The Truth About Doom Spending and Homeownership in 2026 | Ep. 38

In 2026, comfort has quietly replaced financial growth for many Americans — and it’s not their fault. This episode of The Mortgage 101 Podcast dives deep into the psychology of “soft saving” and “doom spending,” revealing why millennials and Gen Z feel financially stuck despite doing everything right.Hosts Anthony and Manley break down the real math behind inflation, housing costs, and why waiting to buy a home could mean missing over $70,000 in wealth potential. They also unpack Zillow myths, rate predictions for 2026, and the importance of following the right financial sequence — starting with numbers, not just dreams.Whether you’re thinking about buying, refinancing, or just trying to make sense of the housing market, this episode will help you see your situation with fresh clarity.Listen until the end for 2026 housing market buzzwords, mortgage predictions, and one unforgettable Packers vs. Cowboys fact-check. 🌐 Visit our website: https://themortgage101.com/ 📲 Subscribe on YouTube: https://www.youtube.com/@TheMortgage101-Podcast