Coasting into Retirement

PODCAST · business

Coasting into Retirement

Gary Marriage Jr. is the President and CEO of Nature Coast Financial. Nature Coast Financial Advisors, Inc.’s mission is to develop stable retirement plans for individuals and business owners to help ensure their savings will be there when they need it. We specialize in working with retirees and those nearing retirement, and therefore focus on IRA planning, estate planning and tax efficient strategies. Gary Marriage, Jr. is the president and chief executive officer of Nature Coast Financial Advisors, Inc., an independent insurance and financial services firm based in Crystal River, Florida. He holds insurance licenses in two states. Gary was a co-author of the book, “SuccessOnomics,” which was on several Amazon best-seller lists. He has also appeared as a guest on local and national television and radio programs, as well as in a number of online and print publications. Gary has been featured in The Wall Street Journal, Bloomberg, CBS, NBC and Fox Business, among many others.<br /

  1. 52

    The Dirty Dozen: Dodging Retirement Tax Scams

    Are you sure your retirement nest egg is safe from scam artists and tax traps? In this episode of Coasting Into Retirement, Gary Marriage and Louann Fulmer dive into the IRS's infamous "Dirty Dozen" – the tax scams targeting folks just like you. From sneaky emails promising instant riches to fake charities tugging your heartstrings (and your wallet), Gary shares eye-opening stories and practical tips that could save you thousands.But that's just the beginning! Tune in as the team explores misguided social media advice, clever ways to leave your loved ones a tax-free legacy, and the real difference between tax planning and tax prep. Plus, stay until the end for a lightning round of personal questions that reveal Gary’s lighter side. Get ready for laughs, surprises, and actionable advice—you won’t want to miss a minute!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

  2. 51

    Love, Money & Golden Years: Retirement Strategies for Couples

    What really happens when couples try to retire together—or apart? On this episode of Coasting Into Retirement, Gary Marriage and Louann Fulmer dive into the real-life challenges and surprising opportunities couples face as they plan for their golden years. From navigating those "who retires first?" moments, to sorting out budget bumps and Social Security surprises, Gary shares stories from the front lines that will make you laugh, nod, and maybe scribble down a few new questions for your own retirement plans. Spoiler: it isn’t always smooth sailing, but there’s a way to keep your partnership—and your portfolio—strong.Curious how Uncle Sam, the latest tax laws, and your old 401(k) might play into your plans? Or want to know what a "retirement CAT scan" really reveals about your financial future? Tune in for creative solutions, a few laughs, and the insider strategies Gary and his team give their own families—plus how to get a complimentary session for yourself. If you’re thinking about retirement, already counting down the days, or just want a glimpse of what’s really possible, this episode will have you ready to hit “play” and start dreaming big.Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    The Real Cost of Retirement: Are You Really Prepared?

    Think you know what you’ll spend in retirement? Think again! On this episode of Coasting Into Retirement, Gary Marriage and Louann Fulmer dive into the eye-opening truth behind retirement expenses—why that “magic number” you’ve been chasing might not be enough, and what hidden costs could sneak up on even the most careful planners. There’s more to building your retirement paycheck than just saving; Gary shares the wake-up calls he’s seen as retirees try to turn their nest eggs into lasting income.From inflation’s bite to longevity surprises and those curveball expenses you didn’t see coming, Gary walks you through what to expect—and how to get a strategy that keeps your money working for you long after you clock out for good. Wondering if you’re missing something big? Tune in as Gary answers listener questions, dishes practical advice, and uncovers the one secret step you can take right now to feel confident about your financial future. Don’t coast into retirement without catching this episode!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    Ready or Not? Finding Your Early Retirement Sweet Spot

    Ever dream of tossing your alarm clock for good and waking up to days entirely your own? In this lively episode of C.L.I.M.B. Through Retirement, Louann Fulmer and Gary Marriage dig into the real questions behind making early retirement more than just a daydream. From discovering your “playcheck” to the pitfalls of hidden debt and the ins-and-outs of health insurance before Medicare, this conversation delivers just the right balance of real talk and retirement wisdom. But is it really that easy to step away—and what do you need to get right, before you leap?But wait—there’s more than just numbers at stake. Gary and Lou Ann reveal how your emotions and taxes could play a bigger role in your retirement than you ever imagined. Is your nest egg really yours, or does Uncle Sam have his eye on your savings? And what happens when life throws a curveball just as you’re ready to relax? Tune in for practical tips, some laughs, and a few surprises that could change the way you think about your golden years. Are you really ready to retire early? Hit play to find out!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

  5. 48

    Are You Really Ready? Unlocking the Secrets to a Stress-Free Retirement

    Is retirement really just about having enough money in the bank, or is there a lot more to the story? In this episode of “Coasting Into Retirement,” Louann Fulmer and financial advisor Gary Marriage dig deep into the big question: Are you truly ready to retire? Hint: If you think it’s just a matter of simple math, you’re in for a surprise. From emotional shifts to financial curveballs, Gary shares fascinating insights on how your career, identity, and even your social circle play a crucial role in shaping your retirement journey.Wondering about expenses you never thought about, strategies for Social Security, or how to “weatherproof” your nest egg? We’ve got answers—and a little bit of matchmaking magic along the way! Tune in as Gary opens his retirement mailbag, tackles listener questions, and spills some eye-opening tips that could change the way you think about your golden years. Ready for some real talk (and a few curveballs)? Hit play and let’s start coasting together!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    2026: Retirement Unwrapped – New Rules, New Risks, New Rewards

    Ready or not, 2026 is here—and your retirement game plan might be in for quite a shake-up! In this episode, Gary Marriage and Louann Fullmer break down the biggest rule changes, surprise updates, and fresh opportunities that could impact your nest egg, tax bill, and health coverage this year. Did Social Security get a bump? Is Medicare eating into your raise? And what about those “secret” strategies that most folks—maybe even your neighbors—haven’t heard about yet?Before you make any big moves, hit play and let Gary guide you through the twists, turns, and potential speed bumps of retirement in the new year. Find out how small tweaks could keep more cash in your wallet, cut costs in unexpected places, and shield your hard-earned savings from financial “storms.” This episode is your inside look at what’s changing, what’s trending, and how to keep coasting smoothly toward your dream retirement. Curious? Good—press play and come join the conversation!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

  7. 46

    2026 Retirement Roadmap: Big Dates & Bigger Decisions

    Are you ready to make 2026 your smartest financial year yet? In this episode of "Coasting Into Retirement," Gary Marriage—CEO &amp; President of Nature Coast Financial—teams up with LouAnn Fulmer to serve up the deadlines, decisions, and must-know strategies that could make or break your retirement. From the ever-changing Medicare Advantage enrollment to tricky required minimum distributions and the big Social Security question, this show is packed with golden nuggets, personal stories, and real-world advice you can actually use.But don’t think it’s all rules and numbers. Gary shares eye-opening tales from decades in the business, reveals easy ways to dodge costly mistakes, and tackles some of the biggest risks every retiree faces—some might surprise you! Plus, discover why planning isn’t a one-and-done process, when you should get a second opinion, and how the right moves can help you confidently enjoy the retirement you’ve worked so hard for. Want to know more, or curious about those legendary office cookies? Hit play and find out what you might be missing!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    New Year, New Goals: Turning Resolutions into Retirement Success

    It’s a fresh start and we’re taking on the most stubborn tradition of all: New Year’s resolutions. But can you really turn those wishful promises into life-changing financial wins? On this episode of Coasting Into Retirement, Gary Marriage gets candid about why so many of us let our resolutions slide—and what makes this year different. From shedding pounds to shedding debt, we’ll share stories, surprising strategies, and tips for setting goals you’ll actually keep. If you think resolutions (especially financial ones) are meant to be broken, Gary’s got news for you.But that’s not all. What happens when life throws you a curveball, like caring for aging parents or facing unexpected financial hurdles? If you’re in the ‘Sandwich Generation,’ or wondering what the massive wave of retirements means for your own future, Gary’s advice might just save your plans. Plus: little-known secrets for protecting your nest egg and a life hack for living longer, healthier, and wealthier. Don’t miss this conversation—it might be the nudge you need to make 2026 your best year yet!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    Creating Dependable Retirement Income - January 3, 2026

    Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    Retirement Income Faces Tax Challenges - December 27, 2025

    Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    Optimizing Retirement Income - December 13, 2025

    Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    Mailbag Questions! What Should my Timeline for Retirement Be? - Dec. 6, 2025

    Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    Running Out of Money in Retirement - November 29, 2025

    Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    Optimizing Social Security - November 22, 2025

    Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    Medicare Decoded - November 15, 2025

    Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    Taking Control of Retirement - November 8, 2025

    Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    The Longevity Challenge - November 1, 2025

    Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    Falling Interest Rates - October 25, 2025

    Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    Optimizing Retirement Income - October 18, 2025

    Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    5 Retirement Planning Tips from Real Retirees - October 11, 2025

    Planning for retirement can feel like a big deal, right? But who better to learn from than people who have actually done it? Today, Gary Marriage is here to share 5 super simple Retirement Planning Tips from real retirees.Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    Make Your Money Work for You - October 4, 2025

    It’s not what you make, it’s what you keep that counts. As you start to think about your finances and retirement have you ever considered this? Some people tell you ‘it’s less about the number of dollars you’ve saved and more about strategies you use with your savings.’Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    Protected Income - September 27, 2025

    Preparing for a retirement that could last 30 years or more is no small feat. With many relying on withdrawals from their 401(k) or similar retirement plans for essential income, preserving and optimizing these funds is important.Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

  23. 30

    Creating Dependable Retirement Income - September 20, 2025

    Remember when you were working, and you could count on a regular paycheck hitting your bank account every month? For many retirees, that predictable income is replaced by constantly checking portfolio values and worrying about market fluctuations. But retirement doesn't have to feel like a financial rollercoaster.Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

  24. 29

    Falling Interest Rates - September 13, 2025

    As you enter or approach retirement, it’s natural to start thinking about how to turn your dreams into reality. Whether that means traveling, spending more time with family, or simply enjoying a confident life, your income will be the key to making it all happen. But in an environment of falling interest rates, maintaining that income can become a lot more challenging.Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    Preserving and Optimizing Your 401k - September 6, 2025

    Preparing for a retirement that could last 30 years or more is no small feat. With many relying on withdrawals from their 401(k) or similar retirement plans for essential income, preserving and optimizing these funds is important.Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    Optimizing Social Security - August 30, 2025

    Many retirees depend heavily on Social Security, aiming to maximize their returns from this important income source. However, navigating the system's complexities often proves challenging, leaving many to question the best way to optimize the benefits they will receive over their lifetime.Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    Retirement Income Blueprint - August 23, 2025

    Many of us spend decades preparing for retirement, diligently saving in our 401(k)s and watching our account balances grow. But as retirement approaches, a significant challenge emerges—how do you actually transform those savings into reliable monthly income? It's a shift from earning a paycheck to creating your own "retirement paycheck" that needs to last a lifetime.For more information about retirement planning, visit naturecoastfinancial.com!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    Making Your Retirement Money Last - August 16, 2025

    Gone are the days when retirees could rely heavily on substantial external support—like Social Security and robust corporate pension plans. Today, not only are pensions a fading memory, but the reliability of Social Security benefits is also increasingly uncertain, placing the burden of securing a financially stable retirement more firmly on individuals.For more information about retirement planning, visit naturecoastfinancial.com!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    The Longevity Challenge - August 9, 2025

    We're living through what professionals call a "longevity revolution." People are living much longer than previous generations, which can be wonderful, but it creates some serious financial strategy challenges. If you’re currently 65, there’s a very real possibility you could spend 25 to 30 years—or even longer—in retirement.For more information about retirement planning, visit naturecoastfinancial.com!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    The Reality of Retirement Spending - August 2, 2025

    Most retirement strategies assume your expenses will immediately drop when you stop working - maybe needing only 70-80% of your working income. But what if that conventional wisdom is completely wrong? What if retirement spending actually follows a very different pattern than the neat, predictable decline that financial calculators assume?For more information about retirement planning, visit naturecoastfinancial.com!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    Reasons to Fire Your Financial Professional - July 19, 2025

    A good financial professional helps you reach your retirement goals. A poor one, however, can hold you back. You might say the wrong financial advice is actually worse than going it alone on your retirement.For more information about retirement planning, visit naturecoastfinancial.com!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

  32. 21

    Creating Dependable Retirement Income - July 12, 2025

    Remember when you were working, and you could count on a regular paycheck hitting your bank account every month? For many retirees, that predictable income is replaced by constantly checking portfolio values and worrying about market fluctuations. But retirement doesn't have to feel like a financial rollercoaster.For more information about retirement planning, visit naturecoastfinancial.com!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    Taking Control of Retirement - June 28, 2025

    We've all experienced a series of unprecedented events in recent years, from a global pandemic and historic market crash to higher levels of interest rates, inflation, and global unrest. If you’re like many people, you might feel you have less control over your future. Now we’ll discuss what YOU can doing – RIGHT NOW to help take back control of your financial future.For more information about retirement planning, visit naturecoastfinancial.com!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    Mailbag Questions! Laid off, Inheriting an IRA, and Social Security - June 21, 2025

    Gary gets questions each and every week about all things retirement. Let’s open our Coasting into Retirement mailbag and go over some common retirement questions.For more information about retirement planning, visit naturecoastfinancial.com!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    The Three Pillars of Financial Stability - June 14, 2025

    When building a house, you'd never start construction without a proper foundation. Yet surprisingly, some people approach planning for retirement exactly that way - focusing on just one aspect while ignoring other crucial elements that help provide essential support and stability.For more information about retirement planning, visit naturecoastfinancial.com!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

  36. 17

    Retirement Income Blueprint - June 7, 2025

    Many of us spend decades preparing for retirement, diligently saving and watching our account balances grow. But as retirement approaches, a significant challenge emerges—how do you actually transform those savings into reliable monthly income? It's a shift from earning a paycheck to creating your own "retirement paycheck" that needs to last a lifetime.For more information about retirement planning, visit naturecoastfinancial.com!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    Mailbag Questions! Getting laid off, Not leaving an inheritance, and Social Security Options - May 25, 2025

    Gary gets questions each and every week about all things retirement. Let’s open our Coasting into Retirement mailbag and go over some common retirement questions.For more information about retirement planning, visit naturecoastfinancial.com!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    Retirement Income Faces Tax Challenges - May 17, 2025

    We spend years of diligently saving and investing, and we feel so good about it….but the sobering reality to consider is that Uncle Sam is patiently waiting in the shadows to collect his share of every dollar you’re going to withdraw from those tax-deferred accounts! Gary Marriage is here to give solid advice on how protect your retirement savings.For more information about retirement planning, visit naturecoastfinancial.com!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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    Topics on Your Retirement Planning List - May 10, 2025

    How much is left on your to-do list this week? What about that honey-do list of chores around the house? It’s a mile long, right? The problem with long lists is they can overwhelm you and cause you to shut down. So let’s keep it simple for retirement!For more information about retirement planning, visit naturecoastfinancial.com!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

  40. 13

    401k and IRA Decisions - May 3, 2025

    Millions of Americans’ retirement money is in something like an IRA or 401k. As a whole, U.S. retirement assets are more than $32 trillion and over half of it – over $19 trillion – is in IRAs and defined contribution plans.For more information about retirement planning, visit naturecoastfinancial.com!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

  41. 12

    Taking Control of Retirement - April 26, 2025

    We've all experienced a series of unprecedented events in recent years, from a global pandemic and historic market crash to higher levels of interest rates, inflation, and global unrest. If you’re like many people, you might feel you have less control over your future. Now we’ll discuss what YOU can doing – RIGHT NOW to help take back control of your financial future.For more information about retirement planning, visit naturecoastfinancial.com!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

  42. 11

    Mailbag Questions! - April 19, 2025

    Gary gets questions each and every week about all things retirement. Let’s open our Coasting into Retirement mailbag and go over some common retirement questions.For more information about retirement planning, visit naturecoastfinancial.com!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

  43. 10

    Behavioral Finance and You - April 12, 2025

    You know how we sometimes do things that even we can’t explain? Well, it turns out, this also happens when it comes to our money.   Have you ever been so scared of losing money that you didn't take a financial risk? Or maybe you've found yourself buying something just because everyone else is? These are just a couple examples of how our behavior plays a big role in our financial decisions.For more information about retirement planning, visit naturecoastfinancial.com!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

  44. 9

    Downsizing - April 5, 2025

    There can be so much excitement about starting a brand-new phase of life with your retirement. But if you’re relocating to your dream retirement home, downsizing to a smaller house or condo, or simply wanting to declutter for this new time of life … you’ve got to face getting rid of “stuff.”For more information about retirement planning, visit naturecoastfinancial.com!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

  45. 8

    Growing Government Debt - March 29, 2025

    In a time when growing government debt is almost certainly paving the way for higher taxes, helping ensure the protection of your retirement savings is more important than ever. How you manage the potential taxation of your nest egg could define the reality of your retirement years.For more information about retirement planning, visit naturecoastfinancial.com!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

  46. 7

    Retirement Planning for Women - March 22, 2025

    As you look forward to retirement, do you envision enjoying your free time, spending days with family and friends, traveling, pursuing hobbies, or doing charitable work? Or do you feel overwhelmed with worry about finances? While it's important for everyone to take charge of their financial future, women often face unique challenges that men may not.For more information about retirement planning, visit naturecoastfinancial.com!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

  47. 6

    401k and IRA Decisions - March 15, 2025

    Millions of Americans’ retirement money is in something like an IRA or 401k. As a whole, U.S. retirement assets are more than $32 trillion and over half of it – over $19 trillion – is in IRAs and defined contribution plans.For more information about retirement planning, visit naturecoastfinancial.com!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

  48. 5

    Preserving Your Retirement from Taxes - March 8, 2025

    The IRS tax code is full of thousands of sections, each with its own specific definitions, rules, and fees. And guess what? Taxpayers are legally bound to follow all of them. For more information about retirement planning, visit naturecoastfinancial.com!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

  49. 4

    Estate and Legacy Planning - March 1, 2025

    You might think estate, or legacy, planning is just for people with big mansions and even bigger bank accounts but think again. Estate planning is about preparing for life's curveballs, preserving your wishes, and having a plan for you and your loved ones, no matter your bank account size.For more information about retirement planning, visit naturecoastfinancial.com!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

  50. 3

    Four Questions About Retirement - February 22, 2025

    We’re faced with questions every day. What’s for dinner? When’s the meeting? How was your day? These are questions that are – or should be – easy to answer, but when you’re starting to consider retirement, the questions can get a lot more complicated.For more information about retirement planning, visit naturecoastfinancial.com!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.

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ABOUT THIS SHOW

Gary Marriage Jr. is the President and CEO of Nature Coast Financial. Nature Coast Financial Advisors, Inc.’s mission is to develop stable retirement plans for individuals and business owners to help ensure their savings will be there when they need it. We specialize in working with retirees and those nearing retirement, and therefore focus on IRA planning, estate planning and tax efficient strategies. Gary Marriage, Jr. is the president and chief executive officer of Nature Coast Financial Advisors, Inc., an independent insurance and financial services firm based in Crystal River, Florida. He holds insurance licenses in two states. Gary was a co-author of the book, “SuccessOnomics,” which was on several Amazon best-seller lists. He has also appeared as a guest on local and national television and radio programs, as well as in a number of online and print publications. Gary has been featured in The Wall Street Journal, Bloomberg, CBS, NBC and Fox Business, among many others.<br /

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Gary Marriage

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