What Happens If You Never Talk About Inheritance?

Episode 13 of the Keep The Change podcast, hosted by Octopus Money, titled "What Happens If You Never Talk About Inheritance?" was published on January 28, 2026 and runs 34 minutes.

January 28, 2026 ·34m · Keep The Change

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Summary

Over £5 trillion is set to move between generations in the coming years, but most families aren’t talking about it. In this episode, Tom and Octopus Money adviser Tim dig into the reality of passing on wealth: inheritance tax, care costs, gifting myths and awkward dinner-table conversations. They explore what silence could cost and how having honest conversations can protect your future while helping the next generation. Send a text

Episode Description

Over £5 trillion is set to move between generations in the coming years, but most families aren’t talking about it.

In this episode, Tom and Octopus Money adviser Tim dig into the reality of passing on wealth: inheritance tax, care costs, gifting myths and awkward dinner-table conversations. They explore what silence could cost and how having honest conversations can protect your future while helping the next generation.

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