Why Your “Moderate” Portfolio May Be Riskier Than You Think

Ignoring rebalancing can quietly turn a retirement portfolio into a much bigger risk than you realize. In this episode, Jason Bergey explains why many near‑retirees never rebalance their accounts—and how that oversight can magnify risk just as income becomes crucial. The discussion covers rebalancing basics, sequence‑of‑returns risk, misunderstood retirement jargon like RMDs, and why “moderate” portfolios are often far more aggressive than people think. Jason also breaks down how thoughtful adjustments can help align risk, income needs, and long‑term goals before retirement decisions become permanent. Ready to connect with Jason?  Visit The Retirement Red Zone today!See omnystudio.com/listener for privacy information.