Cameron's Corner: Utah Real Estate Insights

In this episode, Cameron is joined by Alec Maddox from Edge Homes and TJ Shelly from First Colony to unveil an unprecedented 3.99% Adjustable Rate Mortgage (ARM) incentive, making new construction homes in Mapleton, Utah, more affordable than ever. Discover how this game-changing offer, including a 2-1 buydown option, can significantly reduce your monthly payments and open doors to homeownership.Key Discussion Points:Edge Homes' 3.99% ARM Incentive: A deep dive into the 7-year ARM with a 2-1 buydown, offering rates as low as 1.99% in the first year.Understanding ARMs in 2026: TJ Shelly explains why today's ARMs are a safe and strategic option for homebuyers, contrasting them with past market conditions.Mapleton Community Spotlight: Alec Maddox highlights the stunning Harmony Ridge community in Mapleton, featuring condos, townhomes, and single-family homes, and their current availability.Real-World Payment Comparisons: A breakdown of monthly payments with the incentive versus current market rates, showcasing significant savings for buyers.Why Act Now:The urgency of this limited-time offer and the benefits of securing a new home with warranties in a growing community.Guest Information:Alec Maddox: Representative, Edge Homes - Expert on new construction, community development, and current home incentives.TJ Shelly: Mortgage Specialist, First Colony - Provides insights into mortgage products, interest rates, and financing strategies.Connect with Cameron:Instagram: https://www.instagram.com/cameronhekking.re/Subscribe to Cameron's Corner: Utah Real Estate Insights:Listen on Spotify, Apple Podcasts, and wherever you get your podcasts!

In this episode of Cameron’s Corner, I’m joined again by First Colony Mortgage loan officer TJ Shelley to break down what Utah buyers need to know as we head into 2026. We talk about how falling interest rates are improving affordability, why buyer curiosity is picking back up, and what it actually means to be prepared before you start touring homes.We also dive into one of the most misunderstood parts of the buying process: pre-qualification vs. pre-approval. TJ explains how lenders look at credit, income, and down payments, why soft credit pulls are a game-changer for early planning, and how starting the lending conversation early can save you real money and stress.If buying a home in Utah is a goal for you in 2026 — or even something you’re just starting to think about — this episode is all about clarity, strategy, and confidence so you can move forward the right way.

In this episode, I’m joined by Alec Maddox, new construction agent with Edge Homes and one of the trusted partners on my real estate team.We cover:✅ Why I only work with vetted agents, lenders, and builders✅ Alec’s experience selling—and living in—Edge condos, townhomes, and single-family homes✅ Edge Homes’ standout warranties and build quality✅ Current incentives: 4.99% interest rate and up to 7–9% in concessions✅ How buyers are using those incentives for rate buydowns and closing costs✅ Why working with Edge’s preferred lender, First Colony, matters✅ Where Edge is building now and where they’re expanding✅ Why this may be the best time to buy before incentives disappearAlec also shares why fall is his favorite season in Utah and his go-to local golf spots.If you want to see what incentives you qualify for with Edge Homes, message me on Instagram @cameronhekking.re or text me at (385) 200-9893 and I’ll connect you with Alec.See you next week!

Utah’s housing market has never been more talked about — but is it still possible to buy affordably in 2025?In this episode of Cameron’s Corner, I sit down with TJ Shelley from First Colony Mortgage to break down:Why affordability feels so tough in today’s Utah marketHow mortgage rates, inflation, and COVID-era policies shaped where we are nowBuilder incentives and how they can drastically reduce your monthly paymentWhy Accessory Dwelling Units (ADUs) are game-changers for first-time buyersTips for making homeownership achievable even with high pricesWhere rates could be headed over the next 12 monthsWe also dive into some Utah-specific insights, strategies for first-time buyers, and why getting into your first property is the hardest — but most important — step.Whether you’re a Utah homebuyer, seller, or investor, this episode gives you the tools and perspective to navigate today’s market.🎥 Now available in both audio and video formats! https://www.youtube.com/channel/UCIn3uCyYjTVHcv6sIIRkJBQ📍 Covering Utah County, Salt Lake County, and beyond.

This week, Cameron breaks down key national and Utah-specific market trends, including:A rise in buyer confidence for the first time in yearsRate drops and what it means for your budgetApple’s $600B investment and its potential impact on Utah’s housing demandPlus — EDGEHomes just rolled out the best affordability deal of the summer: a fixed 5.49% rate and 9% back in concessions across all communities.📲 For more info, text Cameron at (385) 232‑0980 or DM him on Instagram @cameronhekking.re.

The 2025 housing forecast is out, and Realtor.com just dropped some major updates on where the market is heading. What does this mean for Utah buyers, sellers, and investors?In this episode, Cameron breaks down:The most recent July 18 market updateThe 2025 housing forecast and what it means for Utah CountyA Provo property with a separate guesthouse that’s perfect for rental income or house-hacking📲 Want more details or to tour the Deal of the Week? Text Cameron at (385) 232‑0980 or DM @cameronhekking.re.

The July housing market is shifting toward buyers—and one Utah builder just dropped a 3.875% interest rate on select townhomes in Saratoga Springs, Eagle Mountain, and American Fork.In this episode, Cameron breaks down:What national data is saying about inventory, pricing, and buyer sentimentWhy mortgage rates are climbing again—and why it mattersA real-world example of how this 3.875% rate could save you over $16,000 in two years📲 Want details or the qualifying list of homes? Text Cameron at (385) 232‑0980 or DM @cameronhekking.re.

Big changes are hitting the housing market—and they could make homeownership way more accessible.In this episode of Cameron’s Corner, I break down three major updates every Utah buyer needs to know:A new lending rule that allows rent payments to count toward mortgage approval?A fresh look at June’s housing data and what it means for buyers and sellers in Utah County.And a reality check: Utah is now ranked as one of the most expensive housing markets in the U.S.—but there’s still opportunity if you know where to look.PLUS: This week’s Deal of the Week is wild. EDGEHomes is offering a 5.49% interest rate + 9% back in concessions. That’s over $41,000 on a $460K townhome—enough to cover closing costs and potentially your down payment.📲 Ready to explore this opportunity? Text me at (385) 232-0980 or DM @cameronhekking.re to learn more.

Thinking of making the move to Utah County?In this episode of Cameron’s Corner: Utah Real Estate Insights, I break down what life is really like here—the pros, the cons, and the must-knows if you're relocating from out of state. Whether you're a remote worker, young family, or just craving a better quality of life, this episode gives you the inside scoop.PLUS: I’m sharing one of the best builder incentives I’ve seen all year—a 5.49% interest rate and 9% back in closing costs. If you're even slightly considering new construction, you need to hear this.📲 Want my free Utah County Relocation Guide? DM me “GUIDE” on Instagram @cameronhekking.re

This week, Cameron sits down with Travis Maddox from EDGEHomes to unpack one of the biggest questions Utah buyers are facing right now:Is buying a used home actually costing you more than buying new?They dive into builder incentive data, what’s happening behind the scenes in Utah’s new construction market, and why some buyers could be missing out on thousands in savings by overlooking new builds.Then, in the Deal of the Week segment, Travis breaks down EDGEHomes’ current incentives—including closing cost help, design credits, and financing perks that are helping more buyers afford a brand-new home.Ready to find out if new construction might make more sense than resale? Hit play and let’s get into it.For more info, text Cameron at (385) 232-0980 or DM him on Instagram @cameronhekking.re.

Episode 2: Mortgage Rates Drop + 1% Down Loan Programs You Need to Know AboutMortgage rates just dropped again—and it’s opening up a serious opportunity for buyers across Utah. In this week’s episode, Cameron breaks down what this rate dip means for affordability and inventory, and why it could be the window you’ve been waiting for.Plus, he highlights two brand-new loan programs from Vonk Lending that could help you buy a home with as little as 1% down—some of the best options we’ve seen in a while. If you're looking to get into a home without draining your savings, you’ll want to hear this one.Want more info on these programs or to join Cameron’s weekly newsletter? Text him at (385) 232-0980 or DM @cameronhekking.re on Instagram.

Welcome to the first episode of Cameron’s Corner: Utah Real Estate Insights! Hosted by Cameron Hekking, this podcast is your go-to source for the latest trends, tips, and updates in the Utah County real estate market. Each week, Cameron breaks down the key things you need to know about buying, selling, and investing. Plus, he highlights a special “Deal of the Week”—from exclusive listings to builder incentives and loan programs. In this episode, Cameron dives into the current Utah housing market, where buyers have the advantage with more listings and price corrections. He also breaks down a unique opportunity in Salem, UT, with D.R. Horton’s 3.875% interest rate incentive for townhome buyers. Whether you're a first-time homebuyer or a seasoned investor, this podcast gives you the inside scoop on navigating the market with confidence.