Clear 2 Close Podcast

Join your host, Ryan Bolton, a local mortgage expert, on the Clear to Close Podcast as he navigates the intricacies of buying and selling real estate. In each episode, Ryan brings you insightful discussions packed with tips, tricks, do’s and don’ts, and expert guests who share their knowledge on various aspects of the housing market. In this episode, Ryan is joined by Jared Blue from Infinity Title to tackle the pressing issue of housing affordability. They delve into current market trends influenced by rising interest rates, fluctuating home prices, and stagnant household incomes. Together, they explore the effects of government policies, local land regulations, and the dynamics of income versus home value to provide a comprehensive understanding of the challenges facing prospective homeowners today. Whether you're a first-time buyer, a seasoned investor, or simply interested in real estate trends, this podcast is your go-to resource for making informed decisions in the ever-evolving world of real estate. Tune in to stay current on essential topics that affect your housing journey! For comments or questions, reach out to clear to close [email protected] or visit RyanBolton.com. Don’t forget to like, follow, and share! #ClearToClose #RealEstatePodcast #HousingAffordability #MortgageExpert #HomeBuyingTips #RealEstateAdvice #MarketTrends #HomeOwnership #RealEstateInvesting #InterestRates #RealEstateNews #PropertyMarket #HousingMarket #HomeBuyingJourney #MortgageRates #Utah #SouthernUtah      

Clear 2 Close episode 61- Mortgage N3rd Q&A! In today's show Ryan Bolton, Mortgage N3rd, takes on the internets mortgage questions! Please subscribe and submit your comments, questions, or topics for future episodes. https://RyanBolton.com Equal Housing Lender NMLS# 299717 The views expressed in this episode do not necessarily reflect the views of Patriot Home Mortgage CoNMLS# 715386 #mortgage #realestate #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeownership #homeloantips #homebuying #homeselling #stgeorgeutah #cedarcity #greaterzion

Welcome to the "Clear 2 Close" podcast, hosted by Mortgage N3rd Ryan Bolton. With over two decades of experience in the mortgage industry, Ryan provides invaluable insights into the real estate transaction process, from buying your first home to refinancing. Each episode is packed with tips, tricks, and expert advice on the mortgage loan process, including the essential steps, common pitfalls, and frequently asked questions. This episode #60 is designed to empower listeners with the knowledge they need to navigate the complexities of real estate. Join Ryan as he breaks down critical concepts like the "Three C's of Lending," essential mortgage documents, the importance of credit, and more. Whether you’re looking to buy, sell, or refinance, the "Clear 2 Close" podcast is your go-to resource for all your mortgage questions. Tune in and take the first step toward your real estate goals today! In addition to his mortgage expertise, Ryan shares his passion for all things nerdy in the community, featuring his fun side project, N3RDMerch.com, which celebrates diverse interests through unique apparel and accessories. Whether you’re a car nerd, science enthusiast, or gaming aficionado, there’s something for everyone! For more information and resources, visit Ryan's website at ryanbolton.com

Join Ryan Bolton, local mortgage expert from Patriot Home Mortgage, as he welcomes Jared Plewe from Infinity Title for a year-in-review episode of the Clear to Close Podcast. In this enlightening discussion, they explore the key trends and statistics from 2024 in the real estate and mortgage markets. Discover insights on the current mortgage rate landscape, real estate transactions per agent, foreclosure data, and cash flow considerations for rental properties.  We also hit on mortgage license renewals that are down so far by almost 50%. With a focus on what lies ahead for 2025, this episode equips listeners with essential knowledge to navigate the ever-evolving real estate landscape. RyanBolton.com  Equal Housing Lender NMLS# 299717 #ClearToClosePodcast #MortgageRates #RealEstateTrends #HomeBuying #InvestmentProperties #ForeclosureData #2025MarketForecast #PatriotHomeMortgage #InfinityTitle #HomeFinance #RealEstateInsights #SouthernUtahRealEstate #MortgageExpert #RealEstateStatistics

In this episode of the "Clear to Close Podcast," Mortgage N3rd, Ryan Bolton, a mortgage expert from Patriot Home Mortgage, dives deep into the world of credit scores while having some fun with his passion for all things 'nerdy.' Ryan discusses the fundamentals of building and improving credit, answering listener questions about the best strategies to boost credit scores quickly, the impact of using and managing credit cards, and misconceptions around credit repair. He tackles common concerns like the implications of canceling credit cards. The episode also emphasizes the importance of understanding credit reports and encourages listeners to be proactive about their financial health. Join Ryan as he shares valuable insights and practical advice to put you on the path to financial literacy and success.  If you are looking for a Mortgage N3rd for your next Home Loan in Utah or Nevada then Ryan is your guy!  RyanBolton.com   Equal Housing Lender NMLS# 299717 The views expressed in this episode do not necessarily reflect the views of Patriot Home Mortgage CoNMLS# 715386

Join host Ryan Bolton, the Mortgage N3rd from Patriot Home Mortgage, in this episode of the Clear 2 Close podcast as he unravels the complexities of mortgage fees and loan estimates. Ryan provides a detailed breakdown of every section of the required loan estimate form, explaining what each box means to help you navigate the mortgage process with confidence. Tune in for valuable insights that will empower you in your home-buying journey!   RyanBolton.com 0:00 Intro 0:45 Mortgage Closing Costs 1:46 Page 1 of the Loan Estimate 5:35 Page 2 of the Loan Estimate 15:29 Page 3 of the Loan Estimate 18:55 Loan Estimate and Closing Disclosure 22:00 Final Thoughts      

In today's Clear 2 Close Podcast, Ryan Bolton The Mortgage N3rd with Patriot Home Mortgage has a special expert guest.  Jeff Morley is a local real estate appraiser with Morley & McConkie and is a second-generation appraiser. We will talk about what got Jeff into the real estate appraisal business.  We also talk about the issues facing the appraiser industry.  We will talk about the differences between an appraisal and a home inspection.  We will hit on the local market as well.  All kinds of good stuff in today's show!  #Apprasier  #ROV #AVM #RealEstate #Mortgage

Join us for an insightful episode of the Clear 2 Close podcast, hosted by Ryan Bolton, also known as The Mortgage N3rd from Patriot Home Mortgage. In this engaging episode, Ryan dives deep into the world of mortgage misconceptions to help you make informed decisions as a homebuyer. Ryan will tackle key topics, including: Down Payment Myths: Learn the truth about down payment requirements and the options available that might surprise you. Credit Scores Explained: Discover what credit scores mean for your mortgage application and why you don’t need to have a perfect score to qualify. Renting vs. Owning: Explore the common belief that renting is cheaper than owning a home and uncover the long-term financial benefits of homeownership. Whether you're a first-time homebuyer or looking to refresh your knowledge, this episode is packed with valuable insights and practical advice. Don't miss out on dispelling these myths with The Mortgage N3rd! Tune in now! If you are looking for a home loan or mortgage to buy or refinance go to RyanBolton.com  Equal Housing Lender NMLS# 299717

Join us for an insightful episode of the Clear 2 Close podcast, where your host, Ryan Bolton, known as The Mortgage N3rd from Patriot Home Mortgage, dives deep into the questions that matter most to you! In today's episode, Ryan addresses a variety of topics surrounding mortgages, credit, and the ever-evolving real estate market. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, Ryan has the expertise to guide you through the complexities of the lending process. Tune in as he offers valuable advice, breaks down intricate financial concepts, and shares practical tips to empower you on your journey towards homeownership. Don’t miss out on the chance to have your burning questions answered and to gain insights that can lead you to make informed decisions in your real estate endeavors. If you're ready to take the next step towards securing a home loan, whether for purchasing a new home or refinancing your current one, visit RyanBolton.com for personalized support and resources tailored to your needs. Let’s embark on this journey together and achieve your homeownership dreams! Equal Housing Lender NMLS# 299717

Welcome to today's episode of the Clear 2 Close podcast! Join Ryan Bolton, The Mortgage N3rd from Patriot Home Mortgage, as he dives into the topic of refinancing. In this episode, you'll discover what refinancing really means and explore the various types available. Ryan will discuss the key reasons why homeowners consider refinancing their mortgages, helping you understand whether it could be a beneficial move for your financial situation. Tune in to learn the right circumstances under which refinancing makes sense, and gain insights that could guide your decision-making process. Don't miss this informative episode that will empower you to make educated choices regarding your mortgage!  RyanBolton.com

In today's show, I discuss what a Mortgage Interest Rate is and what determines the rate that you will actually get!  My name is Ryan Bolton and I am a Mortgage Nerd! Check out my website at RyanBolton.com if you are looking to buy or refinance a home in Utah or Nevada!  Please like, subscribe, and submit your comments, questions, or topics for future episodes. https://RyanBolton.com Equal Housing Lender NMLS# 299717 The views expressed in this episode do not necessarily reflect the views of Patriot Home Mortgage CoNMLS# 715386  

In today's episode of the Clear 2 Close Podcast, Ryan Bolton, Local Mortgage Expert, brings on special guest Jared Plewe with Infinity Title to break down the 3rd quarter and year-to-date housing stats.  To watch the video of today's show go to YouTube.com/@MortgageN3rd We will talk about the housing market in Southern Utah including the pending home sales and listings, days on the market and our thoughts on what's ahead of Real Estate in St George and surrounding areas!  #mortgage #realestate #preapproval #mortgagerates #WashingtonCounty #atozion #StGeorge #Utah

In today's episode of the Clear 2 Close Podcast, Ryan Bolton with Patriot Home Mortgage brings on special guest Tammy Houchen with Red Rock Realty and the Board President of the Washington County Board of Realtors. Tammy has been in Real Estate since 2005 and has worked in every role from transaction coordinator to real estate agent, to now a broker with over 350 agents. With her expertise, she really has seen and done it all! We talk about the changes to Buyer Broker Agreements and how that is affecting agents, buyers, and the housing market in Southern Utah. #buyeragent   Please subscribe and submit your comments, questions, or topics for future episodes. https://www.RyanBolton.com Equal Housing Lender NMLS# 299717 The views expressed in this episode do not necessarily reflect the views of Patriot Home Mortgage CoNMLS# 715386 #mortgage #realestate #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeownership #homeloantips #homebuying #homeselling #stgeorgeutah #cedarcity #greaterzion

In today's episode, Ryan Bolton with Patriot Home Mortgage reviews the Kamala Harris Housing Proposal. Ryan will break down the good intentions of the plan along with the bad.  Check out the video for this show- YouTube.com/@MortgageN3rd

Clear 2 Close Podcast EP048 - Jim Burch Estate Planning In today's episode, we bring on special guest Jim Burch with Easy Estate Planning and talk about a trust in and why you NEED to have one especially if you have real estate!

Clear 2 Close Podcast EP047 - Mortgage Abbreviations Today's show we break down what common mortgage abbreviations are! 

Clear 2 Close Podcast EP046 - Home Inspections, Colton Hill

Clear 2 Close Podcast EP045 - QnA

Clear 2 Close Podcast EP046 In todays episode, we open up random videos on YouTube and make comments on what we find.  Having a bit of fun in this episode as we break down other videos! 

Clear 2 Close Podcast EP044 - Reverse Mortgage, Trevor Carlson

Clear 2 Close Podcast EP043 - Is it Better To Rent or Buy The answer is no.  Thanks for watching

Clear 2 Close Podcast EP042 - First Quarter 2024 Recap In this episode, we break down a recap of the first quarter of 2024.  How many homes sold, pending inventory, and new builds are on the list to review.   

Clear 2 Close Podcast EP041

Clear 2 Close Podcast EP040 – Stump The Mortgage Nerd

Clear 2 Close Podcast EP039 – Mortgage Products Non-QM

Clear 2 Close Podcast EP038 - Step by Step Process of Getting a Mortgage

Clear 2 Close Podcast EP037 - Parade of Home Preview with Randy Hardy

Clear 2 Close Podcast EP036 - 5 Tips For A Smooth Mortgage Experience

Clear 2 Close Podcast EP035 - Key Mortgage Terms Everyone Should Know

Clear 2 Close Podcast EP034 - Special Guest QnA, Tiffany Lance

Clear 2 Close Podcast EP033 - 2023 Southern Utah Real Estate Recap,  Jared Plewe

Clear 2 Close Podcast  - QnA -

Clear 2 Close Podcast EP032 - Local Expert Cameron Cotter with Key City Insurance     Podcast Summary: Clear to Close - Episode 32 In this enlightening episode of Clear to Close, hosts Ryan Bolton delve into the intricacies of homeownership with local expert Cameron Cotter from Key City Insurance. Join the insightful conversation as they demystify homeowner's insurance, tackling common coverage questions and uncovering the essential reasons behind its necessity. Cameron Cotter emphasizes the importance of an annual insurance review, providing key insights for potential homebuyers.Social Media Posts:Unlock the secrets of homeownership with Clear to Close Episode 32! Join hosts Ryan Bolton and Carson Jones as they pick the brain of local expert Cameron Cotter from Key City Insurance. Discover the ins and outs of homeowner's insurance and why a yearly review is crucial. #ClearToClose #Homeownership101 Considering buying a house? Dive into the latest Clear to Close episode featuring Cameron Cotter of Key City Insurance. Learn about homeowner's insurance, get answers to common coverage questions, and find out why an annual review is a game-changer. #RealEstateWisdom #ClearToClosePodcastProtect your investment! Tune in to Episode 32 of Clear to Close with hosts Ryan Bolton and Carson Jones, joined by Cameron Cotter from Key City Insurance. Explore the world of homeowner's insurance, understand its necessity, and stay ahead with a yearly review. #HomeownershipTips #ClearToCloseInsights

Podcast Summary: Clear to Close Podcast - Episode 31 Title: Pros and Cons of Buying or Selling a Home During the Holidays Hosts: Ryan Bolton and Carson Jones In this insightful episode, hosts Ryan Bolton and Carson Jones dive into the intricacies of real estate transactions during the holiday season. Whether you're considering buying or selling, the hosts weigh the Pros and Cons, offering valuable tips to make the process smooth and stress-free. Topics Covered: Timing Matters: Discover the optimal time to close before the weekend for a hassle-free experience. Beware of Delays: Uncover potential pitfalls and learn how to navigate possible delays during holiday transactions. Budget Wisely: Watch out for extra expenses that may arise and how to manage them effectively. Negotiating Power: Explore how the holidays can enhance your negotiating power in the real estate market. Clear to Close Podcast aims to make your home-buying or selling journey educational and stress-relieving. Tune in for expert insights that will empower you in the real estate game. Social Media Posts: Thinking of buying or selling a home during the holidays? 🏡 Join Ryan Bolton and Carson Jones on Clear to Close Podcast Episode 31 as they explore the Pros and Cons, providing expert tips for a stress-free experience. #HomeBuying #RealEstate Timing is everything! 🕰️ Learn the optimal time to close before the weekend and navigate potential delays with hosts Ryan Bolton and Carson Jones on Clear to Close Podcast Episode 31. Don't miss out on valuable insights! #Mortgage #ClearToClose Budgeting for a holiday home transaction? 💸 Tune in to Clear to Close Podcast Episode 31 for advice on managing extra expenses and making your real estate journey smooth. #RealEstate #HomeBuyingTips 'Tis the season for negotiating power! 🎁 Discover how the holidays can boost your negotiating game in the real estate market. Join Ryan Bolton and Carson Jones on Clear to Close Podcast Episode 31. #NegotiationSkills #ClearToClose

Clear 2 Close Podcast EP030 - Local Expert Jared Plewe with Infinity Title

Clear 2 Close Podcast EP029 - Reviewing Viral Real Estate Videos

Clear 2 Close Podcast EP028 - Common Real Estate Abbreviations 10-25-23

Clear 2 Close Podcast EP027 - How To Become a Real Estate Agent, 10-18-23

Clear 2 Close Podcast EP026 - How To Become a Mortgage Loan Officer, 10-11-23

Clear 2 Close Podcast EP025 - How To Negotiate A Home Purchase 10-3-23

Clear 2 Close Podcast EP024 -  Today's show we have a special guest Ryan Judd. Ryan is a local Real Estate Appraiser. We talk about the factors that go into an appraisal. We talk about appraisal waivers and other industry changes.

#homeloantips #mortgagebroker #firsttimehomebuyer In this episode of the Clear 2 Close Podcast, we're discussing whether or not you should be thankful for today's mortgage rates. Mortgage rates have gone up this year, but is that a good thing? We're discussing whether or not you should be thankful for today's mortgage rates, and we'll give you the pros and cons of both sides of the argument. Let us know what you think in the comments below! Please subscribe and submit your comments, questions, or topics for future episodes. [email protected] Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC#10602790-SA00 #mortgage #realestate #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling

#homeloantips #mortgagebroker #firsttimehomebuyer We hit a milestone with our 11th episode! Most podcasts don't make it that far so that is pretty cool! In today's episode, we take on questions like: Can a real estate refuse to take a listing? We talk about the different roles of Buyer agents vs sellers agents. We talk about reviewing more than one mortgage option. We also talk about how mortgage compensation works post-2008. The rules have changed on how a mortgage company makes money. Use an expert! Use professionals! What are the different inspections on a home? Home Inspection vs Home Appraisal. If you are buying a new home, would you get a home inspection? We talk about the process of ordering an appraisal. Is now a good time to buy a home? Please subscribe and submit your comments, questions, or topics for future episodes. [email protected] Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS 299717 UT DRE LIC 10602790-SA00 #mortgage #realestate #homeloantips #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling

#homeloantips #mortgagebroker #appraisal In this episode, I have a special guest: Carl Wright with R1 Appraisals. Carl is a certified appraiser and owner of R1 Appraisals. We're going to be talking about the Southern Utah market and the process appraiser uses to determine the value of your home. If you're an appraiser or just interested in appraising, this is an episode you don't want to miss! Please subscribe and submit your comments, questions, or topics for future episodes. [email protected] Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS 299717 UT DRE LIC 10602790-SA00 #mortgage #realestate #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling #appraisal

#homeloantips #mortgagebroker #firsttimehomebuyer In the spirit of the Halloween Holiday, this episode we talk about some horror and crazy stories that we have seen when helping our clients buy and sell a home. This will also help you with some tips and tricks on things to avoid when getting a home loan or a mortgage. Please subscribe and submit your comments, questions, or topics for future episodes. [email protected] Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC#10602790-SA00 #mortgage #realestate #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling

#homeloantips #mortgagebroker #firsttimehomebuyer Today's episode is a Q&A session. We talk about: Does it cost anything for a real estate agent to show a house? We talk about buyers and seller agents and the benefits of using professionals. We talk about for sale by owners and watching out for investors What is provided by a realtor and how much does it differ? Should you become a Loan Officer? We talk about what it takes to get licensed. We talk about how compensation works. Should you become a real estate agent? We talk about the costs of becoming an agent Can a real estate agent represent themselves? We talk about disclosures. Will real estate agents become obsolete? Please subscribe and submit your comments, questions, or topics for future episodes. [email protected] Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC#10602790-SA00 #mortgage #realestate #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling

#homeloantips #mortgagebroker #firsttimehomebuyer We get to talk about Wonderful Sunny St George UT! We both love this place and it's easy to talk about why. St George Utah is located in the southwest corner of the State of Utah and shares a border with Arizona and Nevada. About 121 miles from Las Vegas with a simluar climate to Southern Nevada and Arizona. Most people think of snow when they think about Utah but that is not the case in this beautiful corner of the state. We rarely get snow in the winter and because of this, we are a great place for snowbirds and retirees. We are about 35 minutes from one of the best national park, Zion National Park. Another 2 hours and you can hit the north rim of the Grand Canyon or Lake Powell. St George has it all when it comes to outdoor activities. St George hosts the World Senior Games, a Yearly Marathon, and the Iron Man World Championships! Other outdoor activities include many biking trails and sand and trail riding for ATVs. And you can't think about St George without thinking about the well-known golf courses including Sand Hollow Resort, The Ledges, and Copper Rock to name just a few. There are over 15 courses within 45 minutes of downtown. Learn why you should move here! Please subscribe and submit your comments, questions, or topics for future episodes. [email protected] Carson.myhomefinderutah.com RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC#10602790-SA00 #mortgage #realestate #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling

#homeloantips #mortgagebroker #firsttimehomebuyer In today's episode, we learn a bit more about our host Carson Joens. Carson is the Team Leader of The Honey Team with Realty One Group Gold Mark in St George, Utah. We talk about bit about Carson's last name, pronounced "Jones" just not spelled the same. We get into how Carson got into the real estate business and what lead him to Southern Utah from starting in Colorado, to The Bay Area of California to sunny ST George, UT. Carson is a great golfer and we talk about that along with basketball and sports in general. Carson has a great playlist on his channel with reviewing golf courses in the area. Check it out:    / @carsonjoens   We talk about Carson and his family including his first son. He has a great story about meeting his wife and their first dog. Family, Faith, and Word is what Carson is all about! Please subscribe and submit your comments, questions, or topics for future episodes. [email protected] https://Carson.myhomefinderutah.com https://RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC#10602790-SA00 #mortgage #realestate #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling #homebuying101

#homeloantips #mortgagebroker #firsttimehomebuyer In today's episode, we break down the Top 5 mistakes that buyers make! 1- Not getting pre-approved. Waiting too late to start this first step can cause so many issues and unnecessary stress. We talk about this process. 2- Not using a buyer's agent. Using just the listing agent to represent both sides. Use Team Honey buyer agents like Hannah Noxon, Christine Hansen, and Shannon Cates. https://www.teamhoney.org/meet-the-team 3- Not getting a home inspection. GET a HOME INSPECTION. We talk about how this works 4- Needs vs wants when shopping for a home 5- Not researching the surrounding area. Please subscribe and submit your comments, questions, or topics for future episodes. [email protected] https://Carson.myhomefinderutah.com https://RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC#10602790-SA00 #mortgage #realestate #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling #homebuying101

#homeloantips #mortgagebroker #firsttimehomebuyer In today's episode, we interview one of the hosts of the show, Ryan Bolton. Get to know Ryan a bit better! And boy do we get into some good topics from what got Ryan into the mortgage business to golf to marriage tips! Ryan mentioned his wife's business of horse boarding. Check out the website at HorseHavenRanch.org If you need a Mortgage in Utah or Nevada go to RyanBolton.com Please subscribe and submit your comments, questions, or topics for future episodes. [email protected] For help with buying or selling a home- https://Carson.myhomefinderutah.com For help with home financing in Utah or Nevada- https://RyanBolton.com The views expressed in this episode do not reflect the views of Realty ONE Group Goldmark, Team Honey LLC or Synergy One Lending. Equal Housing Lender NMLS# 299717 UT DRE LIC#10602790-SA00 #mortgage #realestate #mortgageprocess #mortgagebroker #firsttimehomebuyer #firsttimehomebuyertips #homeloantips #homebuying #homeselling