701Chain

In the 701Chain monthly recap, Michael Lehn and Devon Smith break down April’s biggest fintech and digital asset developments, from Visa’s tokenization push to shifting AML expectations, OCC charter changes, SoFi’s super-app strategy, and global moves in crypto regulation. A fast-paced, insight-packed overview designed for financial institutions navigating rapid change.

Understand one of the most significant developments in U.S. digital asset policy, the GENIUS Act. This episode explains one‑to‑one reserve requirements, core consumer protections, and the factors driving stablecoin adoption among fintechs, businesses, and community banks. It also highlights how Roughrider Coin will support North Dakota’s financial institutions through a safe, regulated digital payment rail.

Commercial Bank of Mott President, Charlotte Aldinger has a frank conversation with Bank of North Dakota staff to ask the real questions on everyone’s mind: How will Roughrider Coin work? Is it really safer? What does this mean for my bank’s operations? This episode cuts through the jargon to explore trust, risk, and the practical realities facing community banks.

701Chain: Fintech for Financial Institutions brings hosts Devon Smith and Michael Lehn together as they decode the fast‑moving fintech trends shaping North Dakota’s financial institutions and Bank of North Dakota’s unique role in the state’s banking ecosystem. From practical breakdowns of AI and automation to deep dives into blockchain, digital assets, and emerging banking technologies, each episode turns complexity into clear, actionable insights for today’s decision‑makers. Stay future‑ready and subscribe so you never miss what’s coming next in North Dakota’s financial innovation.