Africa Tech Talks

What’s the real challenge for Angola’s youth: unemployment or undermployment?Social entrepreneur Carmen Mateia shares her incredible journey from starting a simple WhatsApp group to building an ecosystem that’s connecting thousands of Angolans to real opportunities.Carmen is a dynamic social activist, community leader, and founder of “Na Fila do Pão” (At the bread’s queue). Her work in tackling youth challenges has led to a historic nomination as the first Angolan and first Portuguese-speaking representative for the EMY Africa Awards 2025 in the “Youth Change Maker” category.In this episode, we discuss:* The “Na Fila do Pão” Story: How a low-tech WhatsApp group grew into a powerful company for social change.* The Real Problem: Why “undermployment” is a more critical crisis than unemployment in Angola.* Building the Ecosystem: Carmen’s work with “Fábrica de Sabão” (Soap Factory) to create the physical infrastructure and hubs needed for startups to grow.* Art as Activism: Using cultural projects like the Mau Mau Movement to agitate for social and political change.SUPPORT CARMEN & CONNECT* VOTE for Carmen: Support her for the EMY Africa Award (Youth Change Maker of the Year)* Website: emyafrica.com/emy25-youth-change-maker* Instagram: [Instagram link]* LinkedIn: https://www.linkedin.com/in/carmenmateia/en* Instagram: https://www.instagram.com/bycarmenmateia/STAY CONNECTED WITH AFRICATECHTALKS.COM* Website: www.africatechtalks.com* Newsletter: * X (Twitter): /afri_techtalks* LinkedIn: /africa-tech-talks This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

Welcome to Africa Tech Talks 🎙️Your go-to platform for powerful conversations with the people and companies shaping Africa’s technological and financial future.📺 Episode Timeline01:50 Passion and Purpose: Combining Finance & Digital Transformation 04:05 The Dual Role: Founder vs. Ecosystem Coordinator 07:30 Global Exposure, Local Impact: The Mindset Shift (SUSI/YALI) 12:15 Bridging the Gap: Connecting Angolan Startups Globally 18:50 The Biggest Barrier to Fintech Growth: Internet and Smartphone Access 22:40 Thinking Local: Why Simpler Solutions Work 25:05 Overcoming Startup Funding Challenges (Capital Dish) 30:10 The Fintech Conference: Regulation vs. Innovation in Angola 35:50 Final Advice: Don’t Be a “Lonely Wolf” & Don’t Wait for Perfect Conditions🎙️ About Today’s GuestWe’re thrilled to have Paulo Oliveira joining us—one of Angola’s rising tech leaders and a powerful voice driving digital transformation across the country.Paulo’s story is all about vision and action. From an early passion for finance and innovation, he’s built a dual career that bridges both entrepreneurship and academia. As the founder of a tech startup and a coordinator at a leading Angolan university, Paulo is helping shape the next generation of fintech innovators and digital thinkers.His global journey - including programs like SUSI at the University of Washington—redefined his belief that young Africans can build global solutions right from home. Now, he’s connecting Angolan startups with ecosystems in the U.S. and South Africa, bringing international collaboration and investment closer to Luanda.In this episode, Paulo shares his bold vision for Angola’s tech future - why internet and smartphone access remain the biggest barriers to fintech growth, how regulations can either empower or paralyze innovation, and why no founder should build alone.For the next half hour, we dive into mindset shifts, startup realities, and the power of community in building a thriving African tech scene.🔗 Connect with the Guest📎 LinkedIn: paulo-de-oliveira-57b793334/📱 Instagram: paulo_de_oliveira_23🎧 Stay Connected with Africa Tech Talks🌍 Website: www.africatechtalks.com📰 Newsletter: https://africatechtalks.substack.com/🐦 X (Twitter): / afri_techtalks 📱 Instagram: / africatechtalks 📎 LinkedIn: / africa-tech-talks This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

Bráulio Augusto, economista e especialista em Finanças, Banca e Agronegócio, partilha a sua visão sobre o futuro do empreendedorismo em Angola e o papel das startups no desenvolvimento económico do país. Atualmente PCA do INAPEM (Instituto Nacional de Apoio às Micro, Pequenas e Médias Empresas), Bráulio lidera a transformação do ecossistema de inovação, conectando governo, investidores, incubadoras e academia para posicionar Angola como um verdadeiro hub de empreendedorismo em África.Neste episódio, exploramos:✔️ Como melhorar o ambiente de negócios em Angola✔️ Os desafios de acesso a capital e regulação para startups✔️ Programas de capacitação e aceleração de empreendedores✔️ A importância da inovação e inclusão territorial além de Luanda✔️ A visão de Angola como polo de investimento e inovação africanoBráulio defende que o empreendedorismo angolano precisa de visão, disciplina e compromisso para competir a nível global. Uma conversa inspiradora sobre liderança, startups, inovação, economia e o futuro de Angola em África.🔔 Subscreve o canal para mais entrevistas sobre economia, negócios e empreendedorismo em África!🔗 Conecta-te com o Braulio Augusto e o INAPEM:🌍 Website INAPEM: https://www.inapem.gov.ao🔗 LinkedIn Braulio Augusto: linkedin.com/in/braulio-augusto📸 Instagram INAPEM: instagram.com/inapemangola🎧 Apoia o Africa Tech Talks:📌 SUBSCREVE o canal para não perderes os próximos episódios sobre inovação e tecnologia em África!🌐 Website: africatechtalks.substack.com🐦 X (Twitter): twitter.com/afri_techtalks📸 Instagram: instagram.com/africatechtalks💼 LinkedIn: linkedin.com/company/africa-tech-talks This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

Erica Tavares is one of the most influential voices of the new generation of impact leaders in Angola. As the founder and Technical Coordinator of EcoAngola, and with a solid background in Environmental Biology and Ecology, Erica has dedicated her life to a higher purpose: making the world a better place through environmental protection, climate justice and respect for human rights. Her conviction that ‘we can't dream without working’ reflects the spirit of entrepreneurship and action that drives innovation in Africa.Topics of discussion:00:01:41 Remote Sensing and GIS Technologies in Conservation00:04:28 Accessibility and Democratization of Conservation Technologies00:09:16 Data Quality and Fieldwork Validation00:11:54 Fire Monitoring and Management Challenges in Angola00:15:21 Artificial Intelligence Applications in Conservation00:20:47 Carbon Credits Market and Implementation Challenges00:28:24 Social Media Strategy for Environmental Education00:44:26 Waste Management Systems and Technology Solutions00:57:24 Coordination and CollaborationThis episode is an invitation to understand how a passion for nature, combined with a vision of the future and entrepreneurial action, can revolutionize the continent. If you're interested in innovation, the environment, agritech, social impact in Angola or the future of African sustainability, this is a must-watch!🔗 Connect with Erica Tavares and EcoAngola:EcoAngola website: https://ecoangola.com/LinkedIn Erica Tavares: www.linkedin.com/in/erica-pavão-tavares-862950172/ Instagram EcoAngola: www.instagram.com/ecoangola/🎧 Support Africa Tech Talks:Did you like the episode? LIKE it, COMMENT on your impressions and SHARE it with your friends! SUBSCRIBE to the channel so you don't miss the next episodes on innovation and technology in Africa!Visit our website: africatechtalks.substack.comFollow us on X (Twitter): twitter.com/afri_techtalksFollow us on Instagram: instagram.com/africatechtalks/Follow us on LinkedIn: linkedin.com/company/africa-tech-talks#EricaTavares #EcoAngola #AfricaTechTalks #Sustainability #AngolanInnovation #Environment #Agritech #SocialImpact #ClimateJustice #SustainableDevelopment #Angola #TechForGood #AfricanEntrepreneurship This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

The Bold Question: What if you could save a life for the price of a pair of sneakers?This week, we dive deep with Nikita Kuzmin, founder of Helpster Charity, who's transforming global giving through technology and radical transparency. With over 20 years in international tech projects, Nikita was frustrated by traditional charity opacity—so he built something better.The Mission: "No one should be dying because they don't have $300 in this world."The Results: Over 1,000 cases treated, hundreds of lives saved across Kenya, Nigeria, Bangladesh, Sri Lanka, and Cambodia.The Innovation: Helpster operates like a tech startup—complete with KPIs, country managers, and performance metrics. Every dollar goes directly to hospitals (never patients), with rigorous anti-fraud verification including video calls with doctors and patients.What You'll Discover:* How $300 can save a life through efficient, transparent processes* The challenges of building trust in today's non-profit landscape* Real stories of transformation (including a young girl who can now dance after years of pain)* Helpster's innovative "endowment principle" for sustainable scaling* How to get involved in saving lives efficientlyThe Goal: Save one million lives through the lowest-cost, highest-impact approach possible.This conversation reveals how applying startup principles to humanitarian work can create extraordinary results while building unprecedented trust through transparency.🎧 Stay Connected with Africa Tech Talks🌍 Website: www.africatechtalks.com🐦 X (Twitter): https://twitter.com/afri_techtalks📱 Instagram: https://www.instagram.com/africatechtalks/📎 LinkedIn: https://www.linkedin.com/company/africa-tech-talks🤝 Connect with Helpster Charity📎 LinkedIn: https://www.linkedin.com/company/helpster-charity/📘 Facebook: https://www.facebook.com/helpstercharity📱 Instagram: https://www.instagram.com/helpster.charity📺 YouTube: @helpster.charity🐦 X: https://x.com/Helpstercharity This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

Join us for an insightful episode of Africa Tech Talks featuring Luimar Silva from Aselera Angola and Soha Nasser from Acelera Agro, as they unveil their pivotal role in nurturing Angola's entrepreneurial landscape and revolutionising its agri-food sector.Discover Acelera Angola's primary mission, founded in 2017, to boost and support a conducive entrepreneurship and innovation ecosystem, facilitating the transition of nascent ideas into real, sustainable businesses. Luimar details how Acelera provides comprehensive end-to-end support, from validating solutions and business modelling for new ideas to market expansion and scaling for more mature ventures.They act as a vital bridge, connecting entrepreneurs with the right mentors, specialists, and institutions, offering diverse programs, events, mentorship formats, and even co-working facilities. Learn about their Growth Lab program, specifically designed for seasoned startups to structure their businesses, enhance their appeal to investors, and accelerate their growth.The conversation then shifts to Aselera's broader contribution to Angola's economic development. Luimar explains their focus on job creation, strengthening the private sector, and driving economic diversification away from oil and gas. They address the critical challenge of ensuring business sustainability in a country where much entrepreneurial activity stems from necessity.Soha Nasser introduces Acelera Agro, a powerful spin-off dedicated to transforming the agri-food sector across Angola and Sub-Saharan Africa. She highlights the pressing challenges in this sector, including a dire lack of infrastructure, technical capabilities, and crucially, the need to make agriculture appealing to the youth6. Acelera Agro uniquely replicates Acelera Angola's support model while also operating its own farms, providing hands-on practical experience for agricultural engineering students and experimental grounds for agri-tech entrepreneurs. Furthermore, their food production on these farms ensures a sustainable revenue stream for the organisation.Gain insights into the lessons learned from their engagement with farmers and agripreneurs, particularly the urgent need for improved infrastructure and mechanisation to increase the current low agricultural yield in Sub-Saharan Africa. Soha shares Acelera Agro's personal mission to convince young people that agriculture offers immense potential for growth and innovation, challenging the perception that it is solely linked to poverty.Looking ahead, the discussion explores Acelera's vision for the next 6-24 months, emphasising increased focus on import substitution to reduce Angola's reliance on foreign goods, the development of food processing for added value, and the critical demand for innovative solutions in agricultural logistics and infrastructure.Finally, the episode underscores the transformative role of technology and innovation in agriculture, from biotechnology and improved seeds to IoT, drones, big data, and machine learning, all crucial for enhancing productivity, reducing significant food waste, and ensuring global food security. Don't miss this compelling discussion on how Acelera is building a robust, sustainable future for Angola and beyond, with all their programs being free for entrepreneurs through the support of their partners.🔗 Connect with the GuestsLuimar Silva* 📎 LinkedIn: luimarsilva* 🌍 Project Website: acelerangola.com* 📱 Instagram: @acelera_angola 📎 LinkedIn (Acelera): /company/acelera-angolaSoha Nasser* 📎 LinkedIn: soha-nasser* 🌍 Project Website: acelerangola.com/agrowebsite* 📱 Instagram: @acelera_agro LinkedIn (Acelera Agro): /company/acelera-agroFollow Africa Tech Talks* 🌍website - www.africatechtalks.com* 📰newsletter - https://africatechtalks.substack.com/* X - https://twitter.com/afri_techtalks* Instagram - https://www.instagram.com/africatechtalks/* LinkedIn - https://www.linkedin.com/company/africa-tech-talks This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

DISCLAIMER: This episode was fully recorded in portuguese.Welcome to the podcast!In this episode, we sit down with Vítor Rodrigues, the founder and manager of Innovation Makers, for an insightful discussion on the intersection of technology and banking in Angola, with a keen eye on the broader landscape of financial inclusion across Africa.Vítor walks us through the significant strides Angola has made in its banking infrastructure, highlighting the adoption of modern technologies like QR code payments [05:01], [05:24]. However, he emphasizes that a major hurdle remains: transitioning Angola from a cash-reliant economy to one that embraces digital payments, especially considering that only about 30% of the population currently has access to banking services [06:29], [06:38], [06:59], [07:17].A key takeaway from our conversation is the importance of understanding the unique needs of the 70% of Angolans who are currently unbanked [07:35], [07:41], [07:48]. Vítor suggests that solutions like mobile wallets and systems for low-value payments could be crucial in bringing them into the financial fold [08:04]. We got into the challenges of digital payment adoption, such as the mechanics of getting money into digital wallets (e.g., through salaries or subsidies) [15:41], [15:50], [16:04] and ensuring these digital funds are easy to use and widely accepted [17:06], [17:20], [17:33].Vítor stresses that technology alone isn't a silver bullet; incentives and education are vital to convince people of the value of digital financial tools [19:38], [20:09], [20:54]. He also shares lessons from past mobile money initiatives in Angola, noting that while on-the-ground sensitization and simple access points led to success, the discontinuation of such services can erode public trust [24:46], [25:03], [25:11], [25:56], [26:07].The conversation also touches upon the symbiotic relationship between traditional banks and fintech companies in Angola. Vítor views fintechs not as direct competitors, but as complementary players that can serve niche markets and the unbanked, all under the regulatory oversight of the central bank [30:13], [30:52], [31:26], [31:35], [32:20].Looking ahead, Vítor sees technology as a fundamental enabler for financial inclusion, breaking down barriers like the need for physical bank branches [33:50], [34:27]. He also anticipates that generational shifts will naturally accelerate the adoption of digital finance [38:28], [38:42]. We also explore the role of Artificial Intelligence (AI), which Vítor believes should augment human intelligence, enhancing services like self-service options and fraud detection, while acknowledging that AI introduces elements of probability and doubt not present in traditional computing [43:41], [43:50], [44:21], [45:13], [45:57], [46:07], [51:47], [52:42], [53:00].Finally, Vítor identifies the most significant disruptive force for Africa's future: investing in its people. He argues that empowering individuals is the ultimate driver of change and technology adoption [56:44], [56:52], [57:27].Follow Innovation Makers Labs* 🔗 LinkedIn* 🔗 Facebook* 🔗 Instagram* 🔗 XFollow Africa Tech Talks* 🌍website - www.africatechtalks.com* 📰newsletter - https://africatechtalks.substack.com/* X - https://twitter.com/afri_techtalks* Instagram - https://www.instagram.com/africatechtalks/* LinkedIn - https://www.linkedin.com/company/africa-tech-talks This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

TLG Capital's investment strategies in Africa, particularly focusing on reducing risk and catalyzing commercial capital into impactful sectors, are discussed by Isaac Marshall.He highlights the resilience of African entrepreneurs navigating challenging market conditions, including currency devaluation and liquidity issues. Marshall expresses optimism about current currency stabilization in Nigeria and the dynamism within Angola's banking sector, seeing opportunities in tourism and manufacturing.He explores the potential of cryptocurrency for FX convertibility while acknowledging regulatory concerns.The conversation underscores the critical need for improved data availability and local talent development in technology to foster economic growth across the continent. Marshall advises aspiring entrepreneurs to prioritize profitability and liquidity, while urging international investors to focus on building relationships and creating mutual value.00:00 Intro03:35 TLG Capital investment strategy11:12 Angolan market14:30 Cryptography as a means of development19:05 Education is the cornerstone to development21:15 The banks are contingent for markets25:40 Liquidity is the challengeFollow Isaac Marshall* https://www.linkedin.com/in/ilmarshall/* http://www.tlgcapital.comFollow Africa Tech Talks* 🌍website - www.africatechtalks.com* 📰newsletter - https://africatechtalks.substack.com/* X - https://twitter.com/afri_techtalks* Instagram - https://www.instagram.com/africatechtalks/* LinkedIn - https://www.linkedin.com/company/africa-tech-talks This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

We're excited to have Luni Libes joining us—he’s the big thinker behind Africa Eats and its CEO. Luni’s got a cool backstory, going from a tech hotshot to a major force in impact investing all over Africa. Africa Eats isn’t your average investment outfit. They’re blazing a trail with a for-profit setup to fight hunger and poverty, pouring money and support into African small and medium-sized businesses that keep the continent’s food and farming scene humming. In a gutsy move, Africa Eats just got listed on the Stock Exchange of Mauritius (Semex), opening up a fresh way for everyday people to invest in African companies.Plus, they’ve rolled out a neat platform called Tuesday Markets—Luni’s going to spill the details on that in a bit. For the next half hour, we’ll chat about Luni’s unique "Berkshire Africa" investing style, spotlight some wins from the African entrepreneurs he’s backing, and get the scoop on his big plans for the future of farming and investing in Africa.Follow Luni Libes- LinkedIn: https://www.linkedin.com/in/lunarmobiscuit/- 📕Berkshire Africa: Applying Berkshire Hathaway’s strategies toward investing in Africa https://www.amazon.com/Berkshire-Africa-Hathaways-strategies-investing-ebook/dp/B0DZJ6VR96Want to learn more from Luni Libes and Africa Eats?- https://www.lunarmobiscuit.com/- https://www.africaeats.com/ https://tuesday.africa/ Follow Africa Tech Talks* 🌍website - www.africatechtalks.com* 📰newsletter - https://africatechtalks.substack.com/* X - https://twitter.com/afri_techtalks* Instagram - https://www.instagram.com/africatechtalks/* LinkedIn - https://www.linkedin.com/company/africa-tech-talks This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

In our latest episode of Africa Tech Talks, we sat down with Darwin Costa, an expert on subsea cables, to explore their critical role in Africa's digital infrastructure. Did you know that 95% of global communications travel through these underwater networks? From the historical significance of cables like SAT-3 to the future potential of projects like 2Africa, Darwin shares insights that are both informative and thought-provoking. Whether you're a tech enthusiast or simply curious about how the internet works, this episode is a must-listen.Listen now to understand the critical role of these 'big pipes' in our digital world!"Want to learn more from Darwin Costa?LinkedIn - Darwin CostaFollow Africa Tech Talkswebsite - www.africatechtalks.com📰newsletter - https://africatechtalks.substack.com/X - https://twitter.com/afri_techtalksInstagram - https://www.instagram.com/africatechtalks/LinkedIn - https://www.linkedin.com/company/africa-tech-talksWhatsApp Channel: https://whatsapp.com/channel/0029Vb0sFD48aKvHvfwgUY1N This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

Diseye Isoun is the Director of Content Oasis Ltd in Abuja, Nigeria, he has been instrumental in redefining connectivity and driving digital innovation across the continent. His remarkable career includes playing a key role in the establishment of Galaxy Backbone, NITDA, and Nigcomsat, as well as founding Content Oasis—a company dedicated to extending connectivity to underserved areas.00:00:00 (Mashup)00:03:15 (Guest Intro)00:05:24 (The $30,000 per Kilometer Fiber Cost Challenge)00:12:51 (Questioning the Need to Chase 5G in Africa)00:13:44 (Small Regional ISPs as a Solution)00:14:30 (Satellite Costs Crashing - Paradigm Shift)00:21:05 (200Mbps at Home - Do we need all of that?)00:22:42 (The "Richest Man in Nigeria" Sachet Analogy )00:23:55 ("Praying" for MTN to Come Back Online )00:26:18 (Socio-Economic Benefits - Beyond the Usual )00:33:54 (Mifi Devices for Students)00:35:34 (Tethering is Big in Nigeria)00:37:50 (Currency Devaluation and Regulator Price Control Dilemma)00:40:39 (Amazon as a Potential Disruptor ISP in Africa)00:43:44 (Telcos are Losing Money - Business Model Unsustainable)00:46:32 ("Divide to Conquer" - Decentralized Approach) Follow Diseye IsounX: https://x.com/diseyeWant to learn more from Diseye Isoun?https://contentoasis.comhttps://nairametrics.com/2024/07/30/nigerias-2-billion-fibre-project-needs-integration-with-satellite-to-succeed-diseye-isounFollow Africa Tech Talks🌍website - www.africatechtalks.com 📰newsletter - https://africatechtalks.substack.com/X - https://twitter.com/afri_techtalksInstagram - https://www.instagram.com/africatechtalks/LinkedIn - https://www.linkedin.com/company/africa-tech-talks This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

Joining us today is none other than Fábio José, the Head of Sales of Raxio Data Centers for Angola —a company at the forefront of Africa’s digital infrastructure revolution. With a mission to bridge the continent’s data connectivity gap, Raxio is building world-class data centers that empower businesses, governments, and communities to thrive in the digital age.Fábio brings over two decades of experience in telecommunications and IT infrastructure, he has participated in projects that have redefined how data is stored and managed across emerging markets.📺Watch the full video on YT: Youtube videoTopics00:00:00 (Intro)00:02:12 (Welcome Fábio José)00:04:03 (Raxio Expansion across Africa)00:12:03 (Neutrality in Data Centers)00:18:56 (Data Sovereignty and Compliance)00:28:01 (Supporting SMEs with Cloud Solutions)00:36:46 (Cybersecurity and Disaster Recovery)00:43:03 (Balancing Sustainability with Energy Efficiency)00:56:38 (The Future of Angola's Data Center Market)01:01:22 (Closing remarks)Want to learn more from Raxio?http://raxiogroup.com/https://www.facebook.com/raxioug/https://x.com/raxio_grouphttps://www.linkedin.com/company/raxiodatacentresFollow Fábio JoséLinkedIn - https://www.linkedin.com/in/fabio-jose-8b79b015/Follow Africa Tech Talks🌍website - www.africatechtalks.comX - https://twitter.com/afri_techtalksInstagram - https://www.instagram.com/africatechtalks/LinkedIn - https://www.linkedin.com/company/africa-tech-talks This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

Today we're joined by Arlinda Ribeiro, Founder and CEO of Pagali, a company developing innovative tech solutions for digital payment in Cabo Verde. With over 20 years in the IT industry, Arlinda is an expert in FinTech, non-fungible tokens, desktop support and databases.Follow Arlinda Peixoto on social media:LinkedIn: linkedin.com/in/lindapeixotoInstagram: @ar.linda.peixotoLinks and initiativesPagali: https://www.pagali.cv/Follow Africa Tech Talkshttps://www.africatechtalks.com/https://twitter.com/afri_techtalkshttps://www.instagram.com/africatechtalks/https://www.linkedin.com/company/africa-tech-talks🎬 Full YT video: https://youtu.be/gp-qRylIvrQ00:00 Intro01:16 The journey to being an entrepreneur04:38 Gathering experience abroad07:20 Looking further into the digital payment landscape08:54 The evolution of the digital payment systems15:54 Pagali's inception and the journey of the entrepreneur19:24 Facing challenges and market adoption21:55 Pagali's growth plans27:35 How will the African fintech market grow34:05 Cabo Verde as a digital sandbox for the continent 38:10 Growth of fintech's in Africa43:25 Advise for entrepreneurs 45:40 Final remarks🗣️More about our guest:Linda Peixoto is the dynamic CEO and Founder of Pagali, a leading fintech company based in the Cabo Verde Islands. With a strong background in software development and a passion for technology, Linda has been instrumental in driving digital transformation and financial inclusion in West Africa. Under her visionary leadership, Pagali has rapidly grown to become a pivotal player in the fintech sector, offering innovative financial services and solutions tailored to the needs of the region.Linda is not only a tech enthusiast but also an advocate for ethical AI and its applications. She frequently shares her insights at industry conferences and panels, focusing on automation, data analysis, and the ethical implications of AI in organizations. Her expertise extends to various domains including process automation, fraud detection, and risk management in the banking sector.Linda is an avid bonsai artist, craft enthusiast, and tennis player. She is also passionate about architecture, cooking, and hospitality, often blending these interests into her creative ventures. Linda’s commitment to making Pagali a global and viral brand is matched by her dedication to community and cultural engagement.Linda holds a deep appreciation for the potential of digital transformation and works tirelessly to harness this potential for the betterment of society. Her innovative spirit and entrepreneurial drive continue to inspire many, as she leads Pagali towards a future of growth and success.Follow the co-hosts:Ivo Martins - https://www.ivo-martins.comAndré Cavaco - https://www.linkedin.com/in/andre-cavacoManuel Pinto de Andrade - https://www.linkedin.com/in/manuel-pinto-de-andrade-69a03812/Victor Calhau - https://www.linkedin.com/in/vitor-calhau/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

Welcome to Africa Tech Talks, where we bring you insights from leaders shaping the continent's technological and financial landscape.Full YT Video: https://www.youtube.com/watch?v=X8njfgdd-e4Our most recent episode is in portuguese, and our guest is a special one: José Garrido has more than 15 years of professional experience in IT consulting, between Angola and Portugal. His passion is to help foster and promote Angola's development.Follow José Garrido on social media:LinkedIn: https://www.linkedin.com/in/josepgarr...Instagram: https://www.instagram.com/agamoto/X/Twitter: https://x.com/josebgarridoKey moments 🎬02:20 Inclusão financeira, principais barreiras e medidas10:48 Regular / desregular para melhor servir13:40 O desenvolvimento da banca em Angola 16:35 Inclusão digital, os números e os desafios35:01 Incluir digitalmente, responsáveis e impactos38:00 O futuro é incerto, digital… e inteligente1:00:58 Lições do mundo profissional de José Garrido1:26:25 Recomendações de leituraFollow the co-hosts:Ivo Martins - https://www.ivo-martins.comAndré Cavaco - https://www.linkedin.com/in/andre-cavacoManuel Pinto de Andrade - https://www.linkedin.com/in/manuel-pinto-de-andrade-69a03812/Victor Calhau - https://www.linkedin.com/in/vitor-calhau/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

Today, we're honored to introduce Pedro Pinto Coelho, a distinguished Portuguese business leader with over 25 years of experience in financial services across Africa, Latin-America, and Europe.Follow Pedro Pinto Coelho on social media:LinkedIn: https://mt.linkedin.com/in/pedropintocoelhoLinks and initiativesAndaria: https://andaria.com/Fination : https://www.fination.org/Follow Africa Tech Talkshttps://www.africatechtalks.com/https://twitter.com/afri_techtalkshttps://www.instagram.com/africatechtalks/https://www.linkedin.com/company/africa-tech-talks🎬 YT Video https://youtu.be/M276C6VhJpM00:00 Intro01:16 Pedro's Professional Journey Highlights 06:48 Financial Barriers Hindering Progress13:46 Competitive Pressures in Modern Banking (BNI Europa Case)26:10 CBDC’s and the future of Banking41:17 Where innovation in finance is thriving in the world44:17 Financial inclusion in Africa 55:25 Digital vs. Traditional banking1:02:03 The future of finance and fintech🗣️More about our guest:This week's guest is Pedro Pinto Coelho, a prominent business leader in the financial sector. He currently holds several key positions:🔶Founder and CEO of Fination (financial consulting)🔶President of Andarian Financial Services and founder and former president of the Portugal Fintech and InsurTech Association🔶Board member of Golden Legacy Financing Corporation🔶Global Advisor for AntlerSome highlights from his international career include:🔶Named International Business Leader of the Year in Africa (2014)🔶Founder and Chairman of Standard Bank Angola🔶Director of Standard Bank Mozambique🔶Chairman of Azure Wealth (Switzerland)🔶Global Head at Banif Investments (Brazil and Portugal)🔶Head of Investment Banking at Citigroup (London and Lisbon)🔶Executive Chairman of Banco BNI Europa (Portugal)Join us as we explore Pedro's extensive experience and insights into the world of finance and entrepreneurship.Follow the co-hosts:Ivo Martins - https://www.ivo-martins.comAndré Cavaco - https://www.linkedin.com/in/andre-cavacoManuel Pinto de Andrade - https://www.linkedin.com/in/manuel-pinto-de-andrade-69a03812/Victor Calhau - https://www.linkedin.com/in/vitor-calhau/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

Today we have the honor to host Wanderley Ribeiro, he currently is the Executive Director at BONSAE and President of the Angola Livestock Association (AAPA) in Luanda, Angola and one of the Founders of Kepya - a Digital Agriculture Marketplace.Follow Wanderley Ribeiro on social media:LinkedIn: https://www.linkedin.com/in/wanderleyribeiro/X/Twitter: https://x.com/wanderley_aoLinks and initiativesBonsae: https://www.linkedin.com/company/bonsae/Kepya : https://www.linkedin.com/company/kepya/Follow Africa Tech Talkshttps://www.africatechtalks.com/https://twitter.com/afri_techtalkshttps://www.instagram.com/africatechtalks/https://www.linkedin.com/company/africa-tech-talks🗣️More about our guest:Wanderley Ribeiro is an Angolan professional with around 13 years of experience in the oil and gas industry, where he held various leadership roles. He recently made a strategic shift to the agriculture sector, one of the areas with the greatest potential for Angola.Ribeiro is characterized by his rigor, dynamism, dedication and focus on adding value to the business. He has experience in strategic management, impact business and social transformation, and innovative and creative thinking.Join us as we explore Wanderley's inspiring career path and his vision for the future of agriculture in Angola.Follow the co-hosts:Ivo Martins - https://www.ivo-martins.comAndré Cavaco - https://www.linkedin.com/in/andre-cavacoManuel Pinto de Andrade - https://www.linkedin.com/in/manuel-pinto-de-andrade-69a03812/Victor Calhau - https://www.linkedin.com/in/vitor-calhau/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

Today on our podcast, we're excited to welcome Denivaldo Neto, the founder of Aki, a digital payment platform in Angola.🎬 Full video (https://youtu.be/z4qXaiMgUnc)00:00 Intro 01:58 Experience and Background in the telecom industry06:00 The decisive moment that created Aki12:15 How is Aki innovating 30:00 Unique Challenges35:00 Long-time vision for Aki41:14 Final Remarks🗣️More about our guest:Denivaldo Neto, an accomplished Information Technology professional with over 12 years of experience in telecommunications. Denivaldo is known for his strategic vision, tactical planning, and ability to handle diverse situations. With a focus on versatility and agility, Denivaldo is committed to driving progress in the IT world. As the CEO of 5 Linhas and the driving force behind the popular AKI mobile payment system, Denivaldo aims to provide fast, simple, and secure digital payment solutions to all Angolans, including those who previously lacked access to traditional banking.Follow Denivaldo Neto on social media:LinkedInLinks and initiatives5Linhas: https://5linhas.ao/AKI: https://www.aki.co.ao/Follow us on:https://www.africatechtalks.com/Twitter/XInstagramLinkedInIvo Martins - https://www.ivo-martins.comAndré Cavaco - https://www.linkedin.com/in/andre-cavacoManuel Pinto de Andrade - https://www.linkedin.com/in/manuel-pinto-de-andrade-69a03812/Victor Calhau - https://www.linkedin.com/in/vitor-calhau/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

Our guest today is Leida Correia e Silva, a young and talented entrepreneur from Cape Verde who is making waves in the local technology space.🎬 Full video (https://youtu.be/56_uToIV-mE)00:00 Intro 02:08 Studying in China and returning to Cape Verde10:30 Getting inspiration from China's Payment ecosystem13: 57 Role as an Ambassador of the Internet Governance Forum21:00 The Role of Women in Tech Cabo Verde23:53 What problems are being addressed by EasyPay CV31:50 EasyPay CV role in Digital and Financial Inclusion36:10 The Importance of Cabo Verde Digital in EasyPay CV Ideation43:30 Fall in Love with the Problem, not the Solution47:40 Challenges for the Future55:20 The Future of Digital Payments in Africa58:01 EasyPay CV Funding🗣️More about our guest:Engineer and Entrepreneur: Leida is a mechanical engineer and co-founder of EasyPay CV. EasyPay CV is a digital platform designed to simplify the management of personal finances, the payment of bills and expenses, direct transfers, etc.Leida's innovative work with EasyPay CV was recognized and won the 4th edition of the Bolsa Cabo Verde Digital program.Leida's achievements were further recognized when she was included in the inaugural Forbes Under 30 Africa Lusophone list in the Technology and Innovation category. This list recognizes Africa's most promising young talent under the age of 30.Youth IGF Advocate: Leida is also co-founder of Cabo Verde Youth IGF, an initiative focused on Internet governance issues for young people in Cape Verde.Follow Leida Silva on social media:https://www.linkedin.com/in/leida-correia-e-silva-88726a182/Links and initiatives:http://easypay.cv/https://www.instagram.com/easypay.cv/https://www.linkedin.com/company/womenintechorg/https://www.digital.cv/blog/easypay-a-startup-que-vai-representar-cabo-verde-na-final-do-concurso-929-challenge-em-macauFollow us on:https://www.africatechtalks.com/https://twitter.com/afri_techtalkshttps://www.instagram.com/africatechtalks/https://www.linkedin.com/company/africa-tech-talksIvo Martins - https://www.ivo-martins.comAndré Cavaco - https://www.linkedin.com/in/andre-cavacoManuel Pinto de Andrade - https://www.linkedin.com/in/manuel-pinto-de-andrade-69a03812/Victor Calhau - https://www.linkedin.com/in/vitor-calhau/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

Hoje o nosso convidado é Edilson Coelho, o Director Geral do SETIC-FP - o braço tecnológico do Ministério das Finanças de Angola. 🎬 Full video ( https://youtu.be/g3aML6Hya98 )00:00 Introdução01:03 Estudos e Carreira “Aprender fazendo”10:23 O desafio SETIC-FP16:20 Transformação Digital26:27 E-Finanças - Servir uma população diversa32:51 Big data44:42 Envolver pessoas50:50 Ciber Segurança1:00:00 Resumo Final 🗣️Mais sobre o nosso Convidado:Profissional de TI há mais de 15 anos em diversas áreas, incluindo desenvolvimento de sistemas, gestão de projetos, sustentabilidade e inovação. Ocupou recentemente a posição de Chefe de Departamento de Sistemas de Informação do Serviço de Tecnologias de Informação e Comunicação de Finanças Públicas e Coordenador da Área de Sustentabilidade e Inovação do GTI da Administração Geral Tributária. Trabalhou ainda no Banco Nacional de Angola, Alfândegas de Angola, Banco BFA e Banco BIC. Siga o Edilson Coelho nas redes sociais:https://ao.linkedin.com/in/edilson-coelho-02331355Links and iniciativashttps://setic.minfin.gov.ao/PortalSETIC/#!/sobre/2055/director-geral/edilson-emanuel-neto-tavares-coelhohttps://ao.linkedin.com/in/setic-fp-setic-fp-3b052514bFollow us on:https://www.africatechtalks.com/https://twitter.com/afri_techtalkshttps://www.instagram.com/africatechtalks/https://www.linkedin.com/company/africa-tech-talksIvo Martins - www.ivo-martins.comAndré Cavaco - https://www.linkedin.com/in/andre-cavacoManuel Pinto de Andrade - https://www.linkedin.com/in/manuel-pinto-de-andrade-69a03812/Victor Calhau - https://www.linkedin.com/in/vitor-calhau/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

Today on our podcast, we're excited to welcome Telson Kapassola, who is the founder of Panorama.ao, one of the most promising tech startups in Angola.🎬Full video (https://youtu.be/_86G4YwDpfQ)00:00 Intro 01:20 Telson's Origins and Vision12:12 Lessons From Being a Young Entrepreneur17:39 An Entrepreneur Career21:25 How did Telson Navigated the Strategy for Panorama?35:49 Data Driven Organizations in Africa38:00 Digital Inclusion46:33 What can we Expect from Panorama for the Future?54:53 Closing Remarks🗣️More about our guest:With over 6 years developing innovative technological projects, Telson is one of the most awarded entrepreneurs in the Angolan startup ecosystem, having created business awarded by Startup Summit Angola, American Embassy, UNESCO, Unitel and others.He is the CEO of Panorama, a pioneer datatech startup that seeks through market research and technology, to eradicate the lack of data and information about Angola, and support people and companies to extract the greatest benefit from data and market intelligence.Running a 14-person startup, his leadership style is characterized by a relentless pursuit of excellence, innovation, and a focus on simplicity. He believes in assembling teams of exceptionally talented individuals and empowering them to innovate and collaborate towards a common goal.Follow Telson Kapassola on social media:https://www.linkedin.com/in/telson-kapassola-7444b7143/Links and initiativeshttps://www.panorama.ao/https://www.linkedin.com/company/panorama-inc-ao/Follow us on:https://www.africatechtalks.com/https://twitter.com/afri_techtalkshttps://www.instagram.com/africatechtalks/https://www.linkedin.com/company/africa-tech-talksIvo Martins - www.ivo-martins.comAndré Cavaco - https://www.linkedin.com/in/andre-cavacoManuel Pinto de Andrade - https://www.linkedin.com/in/manuel-pinto-de-andrade-69a03812/Victor Calhau - https://www.linkedin.com/in/vitor-calhau/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

Today on our podcast, we're excited to welcome Paulo Araujo who’s making internet available for people and businesses in Angola. 🎬 Full video (https://youtu.be/rrzAePII-5c)00:00 Intro 03:18 Paulo’s Personal journey05:32 WiConnect inception06:58 Challenges of being an African Entrepreneur10:59 Raising Funds and Accessing Talent21:47 Funding Timming for a Startup27:43 WiConnect is Now Data Oriented35:10 Digital Inclusion44:44 Financial Inclusion and Digital Payment Systems46:19 The New Startup Law54:50 Attracting the Startup Ecosystem59:18 Our Followers Questions from X1:04:56 Closing Remarks🗣️More about our guest:Born and raised in Angola, Paulo Araújo pursued his higher education in England, where he studied Mathematics and Management at Loughborough University. Upon returning to his home country, he was welcomed into a thriving economy and secured a position as a Financial Analyst at Standard Bank Angola. His career trajectory within the bank propelled him to the global markets room, where he served as a money market trader. However, his entrepreneurial spirit yearned for more, and alongside his cousin, he embarked on a new venture, founding WiConnect. Today, Paulo Araujo is the General Director of WiConnect. The challenges he faced as one of Angola's entrepreneurs instilled in him a desire to support others on similar journeys. This led him to take the role of Vice President for Economic and Financial Affairs at AASED (Angola's Startup and Digital Entrepreneurship Association), where he continues to promote and foster entrepreneurship and economic development.Follow Paulo Araújo on social media:www.instagram.com/pcarroloaraujowww.linkedin.com/in/paulo-888Links and initiatives- "Sonhar em Grande, Começar Pequeno: O Relato de um CEO a Ascender em Angola"https://bit.ly/4bciANE- Fortalecimento da Soberania Energética: O Papel da Mineração de Bitcoin na Autonomia Nacional" https://bit.ly/4bvTbyuFollow us on:https://www.africatechtalks.com/https://twitter.com/afri_techtalkshttps://www.instagram.com/africatechtalks/https://www.linkedin.com/company/africa-tech-talksIvo Martins - www.ivo-martins.comAndré Cavaco - https://www.linkedin.com/in/andre-cavacoManuel Pinto de Andrade - https://www.linkedin.com/in/manuel-pinto-de-andrade-69a03812/Victor Calhau - https://www.linkedin.com/in/vitor-calhau/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

Our guest on this episode is Chris Skinner, a leading expert on financial technology and the author of several books, including the best sellers "Digital Bank" and "Digital for Good". who’s also the founder of the Finanser, a website, and newsletter that provides insights on the future of finance.📺Full video: https://youtu.be/kKk5QOq-t5I00:00 Intro01:08 FinTech's vs. Legacy Banks06:00 Regulatory frameworks08:55 The big question (decentralization vs centralization)15:35 Buildings with humans25:54 Investors for Portuguese-speaking African Countries / Everyone has a POS at their reach28:55 Post mobile financial inclusion is data building30:33 The Nigerian structures to grow41:05 How to prepare our children for the future46:07 Technology knows no borders51:12 The best way to pay is when you don’t think about how to payAbout Chris Skinner📝Blog: https://thefinanser.com/📚Amazon books- Digital for Good- Doing Digital: Lessons from Leaders- Digital Bank: Strategies to launch or become a digital bank📺YT Videos- Fintech expert Chris Skinner: countries need digital transformation to remain competitive- Kids creating the future bank | Chris Skinner | TEDxAthensFollow us on:https://www.africatechtalks.com/https://twitter.com/afri_techtalkshttps://www.instagram.com/africatechtalks/https://www.linkedin.com/company/africa-tech-talksIvo Martins - https://www.ivo-martins.comAndré Cavaco - https://www.linkedin.com/in/andre-cavacoManuel Pinto de Andrade - https://www.linkedin.com/in/manuel-pinto-de-andrade-69a03812/Victor Calhau - https://www.linkedin.com/in/vitor-calhau/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

Our guest on this episode is Eduardo Clemente, the author of the book “Attitude is Your Superpower”, a mentor and investor in Angolan startups and a member of the board at a Pan African Bank. His insights go from what made him successful at what he does to the role in technology and digitalization in Africa, particularly Angola.📺Full Video: https://youtu.be/pC_IhNk_iJA00:00 Intro 4:09 Why Angola?7:44 Attitude is your superpower14:28 Adaptation is Key20:47 How will technology impact the banking industry?31:08 The marketing problem of blockchain34:10 The issue of CBDC35:10 What are the biggest technological challenges for the region43:50 Closing the talent gap53:06 The untapped potential1:01:18 The trigger to success in the African markets1:07:49 The person is keyFollow Eduardo on social media:LinkedIn: https://www.linkedin.com/in/eduardoclemente/Follow us on:https://www.africatechtalks.com/https://twitter.com/afri_techtalkshttps://www.instagram.com/africatechtalks/https://www.linkedin.com/company/africa-tech-talksIvo Martins - https://www.ivo-martins.comAndré Cavaco - https://www.linkedin.com/in/andre-cavacoManuel Pinto de Andrade - https://www.linkedin.com/in/manuel-pinto-de-andrade-69a03812/Victor Calhau - https://www.linkedin.com/in/vitor-calhau/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

Today on our podcast, we're excited to welcome Darwin Costa, a standout figure in the internet infrastructure scene. 🎬 Full video: https://youtu.be/B-ENnNx4tFg00:00 Intro 02:42 Who is Darwin Costa04:42 What will the Internet Become (David Bowie Perspective in 1999)06:54 The perspective on Internet by Darwin07:41 The importance of the Sub-Sea Cables for the Internet11:08 Lag can Kill you (if you're playing online)17:36 The importance of IXP's (Internet Exchange Points)23:19 The state of the IXP's development 27:10 IPV6 33:01 IPV4 Vs. IPV640:42 Connectivity in Angola46:29 The country needs connectivity48:52 Data centers importance and governance54:55 Data centers Neutrality 56:41 Build Capability for the future1:03:19 Final remarks🗣️More about our guest:Darwin Costa is a true Internet evangelist, with a passion for the digital world that goes far beyond his professional pursuits. Armed with a bachelor's degree in business information technology and a Master's in Internet Business, he has immersed himself in the intricacies of networking, subsea cables, and Internet exchange points (IXPs).Currently, Darwin is a key player at DE-CIX GmbH, the largest interconnection platform in the world, where he plays a pivotal role in shaping the global Internet landscape. However, his impact extends far beyond his day job. With an unwavering commitment to fostering Internet growth and accessibility, he dedicates countless hours to volunteering activities with organizations like AFRINIC and the African IXP association.But Darwin's true legacy may lie in his role as the founder of the Angolan Peering Forum, an initiative that aims to bridge the digital divide in his home country. Through this platform, he is paving the way for improved Internet connectivity, fostering collaboration among local stakeholders, and empowering communities to harness the transformative power of the Internet.Darwin Costa is more than just a tech enthusiast; he's a digital visionary, using his expertise and passion to create a more connected, inclusive, and prosperous world – one fiber optic cable at a time.Follow Darwin Costa on social media:https://www.linkedin.com/in/darwin-costa-40b48455/https://twitter.com/DarwinCosta1Follow us on:https://www.africatechtalks.com/https://twitter.com/afri_techtalkshttps://www.instagram.com/africatechtalks/https://www.linkedin.com/company/africa-tech-talksIvo Martins - https://www.ivo-martins.comAndré Cavaco - https://www.linkedin.com/in/andre-cavacoManuel Pinto de Andrade - https://www.linkedin.com/in/manuel-pinto-de-andrade-69a03812/Victor Calhau - https://www.linkedin.com/in/vitor-calhau/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

On today's episode of Africa Tech Talks, we are honored to welcome an Angolan Technology Entrepreneur in the HR space, Carlos Daniel, who’s the founder and CEO of Mirantes, a startup that promises to revolutionize the job search market, employee, and payroll management for the MSME companies.🎬 Full video: https://youtu.be/TJopxzQQSL800:00 Intro01:45 Who’s Carlos Daniel, the CEO of Mirantes03:55 What do we do at Mirantes?07:21 What specific problem does Mirantes solve?11:28 A novel approach to the market problem15:20 How will Mirantes evolve?18:20 Does experience matter?23:38 The two most important things26:41 Passion above money27:52 How to retain people?34:33 Advice for new Entrepreneur's37:37 The worst thing that can happen to an entrepreneur39:59 How to secure funding for a Startup in Angola?45:06 The most important metric for investors48:31 The first million is the most difficult49:34 What is the target market for Mirantes?54:25 Expansion to Dubai57:50 The challenges of growth1:01:00 Future funding1:06:31 A new generation of companies1:08:42 Start from Zero1:10:15 Final remarksCarlos Daniel is a multifaceted entrepreneur and strategic advisor with diverse expertise. He is the CEO and Founder of Mirantes Technologies, a company dedicated to delivering cutting-edge technology products. He leads a talented team in expanding the company's footprint across national and international markets.As the General Managing Partner & CEO at STATEMENT MC and Managing Partner at ST Academy, Carlos provides corporate training and consultancy services to major institutions in various sectors, empowering businesses with practical knowledge and skills.Additionally, Carlos is a Founder and Board Member of an undisclosed organization, further contributing to the growth and development of the industry.With a solid academic foundation, Carlos holds a Bachelor of Technology in Mechanical Engineering from Jawaharlal Nehru Technological University and a Full Stack Web Development Certification from freeCodeCamp, showcasing his versatility and commitment to continuous learning.Through his diverse roles and entrepreneurial ventures, Carlos Daniel is making a significant impact, driving innovation, fostering entrepreneurship, and delivering value across multiple sectors.Follow Carlos Daniel on social media:https://ao.linkedin.com/in/carlos-c-danielhttps://www.instagram.com/carlos_danielstmcLinks and initiativeshttps://www.mirantes.iohttps://www.instagram.com/mirantes_technologies/https://www.linkedin.com/company/mirantes-tech/https://x.com/MirantesTechFollow us on:https://www.africatechtalks.com/https://www.youtube.com/@africatechtalkshttps://twitter.com/afri_techtalkshttps://www.instagram.com/africatechtalks/https://www.linkedin.com/company/africa-tech-talksIvo Martins - https://ivo-martins.comAndré Cavaco - https://www.linkedin.com/in/andre-cavacoManuel Pinto de Andrade - https://www.linkedin.com/in/manuel-pinto-de-andrade-69a03812/Victor Calhau - https://www.linkedin.com/in/vitor-calhau/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

On today's episode of Africa Tech Talks, we are honored to welcome a trailblazer in the healthcare digital sector, Dr. Ikpeme Neto. Neto is the founder and CEO of WellaHealth, a pioneering health-tech company that is bringing affordable healthcare and medications to millions of people.🎬Full video: https://youtu.be/Hyk_7-ekIOA00:00 Intro02:48 Origin Story07:58 The transition from being a doctor to an entrepreneur10:45 How early failures gave him valuable lessons15:28 The importance of having the core competencies in-house17:38 What is Wellahealth and its Vision22:11 Bringing insurance companies on-board26:08 Market a product based on trust30:23 Harnessing data35:00 The importance of data for Wellahealth40:15 Advice to entrepreneurs (Don’t do it!)48:37 Developing talent - WellaSchool54:38 Diversification57:14 How to address Malaria effectively59:22 Final Remarks🗣️ More about our guest:Neto has embarked on an extraordinary journey to revolutionize access to quality and affordable healthcare across Africa. With a diverse background in medicine, business, and entrepreneurship, he has harnessed the power of technology to address pressing healthcare challenges, leaving a mark on the lives of countless individuals. Join us as we get into Dr. Neto's inspiring story, from his roots as a medical professional to his entrepreneurial ventures and uncover the driving force behind WellaHealth's groundbreaking solutions.Follow Ikpembe Neto on social media:https://twitter.com/docnetohttps://ng.linkedin.com/in/ikpemenetoLinks and initiativeshttps://www.wellahealth.com/https://ng.linkedin.com/company/wellahealthtechFollow us on:https://www.africatechtalks.com/https://www.youtube.com/@africatechtalkshttps://twitter.com/afri_techtalkshttps://www.instagram.com/africatechtalks/https://www.linkedin.com/company/africa-tech-talksIvo Martins - https://ivo-martins.comAndré Cavaco - https://www.linkedin.com/in/andre-cavacoManuel Pinto de Andrade - https://www.linkedin.com/in/manuel-pinto-de-andrade-69a03812/Victor Calhau - https://www.linkedin.com/in/vitor-calhau/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

In today's episode, we're delighted to introduce Emerson Paim, an inspiring tech entrepreneur from Angola with a fascinating personal journey and a deep social and environmental conscience.🎬Full video: https://youtu.be/bzb7klHjXHA00:00 Intro03:44 The journey outside Angola14:05 Kubinga’s Inception23:08 The Seed Star Experience28:20 New Players in The Market32:30 Smarter Cities43:24 Digital Inclusion54:03 How Urbanization is impacting Development in Africa1:02:00 We Build on Each Other’s Backs1:09:52 Final Remarks🗣️ More about our guest:Born and raised in Angola, Emerson Paim always wanted to explore the world. His search for knowledge and experience took him to Portugal and England, where he honed his skills, immersed himself in diverse cultures, and did all types of work. But, like an irresistible gravitational force, the call of his roots drew him back to Angola.Upon his return, a flame burned inside him: the flame of entrepreneurship. The "little bug," as he affectionately calls it, had been with him for a long time, whispering ideas and possibilities. And it was in this fertile soil of ambition and opportunity that Kubinga was born, which means "to ask" in Kimbundu.More than a mobility platform, Kubinga is a vibrant ecosystem that connects drivers and passengers, facilitates the delivery of food and goods, and offers mobile payment solutions. All of this is carefully adapted to the local reality, with affordable rates, cash payment acceptance, and operation in areas with limited internet.More than 100,000 users are already part of the community, and the platform is present in 5 provinces and boasts partnerships with renowned companies.The future of Kubinga is bright, with plans to expand to new provinces, launch new services, and consolidate the platform for mobility in Angola.Emerson Paim's story is an ode to entrepreneurship, an inspiring example that dreams can become reality with passion, persistence, and adaptability, transforming not only the dreamer's life but also that of an entire community.I invite you to join this journey, to be part of Kubinga, and to believe, like me, that dreams can move mountains!Follow Emerson Paim on social media:https://www.linkedin.com/in/eucp/Links and initiativeshttps://www.kubinga.com/Follow us on:https://www.africatechtalks.com/https://www.youtube.com/@africatechtalkshttps://twitter.com/afri_techtalkshttps://www.instagram.com/africatechtalks/https://www.linkedin.com/company/africa-tech-talksIvo Martins - https://ivo-martins.comAndré Cavaco - https://www.linkedin.com/in/andre-cavacoManuel Pinto de Andrade - https://www.linkedin.com/in/manuel-pinto-de-andrade-69a03812/Victor Calhau - https://www.linkedin.com/in/vitor-calhau/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

In today's episode, we're delighted to introduce Nuno Aires, who is the founder and general director of Tequila, a marketing and communications agency based in Luanda, Angola. Disclaimer: This episode is entirely in Portuguese🎬 Full video: https://youtu.be/FS0YWotIRxY00:00 Intro01:37 Who is Nuno Aires04:37 The Tequila Project08:07 The power of AI in Marketing 13:39 The challenges of the Angolan consumer in the digital market20:15 How hard is it to retain clients37:12 Marketing, Publicity, Brand42:49 The Impact of Currency Devaluation in Small Companies51:00 Nuno’s Biggest Brand References59:00 Final Remarks and the Future of Tequila🗣️More about our guest:He founded Tequila in February 2023, after previous experiences as Director of Solutions at Innovation Makers and Deputy Director at Banco BCS.On social media, Nuno Aires shares insights about Tequila, such as the post "One Tequila a day, you don't even know how good it would do you ;)", reinforcing the relaxed and creative tone that the agency seeks to convey.Follow Nuno Aires on social media:https://www.linkedin.com/in/nunoaires/https://twitter.com/nunoaireshttps://linktr.ee/nunoairesLinks and initiativeshttps://www.instagram.com/TequilaAgencia This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

In today's episode, we're delighted to introduce Lisa Videira, an inspiring tech entrepreneur from Angola with a fascinating background as a former professional sportswoman.🎬Full video: https://youtu.be/WB6nvmlliKY00:00 Intro04:03 My journey07:55 The story of a winner17:57 Role of AASED and Purpose of the Organization23:24 The startup act for Angola31:34 Angolan Success Stories42:15 The Main Challenge of AASED55:02 Advices to entrepreneurs1:00:00 Final Remarks🗣️More about our guest:Lisa is the visionary behind LV Digital, Lda, a company dedicated to transforming e-learning accessibility in Angola. Her commitment to digital innovation extends to her role as the acting President of the Angolan Association of Startups and Digital Entrepreneurship (AASED), where she plays a pivotal role in shaping the future of digital entrepreneurship in the region. Lisa's entrepreneurial spirit also led her to launch Angola's first kitesurfing school, offering a unique 'free of charge' program for four years, further showcasing her dedication to sharing her passions and knowledge with others. Join us as we dive into Lisa's journey, exploring her contributions to technology, education, and sports in Angola.Follow Lisa Videira on social media:https://ao.linkedin.com/in/lisa-videiraLisa's links and initiatives:https://linktr.ee/lisa_videirahttps://www.linkedin.com/company/associa%C3%A7%C3%A3o-angolana-de-startups-e-empreendedorismo-digital-aased/https://www.aased.aohttps://www.linkedin.com/company/lv-digital-lda/Follow us on:https://www.africatechtalks.com/https://www.youtube.com/@africatechtalkshttps://twitter.com/afri_techtalkshttps://www.instagram.com/africatechtalks/https://www.linkedin.com/company/africa-tech-talksIvo Martins - ivo-martins.comAndré Cavaco - https://www.linkedin.com/in/andre-cavacoManuel Pinto de Andrade - https://www.linkedin.com/in/manuel-pinto-de-andrade-69a03812/Victor Calhau - https://www.linkedin.com/in/vitor-calhau This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

Today on our podcast, we're excited to welcome Mark Essien, a standout figure in the Nigerian tech scene. 🎬 Full video: https://youtu.be/lZyEcz-Gmvw00:00 Intro 01:03 Why he became an engineer06:53 File Sharing Software - His first successful product “exit”12:58 Good Products VS Good Markets15:33 Test your idea (market fit) based on real time world data (eg.: Google Keywords)26:08 HNG Internship - No coders available, how to turn a problem into an opportunity26:08 HNG Internship - When a problem creates opportunities38:00 How AI will change the future of work42:00 Crypto / CBDC’s and currencies in Nigeria49:00 Counting voting sheets in National Elections: Is there a better way?56:49 Lessons learned from the counting voting sheets initiative1:00:46 Mark's plans for the future? (Pivoting to Europe and India, cars.ng, travel.ng, etc.)🗣️More about our guest:Mark is the brains behind Hotels.ng, Nigeria's trailblazing online hotel booking platform. Born in Ikot Ekpene, Akwa Ibom State, on December 18, 1980, he's a successful entrepreneur, software developer, and startup investor. His work, particularly with Hotels.ng, has significantly advanced Africa's travel and hospitality sectors. Join us as we delve into Mark's journey and the impact of his innovations.Follow Mark Essien on social media:https://www.linkedin.com/in/markessien/https://twitter.com/markessienMark's other Links and initiativeshttps://hotels.ng/https://www.instagram.com/hotelsng/https://twitter.com/hotelsngFollow us on:https://www.africatechtalks.com/https://twitter.com/afri_techtalkshttps://www.instagram.com/africatechtalks/https://www.linkedin.com/company/africa-tech-talks This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

Our guest today, Luis Verdeja, is the CEO and co-founder of Jobartis, a job board and recruitment tech company.🎬 Full video: https://youtu.be/4-vA7nyabMQ00:00 Intro02:55 Luis Background and Vision of Jobartis07:28 The main role of Jobartis in the Angolan Market09:40 Starting a business requires motivation12:41 Boiling down the business14:00 How Jobartis uses technology to select people17:47 How remote work is an opportunity21:55 Self-learning capacity is the core skill for today’s workers36:02 Advice for job seekers43:45 How Jobartis is using its data to help the companies remain competitive in the talent search46:18 Resilience is the key for startups52:43 Final Remarks🗣️More about our guest:Luis is a university professor with an extensive resume; he worked as an Economic Affairs Consultant for the European Commission and Consultant for the SADC National Secretariat of the Angolan government on regional economic integration. He was the co-founder of Jobartis, and under his leadership, Jobartis has become Angola's number-one employment portal.Luis Verdeja is the CEO and co-founder of Jobartis, a job board and recruitment tech company. He has over 15 years of experience in executive positions, particularly in the digital sector. Under his leadership, Jobartis has become Angola's number-one employment portal.Follow Luis Verdeja on social media:https://es.linkedin.com/in/luisverdeja/enLinks and initiativeswww.jobartis.comhttps://www.facebook.com/jobartishttps://www.linkedin.com/company/jobartis/https://www.instagram.com/jobartisFollow us on:⁠⁠⁠https://www.africatechtalks.com/⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/afri_techtalks⁠⁠⁠⁠⁠⁠https://www.instagram.com/africatechtalks/⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/africa-tech-talks/⁠⁠⁠Ivo Martins - ⁠⁠⁠https://www.linkedin.com/in/ivomartins/⁠⁠⁠André Cavaco - ⁠⁠⁠https://www.linkedin.com/in/andre-cavaco/⁠⁠⁠Manuel Pinto de Andrade - ⁠⁠⁠https://www.linkedin.com/in/manuel-pinto-de-andrade-69a03812/⁠⁠⁠Victor Calhau - ⁠⁠⁠https://www.linkedin.com/in/vitor-calhau/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

Today's podcast guest is Morato Custódio, the founder of LWEI, a fintech company focused on financial inclusion for people outside the conventional financial system. Most recently, he contributed to Angola's new Startup Act, working closely with INAPEM - National Institute for the Support of Micro, Small, and Medium Enterprises in Angola.🎬 Full video: https://youtu.be/CtuXNwgfltI00:00 Intro03:00 Startup Law in Angola23:00 Incentives for Startups in Angola 36:00 How to protect investors from outside Angola44:52 Financial and Digital Inclusion57:00 We need smartphones flooding the market to leverage the change1:05:00 Morato vision on Bitcoin in Angola 1:17:00 Bitcoin Mining activity in Angola🗣️More about our guest:In 2017, he established a mobile phone assembly factory for low-cost smartphones based on a macroeconomic strategy seeking to boost the technology industry in Angola and generate thousands of jobs in the sector.In 2019, he launched a FreeNet project to advance digital and financial inclusion by providing free internet access with the purchase of an affordable smartphone. Morato is passionate about ensuring his community has access to platforms that support financial independence.Follow Morato Custódio on social media:https://www.linkedin.com/in/moratocustodio/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

Sérgio Lopes is the IT Director at BFA, one of the top tier Banks in Angola. 🎬 Full video: https://youtu.be/PHbeBBxAU7Q00:00 Intro 04:00 Sergio Lopes' background and experience08:42Challenges faced by the Angolan banking industry12:14 BFA's digital transformation journey32:30 Fundamental Elements to Improve Digital Inclusion in Angola40:27 Cyber security is core for the entire ecosystem1:05:02 Challenges for the Angolan digital and technological ecosystem01:06:34 Final Remarks🗣️More about our guest:With over 20 years of experience, he has driven revenue throughout his professional career by building and maintaining client relationships across various market sectors.As a leader, he believes in delegation, responsibility, and ownership as fundamental principles. The policies he implements encourage knowledge sharing amongst his team members. He is a dynamic and creative manager with a proven track record of entering new markets to ensure sustainable growth. His vision is ambitious, and he believes in embracing disruption to achieve success in his endeavors.Follow Sérgio Lopes on social media:https://www.linkedin.com/in/sergio-lopes-a7962613/Follow us on:⁠⁠https://www.africatechtalks.com/⁠⁠⁠⁠⁠⁠https://twitter.com/afri_techtalks⁠⁠⁠⁠https://www.instagram.com/africatechtalks/⁠⁠⁠⁠https://www.linkedin.com/company/africa-tech-talks/⁠⁠Ivo Martins - ⁠⁠https://www.ivo-martins.comAndré Cavaco - ⁠⁠https://www.linkedin.com/in/andre-cavaco/⁠⁠Manuel Pinto de Andrade - ⁠⁠https://www.linkedin.com/in/manuel-pinto-de-andrade-69a03812/⁠⁠Victor Calhau - ⁠⁠https://www.linkedin.com/in/vitor-calhau/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

Kenneth Hogrefe is is renowned for creating digital marketplaces in Angola, boasting a portfolio that includes Angola's leading property and automotive portals, Angocasa.com and Angocarro.com.🎬 Full video: https://youtu.be/KVAioZQx_Qc00:00 Intro | Digital inclusion outlook04:00 Transition to Africa and Impact08:42 Breaching the Digital Inclusion Gap12:14 Tech Landscape15:35 Accelerating Entrepreneurship as a Mentor 21:02 Fundamental Elements to Improve the Digital Economy in Angola26:36 Growing in Less Competitive Markets32:09 Foresight and Decisive Moments35:02 Final Remarks🗣️More about our guest:The guest on today's podcast is a Danish-born entrepreneur who has made significant strides in Angola's business landscape. Initially embarking on a career in real estate, he worked for EDC, Denmark's premier Real Estate Company, and engaged in international property projects in Greece and Portugal.In 2011, driven by personal passion, he relocated to Angola, starting a new chapter of life with his Angolan wife and embarking on an entrepreneurial path. By 2015, his venture, Tech Africa, gained distinction as Angola's first venture capital-backed tech company. Tech Africa is renowned for creating digital marketplaces, boasting a portfolio that includes Angola's leading property and automotive portals, Angocasa.com and Angocarro.com.His vision is ambitious and far-reaching: cultivating Africa's digital economy through digital inclusion. The success of his endeavors hinges on several critical factors: enhancing access to high-speed, quality internet, leveraging Africa's burgeoning urban population and growing pool of tech talent, fostering a dynamic startup ecosystem, and capitalizing on Africa's initiative to form the world's largest single market under the African Continental Free Trade Area.Follow Kenneth Hogrefe on social media:https://www.linkedin.com/in/kennethhogrefe/Links and initiativeshttps://www.angocasa.com/https://www.angocarro.com/Follow us on:⁠https://www.africatechtalks.com/⁠⁠⁠⁠https://twitter.com/afri_techtalks⁠⁠https://www.instagram.com/africatechtalks/⁠⁠https://www.linkedin.com/company/africa-tech-talks/⁠Ivo Martins - ⁠https://www.ivo-martins.comAndré Cavaco - ⁠https://www.linkedin.com/in/andre-cavaco/⁠Manuel Pinto de Andrade - ⁠https://www.linkedin.com/in/manuel-pinto-de-andrade-69a03812/⁠Victor Calhau - ⁠https://www.linkedin.com/in/vitor-calhau/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

Tirso Figueira is the Head of Partnerships at Kixicrédito, a Microcredit company in Angola. 🎬 Full video: https://youtu.be/_rtn49goOYw00:00 Intro | Microcredit: A Product of the Microfinance Industry04:19 What is Microcredit07:00 The Microfinance realm09:40 New legislation12:50 To really financially include someone18:56 How impactful are partnerships in the Microcredit realm25:20 The tech impact on Microcredit and it's challenges31:20 Legal aspects of Microcredit and its challenges39:45 Social media as a way to spread information about finance 43:00 Tirso's professional insights53:30 Tech opportunities for Microcredit's development🗣️More about our guest:He’s studying for a Msc in Finances and Investment Management by Robert Kennedy College and a MsC in Finances and Investment Management by the The University of Salford, recently he coursed in Harvard Business School where he studied Strategic Leadership In Inclusive Finance.Follow Tirso Figueira on social media:https://www.linkedin.com/in/tirso-figueira-02687a91/https://twitter.com/FigueiraTirsoFollow us on:⁠https://www.africatechtalks.com/⁠⁠⁠⁠https://twitter.com/afri_techtalks⁠⁠https://www.instagram.com/africatechtalks/⁠https://www.linkedin.com/company/africa-tech-talks/Ivo Martins - ⁠https://www.ivo-martins.comAndré Cavaco - ⁠https://www.linkedin.com/in/andre-cavaco/⁠Manuel Pinto de Andrade - ⁠https://www.linkedin.com/in/manuel-pinto-de-andrade-69a03812/⁠Victor Calhau - ⁠https://www.linkedin.com/in/vitor-calhau/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

Mr. Pedro Lopes is our guest on our pod. He is the Secretary of State for Digital Economy of the Government of Cape Verde.In this episode, he shares with us the digital challenges that Cape Verde faces; we discuss the importance of digital literacy and how Cape Verde is positioning itself as a tech hub and an innovation center in the ECOWAS region. 🎬Full video: https://youtu.be/zxowHR7r6UA00:00 Intro03:28 Leading digital challenges facing Cabo Verde and Africa11:07 The importance of the "Digital Literacy" program12:40 Tech Hub & Startup Ecosystem19:30 The importance of regulation25:39 Foreign entities collaboration30:35 Final considerations🗣️More about our guest:He founded the Prime Minister's Youth Council and the "Cabo Verde Digital" initiative (https://www.digital.cv), revolutionizing the country's digital landscape.Pedro Lopes also participated in the Mandela Washington Fellowship for Young African Leaders in the United States and is part of the Obama Foundation; more recently, he became a council member of the World Economic Forum - "Global Future Councils."Nominated for Future Leaders: The World's Most Influential Young People in Government by Apolitical and for World Politician of the Year Award by One Young World, he is among the "Most Influential People of Africa Descent Global 100" under 40 - Politics and Governance by MIPAD.Follow Pedro Lopes on social media:https://www.linkedin.com/in/pedrolopescv/https://twitter.com/pedrolopescvhttps://www.instagram.com/pedrolopes99https://www.facebook.com/pedrolopesCVCape Verde official links and initiativeshttps://www.governo.cv/governo/secret...https://www.digital.cvhttps://med.gov.cv/web/medFollow us on:https://www.africatechtalks.com/ https://twitter.com/afri_techtalkshttps://www.instagram.com/africatechtalks/https://www.linkedin.com/company/92596071/admin/feed/posts/Ivo Martins - https://www.ivo-martins.comAndré Cavaco - https://www.linkedin.com/in/andre-cavaco/Manuel Pinto de Andrade - https://www.linkedin.com/in/manuel-pinto-de-andrade-69a03812/Victor Calhau - https://www.linkedin.com/in/vitor-calhau/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com

Episode 3: Africa Tech Talks welcomes Gildas Mouelle, a Senior Investment Associate from XSML Capital, where we discuss and exchange ideas about:🤔 - What is Private Equity?🌍 - Biggest misconceptions about investing in Africa, namely Angola🔍 - Evaluation factor for investing in companies🌱 - How PE firms support the growth and development of the companies they invest in🚀 - The role PE plays in driving economic development and growth in Africa⚖️ - Risk assessment📈 - Biggest trends or opportunities for investment in the African continent❤️🌍 - Ethics and social responsibility (ESG)📽️Full video: https://youtu.be/JZI3-tw4Egw00:00 Intro01:55 What drew Gildas to private equity in the African continent06:31 The biggest misconceptions about investing in Africa12:21 Investment critical factors in the African context17:46 Managing the portfolio in a complex reality20:42 An example of a successful investment23:24 How can private equity develop Africa27:35 How do you access and manage the risk35:06 How entrepreneurs can attract investment 42:25 The biggest Trends and opportunities for investment in Angola and also the other African countries56:09 How to balance the responsibilities to the investors and social responsibilities🌍XSML Capital: https://www.xsmlcapital.comFollow us on:https://www.africatechtalks.com/https://twitter.com/afri_techtalkshttps://www.instagram.com/africatechtalks/https://www.linkedin.com/company/africa-tech-talksIvo Martins - https://www.ivo-martins.comAndré Cavaco - https://www.linkedin.com/in/andre-cavacoManuel Pinto de Andrade - https://www.linkedin.com/in/manuel-pinto-de-andrade-69a03812/Victor Calhau - https://www.linkedin.com/in/vitor-calhau/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit africatechtalks.substack.com