The Financial Details Most People Miss After Starting A New Job

A job change can feel exciting, stressful, or sometimes unexpected—but financially, it's one of the biggest transition points people experience. In this Savvy Series conversation, Catherine and Rachel break down why the first 90 days after a job change matter far more than most people realize. A new role doesn't just mean a new paycheck. It can trigger shifts in taxes, benefits, risk exposure, and long-term financial planning. The question isn't simply "What's my new salary?"—it's whether your entire financial strategy still works with this new chapter. In this episode, the discussion walks through the critical steps to take during the first 30, 60, and 90 days after a job change. From understanding your true compensation package to resetting tax withholding, reviewing retirement plans, rebuilding emergency reserves, and revisiting estate documents, these early decisions can have lasting consequences. Whether the transition was planned or unexpected, the early months provide a powerful opportunity to reset and design your finances intentionally. Highlights from the episode: Why a job change is also a tax, benefit, and risk shift The key financial tasks to address in the first 30 days How compensation, vesting schedules, and benefits affect long-term planning Why the first 90 days can shape your financial trajectory for years If a career move is on the horizon—or just happened—this episode offers a practical roadmap to help you navigate it wisely. Date Recorded: 3/05/26 Disclosure: Savvy Women Wealth Management is an SEC Registered Investment Advisor The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability. savvyup.com | 760.692.5700