------------------------------------Follow the podcastSubscribe to my channel: / @ThatBackyardPropertyPodcastVisit my website:https://tuskfinance.com.auFollow me on social media:Facebook: /@tuskfinancemkInstagram: /@mortgageswmichaelLinkedIn: /@michaelkillinerTikTok: /@backyardpropertypodcastTusk Finance Email: broker@tuskfinance.com.au--------------------------------------Chapters:(00:00) Welcome and Subscribe(00:32) Scheme Surge Explained(02:22) What Changed in October(03:39) How the Guarantee Works(05:18) Perth Numbers Breakdown(07:15) Rate Hikes and Stress(10:00) Three Ways to Protect(11:26) Final Thoughts and Wrap--------------------------------------Produced by Podwave Studios#ThatBackyardPropertyPod #PerthPropertyMarket #MichaelKilliner #PerthRealEstate #WAProperty #PropertyInvesting #MarketAnalysis #PerthHousing #RealEstateAustralia #WealthCreation #PerthGrowth #Jolimont #Vash #HousingSupply #RentalCrisis #InvestingInPerth #PropertyData2026 #WestAustralia #SuburbanGrowth #PerthInvestment
Episode Description
Since October 2025, over 22,000 first-home buyers have flooded the Australian property market using the expanded First Home Guarantee scheme. But is a 5% deposit a dream come true or a financial ticking time bomb? In this mini episode, we break down the "remarkable" 75% jump in scheme usage and what it means for your mortgage in a rising interest rate environment.
General advice only and not personal advice. CRN 485467
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Key Takeaways:The Statistics: Why nearly 23,000 Australians jumped on the new scheme in just four months.The "95% Reality": Understanding the long-term cost of a high-leverage loan and why your interest rate matters more than ever.Perth Market Insight: How local buyers are using this tool to bypass years of saving while facing record-low supply.The Strategy: How to use the guarantee as a "wealth-building accelerator" without letting the excitement override your financial discipline.
--------------------------------------
Follow the podcast
Subscribe to my channel: / @ThatBackyardPropertyPodcast
Visit my website:https://tuskfinance.com.au
Follow me on social media:
TikTok: /@backyardpropertypodcast
Tusk Finance Email: [email protected]
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Chapters:
(00:00) Welcome and Subscribe
(00:32) Scheme Surge Explained
(02:22) What Changed in October
(03:39) How the Guarantee Works
(05:18) Perth Numbers Breakdown
(07:15) Rate Hikes and Stress
(10:00) Three Ways to Protect
(11:26) Final Thoughts and Wrap
--------------------------------------
Produced by Podwave Studios
#ThatBackyardPropertyPod #PerthPropertyMarket #MichaelKilliner #PerthRealEstate #WAProperty #PropertyInvesting #MarketAnalysis #PerthHousing #RealEstateAustralia #WealthCreation #PerthGrowth #Jolimont #Vash #HousingSupply #RentalCrisis #InvestingInPerth #PropertyData2026 #WestAustralia #SuburbanGrowth #PerthInvestment