Accumulating Wealth

With international markets up 30% despite ongoing global conflicts, it's a pivotal time to evaluate your investment strategies. In episode 287 of the Accumulating Wealth podcast, the guys are continuing their discussion of how geopolitical events are reshaping the bond market and the importance of active management. Tune in for the strategic insights needed for today's financial environment.   LINKS Podcast Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

Sector rotation is reshaping the investment landscape, with small cap value seeing an impressive 18% rise over six months, while large cap growth lags. A guest joins to discuss the intricacies of market dynamics, recent shifts in sector rotations, and the significant influence of data-driven technologies. Tune in to learn how market trends might impact your portfolio strategy.   LINKS Tectonic Advisors Podcast Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

In an industry where fixed costs can rise unexpectedly, understanding your practice's financial health is crucial. Last year, pediatric dental practices saw an 11% rise in collections, proving the industry's resilience. A guest joins this episode to discuss CWA's new Pediatric Dental Comparison Report, including how changes in pay mix affect profitability and how strategic marketing can boost growth.   LINKS Pediatric Dental Comparison Report Podcast Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

Navigating divorce isn't just a personal matter — it's a financial and operational turning point. A special guest joins this episode to dive into the complexities of divorce valuations for business owners. From asset division to goodwill analysis and practice valuations, it's crucial to have the right advisor by your side to help navigate the process.    LINKS NDP NDP's Transition Talk Podcast Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

Tax misinformation can cost you dearly, so how can you stay vigilant? Hunter and Judson dissect the IRS's "Dirty Dozen" tax scams, revealing how scammers operate and how you can protect yourself. From bogus credits to AI-enabled fraud, steer clear of financial pitfalls and safeguard your assets.   LINKS Podcast Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

Increasing business profitability involves more than simply reducing expenses. A guest from Solventum joins this episode to discuss "monetary mechanics," a method that gets to the core of practice profitability. Whether your practice is experiencing setbacks in case starts, staffing or technology, monetary mechanics can help you identify and address the key drivers of profitability.    LINKS Solventum Podcast Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

The new benchmarking report shows orthodontic practice production is up, staff salaries remain steady and marketing dips slightly. But how do you turn data into action? A guest joins this episode to dive into the latest Orthodontic Practice Comparison Report and share insights on overhead trends and the importance of top-line growth.   LINKS Orthodontic Practice Comparison Report  Podcast Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

COVID left a lasting impact on the dental industry, as the surge in patient demand gave way to slowing growth and rising overhead costs. The answer: focusing back on the basics. A guest joins this episode to break down the complexities of maintaining profitability in the face of rising staff costs and inflation in today's landscape.    LINKS Podcast Video Profitability Formula cainwatters.com Submit a Question Facebook | YouTube | Instagram

With inflation at its highest since 2023, understanding current economic shifts is crucial. A guest joins to evaluate market expectations, interest rates and the geopolitical factors shaping today's financial landscape. Plus, they offer reminders about filing deadlines and extensions this tax season.   LINKS Podcast Video NerdWallet cainwatters.com Submit a Question Facebook | YouTube | Instagram

In a world where short videos often oversimplify financial strategies, informed decision-making is as important as ever. The guys are here to critically examine viral social media financial hacks and "quick wins," identify fallacies in influencer narratives, and reinforce the significance of expert-driven strategies for sustainable wealth accumulation.   LINKS Podcast Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

Practice growth goes beyond simply getting patients in the door. With a special guest joining this episode, the guys delve into the power of the "all-in" patient. Tune in for more on how aligning your team, culture and patient relations can elevate the success of your practice.    LINKS Podcast Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

The intricacies of today's volatile markets can make investing feel more risky than rewarding. A guest joins this special release episode to discuss ongoing geopolitical challenges and their impact on market performance. They offer insights into sector rotations, international market trends, and the importance of maintaining a diversified portfolio.   LINKS Tectonic Advisors Podcast Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

In this special episode, Judson and Hunter recap CWA's Annual Meeting in Nashville with a guest. They discuss the networking opportunities of the weekend, fun activities around the city and presentations from keynote speakers. Plus, they look ahead to what's to come for the 2027 meeting.   LINKS CWA Annual Meeting YouTube Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

In an era of evolving financial strategies, the newly introduced Trump Accounts can help you save more for your children. A special guest joins this episode to explain these accounts, including how they can bridge gaps in retirement savings and be used in tandem with other savings vehicles for your kids.    LINKS TrumpAccounts.gov cainwatters.com Submit a Question Facebook | YouTube | Instagram

Are you turning to social media for financial advice? Special guests join this episode to share their new video series, aimed to provide quick, digestible and trustworthy financial content for all ages. From mortgages to savings vehicles, tax strategies and more, these videos cover it all.    LINKS Real Talk with Your CPA Podcast Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

What's fueling the market's current turbulence? Hunter and Judson explore the implications of the new Fed chair appointment, AI developments and geopolitical risks affecting your investments. Tune in to learn how to maintain your composure and portfolio during volatile market conditions.   LINKS Podcast Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

Tax season is coming! Hunter and Judson offer tax tips to start the year right and avoid last-minute scrambling. From maximizing your 401(k) to navigating 1099 requirements, these tips can help optimize returns and prepare for a smooth tax season.   LINKS Podcast Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

The annual predictions episode is back, and while the guys can't predict the unpredictable, they offer their best guesses on what 2026 has in store for AI advancements, Fed rate cuts, the S&P 500 and more. Plus, they discuss sports, movies and their word of the year for 2026.   LINKS Podcast Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

2025 brought us a rollercoaster market and remarkable asset performances. Where do we go from here? A guest joins this episode to revisit last year's market highlights, like the S&P's robust 18% gain and the tech sector's volatile ride, and look ahead to 2026, where small-caps and AI advances may play a significant role in shaping the markets.   LINKS Podcast Video Tectonic Advisors cainwatters.com Submit a Question Facebook | YouTube | Instagram

How do you scale a practice efficiently while maintaining top-notch quality? A doctor joins this episode to share how a focus on education, communication and simple but effective systems elevated his practice to the next level.   LINKS BioHorizons Podcast Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

Are you turning to social media as the source of your financial advice? Hunter and Judson evaluate popular "finfluencer" videos and their oversimplification of complex financial topics, including mortgages, tax strategies and loans. The guys offer insights into navigating online advice while maintaining financial literacy and consulting with your financial advisor.    LINKS Podcast Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

What were some of the highlights from 2025? Hunter and Judson reflect and share their favorites of 2025, from books to estate planning, emerging market trends and more. Tune in to hear their year-end recap and what they're looking forward to in the markets in 2026.   LINKS Podcast Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

What rate cuts and market movements will 2026 hold? With the last Fed cut of 2025 and new employment data released, Hunter and Judson offer insights into potential market implications, discuss the shift to small-cap stocks and delve into anticipated changes from an incoming Fed chair.   LINKS YouTube Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

Are you on track with your savings? How much money do you really need? The guys are diving into the necessary amounts for 401(k) savings, life insurance and emergency savings to give you a framework to build your financial plan around.   LINKS Podcast Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

How does a tennis star's prowess offer surprising parallels to market behavior? The guys are exploring potential global economic risks for the coming year, including industrial renaissance growth, inflation risks and a burst of the AI bubble. No matter what the year brings, it's crucial that your financial plan fits your risk profile and long-term goals.   LINKS Podcast Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

Wondering what's the best way to save for college? The answer may be more than simply compound interest. Hunter and Judson are diving into 529 plans, their advantages over traditional savings methods and how the One Big Beautiful Bill Act is changing these plans.   LINKS YouTube Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

It's never too early to start practicing sound financial habits, even if you're still using a piggy bank to store your allowance made entirely of coins. Author Clint Greenleaf joins this episode to share his approach to teaching financial literacy to young minds through his published book and community outreach.   LINKS YouTube Video Give, Save, Spend with the Three Little Pigs  3to1 Foundation  cainwatters.com Submit a Question Facebook | YouTube | Instagram

The U.S. Mint has nixed the penny, but you can still save more of yours in with the IRS increased savings contribution limits for 401(k)s, IRAs and more. The guys are here to review these new 2026 limits and discuss emerging mortgage trends, like the 50-year mortgage and portable mortgages, and the implications of the penny's end.   LINKS YouTube Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

Is now the right time to start on that construction project, given the recent rate cuts? The guys dive into the current lending environment with guests from Live Oak Bank, discussing how SBA loans can be the gateway to expanding your business in today's market. Plus, learn how SBA loans can provide benefits where traditional loans may fall short.   LINKS Live Oak Bank Podcast Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

The Fed announced a 25-basis-point cut, the second of the year. Where does that leave mortgage refinancing and the likelihood of another cut before year-end? Two guests join this episode to discuss how to take advantage of lower refinancing rates to add flexibility to your spending and what the next few months may hold. Plus, the guys have an exciting announcement to share.   LINKS Podcast Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

Planning for retirement doesn't solely rely on the amount of money saved. Safe withdrawal rates and asset classes play a significant role in making your funds last in retirement. A guest joins this episode to discuss calculating your unique safe withdrawal rate and the importance of asset diversification in post-retirement planning.   LINKS Podcast Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

As year-end approaches, the key to successful tax planning is understanding your financial landscape and taking advantage of the opportunities available. A guest joins this episode to review deferral amounts, utilizing the Augusta Rule, strategic timing of equipment purchases and more. Plus, they review the new tax law changes that impact tax planning into next year.   LINKS Podcast Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

Ready to boost your tax savings in 2026? Unpack the hot-off-the-press 2026 IRS tax updates, spotlighting new inflation-adjusted standard deductions and tax bracket thresholds to sharpen your planning strategy. Hunter and Judson also take it back to the basics to decode the 1:1, 2:1, and 3:1 savings-to-earnings ratios to show how starting early can supercharge your retirement goals.   LINKS Podcast Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

Should your tax saving strategies stay the same with the new tax law changes? The guys are going back to the basics with the five savings environments, diving into where the best places to put your money are, depending on your unique plan. Tax diversification is crucial to your financial plan, so when the unexpected happens, your financial planner can adjust accordingly to maximize your savings.   LINKS Podcast Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

Debt isn't always bad. With the latest Fed cut, it's tempting to refinance your loans, but is now the right time? The guys are going back to the basics on debt, diving into different loan types, from consolidation to building to home loans and how these different loans should be uniquely refinanced. Plus, they are ranking their favorite ice creams to determine which one reigns supreme.   LINKS cainwatters.com Submit a Question Facebook | YouTube | Instagram

The Fed announced the first rate cut of the year, and the guys are analyzing its potential impacts on markets, mortgage rates, and consumer spending. A guest joins this episode to discuss how labor market data, inflation and GDP may influence future cuts, and what the rest of the year may hold for consumers and investors.   LINKS Podcast Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

Estate planning isn't exclusively for the ultra-wealthy or those with family heirlooms. For anyone wanting to prepare for their loved ones after they're gone, estate planning is a crucial part of a financial plan. A guest joins this episode to discuss the importance of estate planning, the necessary documents and when to start your planning.   LINKS cainwatters.com Submit a Question Facebook | YouTube | Instagram

An effective hygiene team can make the difference in your practice's profitability and patient relationships. With a busy doctor's schedule, how can you invest in your hygiene team to create a more productive practice overall? Rachel Wall from Inspired Hygiene joins this episode to discuss hygiene staffing, salary and services.   LINKS cainwatters.com Submit a Question Facebook | YouTube | Instagram

Now that several tax-saving opportunities are permanent through the One Big Beautiful Bill, the potential for strategic, proactive planning is greater than ever. The guys walk through the top tax tips, covering QBI, bonus depreciation and more. Plus, college football is back, and the guys are making their predictions for the season.   LINKS Podcast Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

As energy demands for AI and data centers skyrocket, the markets are responding accordingly. With many sectors up, what's the likelihood of a cut in the next Fed meeting? A guest joins this episode for the latest on technology investment, market performance and the latest consumer behavior trends.   LINKS Podcast Video cainwatters.com Submit a Question Facebook | YouTube | Instagram

The One Big Beautiful Bill introduced changes to student loans, eliminating the PAYE and SAVE plans in favor of new loan payment plans. A guest joins this episode to review the changes, who qualifies for the new plans and how to balance debt repayment with your other financial goals.   LINKS CWA Blog: The One Big Beautiful Bill Act cainwatters.com Submit a Question Facebook | YouTube | Instagram

Are things looking up in the economy after a rough few months? GDP is up and stocks are reporting positively, but just because the economy appears to be strong, it's impossible to know where the stock market will go from here. The guys discuss Trump accounts, child financial literacy, mortgage fraud schemes and the risks of buy now, pay later loans.   LINKS cainwatters.com Submit a Question Facebook | YouTube | Instagram

The new One Big Beautiful Bill Act introduced new tax changes, creating significant tax-saving opportunities in both business and personal deductions. The new bill permanently extends many rules of the Tax Cuts and Jobs Act and makes changes to qualified business income deductions, estate exemptions, state and local tax deductions, and more. A guest joins this episode to summarize key points of the bill and examine which rules take effect in 2025.   LINKS CWA Blog: The One Big Beautiful Bill Act The One Big Beautiful Bill Act cainwatters.com Submit a Question Facebook | YouTube | Instagram

Finding the right CE course that suits your career stage not only fosters your personal and professional growth but also enhances your practice, patient relations and staff engagement. A guest joins this episode to share how committing to investing in yourself at every stage of your career opens opportunities for networking, new technology and crucial professional development.   LINKS Spear Education Spear Associate Planning eBook cainwatters.com Submit a Question Facebook | YouTube | Instagram

Regret avoidance, loss aversion and cost can all be barriers to making a change in your financial plan. Without change, though, your plan stays stagnant and doesn't take full advantage of all the opportunities available. Is a status quo bias hindering your financial plan? A guest joins this episode of the bias summer series to discuss status quo bias and how to mitigate it.   LINKS cainwatters.com Submit a Question Facebook | YouTube | Instagram

Instant gratification and decision fatigue lead to choices that are easy and provide immediate benefits, without considering the implications for future gains. A guest joins this episode to examine present bias and how focusing on today can impact your tomorrow, both in your personal and financial life.   LINKS cainwatters.com Submit a Question Facebook | YouTube | Instagram

Overconfident investors trade 25% more frequently than their peers, costing them 4% in annual returns. This episode explores the overconfidence bias, discussing how it leads to risky decisions such as under-diversifying investments or disregarding expert advice, and its adverse long-term effects on financial plans. CPA Angie Svitak joins this episode to explore how this bias impacts investment decisions and how to tame overconfidence.   LINKS cainwatters.com Submit a Question Facebook | YouTube | Instagram

To celebrate Fourth of July, a special guest host returns to take the guys through some iconic all-American childhood snacks with a blind taste test game. Who cares if the foods are heavily processed – this is 'Murica, right?   LINKS cainwatters.com Submit a Question Facebook | YouTube | Instagram

Biases can cause a disordered perception of reality, so how can you become aware of unconscious biases that may be affecting your financial, investment and even personal decisions? The guys bring a guest on to discuss confirmation biases, how they influence decision-making, and ways to prevent them from taking control of your finances.   LINKS cainwatters.com Submit a Question Facebook | YouTube | Instagram

Beyond salary considerations, what does adding an associate doctor to your practice actually cost? A guest joins this episode to break down fixed and direct costs, staff and infrastructure estimates when bringing on an associate. Whether you're looking to grow production or make a transition, these factors are crucial in budgeting a new investment in the practice.   LINKS How Does Your Dental Practice Compare? Report cainwatters.com Submit a Question Facebook | YouTube | Instagram