A Stern Talk

💸 Fund your Business in 5 minutes - https://cardiff.co/business/apply/?utm_source=Youtube&utm_campaign=BehindTheBusinessMatt Cox didn’t just commit fraud.He studied the system.In this episode of A Stern Talk, William Stern sits down with Matt Cox, the former mortgage fraudster who committed over $50 million in fraud during the housing boom, served 13 years in federal prison, and later rebuilt his life through storytelling, writing, and his platform Inside True Crime.Matt breaks down how his childhood, his father’s influence, his sales instincts, and his ability to “work the system” shaped the mindset that eventually led him into mortgage fraud, synthetic identities, and life on the run.But this conversation is bigger than crime.It’s about accountability.It’s about two justice systems.It’s about how banks get bailed out while individuals get buried.And it’s about what happens when someone comes out of prison with gratitude instead of bitterness.From fake identities and FBI raids to prison life, remorse, restitution, podcasting, and redemption, Matt Cox gives a raw look at how financial crime actually works — and what it costs when the game finally ends.What You’ll LearnHow Matt Cox became involved in mortgage fraudWhy he believes there are two justice systems in AmericaHow synthetic identities became part of his fraud schemesWhat it felt like when the FBI finally caught up with himWhy he says prison did not rehabilitate him — he rehabilitated himselfHow Matt rebuilt his life through writing, podcasting, and true crime storytellingWhy he refuses to live with bitterness after serving 13 yearsThe difference between remorse, anger, and accountabilityChapters0:00 Matt Cox on prison, fraud, and two justice systems6:41 Social Security, Ponzi schemes, and where the story begins13:06 Matt’s childhood, his father, and learning how the system works20:23 How Matt learned sales, persuasion, and loopholes early26:13 Cardiff ad break27:15 From mortgage broker to fraud investigations35:05 Synthetic identities, credit profiles, and fake borrowers43:28 The FBI shows up and Matt goes on the run55:29 Getting caught, prison time, and sentence reduction1:09:06 Writing stories in prison and building Inside True Crime1:25:09 Life after prison, restitution, and why people reoffend1:27:07 Cardiff ad break1:28:14 Creativity, painting, and rebuilding a career1:32:00 Remorse, accountability, and the prison system1:46:22 Family, discipline, forgiveness, and final reflectionsA STERN TALK PODCAST - Presented by Cardiff🔔 Subscribe for insightful content on AI transformation, business strategy, and industry disruption. Don’t forget to hit the bell icon for notifications on future episodes.📣 Connect with us:William Stern: https://instagram.com/justwilliamstern📣 Guest: Matt Cox: https://www.instagram.com/insidetruecrime/KeywordsWilliam Stern, A Stern Talk, Matt Cox, Inside True Crime, mortgage fraud, bank fraud, true crime podcast, federal prison, financial crime, synthetic identity fraud, FBI, prison story, white collar crime, fraudster interview, redemption story

💸 Fund your Business in 5 minutes - https://cardiff.co/business/apply/?utm_source=Youtube&utm_campaign=BehindTheBusinessMost men don’t realize they’re falling apart until it’s already obvious.They wake up tired. They stop recovering. They gain weight around the middle. Their drive disappears. Their marriage gets colder. Their energy drops. Their sleep gets worse. And then the system tells them this is just what happens after 40.I don’t buy that for a second.In this episode of A Stern Talk, I sit down with Sam Tejada, President of Liquivida, to talk about what’s really happening to men’s health — and why so many men are accepting physical decline like it’s inevitable.We get into testosterone collapse, endocrine disruptors, visceral fat, poor sleep, low energy, infertility, and why the modern medical system is built to manage symptoms instead of actually fixing people. Sam explains why so many men are exhausted, overweight, inflamed, hormonally wrecked, and being pushed from one prescription to the next without anyone asking the real question: what caused this in the first place?We also get into peptides, blood work, body composition, sexual health, and why most men don’t need another excuse — they need a real plan.⏱️ Chapters0:00 Why So Many Men Fall Apart After 401:14 Why I Wanted This Conversation3:30 Sam’s Mission to Age Better Than His 20s5:18 The Broken Medical System7:43 Why Modern Medicine Doesn’t Fix Health11:01 Why Young Men Are Already Infertile12:30 Endocrine Disruptors, Plastics, and Hormone Collapse17:10 💰 Ad Break — Cardiff Funding18:15 The Real Starting Point: Data22:03 Peptides, GLP-1s, and What Actually Works32:29 What the Liquivida Journey Looks Like35:49 💰 Ad Break — Cardiff Funding🧠 What You’ll Learn⚠️ Why low energy after 40 is not something men should accept💥 What’s really driving testosterone collapse in younger men🧬 How toxins and endocrine disruptors affect hormones and fertility😴 Why bad sleep destroys testosterone, recovery, and brain health📉 How the medical system keeps men stuck treating symptoms🔬 What comprehensive blood work can reveal that standard labs miss💉 Which peptides Sam Tahada actually uses himself🏋️ Why movement, lean mass, and visceral fat matter more than most people think🔥 How poor health slowly wrecks confidence, marriage, and masculinity🎯 Why most men do not need more information — they need executionA STERN TALK PODCAST - Presented by Cardiff🔔 Subscribe for insightful content on AI transformation, business strategy, and industry disruption. Don’t forget to hit the bell icon for notifications on future episodes.📣 Connect with us:William Stern: https://instagram.com/justwilliamstern📣 Guest:Samael Tejada : https://www.instagram.com/sammy_tejada🔑 KeywordsWilliam Stern, A Stern Talk, Sam Tejada, Liquivida, men’s health, testosterone decline, low testosterone, infertility in men, endocrine disruptors, visceral fat, peptides, BPC 157, TB500, Tesamorelin, GLP-1, healthspan, lifespan, longevity, IV therapy, sexual health

💸 Fund your Business in 5 minutes - https://cardiff.co/business/apply/?utm_source=Youtube&utm_campaign=BehindTheBusinessWhat if making more money still doesn’t make you feel complete?In this episode of A Stern Talk, William Stern sits down with Abraham Gray — founder of We Buy Gold, serial entrepreneur, real estate investor, and builder of 40+ businesses.Abraham Gray shares how a chaotic childhood, foster homes, and early survival instincts shaped the way he thinks about money, success, and freedom. By 19, he had already made his first million. But this conversation goes far beyond business.They get into trauma, self-reliance, happiness, abundance, friendship, fatherhood, real estate, and why progress — not money alone — is what keeps entrepreneurs going.This is a deep conversation about what success really means when you’ve already won.Chapters0:00 Troubled Childhood and Early Hustle0:35 Meet Abraham Gray1:45 Gold, Crypto, and Commodities7:56 How His Entrepreneur Journey Started8:25 From Foster Homes to First Business18:35 Why He Dropped Out of College22:42 Cardiff Ad23:46 Humility, Trust, and Success27:30 💰 Ad Break — Cardiff Funding30:47 When Business Becomes Family32:17 Fatherhood and Breaking the Cycle39:05 Why Progress Matters More Than Money43:15 Cardiff Ad48:26 Abundance, Friendship, and Winning Together1:00:16 Real Estate, Lending, and What’s NextWhat You’ll Learn🔥 Why money became freedom for Abraham Gray💡 How childhood pain shaped his ambition🧠 Why entrepreneurs struggle to slow down💰 Why progress matters more than money🤝 How humility helps you win bigger❤️ Why success means more when you help others winA STERN TALK PODCAST - Presented by Cardiff🔔 Subscribe for insightful content on AI transformation, business strategy, and industry disruption. Don’t forget to hit the bell icon for notifications on future episodes.📣 Connect with us:William Stern: https://instagram.com/justwilliamstern📣 Guest:Abraham Gray: https://www.instagram.com/abrahamgrayofficial/KeywordsWilliam Stern, A Stern Talk, Abraham Gray, We Buy Gold, entrepreneur mindset, self-made millionaire, real estate investing, hard money lending, abundance mindset, happiness and success, business psychology, serial entrepreneur, wealth mindset, scaling businesses

💸 Fund your Business in 5 minutes - https://cardiff.co/business/apply/?utm_source=Youtube&utm_campaign=BehindTheBusinessHe lost everything… and that’s when he finally found his purpose.Most people think success is money.A bigger house. A better title. A bigger paycheck.But what happens when you get all of that… and still feel empty?In this episode of Stern Talk, William Stern sits down with Sean French — high performance coach, keynote speaker, and host of the Determined Society Podcast — for a deep conversation on sports, sales, identity, fatherhood, discipline, and what it really means to rebuild your life after losing everything.Sean opens up about going from baseball to mortgages, from making great money to starting over with nothing, and from chasing income to finally discovering that purpose matters more than a paycheck. What follows is a powerful conversation about resilience, male leadership, parenting, emotional safety, and why so many driven men spend years trying to prove they’re good enough.This episode is not just about performance.It’s about the pressure men carry.The trauma they rarely talk about.And the difference between being motivated… and being disciplined.Chapters0:00 Success Didn’t Fill the Void1:00 Why Athletes Often Win in Business3:21 How Baseball Built Sean French8:41 Lessons From High-Stakes Sales12:24 Losing Everything in the Mortgage Crash17:19 Rebuilding From Rock Bottom20:49 Discipline Beats Motivation21:45 Ad Break26:23 Why He Started the Podcast34:02 Do You Deserve Success?🧠 What You’ll Learn⚾ Why sports build the mindset that transfers into sales and leadership💼 What high-pressure sales teaches you about communication and people🔥 Why making more money does not fix a lack of purpose🧠 How performance-based love can create people pleasers and perfectionists💥 What Sean French learned after losing his house, car, and identity🏃 Why rebuilding starts with movement, discipline, and small decisions👊 Why men need honest conversations with other men🏠 How to parent with structure, love, and accountability🎙️ What pushed Sean to leave corporate America and go all in📈 Why purpose will always outperform ego in the long runA STERN TALK PODCAST - Presented by Cardiff🔔 Subscribe for insightful content on AI transformation, business strategy, and industry disruption. Don't forget to hit the bell icon for notifications on future episodes.📣 Connect with us:William Stern: https://instagram.com/justwilliamstern📣 Guest: Shawn French: 🔑 KeywordsSean French, William Stern, Stern Talk, Sean French podcast, Determined Society, high performance coach, mental toughness, resilience, discipline vs motivation, fatherhood, parenting boys, sports and business, athletes in sales, mortgage crash story, rebuilding after failure, personal growth, male leadership, performance mindset, people pleasing, Sean French interview

💸 Fund your Business in 5 minutes - https://cardiff.co/business/apply/?utm_source=Youtube&utm_campaign=BehindTheBusinessWe’re not going to lose this war because of Iran. We’re going to lose it because of math.Everyone’s arguing strategy.Bombs. Missiles. Leadership strikes.But that’s not the real game.In this breakdown, William Stern dismantles the mainstream narrative around a potential war with Iran—and explains why the outcome has nothing to do with battlefield dominance.It comes down to one thing:The balance sheet.The United States is sitting on nearly $40 trillion in debt, trying to fund a prolonged conflict on what is effectively a high-interest credit card.And here’s the part no one wants to say out loud:We don’t even manufacture key military supplies domestically at scale anymore.So the question isn’t “Can we win militarily?”The real question is:Can we afford to stay in the fight long enough?While political commentators debate resilience and ideology, the actual winners are already clear:Defense contractors.Because in modern warfare, win, lose, or draw—they get paid.⏱️ Chapters0:00 Running War Simulations for 20 Years0:09 “We’re Losing Control”0:18 The Nuclear Material Problem0:33 Why Decapitation Doesn’t Work0:57 The Narrative Is Wrong1:12 He’s Right… for the Wrong Reason1:38 The $40 Trillion Reality2:02 Why This War Is Unwinnable2:30 Who Actually Wins3:38 It All Comes Down to Math🧠 What You’ll Learn💰 Why wars today are limited by balance sheets📉 How $40T debt changes military outcomes🏭 Why supply chains matter more than strategy🧾 The hidden incentives behind defense contractors📊 How bond markets can end wars instantly⚖️ Why “winning” doesn’t mean what you think🧠 The difference between narrative vs reality🔥 Why prolonged wars benefit the wrong players📉 How economic weakness undermines global powerA STERN TALK PODCAST - Presented by Cardiff🔔 Subscribe for insightful content on AI transformation, business strategy, and industry disruption. Don’t forget to hit the bell icon for notifications on future episodes.📣 Connect with us:William Stern: https://instagram.com/justwilliamstern🔑 KeywordsWilliam Stern, Iran war analysis, US debt crisis, military spending US, defense contractors profits, Raytheon Lockheed war profits, US Iran conflict breakdown, geopolitical finance, sovereign debt war, bond market war impact, war economics explained, US military supply chain, global conflict analysis, economic warfare strategy

💸 Fund your Business in 5 minutes - https://cardiff.co/business/apply/?utm_source=Youtube&utm_campaign=BehindTheBusinessWhat actually separates real business owners from coaches, consultants, and people selling air?In this episode of Stern Talk, William Stern sits down with Jason Wojo, founder of Wojo Media, to talk about paid advertising, scaling agencies, client retention, AI in fulfillment, why most businesses fail to convert leads, and what it really takes to grow from $1M to $3M in revenue.Jason breaks down how his agency manages nearly 590 clients, why most marketing problems are actually sales and fulfillment problems, why business owners struggle with trust, and why the coaching space is filled with people selling advice instead of real enterprise value.Chapters: 00:00 Why success comes from hardship00:28 Meet Jason Wojo01:05 What’s working in paid ads right now05:16 Why agencies need fast data and bigger bets07:35 Why every business is custom12:23 Building a brand people actually buy into16:19 💰 Ad Break — Cardiff Funding17:23 OpenAI ads, coaching, and done-for-you fulfillment30:55 The hardest part of running an agency41:19 💰 Ad Break — Cardiff Funding42:29 Why most client problems are really sales problems50:22 William Stern on hardship, trust, and real business valueWhat You’ll Learn🚀 Why hardship is often the price of real success🎯 What actually works in digital advertising right now💼 Why most businesses do not need more ideas — they need better execution📉 Why bad sales processes make good leads look bad🧠 Why founders between $1M and $3M often struggle most with trust and delegation🔥 Why done-for-you services usually create more real value than coaching📊 How Jason Wojo thinks about ICPs, offers, KPIs, and scaling ad spend🤖 Where AI helps in marketing — and where clients still reject it⏱️ Why time is the most valuable asset in business⚓ Why real entrepreneurs are built by rough seas, not comfortA STERN TALK PODCAST - Presented by Cardiff🔔 Subscribe for insightful content on AI transformation, business strategy, and industry disruption. Don't forget to hit the bell icon for notifications on future episodes.📣 Connect with us:William Stern: https://instagram.com/justwilliamstern📣 Guest: Jason Wojo: https://www.instagram.com/thejasonwojo/https://wojorunsads.com/start?KeywordsWilliam Stern, Stern Talk, Jason Wojo, Jason Wojo interview, Wojo Media, William Stern podcast, Stern Talk podcast, digital marketing, paid advertising, Meta ads, Facebook ads, Instagram ads, Google ads, YouTube ads, agency growth, lead generation, business growth, entrepreneur podcast, coaching industry, consulting industry, marketing agency, client retention, scaling a business, done for you services

💸 Fund your Business in 5 minutes - https://cardiff.co/business/apply/?utm_source=Youtube&utm_campaign=BehindTheBusinessWhat does losing 13 tournaments teach you about life, business, and building real resilience?In this episode of Stern Talk, William Stern sits down with Alberto Crane — lifelong martial artist, Brazilian jiu jitsu black belt, MMA veteran, and founder of Legacy Brazilian Jiu Jitsu — for a powerful conversation on discipline, failure, leadership, and what it really takes to go all in on your dream.Alberto shares how he started jiu jitsu at 18, moved to Brazil with no real plan, lost for years in competition, lived off credit cards, and still refused to quit. That journey eventually led him to build a lasting business, a powerful community, and a legacy far beyond fighting.Chapters00:00 Losing 13 tournaments and building resilience00:20 Meet Alberto Crane01:02 How jiu jitsu found him at 1803:04 From Santa Fe to Brazil07:30 Hyperfocus, discipline, and getting elite fast11:11 Is fighting an individual sport or a team sport?17:27 Why business is never easy20:04 - BRAD LEA on Why Cardiff Is The Best Choice for Small Businesses26:01 The losses that changed his life40:33 - Adam Corolla on why CARDIFF beats banks. Faster, simpler, no hassle.46:03 How Legacy Jiu Jitsu was built1:03:18 From fighter to entrepreneur and leaderWhat You’ll Learn🔥 Why losing can build real confidence faster than winning💡 How discipline takes over when motivation disappears🥋 Why jiu jitsu is more than fighting — it is community, leadership, and identity🌎 What Alberto Crane learned from moving to Brazil with no backup plan🧠 How repeated failure shaped his mindset and resilience⚔️ Why fighters and entrepreneurs need many of the same traits🏆 What it takes to build a business after a career in competition🤝 How to lead people who do not always share your level of passion📈 Why belief, frequency, and trust matter in leadership🚀 How Legacy Brazilian Jiu Jitsu grew from a small local gym into a true brandA STERN TALK PODCAST - Presented by Cardiff🔔 Subscribe for insightful content on AI transformation, business strategy, and industry disruption. Don't forget to hit the bell icon for notifications on future episodes.📣 Connect with us:William Stern: https://instagram.com/justwilliamstern📣 Guest: Alberto Crane: https://www.instagram.com/albertocrane/KeywordsWilliam Stern, Stern Talk, Alberto Crane, Alberto Crane interview, William Stern podcast, Stern Talk podcast, Brazilian jiu jitsu, BJJ, MMA, martial arts, jiu jitsu mindset, discipline, resilience, mental toughness, entrepreneur mindset, fighting and business, fighter to entrepreneur, Legacy Brazilian Jiu Jitsu, Alberto Crane book

💸 Fund your Business in 5 minutes - https://cardiff.co/business/apply/?utm_source=Youtube&utm_campaign=BehindTheBusinessIn this episode of A Stern Talk, William sits down with real estate investor and fund manager Shane Seo — a self-described “nerdy real estate guy” who went from being born in a trailer park to building a large residential and commercial portfolio through creative finance.Shane breaks down how he bought his first deals with no money, why most people misunderstand passive income, and how creative structuring can outperform traditional bank financing. The conversation dives into seller financing, debt funds, Airbnb speculation, the difference between being rich vs. wealthy, and why thinking in decades — not months — changes everything.They also unpack the 2026 real estate outlook, interest rate predictions, generational wealth building, and what young people need to understand about credit, loans, and long-term investing.Whether you're an accredited investor considering a fund or a young entrepreneur looking to get into your first deal, this episode delivers real tactical insight — without the hype.🎯 What You’ll Learn• 🏠 How Shane bought properties with little to no money down• 💰 The difference between debt funds, syndications, and hybrid funds• 📉 Why “passive income” isn’t as passive as you think• 🔑 Seller financing strategies beginners can use today• 📊 Why thinking in decades beats short-term speculation• 🧠 The mindset difference between being rich vs. being wealthy• 📈 2026 real estate outlook and interest rate predictions• 🏡 Should you buy a home in 2026 or wait?⏱ Chapters0:00 — From trailer park to real estate investor5:20 — Hybrid film fund + real estate strategy explained10:30 — Syndications vs debt funds (what most investors miss)16:10 — 6% vs 8% returns + how his fund works22:00 — Passive income myth vs reality34:00 — Creative finance example (no money down deals)43:00 — Airbnb boom, bust & speculation risks56:00 — 2026 interest rates & housing predictions1:01:30 — Should young people buy a home now?1:07:30 — Wealth vs income + building generational stabilityA STERN TALK PODCAST - Presented by Cardiff🔔 Subscribe for insightful content on AI transformation, business strategy, and industry disruption. Don't forget to hit the bell icon for notifications on future episodes.📣 Connect with us:William Stern: https://instagram.com/justwilliamstern📣 Guest: Shane Seo: https://www.instagram.com/shaneseo/🔑 KeywordsShane Seo real estate, A Stern Talk real estate episode, creative finance strategy, seller financing explained, real estate debt fund, passive income myth, 2026 housing market outlook, interest rate predictions 2026, generational wealth building, how to buy property with no money

💸 Fund your Business in 5 minutes - https://cardiff.co/business/apply/?ut...David Packouz went from massage therapist to arms dealer… to facing 355 years in prison.In this episode on Stern Talk, we sit down with David Packouz, the real-life figure portrayed by Miles Teller in War Dogs, to unpack the full story behind the headlines — the Chinese ammo, the 71 acts of fraud, the federal raid, the plea deal, and the moment he realized his business partner might burn every bridge in sight.We break down:⚪How a $298M Pentagon contract was won by two guys in their early 20s⚪The real reason they repackaged Chinese ammunition⚪What it’s like hearing “you’re facing 355 years in prison”⚪How the government builds a fraud case⚪The difference between hustling and crossing the line⚪And what he learned about partnerships, greed, and long-term reputationDavid also explains how he rebuilt his life — launching Singular Sound, inventing the BeatBuddy, and later co-founding War Dogs Academy to teach others how to legally win government contracts.CHAPTERS0:00 - Intro 1:03 - Meeting David Packouz and his early days 3:56 - Meeting Efraim and seeing $1.8 million 9:27 - Why the government spends so much money 12:10 - What is the War Dogs Academy? 15:00 - From being broke to becoming millionaires 19:45 - How students learn to win contracts 23:09 - AD BREAK 1: ANDY CARROL24:15 - How the Rolling Stone article became a movie 30:54 - Real life vs. the Hollywood movie 'War Dogs'37:41 - The day the federal agents raided the office 43:15 - The secret truth about the Chinese ammo 50:13 - Facing 355 years in prison 55:56 - AD BREAK 2: BILL O'RIELLY57:00 - Getting arrested for holding a gun 1:15:14 - Making a $60 million profit margin 1:33:51 - What happened after the court case 1:39:11 - Efraim’s crazy prison stories 1:55:11 - The story of the Scorpion and the Frog 2:04:08 - Important life lessons about trust 2:17:41 - Growing up in an Orthodox Jewish home A STERN TALK PODCAST - Presented by Cardiff💸 Fund your Business the fast and easy way - https://cardiff.co/business/apply/?ut...🔔 Subscribe for insightful content on AI transformation, business strategy, and industry disruption. Don't forget to hit the bell icon for notifications on future episodes.📣 Connect with us:William Stern: / justwilliamstern 📣 Guest: David Packouz: / davidpackouz http://davidpackouz.com/🔑 KEYWORDS David Packouz, War Dogs true story, War Dogs real life, 355 years prison sentence, government contract fraud, Chinese ammunition scandal, Pentagon contract, federal plea deal, ATF sting operation, arms dealer interview, business partnership betrayal

What actually breaks businesses between $2M–$20M isn’t lack of effort — it’s lack of clarity.In this SternTalk episode, I sit down with Yarin, a former venture capital entrepreneur-in-residence who walked away from a high-paying VC role to build something harder, slower, and far more meaningful.We unpack why:⚪Revenue is vanity, profit is truth⚪Most founders get trapped scaling the wrong version of their business⚪Growth stalls when decision quality doesn’t evolve⚪Simplifying beats adding — every timeYarin shares the real framework he uses to help founders get unstuck:pause → identify profit → tighten the model → then scaleWe also go deeper than business — into fatherhood, time, urgency, and why “do it now” isn’t motivation… it’s survival.If you’re running a business that works but feels chaotic, this episode will hit home.What You’ll Learn📉 Why more revenue doesn’t mean a better business🎯 How to identify what’s actually driving profit🧠 The mindset shift founders must make after early success🚫 Why saying “yes” becomes dangerous at scale🛠️ How to reduce complexity before growth breaks you📊 What separates scalable businesses from busy ones⏳ Why urgency and clarity beat motivation🧱 How to build a business your family doesn’t resentA STERN TALK PODCAST - Presented by CardiffSternTalk Chapters 0:00 — Walking away from VC to build from zero0:39 — Revenue is vanity, profit is what matters1:23 — Building life and business at the same time4:08 — Education, kids, and long-term thinking6:45 — When systems stop working11:28 — Money solves easy problems — not the hard ones19:40 — Time, urgency, and “do it now”27:34 — The hardest stage: rebuilding from scratch44:32 — Why businesses stall between $2M–$20M52:19 — Shrink, tighten, then scale💸 Fund your Business the fast and easy way - https://cardiff.co/business/apply/?utm_source=Youtube&utm_campaign=BehindTheBusiness🔔 Subscribe for insightful content on AI transformation, business strategy, and industry disruption. Don't forget to hit the bell icon for notifications on future episodes.📣 Connect with us:William Stern: https://instagram.com/justwilliamsternGuest: Yarin Gaon: https://www.linkedin.com/in/yaringaon/KeywordsSternTalk, small business growth, scaling a business, 2 to 20 million revenue, revenue is vanity profit is sanity, founder mindset, business clarity, decision making for founders, simplify business model, EOS strategy

💸 Fund Your Business, in 5 minutes - https://cardiff.co/business/apply/?utm_source=Youtube&utm_campaign=BehindTheBusinessMichael J. Macdonald joins the show to break down what it really takes to build a legacy brand—from staying behind the scenes to stepping into the spotlight. Known as a brand architect and a key force behind Earn Your Leisure, InvestFest, and the broader EYL ecosystem, Michael explains why he kept his name off the brand early on, how he rebuilt his financial foundation, and what finally pushed him to become more visible.This conversation goes deep on sacrifice vs. “wanting to be rich,” how to pursue a dream while keeping stability, why your job is your first investor, and the uncomfortable truth about outgrowing people while still bringing your circle with you. Michael also shares what it means to earn access, how proximity creates power, why “business before friendship” matters in partnerships, and how EYL plans to evolve through 2026 and beyond—including reinvention, community growth, and the real advantage of AI.📣 Connect with us:William Stern: https://instagram.com/justwilliamsternMichael MacDonald: https://www.instagram.com/michaeljmacdonald/What You’ll Learn ✅ 🔥 Why “wanting to be rich” is easy—and sacrifice is the real separator🕶️ How to build a massive brand without being the face (and when to change that)💳 What to do when a partner’s credit/finances could slow the company down🎯 The “stay low, keep firing” approach for earning your position over time💼 Why your job is your first investor (and how to use it strategically)🧠 How to build skills in the dark before you step into the light🤝 The circle rule: give advice backward, get advice forward🔑 Why proximity creates access you can’t “buy”🧱 How partnerships survive conflict without breaking trust🤖 Why AI changed the game—and how to use it to build fasterA STERN TALK PODCAST - Presented by CardiffChapters0:00 — Sacrifice, faith, and “work in the dark”1:10 — Why Michael stayed behind the scenes3:20 — The “where were you?” moment that changed everything6:10 — When a partner’s bad credit can slow the brand8:25 — Stay low, keep firing, play your position10:15 — Your employer is your first investor12:40 — When to leap vs. build reps first20:25 — Proximity is power + getting advice forward29:20 — Business before friendship (no feelings)49:25 — InvestFest lessons, conflict, and 2026 goals💸 Fund your Business the fast and easy way - https://cardiff.co/business/apply/?utm_source=Youtube&utm_campaign=BehindTheBusiness🔔 Subscribe for insightful content on AI transformation, business strategy, and industry disruption. Don't forget to hit the bell icon for notifications on future episodes.KeywordsMichael J. Macdonald, Earn Your Leisure, EYL, InvestFest, EYL University, brand architect, brand building, personal brand, legacy brand, entrepreneurship, business partners, partnership conflict, business before friendship,

Most people are being lied to about networking.They’re told to “get in the room.”So they spend thousands chasing proximity… and walk away with nothing.In this conversation, we break down why relationships—not access—create leverage, why most coaching rooms are broken, and how the people who actually win stop paying to enter rooms and start building rooms instead.🧠 What You’ll Learn From This Episode🚀 Why relationships scale faster than effort❌ Why paying for access usually backfires🧠 How environment shapes who you become🏗️ Why hosting rooms creates leverage🤝 How to build non-transactional relationships⚠️ The hidden cost of ego-driven networking📈 Why long-term ROI beats short-term wins🎯 How to curate rooms with intention🔑 Why value earns access—not money⏱️ Chapters00:00 – Relationships Are Rocket Ships05:00 – Buying Status vs Building Leverage10:00 – Why “Get in the Room” Fails Most People15:00 – The Problem With Transactional Networking20:00 – Spending Money to Learn vs Wasting Money25:00 – Why Hosting Rooms Changes Everything30:00 – The First Event That Changed His Trajectory35:00 – Curating the Right People Matters More Than Scale40:00 – Why Relationships Compound Over Time45:00 – Men, Women, and Networking Dynamics50:00 – Scarcity vs Abundance in Business Relationships55:00 – Why Most Coaches Are Bad at Results1:00:00 – From Therapy to Coaching to Mentorship1:05:00 – Getting Fired by His Biggest Client1:10:00 – The Difference Between Coaching and Therapy1:15:00 – Why Identity Must Change to Scale1:20:00 – Vetting Clients the Right Way1:25:00 – Why Simplicity Beats Complexity1:30:00 – Final Lessons on Value, People, and GrowthGuest: Vin Infante - https://www.instagram.com/vin.infante/💸 Need business financing? https://cardiff.co/business/apply/?utm_source=Youtube&utm_campaign=BehindTheBusiness🔔 Subscribe for insightful content on AI transformation, business strategy, and industry disruption. Don't forget to hit the bell icon for notifications on future episodes.📣 Connect with us:William Stern: https://instagram.com/justwilliamstern🔑 Keywordsbusiness networking, relationships in business, entrepreneurship mindset, coaching industry, networking mistakes, building relationships, personal development, environment and success, leadership growth, high value rooms, access vs value, relationship capital

From splicing cables in Manhattan sewers for $90/week to building a pop-culture juggernaut and reshaping modern media — this episode is a masterclass in scrappy execution, capital raising, and staying “pirate” when the world tells you to play it safe.Larry Namer, founder of E! Entertainment shares the wild early days of launching what became E! (and the mindset that made it possible): getting rejected 100+ times, negotiating deals in boardrooms after coming up through the trenches, sneaking onto the Oscars red carpet, and turning “no budget” into a brand advantage.Then the conversation shifts into what’s next: AI as a tool, how creators can win (or get left behind), and why the future belongs to the people who learn to use the new tech faster than everyone else — from vertical storytelling to global masterclasses and the next evolution of Hollywood.What You’ll Learn🚀 How to build a network when everyone says “you can’t”💥 Why rejection is data — and how to outlast 100 “no’s”🧠 How to sell using retention + customer lifetime value logic🏴‍☠️ How “no budget” can become your brand advantage🤝 What real partnership alignment looks like (and what kills it)🎬 How movie marketing actually works behind the scenes🤖 Why AI is a tool — and the skills that will keep you employed📱 Why vertical storytelling is the next major media wave⏳ The real asset: time — and how tech changes what your time is worth🌍 How global platforms + translation + AI reshape education and entertainmentChapters0:00 — “You were TikTok before the algorithm” + the scrappy Hollywood disruption1:29 — From Turkish-immigrant roots to chasing something bigger2:31 — $90/week in Manhattan sewers: the cable TV apprenticeship4:24 — Union negotiations → fast track into management leadership6:36 — The LA underground cable project… and the Liberace house deal9:23 — The trailer channel insight: marketing movies before theaters10:34 — “MTV of the movies” idea → rejected 100+ times → first real check14:40 — The pitch meeting where the business plan gets thrown at his head18:34 — Scaling E!: operator mindset, retention math, and “pirate” marketing53:46 — AI, vertical storytelling, new media cycles, and the future of creatorsGuest: Larry Namer - https://www.instagram.com/larrynamertv/https://www.instagram.com/larrynamer/💸 Need business financing? https://cardiff.co/business/apply/?utm_source=Youtube&utm_campaign=BehindTheBusiness🔔 Subscribe for insightful content on AI transformation, business strategy, and industry disruption. Don't forget to hit the bell icon for notifications on future episodes.📣 Connect with us:William Stern: https://instagram.com/justwilliamsternKeywordsLarry E! Network origin story, E! Entertainment Television founder, Talk Soup, E True Hollywood Story, Howard Stern E, Entertainment Tonight, MTV vs E, building a TV network, startup pitch rejected 100 times, business plan thrown, cable TV history, underground cable Manhattan, union negotiation, Time Inc cable

AI isn’t just a technology shift — it’s a power shift.In this deep, wide-ranging conversation, we unpack the real risks behind artificial intelligence: AI feudalism, wealth concentration, loss of autonomy, monopoly power, and why the future isn’t about sentient machines — it’s about who owns intelligence.🧠 What You’ll Learn From This Episode⚠️ Why AI could recreate modern feudalism🏛️ How monopoly power forms in tech & government🤖 Why AI mirrors human psychology — good and bad💰 The real issue with AI isn’t jobs, it’s wealth distribution📚 Why our education system is dangerously outdated🧩 How open-source software protects freedom🧠 Why intelligence ≠ consciousness🛐 How AI could evolve into belief systems🔓 Why democratized AI matters more than regulation🌍 What a future of shared prosperity could look like⏱️ Chapters (with timestamps)0:00 – AI Feudalism Explained: Why AI could recreate medieval power structures3:10 – Corruption, Power & Government Failure: Why big systems always drift toward abuse6:30 – Are Chatbots Making People Psychotic? AI mirrors whatever narrative you feed it9:00 – The Real Fear Isn’t Job Loss: It’s wealth concentration and control12:00 – Why Sentient AI Is Still Far Away And why that’s not the real problem15:00 – Ethics, Bias & AI Training: How post-training shapes reality17:30 – Why We Need Many AIs, Not a Few Power concentration is the real threat20:20 – AI as the Next Religion Mythology, belief systems, and digital gods26:50 – Education Is Completely Broken: What schools should teach instead54:10 – The Future: Applied AI & Shared Prosperity: How AI can expand freedom instead of killing itGuest: Travis Oliphant - https://www.linkedin.com/in/teoliphant/💸 Need business financing? https://cardiff.co/business/apply/?utm_source=Youtube&utm_campaign=BehindTheBusiness🔔 Subscribe for insightful content on AI transformation, business strategy, and industry disruption. Don't forget to hit the bell icon for notifications on future episodes.📣 Connect with us:William Stern: https://instagram.com/justwilliamstern🔑 Keywordsai feudalism, artificial intelligence, ai monopoly, open source ai, wealth inequality, ai ethics, future of ai, applied ai, ai autonomy, power concentration, ai regulation, python ai, open source software, ai and society, ai wealth distribution, ai psychology, ai control, ai governance, ai future risks

A child dies at a trampoline park… and the family may never see a courtroom.In this eye-opening conversation, Tiffany Cianci breaks down how forced arbitration became a hidden “shadow court system” that protects corporations, silences victims, and blocks jury trials — often through the fine print you unknowingly agree to at theme parks, jobs, appliances, tickets, nursing homes, and more.🎯 What You’ll Learn From⚖️ How forced arbitration blocks your right to a jury trial🤐 Why cases stay secret — and how NDAs silence victims🏢 How corporations use arbitration to avoid public accountability🧾 How “you agreed to it” gets enforced even when there’s no real negotiation🧨 How private equity leverage buyouts load debt onto the company (not the buyer)🏗️ Why selling assets + leasing back can collapse otherwise healthy businesses🍴 Franchise case studies: Quiznos, Jersey Mike’s, and how “rebate revenue” works🛠️ The simplest legal fix that could stop arbitration abuse⏱️ Full Chapters0:00 – A Child’s Death, Waivers, and the Arbitration Trap2:00 – What Arbitration Really Is (and Why You Lose 97% of the Time)5:00 – The Corporate “Cheat Code” That Hides Bad Behavior8:00 – Toys “R” Us: How Private Equity Actually Killed It13:00 – Strip-Mining Companies: Debt, Dividends, and Asset Sell-Offs18:00 – Franchising Gone Wrong (Quiznos, Jersey Mike’s, Five Guys)24:00 – Arbitration Everywhere: Jobs, Tickets, Parks, Appliances29:00 – Why Secrecy Prevents Accountability and Repeats Harm34:00 – The One-Sentence Fix That Could Change Everything38:00 – How Lobbying Protects Arbitration and Consolidation43:00 – Private Equity’s Role After 200848:00 – Leverage Buyouts Explained Simply51:00 – Who Really Benefits From Lower Rates53:00 – Final Warning: Divide-and-Distract While Power ConsolidatesGuest: Tiffany Cianci - https://www.instagram.com/thevinomom/💸 Need business financing? https://cardiff.co/business/apply/?utm_source=Youtube&utm_campaign=BehindTheBusiness🔔 Subscribe for insightful content on AI transformation, business strategy, and industry disruption. Don't forget to hit the bell icon for notifications on future episodes.📣 Connect with us:William Stern: https://instagram.com/justwilliamstern🔑 Keywords (All Together)forced arbitration, arbitration agreement, American Arbitration Association, AAA arbitration, NDA waiver, secret court system, jury trial rights, corporate accountability, consumer rights, employee arbitration, theme park waiver, trampoline park injury, private equity explained, leveraged buyout, LBO, Toys R Us debt, Bain Capital, KKR,

Most professionals don’t fail because they lack skill — they fail because they were never taught how to lead, scale, or step out of the grind.In this episode, Dr. Peter Wishnie — a podiatrist with 34+ years of experience and a decade coaching healthcare providers — breaks down the uncomfortable truth behind why so many high-earning professionals feel trapped, burned out, and powerless inside businesses they built.🎯 What You’ll Learn From This Episode🔹 How professionals get trapped inside their own success🔹 Why leadership ≠ expertise🔹 The difference between lifestyle businesses and enterprise value🔹 How systems and KPIs replace burnout🔹 Why “more patients” is the wrong answer🔹 What private equity actually looks for in acquisitions🔹 How to build a business that works without you🔹 Why mindset beats tactics every time⏱️ Chapters0:00 – Why so many doctors hate their jobs3:10 – Childhood, medicine, and the origin of identity7:00 – Buying a practice with zero business knowledge9:20 – Maxing out credit cards to hire a coach14:40 – Why being a great student matters more than the coach19:00 – The real leadership gap in medicine23:10 – Why taking care of patients isn’t enough30:10 – Revenue per visit vs. volume thinking37:10 – The “Rainmaker Day” that changes everything56:40 – What actually makes a practice sellable (PE insights)Guest: Dr. Peter Wishnie - https://www.instagram.com/coach_peterwishnie/💸 Need business financing? https://cardiff.co/business/apply/?ut...🔔 Subscribe for insightful content on AI transformation, business strategy, and industry disruption. Don't forget to hit the bell icon for notifications on future episodes.📣 Connect with us:William Stern: https://www.instagram.com/justwilliamsterndoctor burnout, clinician leadership, medical practice growth, healthcare entrepreneurship, private equity healthcare, selling a medical practice, revenue per visit, practice management, business coaching for doctors, leadership in healthcare, systems and KPIs, working on the business

Logan sits down with William Stern to break down:– How he went from failed dropshipping stores & $200k lost to partnering with top creators– The real story behind building Media Scaling (not the social media highlight version)– What “noise vs signal” means in entrepreneurship– Why motion creates opportunity — and stagnation kills it– How to know if you should DIY content or hire a team– When to pivot, when to persist, and when to fire a client– Why “boring businesses” like plumbers & roofers are unicorns in today’s content world– How sub-accounts create arbitrage on CPMs– Why founders should delegate outcomes, not tasks– The future of high-ticket businesses, social distribution, and AI-enabled growthIf you're an entrepreneur, consultant, founder, or creator…This is one of the most actionable, tactical episodes we’ve ever filmed.📘 WHAT YOU’LL LEARN💥 Why failure is just a decision, not the end💳 How Logan used credit stacking to fund early skills📉 The truth behind 5 years of failed attempts (before success)📈 What sub-accounts are and why they’re CPM gold mines🔍 How to separate noise from signal when scaling🧪 Why consistency outperforms “genius ideas”⚙️ When to hire agencies vs building in-house🧱 Why boring businesses (plumbing, HVAC, roofing) are social media unicorns🎥 How ANY business can create content without being “an actor”🔄 When to pivot, fire clients, or change your entire direction🚀 The future of high-ticket businesses, personal brands & AIGuest: Logan Forsyth -  https://www.instagram.com/loganforsyth/💸 Need business financing? https://cardiff.co/business/apply/?ut...🔔 Subscribe for insightful content on AI transformation, business strategy, and industry disruption. Don't forget to hit the bell icon for notifications on future episodes.📣 Connect with us:William Stern: https://www.instagram.com/justwilliamsternLogan Foresight, Media Scaling, William Stern, Stern Talk, digital marketing strategy, sub accounts, high ticket businesses, CPM arbitrage, content marketing, social media growth, entrepreneurship failures

👉 Real Business Growth Summit - Las Vegas - June 7th & 8th 👉 GET YOUR TICKETS NOW - https://realbusinessgrowthsummit.com/Leadership is the cornerstone of business growth. In this transformative conversation with BRAD LEA, hosts and founders of Cardiff, William Stern and Dean Lyulkin explore why leadership is the key to scaling your business, unleashing your potential, and creating sustainable success. Packed with strategies to help entrepreneurs, innovators, and dreamers like you, this video dives into the mindset shifts, systems, and tools necessary to amplify your impact and elevate your brand. Dream boldly, innovate or get left behind, and master the art of leading with confidence. Learn how to overcome the bottlenecks of growth, build a winning team, and embrace systems that set you free to focus on what truly matters. Whether you're navigating challenges, redefining your relationship with money, or striving to inspire your team, this is a must-listen for entrepreneurs ready to elevate their leadership game.Your next level of success starts here. Share your thoughts in the comments and join the conversation—because together, we can make it happen. Let’s grow, lead, and thrive!🔔 Subscribe Now & hit the bell icon📣 Connect with us:Brad Lea: https://www.instagram.com/therealbradleaWilliam Stern: https://instagram.com/justwilliamsternDean Lyulkin: https://instagram.com/deanlyulkin👉 Real Business Growth Summit - Las Vegas - June 7th & 8th 👉 GET YOUR TICKETS NOW - https://realbusinessgrowthsummit.com/#digitalmarketing #bradlea #entrepreneurship #entrepreneurpodcast #podcast #businesspodcast

Join our joint business coaching experience with James (30 Day Free Trial): https://jointhefraternity.com/ In this episode of A Stern Talk, we sit down with James Newton, Cardiff's long-time business coach and a visionary in the field of transformational education. James shares his fascinating origin story, from his early days working in the recreation industry to his evolution into a highly sought-after organizational development consultant. He delves into the principles of consciousness and mindfulness, drawing parallels between the lessons learned from whitewater kayaking and the art of effective leadership. James shares invaluable insights into the importance of emotional intelligence, active listening, and fostering a culture of accountability within organizations. This episode is a masterclass in effective leadership styles in management, offering profound wisdom, and practical strategies for navigating the complex challenges of the modern business landscape. Join the conversation and share your thoughts on our social media channels (@ASternTalk).

In this episode of A Stern Talk, we sit down with Ben Reinberg, a visionary entrepreneur who has built a commercial real estate empire spanning over 11 million square feet. Ben shares his remarkable origin story, from his enterprising childhood selling cigarettes to bar patrons, to his bold move to syndicate his first industrial property deal at just 23 years old. Ben offers profound insights into his strategic approach to building wealth through commercial real estate, including the challenges he's encountered, how he cultivated a thriving network, and how he cultivated his personal brand to achieve next level growth. This episode offers an intimate portrait of a leader who has defied convention and redefined success in the realm of commercial real estate. Join the conversation and share your thoughts on our social media channels (@ASternTalk). Ben’s Webinar (May 21st): https://ben-reinberg.com/the-power-of-perception Ben's Instagram: https://www.instagram.com/therealbenreinberg/ 📣 Connect with us: William Stern: ⁠⁠⁠https://instagram.com/justwilliamstern⁠⁠⁠ Josh Massieh: ⁠⁠https://instagram.com/dontbuyrealestate ⁠⁠ Dean Lyulkin: ⁠⁠⁠https://instagram.com/deanlyulkin⁠⁠ Lev Itsygin: https://instagram.com/lev.gpt

In Episode 22 of A Stern Talk, we sit down with Ilan Wornovitzky, a seasoned entrepreneur with a diverse portfolio spanning from real estate development in Mexico to owning/ operating restaurant franchises in San Diego. Ilan shares his captivating origin story, detailing his journey from working in his father's heavy machinery business to venturing into novelty candy sales, construction, and eventually, the restaurant industry. He provides a candid look into the challenges of dealing with unions and government bureaucracy, his experience of opening a restaurant just weeks before the 2019 pandemic, and the importance of adaptability in the face of adversity. Throughout the episode, Ilan engages in a lively discussion about the intricacies of running a successful restaurant, from menu design and marketing to managing customer expectations and creating a memorable dining experience. This episode offers valuable insights into the mind of a resilient and innovative entrepreneur who has successfully navigated various industries and challenges. Join the conversation and share your thoughts on our social media channels (@ASternTalk). 📣 Connect with us: William Stern: ⁠⁠⁠https://instagram.com/justwilliamstern⁠⁠⁠ Josh Massieh: ⁠⁠https://instagram.com/dontbuyrealestate ⁠⁠ Dean Lyulkin: ⁠⁠⁠https://instagram.com/deanlyulkin⁠⁠ Lev Itsygin: https://instagram.com/lev.gpt

In this episode of A Stern Talk, we sit down with Chris Luna, a real estate entrepreneur who has built a successful business developing accessory dwelling units (ADUs) and multifamily properties in San Diego. Chris shares his origin story of how he went from selling candy and cell phones to becoming a major player in real estate development. He shares insights into his strategic approach to acquiring properties near San Diego State University, catering to the student rental market, and his innovative 2-story ADU model that optimizes rental income potential in single-family home backyards. Chris candidly reflects on the challenges he’s encountered, particularly the collapse of an $18 million building deal. Chris also shares valuable insights into the genesis and growth of his Backyard Billionaires community, a platform designed to empower and educate fellow investors. This episode offers an intimate portrait of a visionary entrepreneur who has defied convention and redefined success in the realm of real estate development. Join the conversation and share your thoughts on our social media channels (@ASternTalk). Chris Luna: https://www.instagram.com/chrisj.luna/ https://www.backyardbillionaire.com/  📣 Connect with us: William Stern: ⁠⁠⁠https://instagram.com/justwilliamstern⁠⁠⁠ Josh Massieh: ⁠⁠https://instagram.com/dontbuyrealestate ⁠⁠ Dean Lyulkin: ⁠⁠⁠https://instagram.com/deanlyulkin⁠⁠ Lev Itsygin: https://instagram.com/lev.gpt

In Episode 20 of "A Stern Talk," we welcome back Albert Preciado, the visionary entrepreneur behind the Driven brand. Preciado shares updates on his latest ventures, including Driven Funding, a partnership with Cardiff. He also highlights strategies for leveraging social media to build a strong brand, the importance of staying authentic in the face of criticism, and insights on the power of strategic partnerships. Join us for another inspiring discussion with Albert as he shares his experiences and practical advice for entrepreneurs at all stages of their journey. Share your thoughts and engage with us on our social media channels (@ASternTalk). 📣 Connect with us: William Stern: ⁠⁠⁠https://instagram.com/justwilliamstern⁠⁠⁠ Josh Massieh: https://instagram.com/dontbuyrealestate Dean Lyulkin: ⁠⁠⁠⁠⁠⁠https://instagram.com/deanlyulkin⁠⁠ Lev Itsygin: ⁠⁠⁠⁠https://instagram.com/lev.gpt

In Episode 19 of "A Stern Talk," we're joined by renowned entrepreneur and motivational speaker, David Meltzer. Meltzer shares his insights into his recent venture, MeltzerFunding.com, which focuses on providing critical financial support to underserved small businesses, particularly those owned by women and people of color. This episode highlights the challenges these businesses face in securing capital, especially in the crucial phase after startup when they need funds to fuel growth. Meltzer also touches on his personal mission to give back to the communities that have supported his own success. The conversation underscores the vital role that access to capital plays in empowering diverse entrepreneurs to build thriving businesses. Join the conversation and share your thoughts on our social media channels (@ASternTalk). https://meltzerfunding.com 📣 Connect with us: William Stern: ⁠⁠⁠https://instagram.com/@justwilliamstern⁠⁠⁠ Dean Lyulkin: ⁠⁠⁠⁠⁠⁠https://instagram.com/@deanlyulkin⁠⁠ Lev Itsygin: ⁠⁠⁠⁠https://instagram.com/@lev.gpt #smallbusiness #businesses #business #entrepreneur

In Episode 18 of "A Stern Talk," we’re joined by “the Tony Stark of the fitness industry,” John Jaquish, PhD. Dr. Jaquish shares his journey of innovation in fitness and health, starting with a personal mission to combat his mother's osteoporosis that led to the development of the groundbreaking OsteoStrong device, followed by the X3 fitness system, aimed at maximizing muscular development with minimal time commitment. Throughout the episode, Dr. Jaquish underscores his philosophies with insights from his own experience and research. The conversation focuses on the potential for technology to transform personal fitness. Dr. Jaquish's story is a compelling narrative of how personal challenges can lead to innovation that benefits a wide audience. Join the conversation and share your thoughts on our social media channels (@ASternTalk). Dr. Jaquish’s website: https://doctorj.com/ Dr. J's Instagram: https://www.instagram.com/drjaquish/ 📣 Connect with us: William Stern: ⁠⁠⁠https://instagram.com/@justwilliamstern⁠⁠⁠ Josh Massieh: ⁠⁠⁠⁠⁠https://instagram.com/@dontbuyrealestate ⁠⁠ Dean Lyulkin: ⁠⁠⁠⁠⁠⁠https://instagram.com/@deanlyulkin⁠⁠ Lev Itsygin: ⁠⁠⁠⁠https://instagram.com/@lev.gpt

In episode 17 of "A Stern Talk," hosts William Stern and Josh Massieh welcome two giants of the real estate world, Albert Preciado and Ricky Carruth. Albert Preciado, renowned for his Million Dollar Coaching and the national event Driven, alongside Ricky Carruth, a highly esteemed real estate professional and coach, share their wealth of knowledge and experiences. Albert and Ricky delve into their unique paths in the real estate industry, highlighting their philosophies on building relationships, leveraging social media, and the significance of direct and email marketing in today’s digital age. The episode is packed with strategies, personal anecdotes, and actionable advice, making it a must-listen for anyone interested in the dynamics of real estate and entrepreneurship. Join the conversation and share your thoughts on our social media channels (@ASternTalk). Whether you're in the industry or aspiring to be, there's something in this episode for everyone. Ricky Carruth: https://www.instagram.com/rickycarruth/ Albert Preciado: https://www.instagram.com/thealbertpreciado/ 📣 Connect with us: William Stern: ⁠⁠⁠https://www.instagram.com/justwilliamstern⁠⁠⁠ Josh Massieh: ⁠⁠https://www.instagram.com/dontbuyrealestate ⁠⁠ Dean Lyulkin: ⁠⁠⁠https://www.instagram.com/deanlyulkin⁠⁠ Lev Itsygin: ⁠https://www.instagram.com/lev.gpt

In this episode of "A Stern Talk," we welcome guest Kevin Ehm, a distinguished real estate coach and investor renowned amongst his peers as "the Prophet." Kevin delves into his compelling journey, tracing his path from a challenging adolescence, overshadowed by his family's financial hardships, to his ascension as a celebrated figure within the realm of real estate. He recounts his early beginnings in the banking sector, which paved the way to his successful venture into real estate, accentuated by his notable experiences in network marketing. Kevin's narrative is a powerful homage to the virtues of resilience, adaptability, and an unyielding commitment to excellence. Join the conversation and share your thoughts on our social media channels (@ASternTalk). 📣 Connect with us: William Stern: ⁠⁠⁠@justwilliamstern⁠⁠⁠ Josh Massieh: ⁠⁠@dontbuyrealestate ⁠⁠ Dean Lyulkin: ⁠⁠⁠@deanlyulkin⁠⁠ EP:Lev Itsygin: ⁠@lev.gpt

In episode 14 of "A Stern Talk”, hosts William, Josh, and Dean chat with founder/CEO of Lawmatics, Matt Spiegel (@Lawmatics_CRM). A multifaceted entrepreneur with a rich background in law and technology, he started his career as a criminal defense lawyer. Matt's entrepreneurial journey was sparked by a desire to improve client communication within his law firm. This led to the creation of a revolutionary legal tech company, which he later sold for a significant sum before venturing into another software company aimed at streamlining trade show management. Throughout the conversation, Matt shares insights on the entrepreneurial mindset, the importance of solving real-world problems, and his experiences navigating the complexities of starting and selling businesses. His story is a testament to the power of identifying gaps in the market and leveraging technology to create impactful solutions. Join the conversation and share your thoughts on our social media channels (@ASternTalk). 📣 Connect with us: William Stern: ⁠@justwilliamstern⁠ Josh Massieh: @dontbuyrealestate  Dean Lyulkin: ⁠@deanlyulkin⁠

In this episode of "A Stern Talk," hosts William Stern (@justwilliamstern) and Josh Massieh (@dontbuyrealestate) sit down with renowned real estate expert and coach, Ricky Carruth (@rickycarruth). They delve into Ricky's journey from humble beginnings to becoming a top real estate agent and coach, sharing invaluable insights into the challenges and triumphs of building a successful career. The conversation spans a range of topics, including the importance of resilience, the power of authentic client relationships, and strategies for achieving long-term success in the competitive world of real estate. Ricky's stories and perspectives offer a trove of motivation and practical advice, making this episode a must-listen for anyone looking to elevate their professional life. Join the conversation and share your thoughts on our social media channels (@ASternTalk).

In Episode 12 of "A Stern Talk," hosts William Stern (@justwilliamstern) and Josh Massieh (@dontbuyrealestate) welcome Dean Lyulkin (@deanlyulkin), co-founder of Cardiff. The discussion opens with reflections on personal branding and networking, emphasizing the importance of relationships and strategic connections in business growth. They delve into the transformative power of facing personal challenges and the realization of the importance of time, leading to a shift towards more meaningful business practices. Lyulkin shares insights into Cardiff's mission and approach to small business lending, highlighting innovative strategies for digital marketing and customer engagement. The episode also explores the concept of creating value through partnerships and leveraging personal experiences to foster business and personal growth. Join the conversation and share your thoughts on our social media channels (@ASternTalk).

In the part 2 of 2 of this compelling episode of "A Stern Talk," hosts William Stern (@justwilliamstern) and Josh Massieh (@dontbuyrealestate) continue their conversation with Mike Georgopoulos (@mikeygsd), delving deeper into the intricacies of running a successful hospitality business. This episode focuses on the strategic operations behind RMD Group's success, including the division of labor among partners, the challenges and strategies of scaling restaurant concepts, and adapting to market changes. Mike shares insights on managing investor expectations, the importance of having the right team, and the nuances of location selection for new ventures. The discussion also touches on the impact of COVID-19 on the industry and the future of nightlife and dining experiences, emphasizing adaptability, innovation, and the critical role of customer service in the hospitality business. Join the conversation and share your thoughts on our social media channels (@ASternTalk).

In this engaging episode (part 1 of 2) of "A Stern Talk," hosts William Stern (@justwilliamstern) and Josh Massieh (@dontbuyrealestate) chat with Mike Georgopoulos (@mikeygsd), the dynamic co-founder of RMD Group (Rustic Root, Huntress steakhouse, Lumi by Akira Back, and Johnny WAHOO Golf Bar), a key player in San Diego's hospitality scene. The conversation delves into Mike's entrepreneurial journey, highlighting his experiences and challenges in establishing some of San Diego's most popular restaurants, bars, and nightclubs. Key topics include the nuances of the hospitality industry, customer service excellence, and the strategic aspects of creating and scaling successful venues. Mike's stories and insights offer a behind-the-scenes look into the world of hospitality, emphasizing perseverance, adaptability, and the importance of building meaningful relationships. Join the conversation and share your thoughts on our social media channels (@ASternTalk).

In Episode 9 (Part 2 of 2) of 'A Stern Talk,' hosts William Stern and Josh Massieh continue their engaging dialogue with Albert Preciado, the entrepreneurial mind behind The Mortgage Guys, Ambiance Realty, and the DRIVEN event. This episode delves deeper into Albert's strategic approach to business, discussing the pivotal role of mentorships, the power of branding, and the impact of social media on his success. Albert reflects on the critical decisions that propelled his businesses forward and shares his philosophy on leadership, team building, and creating a culture of excellence. His insights provide valuable lessons for aspiring entrepreneurs and business leaders alike. Tune in for this enlightening conclusion to Albert's story of resilience and triumph. Share your thoughts and join the conversation on our social media channels (@ASternTalk).

In Episode 8 (Part 1 of 2) of 'A Stern Talk,' hosts William Stern (@justwilliamstern) and Josh Massieh (@dontbuyrealestate) sit down with Albert Preciado (@thealbertpreciado), the trailblazing entrepreneur behind The Mortgage Guys, Ambiance Realty, and the renowned DRIVEN event. This episode delves into Albert's past struggles with substance abuse and legal challenges, and how overcoming these obstacles paved his way to remarkable business success. His candid reflections offer deep insights into overcoming adversity, fostering personal growth, and harnessing entrepreneurial spirit. Tune in for an inspiring exploration of how challenges can be transformed into stepping stones for success, and don't miss the continuation of this compelling narrative in Part 2 next week. Share your thoughts and join the conversation on our social media channels (@ASternTalk).

In Episode 7 (Part 2 of 2) of "A Stern Talk," hosts William Stern (@justwilliamstern) and Josh Massieh (@dontbuyrealestate) continue their insightful conversation with Riley Edwards, founder of ⁠wedocreepy.com⁠. This episode dives deeper into the entrepreneurial journey of Riley, exploring the nuanced challenges and opportunities he encountered while expanding his pest control business. Riley delves into the complexities of scaling a business, managing human capital, and maintaining integrity in a competitive industry. He also discusses the impact of digital marketing and sales strategies on growth, and the balance between rapid expansion and steady, value-aligned development. Join us for this concluding part of a rich dialogue that not only sheds light on the intricacies of entrepreneurship but also imparts practical wisdom for budding business owners. Tune in for an engaging and educational episode, and don't forget to share your thoughts on our socials (@ASternTalk)!

In Episode 6 (Part 1 of 2) of "A Stern Talk," hosts William Stern (@justwilliamstern) and Josh Massieh (@dontbuyrealestate) sit down with Riley Edwards, founder of wedocreepy.com, a pest control company. Riley recounts his transition from a fledgling neuroscience student to a pioneering pest control entrepreneur, blending insights from his religious upbringing including experiences like being a Mormon missionary in "Sin City”, to exploring his first business venture. Riley shares insights into the challenges and triumphs he faced while transitioning from academia to entrepreneurship, offering valuable lessons on resilience, innovation, and the power of a diverse skill set. This episode is a rich exploration of how varied life experiences can converge to create successful and unique business models. Don't miss this insightful dialogue, subscribe for more wisdom, and join us next week for the enlightening conclusion in Part 2. Share your feedback and topics you'd like to hear about on our socials (@ASternTalk)!

Dive into Episode 5 of 'A Stern Talk' where William Stern (@justwilliamstern) and Josh Massieh (@dontbuyrealestate) sit down for an enlightening discussion with Jeff Fenster, serial entrepreneur and innovative founder of Everbowl. This episode explores the journey of transforming from an unhappy employee to an entrepreneurial success. Jeff shares his remarkable story of resilience, detailing how he navigated the challenges of starting and scaling businesses, including his venture into the payroll industry and the inception of Everbowl. The discussion delves into the world of entrepreneurship, highlighting the crucial aspects of seizing opportunities during economic downturns, understanding the intricacies of equity-based crowdfunding, and the importance of relationship-based selling. It's an inspiring episode packed with valuable lessons for aspiring entrepreneurs and business owners. Tune in for an episode filled with real-world experiences, strategies for business growth, and the mindset needed to succeed in the dynamic world of entrepreneurship. Subscribe and join the conversation on our socials (@ASternTalk) with your feedback and business owners you'd love to hear more about!

In Episode 4 of 'A Stern Talk,' William Stern (@justwilliamstern) and Josh Massieh (@dontbuyrealestate) dive deep into the power of social media for business growth. This episode focuses on the transformative role of platforms like Instagram, TikTok, and LinkedIn in creating impactful content and generating leads. They discuss the nuances of viral content, the art of engaging an audience, and the subtle differences in content strategy across various platforms. The hosts share their personal experiences and insights on building a brand, staying authentic, and leveraging humor to connect with diverse audiences. They also explore innovative tactics for maximizing social media algorithms and converting online engagement into tangible business results. Essential for real estate professionals, digital marketers, and entrepreneurs, this episode delivers a blend of humor, real-world examples, and practical strategies for anyone looking to harness the full potential of social media in business. Tune in to gain valuable insights on how to create a lasting impact and drive success through digital platforms. Subscribe now and join the conversation with your thoughts and feedback on our socials (@ASternTalk)!

In the third episode of "A Stern Talk," hosts William Stern of Cardiff and Josh Massieh from @dontbuyrealestate discuss the intricacies of building effective lead funnels and the balance between paid and organic marketing strategies. The conversation touches on the challenges and opportunities of digital marketing, the importance of understanding and leveraging multiple digital platforms for business growth, and the nuances of targeting and content creation for different audiences. This episode is packed with practical advice and insights for entrepreneurs and marketers aiming to optimize their online presence and lead generation tactics. It's a must-listen for those seeking to navigate the complex world of digital marketing and lead generation effectively. Subscribe for weekly wisdom, and join the conversation by leaving a review and reaching out on our socials (@ASternTalk) with your thoughts and topics you're eager to hear about!

In the second episode of "A Stern Talk," hosts William Stern of Cardiff and Josh Massieh from @dontbuyrealestate dive deep into the world of lead generation and the power of social media in business. Listen in as they candidly share their experiences with the pitfalls and triumphs of online marketing, emphasizing the significance of authentic engagement over purchased leads. They'll explore how platforms like Meta capitalize on user engagement and discuss the strategic pivot from traditional lead funnels to organic social media growth. This episode is a treasure trove of insights on navigating the ever-changing digital landscape, harnessing the irony of social handles, and leveraging personal connections for business success. Whether you're a small speedboat in the vast sea of marketing or a major player facing the harsh winds of economic change, this conversation is tailored for anyone looking to sharpen their social media savvy. Tune in, subscribe for weekly wisdom, and join the conversation by leaving a review and reaching out on our socials (@ASternTalk) with your thoughts and topics you're eager to hear about.

In our inaugural episode, join us as we explore the remarkable business journeys of our hosts, William Stern, CEO of Cardiff, and Josh Massieh from @dontbuyrealestate. Discover how William navigated his way from humble beginnings during the 2001 market collapse to founding his own thriving company. Also, hear Josh delve into his entry into the real estate world, sharing insights on how his experiences and evolving market dynamics have shaped his career. This episode offers a profound look at life's unpredictability, career transitions, and the bold spirit inherent in entrepreneurship. "A Stern Talk" is aimed at aspiring entrepreneurs and seasoned business professionals alike, offering insights, stories, and advice. Subscribe to stay updated on our weekly episodes. We'd love to hear your thoughts, so please leave a review and reach out to us on our socials (@ASternTalk) with any feedback or topics you'd like us to explore.