Amplified Wealth

In this episode of Amplified Wealth, Austin Hagaman and Mark Lucci welcome Ryan Issakainen, CFA, Senior Vice President and ETF Strategist at First Trust, for a timely conversation on cybersecurity as an investment theme - from AI-driven cybercrime and critical infrastructure risks to why cybersecurity spending has become a non-discretionary cost of doing business in today’s digital world.Episode Highlights:🔐 Cybersecurity: More Than Antivirus SoftwareWhy the cybersecurity ecosystem spans everything from identity verification and endpoint protection to defending power grids and infrastructure.📊 Why Cybersecurity Spending Is So DurableUnlike other areas of tech, cybersecurity has become a non-discretionary cost of doing business, with industry revenues projected to grow ~13–14% annually.🤖 AI: Threat or Tailwind?How artificial intelligence is being used by both hackers and cybersecurity firms—and why AI may actually strengthen the competitive moat for established cybersecurity companies.💰 Why Some Cybersecurity Stocks May Be MispricedRyan explains why the recent sell-off in software stocks may be unfairly impacting cybersecurity companies despite strong fundamentals.⚡ Cybersecurity as Modern InfrastructureReal-world examples—from pipeline shutdowns to dam breaches—show how cyber attacks can have very real physical consequences.📈 How Investors Can Access the ThemeWhy traditional indexes like the S&P 500 offer surprisingly little exposure to cybersecurity—and why a basket approach may make sense.And Much More!If cybersecurity is becoming one of the defining technological and geopolitical themes of the next decade, investors may want to understand how this rapidly evolving industry fits into the broader market.Timestamps:00:00: Introduction05:27: What is an ETF?08:55: Cybersecurity deep dive16:49: Cybersecurity revenues and spending19:40 Software companies sell-off and disruption from AI27:40 Cybersecurity costs and infrastructure33:30 Real life cyberattacks, deepfakes and quantum computing40:50 How do investors get exposure to cybersecurity companies?49:25 The technology sector in 10-15 years53:25 Basket approach to cybersecurity investing and closingNothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In the latest episode of Amplified Wealth’s According to Plan, hosts Kate Fishbein and Tom Farrell tackle an important retirement planning question: what should you do with your 401(k) when you leave an employer?From old workplace plans and rollover IRAs to tax traps and planning opportunities, they walk through the key decisions individuals should consider before making a move.Episode Highlights:🔎 Don’t Forget Old 401(k)s:Learn why so many retirement accounts get left behind — and how the Department of Labor’s Lost and Found tool may help you track them down.🏢 Why Leave Funds in a 401(k)?Kate and Tom explain several potential advantages, including creditor protection, possible loan provisions, Rule of 55 access, and delayed RMD opportunities for some workers.🔄 When an IRA Rollover May Make Sense:Explore why some investors prefer rolling old 401(k) assets into an IRA for greater investment flexibility, easier consolidation, and simplified account management.⚠️ Avoid Costly Rollover Mistakes:Not all retirement dollars are the same. The episode breaks down the importance of properly handling pre-tax, Roth 401(k), and after-tax funds to help avoid unnecessary taxes and penalties.📉 Fees, Investment Options and Hidden Costs:Find out what to review inside your 401(k), from administrative fees to fund expense ratios, and why comparing those costs to an IRA matters.🚨 Special Situations to Watch Closely:From backdoor Roth strategy considerations to employer stock and NUA rules, Tom and Kate highlight a few areas where one wrong move could have lasting tax consequences.And much more!Timestamps:0:00 - Introduction3:15 - Advantages of Leaving Funds in 401(k)22:40 - Advantages of Rolling Over into an IRA37:35 - Things to Watch Out For if Rolling Over50:15 - Wrap Up & ConclusionNothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In this episode of Amplified Wealth, we’re joined by Mark Peterson, Director of Market & Portfolio Insights at BlackRock, for a practical breakdown of what’s driving markets—and how investors can keep perspective as we look ahead.Episode Highlights:📈 Three Strong Years in a Row:How rare are three consecutive years of 15%+ stock market gains—and what does history suggest could come next?🎯 Why “Average Returns” Rarely Happen:Stocks may average ~10% over time, but they rarely land near the average in any given year—understanding the range can help set better expectations.🌪️ Volatility in Plain English (2% Days):A simple way to understand market turbulence, what typically causes it, and why volatility is often the “price of admission” for long-term growth.💻 Tech, Valuations & Earnings:How today’s tech leadership compares to the dot-com era—and why strong earnings growth can change the valuation conversation.🧩 Market Broadening Beyond Mega-Caps:Why market leadership may be expanding beyond the biggest names—and what that could mean for diversified investors.🛡️ Diversification vs. Single-Stock Risk:Even in strong markets, many individual stocks lose money—this segment puts concentration risk into perspective.💵 Bonds After the Rate Reset:Why 2022 was so painful for fixed income—and why higher yields may improve the outlook going forward.From setting realistic expectations to reinforcing the value of diversification, this episode is packed with timely market insights.Timestamps:(0:00) Intro:(5:18) U.S. Stocks Posting 15%+ Gains for Three Straight Years(10:09) U.S. Stocks Annual Averages(12:45) Stock Market Volatility(19:20) Technology Stocks - Performance and Valuations(28:11 Benefits of Diversification(35:46) Current and Past Economic Expansions(41:51) U.S. Bonds Outperformed in 2025(43:17) Interest Rates & Long-Term Bond Returns(51:59) Closing ThoughtsNothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

Markets entered 2026 with momentum, as resilient consumer spending, easing monetary policy, and continued investment in AI and infrastructure have helped extend the current bull market. Yet beneath the surface, tensions are building - from rising affordability pressures to lingering questions around tariffs, employment trends, and the long-term impact of artificial intelligence on the workforce.With mid-term election dynamics on the horizon, how durable is today’s optimism - and what risks could disrupt the outlook for stocks, bonds, and the broader economy?Catch up on the market on demand with this webinar replay - originally aired live on January 28th, 2026 - as we examine the forces shaping the year ahead, assess potential volatility and seasonal opportunities, and discuss portfolio strategies designed to navigate an evolving economic and market landscape.======Timestamps:Introduction & Firm Overview  (00:00:00)Wall Street Forecasts - In Perspective   (00:02:03)Geopolitical Tensions & Market Impact (00:11:11)Silver & Gold (00:21:57)US vs. International - A Long Cycle of Outperformance (00:40:58)Small Cap vs. Large Cap   (00:51:38)Q&A and Closing Remarks  (00:57:35)Nothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In this special collaboration episode of Amplified Wealth, Austin Hagaman joins According to Plan co-hosts, Tom Farrell and Kate Fishbein to explore major changes from the One Big Beautiful Bill Act (OBBBA) - and what they mean for your financial plan.Episode Highlights:👶 Trump Accounts – A New Tool for Kids:Learn about this new tax-advantaged account designed for children under 18, including how to qualify, the $5,000 contribution cap, and when to expect availability. 🎁 Charitable Giving Under OB3:Discover new guardrails around deductions starting in 2026, including floors, caps, and key timing considerations.🧓 Bonus Senior Deduction Explained:Starting in 2025, seniors may receive a valuable new deduction - up to $12,000 for qualifying couples. But income thresholds apply, and this benefit sunsets after 2028.🏡 State and Local Tax (SALT) Relief:OB3 temporarily raises the SALT deduction cap from $10K to $40K through 2029 - but with phaseouts for higher earners. Learn how to maximize your deduction before it’s gone.From planning for the next generation to maximizing deductions today, this episode is packed with timely tax strategies.Timestamps:00:00Cold Open and Introduction02:25Understanding Trump Accounts08:00Trump Accounts - Investment Strategies and Compounding Benefits19:25Understanding the New Senior Deduction24:50Navigating Charitable Deduction Changes36:30Temporary Increase in SALT Deductions51:20SALT Deduction - Income Phaseouts59:50Nothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In this episode of Amplified Wealth: According to Plan, Kate and Tom get “back to basics” with a topic that impacts millions of retirees: Required Minimum Distributions (RMDs).Whether you're approaching RMD age or just want to be prepared, we cover:• The latest Secure Act 2.0 updates• How to calculate your RMD• Aggregation rules for multiple IRAs, 401(k)s, and inherited accounts• When it might make sense to delay (or not)• Charitable giving strategies like QCDs• Tax impact, planning tips, and penalty pitfallsTimestamps00:00 | Intro – Fall Foliage Lesson, RMDs and Why They Matter03:48 | What Is a Required Minimum Distribution?07:40 | Tax-Deferred Growth and the IRS “Deal”08:30 | Secure Act 1.0 and 2.0 – RMD Age Timeline12:25 | Required Beginning Date – April 1 Rules17:00 | How RMDs Are Calculated (Divisors, Tables, and More)24:30 | Penalties for Missing Your RMD26:35 | Aggregation Rules – IRAs, 401(k)s, Inherited Accounts31:37 | Roth IRAs and Roth 401(k)s – RMD Exemptions36:00 | Tax Withholding & Avoiding Surprises38:30 | Impact on AGI, IRMAA, Social Security Taxation40:22 | Qualified Charitable Distributions (QCDs)43:03 | Taking RMDs In-Kind48:04 | Timing & Coordination with Roth Conversions51:06 | Still Working? RMD Exceptions for 401(k)s53:30 | Final Thoughts and Key TakeawaysNothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

Listen to the replay of our Fall 2025 Market Update Webinar - and catch up on the market at your convenience. Originally recorded live on October 22nd, 2025 - we examine the crossroads of policy, inflation, and growth, and discuss strategies to help investors navigate the uncertainty ahead.Markets wrapped up the summer on a strong note, fueled by expectations of Fed rate cuts, steady U.S. consumer demand, and easing inflation pressures. Still, concerns linger as a softer labor market, China’s slowdown, and ongoing trade policy headwinds raise questions about the durability of global growth and the path of inflation.How long can the optimism last - and what could shifting economic conditions mean for equities, bonds, and international markets?Here's what was discussed!Introduction & Firm Overview  (00:00:00)AI Investment Boom - Spending, Risks, Bubbles and Discipline  (00:04:00)Valuations (00:24:55)S&P 500 Index Profit Margin vs. P/E Ratio (00:28:21)Consumer Sentiment (00:34:33)Valuations - Deeper Dive (00:39:40)Silver & Gold  (00:48:30)Govt Shutdown, Q&A and Closing Remarks  (00:53:47)Nothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

The AI BoomInvesting, Innovation & Everyday ApplicationsArtificial Intelligence is often described as the most transformative technology of our time - but how much of that is real today, and what’s still years away? In our latest episode of Amplified Wealth, we bring you two in-depth conversations on AI’s future:Tejas Dessai – GlobalX Director of ResearchTejas covers disruptive technologies and thematic investing. He shares his perspective on AI as an “economic turbocharger,” the infrastructure challenges (chips, power, and data centers), and why the U.S. still leads the global AI race.Andrea Mondello – Withum’s Data & AI Services LeaderAndrea brings the conversation back to the business world, showing how companies are actually applying AI today. From voice analysis to AI-driven field reporting, she explains what works, what doesn’t, and how to avoid “AI FOMO.”Together, these conversations give you both the investment lens and the practical business lens - a rare, full-spectrum look at where AI stands now. Listen now on your favorite podcast platform.----Timestamps: 00:39 — Intro & introducing Global X's Tejas Dessai 07:14 — AI as both productivity booster and massive capex wave 13:29 — AI adoption pace, usage stats & US–China race 20:18 — AI value chain & infrastructure build-out 44:59 — Introducing Andrea Mondello from Withum - humanoid robots & companion AI 49:22 — Business-first AI wins & governance 56:45 — Field ops + pro services automation - AI case studies 01:04:41 — Richer RAG, agents, buy-vs-build & ethics Nothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In the latest episode of Amplified Wealth: According to Plan, Kate Fishbein, CFP®, and Tom Farrell, CFP®, AEP®, CEPA, welcome special guest Amy Pastorino, CFP® for a deep dive on Roth IRAs and conversion strategies.🎯 Topics Covered:The why behind Roth conversions: tax flexibility and legacy planningHow Secure Act changes impact inherited IRAs and distribution timelinesThe “Tax Now, Tax Later, Tax Never” framework for asset locationReal-world case study: How one client used slow-and-steady conversions to diversifyWhen not to convert, and why CPA coordination is criticalWhether you're planning your own retirement or thinking about what you’ll leave behind, this episode breaks down the key considerations to help you make informed decisions about your Roth strategy.Timestamps:00:00Introduction to Roth IRAs03:48Understanding Traditional vs. Roth IRAs06:48Reasons for Roth Conversions: Tax Flexibility and Legacy07:54The Impact of the Secure Act on Inherited IRAs12:43Tax Location: Understanding Tax Buckets15:37Case Study: Tax Diversification16:46The Importance of a Slow and Steady Approach21:29When to Consider Roth Conversions21:52Long-Term Growth Strategies for Roth IRAs22:02Reasons to Consider Delaying Roth Conversions31:12Contributions vs. Conversions: Understanding Your Options40:07Navigating Tax Implications of Roth Conversions41:53Key Considerations for Roth ConversionsNothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In the latest episode of Amplified Wealth, we welcome Jack Manley  - Executive Director and Global Market Strategist at JP Morgan Asset Management.Jack joins hosts Austin Hagaman and Mark Lucci to unpack today’s most pressing questions:Are we heading into a recession or just slowing down?What do rising credit delinquencies really say about the consumer?Is immigration policy an underappreciated inflation driver?What’s next for the Fed, and is a rate cut actually bullish?And, with all this uncertainty, where should investors put their excess cash?From economic headwinds and labor supply constraints to long-term investment positioning, Jack’s sharp analysis and global perspective offer timely guidance for investors at every level.Timestamps:Introducing Jack Manley: (0:30)Unpacking 2025's Economic Data  (4:50)Wall of Worries and Cracks in Consumer: (12:35)Labor Market: (18:18)Immigration & the Labor Market: (24:30)Tariffs, Inflation & Recession: (26:30)The Fed's Next Moves: (31:49)Trump, Headlines and the Fed's Credibility: (42:36)One Big Beautiful Bill (47:57)Investment Strategy - Bonds / Bullish on Stocks (50:52)Conclusion and Wrap Up (58:48)Nothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

After a rocky spring marked by sharp pullbacks and negative sentiment, equity markets staged an impressive rebound to close out the first half of 2025. Still, concerns around tariffs, inflation expectations, and central bank policy continue to stir uncertainty heading into Q3.Tune in to our Summer 2025 Market Update Webinar as we examine the key catalysts behind this year’s market swings, assess the current landscape and discuss how disciplined, long-term strategies can help investors navigate an unpredictable environment.Will the recent rally hold - and how should investors position for the road ahead?Originally recorded live on the last week of July, 2025.Timestamps:Introduction: 00:00One Big Beautiful Bill and US Debt: 02:09Largest Holders of US Debt: 09:46YTD Asset Class Returns: 13:11US vs. International Outperformance: 17:53Return Perspectives: 26:09Humans vs AI - Productivity Gains: 36:59Q&A and Wrap Up: 46:26Nothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In the latest episode of Amplified Wealth’s According to Plan, hosts Kate Fishbein, CFP® and Tom Farrell, CFP®, CEPA dive into one of the most powerful — and misunderstood — retirement strategies: the Backdoor Roth IRA conversion.This method can be a great way for high earners to access tax-free growth… if done right.🎙 Episode Highlights:🔁 What is a Backdoor Roth?Learn how high-income investors use this strategy to bypass Roth IRA contribution limits — and why timing is everything.⚠️ The Pro Rata Rule Explained:Discover the rule that can trigger a surprise tax bill if you’re not careful about existing IRA balances.📅 Avoiding Mistakes with Multi-Step Conversions:Why it’s critical to execute your traditional IRA contribution and Roth conversion promptly — and how to track it all with IRS forms.🔄 Clean vs. Complicated Scenarios:Tom and Kate walk through clear examples of who this strategy is right for — and who might want to steer clear.📁 Key Forms You’ll Need:From Form 8606 to 1099-R — don’t let paperwork derail your strategy.And more!Nothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In the latest episode of Amplified Wealth’s According to Plan, hosts Kate Fishbein, CFP® and Tom Farrell, CFP®, AEP® dive into one of the most misunderstood topics in retirement planning: Roth IRA distributions—and the two critical five-year rules that can trip up even savvy investors.Episode Highlights:📆 The First Five-Year Rule (Qualified Distributions): Learn why it’s not enough to be over 59½—you also need to have held your Roth for five years to avoid taxes on earnings.🔁 The Second Five-Year Rule (Conversions): Converting funds from a Traditional IRA? Each conversion has its own five-year clock—and missteps here could cost you in penalties.💡 FIFO and Funding Tips: Discover how Roth distributions are ordered (hint: contributions come out first), and why starting your Roth clock early—even with a small amount—can be a smart move.📊 Real-World Examples & Case Studies: Kate and Tom walk through multiple detailed case studies to help listeners understand how the rules apply in real life.🎧 Tune in now to understand how to get the most out of your Roth IRA—and avoid unexpected taxes or penalties.Timestamps:Introduction (0:00)Distribution Order & Rules: (03:10)5-Year Distribution Rule Explained: (05:27)5-Year Rule for Conversions (15:41)Example - Contributions: (21:47)Example - Earnings (24:23)Example - Conversion (26:20)Example - Conversion & Earnings (30:18)Example -  Qualified Distribution (33:48)Wrap Up & Conclusion (36:45)Nothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In the latest episode of Amplified Wealth, hosts Austin Hagaman and Adam Armstrong sit down with Mike Arone, Chief Investment Strategist at State Street Global Advisors, to unpack the complex forces shaping today’s investment landscape - from weakening dollar trends to the case for global diversification.Episode Highlights:🌍 US vs. International Markets: Why foreign markets are outperforming - and whether that trend could continue.💸 The Dollar’s Decline: How a weakening dollar may impact your portfolio and the rise of alternative assets.🏦 The Fed & Rate Cuts: Mike shares his take on whether the Fed is behind the curve and how future policy moves may affect markets.📈 Reassessing Diversification: It may be time to revisit your exposure to international equities and real assets.🧠 Behavioral Biases & Portfolio Construction: From imposter syndrome to overconfidence, Mike offers a refreshing take on how emotions play into investment decisions.🔍 And Much More!Timestamps:0:00 – Introduction0:45 – Introducing Mike Arone of State Street Global Advisors5:50 – Forecasting surprises and why different viewpoints shape the market7:15 – Market outlook for the second half of the year13:25 – The Fed, Inflation and Tariffs17:00 – Are valuations still a concern for U.S. stocks?18:15 – Why international markets are outperforming28:30 – The U.S. dollar’s role as the world’s reserve currency34:00 – Policy goals behind a weaker dollar44:00 – Portfolio implications: How underweight are investors internationally?49:00 – Behavioral finance / Why diversify if your lifestyle is U.S.-based?52:00 – Closing thoughts: the opportunity in real assetsNothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

After a strong start to the year, markets reversed course in Q1, with major indices posting their weakest quarterly returns since 2022.Behind the headlines: cooling economic data, rising inflation expectations, and renewed uncertainty around trade and policy heading into Q2.What’s driving the disconnect between hard data and soft sentiment? How will proposed tariffs, shifting Fed policy, and global volatility shape the path forward for the economy?Our Spring 2025 Update webinar was recorded on April 23, 2025.Nothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In the latest episode of Amplified Wealth: According to Plan, hosts Kate Fishbein and Tom Farrell break down a major Secure Act 2.0 provision taking effect in 2025: the Super Catch-Up Contribution for workers aged 60 to 63. Episode Highlights: 🦸‍♂️ Super Catch-Up Uncovered: Workers aged 60–63 can contribute $11,250 - a boost over the standard $7,500 catch-up limit. 📅 Timing is Everything: Why your age on December 31, 2025 determines eligibility. 📊 Plan Types Matter: How SIMPLE plans differ from 401(k)s—and why not all plans may allow super catch-ups just yet. 📈 Tax Strategy Insight: How this fits into broader retirement savings - and what’s coming in 2026 with Roth-only catch-ups. And much more! Timestamps:Introduction and Secure Act Overview: 00:00New Supercharged Catch-Up Retirement Contributions: 2:07Rules by Age: 5:01SIMPLE Plans: 10:03Wrap Up & Conclusion: 13:42Nothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In the latest episode of Amplified Wealth: According to Plan, the team sits down with Kevin Kang, Vanguard’s Senior International Economist, to explore the key forces shaping the economy and financial markets over the next decade.Backed by over 100 years of historical data, Kevin and his team analyzed the "megatrends" likely to drive future GDP growth — and the risks that could drag it down.Episode Highlights:📈 The 5 Megatrends Shaping the Economy:From technological innovation to rising government debt, discover the five long-term forces likely to impact your portfolio.🧠 Why Productivity is King:Learn why AI-powered productivity may be the single most important trend — and how it stacks up against structural deficits.🧓 Debunking Demographics:An aging population may not be the inflationary threat we once thought. Kevin explains why the Fed’s role is far more important.🌍 Globalization & Inflation:Did trade and labor supply really tame inflation? The data might surprise you.💼 Investment Implications:Find out why tilting toward value stocks and holding high-quality bonds could make sense — regardless of which future unfolds.This wide-ranging conversation is packed with insight into what really drives markets over time — and how investors can prepare.Timestamps:0:00 – Cold open & fashion megatrends2:22 – Introducing Kevin Khang and his role at Vanguard9:51 – Vanguard's Megatrends white paper and upcoming book16:25 – The 5 Megatrends that drive the economy23:04 – Globalization, demographics, and inflation27:36 – Not all deficits are counterproductive32:14 – US debt projection as America ages39:35 – Historical general purpose technologies and productivity growth53:21 – Vanguard's stance on AI stocks, megatrends, fixed-income, and long-term investing1:04:51 – What if AI fails?1:11:34 – DOGE’s impact on structural deficit headwind and closingRead Vanguard's Megatrends White Paper: https://bit.ly/42yI3z7Nothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In the latest episode of Amplified Wealth: According to Plan, Tom Farrell and Kate Fishbein dive into Section 121, the powerful (but often overlooked) tax break that can exclude up to $500,000 in capital gains when selling your primary residence. Episode Highlights: 🏡 What is Section 121?Learn how this IRS rule helps homeowners exclude up to $250K (single) or $500K (married) in capital gains from taxes when selling a primary residence. 📋 Eligibility Rules Made SimpleBreak down the ownership, residency, and lookback tests to determine whether you qualify. 🧾 Cost Basis & Capital ImprovementsDiscover what counts toward your adjusted basis — and why saving your receipts could save you big. 🛠️ What Doesn’t CountFrom utilities to paint touch-ups, find out which common home expenses don’t help your tax situation. 💰 Above the Limit? Don’t Panic.Even gains beyond the exclusion get favorable tax treatment — and there may still be planning opportunities available. And much more!  Tune in now to Amplified Wealth and subscribe on all of your favorite podcast platforms (links above).-----Timestamps:(0:00) – Cold Open / Catching Up  (2:05) – Today’s Topic: Section 121 Capital Gains Exclusion(4:48) – What is Section 121? The Basics(5:51) – Who Doesn’t Qualify for the Exclusion?(9:08) – Lookback Rules: One Exclusion Every Two Years(10:34) – What Increases Your Home’s Adjusted Basis?(12:49) – What Doesn’t Count: Common Mistakes(17:23) – Real-Life Example: Calculating Section 121 Exclusion(20:14) – What Happens if Your Gain Exceeds the Exclusion Limit?(21:18) – Case Study: Builder Using the Exclusion Strategically(26:33) – Final Thoughts and OutroNothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

Originally recorded February 7th as part of our quarterly webinar series.2024 was a year to remember for the markets, with major indices like the S&P 500 achieving another 20%+ performance year, optimism surrounding AI driving innovation, and a soft-landing narrative shaping economic resilience.As we enter 2025, questions remain: Can the momentum continue? What impact will shifting monetary policy, emerging risks, and new economic policies have on the year ahead?Tune in to our Winter 2025 Economic Outlook Webinar as we break down the trends, opportunities, and challenges that will define the year - and how they may impact your financial strategy.Timestamps:Introduction & Firm Overview (00:00:47)Market Performance & Election Year Trends (00:02:55)Trump’s Tariff Policies & Market Impact (00:09:01)Market Forecasts for 2025 (00:15:35)Valuations & Market Concentration Risks (00:23:44)Mag 7 Performance and Earnings Dynamics (00:29:52)PE Ratios & Long-Term Returns (00:35:20)Market Corrections Are Normal (00:45:07)Q&A and Closing Remarks (00:50:19)Nothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In the latest episode of Amplified Wealth: According to Plan, Tom Farrell and Kate Fishbein tackle everything you need to know about Health Savings Accounts (HSAs) — from eligibility and benefits to long-term planning strategies.Episode Highlights:💡 HSA Basics: Understand who qualifies for an HSA and how high-deductible health plans (HDHPs) work.📈 Triple Tax Benefits Explained: Discover how HSAs offer pre-tax contributions, tax-free growth, and tax-free withdrawals for qualified medical expenses.🏥 Why HSAs Aren’t “Use It or Lose It”: Learn how funds roll over, grow tax-deferred, and even follow you if you change employers.👨‍👩‍👧‍👦 Family Dynamics and HSAs: How to coordinate benefits and make the best decision for your family’s health needs.📆 2025 Contribution Limits & Strategies: Maximize your contributions to build significant long-term savings for healthcare expenses.And much more!Timestamps:(03:21) - What is an HSA?(06:05) - Evaluating health plans during open enrollment(08:32) - Restrictions: Medicare and FSAs(15:57) - 2025 HSA contribution limits(20:53) - Triple tax advantage(29:27) - Planning opportunities(36:39) - What qualifies as a medical expense?(42:38) - Importance of keeping records(43:57) - "Use as you go" vs. "Let it grow" strategies(51:12) - HSA inheritance rules(56:13) - HSAs as a long-term financial tool(57:12) - Closing remarksNothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In the latest episode of Amplified Wealth, hosts Austin Hagaman and Adam Armstrong sit down with Ryan Edwards, a finance and economics student who's already leaving his mark in the industry.This episode is a must-listen for students, parents and anyone looking to get ahead in finance - or help their children gain career momentum. Episode Highlights:🎓 Networking as a Student: Ryan shares how he connected with top finance leaders by reaching out with confidence.💡 Breaking into the Industry: Tips for landing internships and growing your career, even before graduation.📆 Future-Proofing Your Career: How Gen Z can stand out and prepare for long-term success in finance.📈 Building a Blog That Opens Doors: Discover how Ryan’s blog helped him secure interviews with industry giants like Liz Ann Sonders and Stephen Moore.🔍 And Much More!Timestamps:0:00 - Cold Open5:38 - Introducing Ryan Edwards8:07 - Ryan's blog and the people he has interviewed11:35 - What differentiates Ryan's blog from other financial media15:27 - Advice for those trying to break into an industry18:58 - How Ryan started reaching out to people for interviews26:04 - Ryan's professional plans and advice for breaking into finance35:37 - Highlights of Ryan's blog and where to find it39:47 - Discussion of attending conferences and networking43:24 - Ryan's news sources and financial media consumption48:15 - What's new & conclusion Resources:RKE blog: https://ryankedwards.com/Wolf Financial: https://wolf.financial/Nothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In this very special crossover episode, Austin Hagaman and Adam Armstrong welcome Tom Farrell and Kate Fishbein - hosts of Amplified Wealth's According to Plan series - to discuss key topics from the Financial Planning Committee's Year-End Newsletter. Episode Highlights: 🥧 Asset Allocation Strategies – Striking the right balance between growth and preservation as you approach retirement.🎁 The Bucketing Approach – Simplifying portfolio management for immediate, medium, and long-term needs.📈 Roth Conversions – Tax-efficient strategies to save more and grow wealth post-retirement.🌇 The Impact of TCJA Sunset – What potential tax changes mean for your planning. 🔍 And Much More!Timestamps:Overview & Soft Open: (0:00)Introduction: (2:30)Portfolio Allocation Considerations: (3:49)What is a 'Safe' Withdrawal Rate: (24:28)Limitations to the 4% Rule: (30:37)100-Minus-Age Rule for Portfolio Diversification: (36:48)The Bucketing Strategy: (40:11)Tax Cuts & Jobs Act & Estate Planning: (48:07)TCJA and Gifting & Trust Planning: (1:01:59)Roth Conversion Benefits: (1:03:58)Download the full Financial Planning Newsletter on our website.Nothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

Recorded Tuesday, November 5th, 2024.U.S. equity markets saw encouraging gains in Q3, with all major indices posting positive returns. The summer ended with the Federal reserve embarking on their first rate cut since 2019 which caused some shifts in the market. Leadership, previously concentrated in large-cap tech, has shifted, allowing other sectors and asset classes to shine. Tune in as we discuss the shifts investors should keep their eye on moving forward - making it crucial to stay informed and prepared for what lies ahead with your portfolios. Timestamps:00:40 Inflation05:41 Market Interest Rate Forecast (Fed Dot Plot)09:36 Technology vs Other Asset Classes17:01 S&P with and without Mag 720:56 Equities Outperform Fixed Income Despite Rates Being Highest in Over a Decade25:25 Audience Question – Warren Buffet Selling Stock – What Does it Mean for Greater Market?27:42 Timing the Market & Yield Curve Inversion33:33 Election Day & Historical Market Performance by President and Congress Makeup40:31 Calendar Year Returns Since 192844:40 Investing at All Time Highs47:25 Q&A – Tech Stocks, AI and Risk ManagementNothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In the latest episode of Amplified Wealth's According to Plan, hosts Kate Fishbein and Tom Farrell tackle one of the most confusing yet essential retirement planning topics: the new inherited IRA rules. They break down the changes brought by the SECURE Act and the impact on beneficiaries. Episode Highlights: ⏰ The 10-Year Rule Explained: Unpack the complexities of the 10-year withdrawal rule and how it affects non-eligible designated beneficiaries. 💼 Inherited IRAs and Tax Planning: Learn about strategies to minimize tax burdens while complying with new rules. 🔔 Eligible vs. Non-Eligible Beneficiaries: Clarify the differences and how each group is impacted by required minimum distributions. 🧑‍🤝‍🧑 Spousal Beneficiary Considerations: Explore the unique rules and options for surviving spouses inheriting retirement accounts. 🔍 RMDs and the SECURE Act: Discover how to navigate required minimum distributions based on the age and circumstances of the original account owner. And much more! Nothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In the latest episode of Amplified Wealth, hosts Austin Hagaman and Adam Armstrong welcome Duane Liedl, Director of Fixed Income at BlackRock for an in-depth look at today's bond market. Episode Highlights:📊 Navigating Bond Market Volatility: Understand recent market challenges and how bonds are regaining their place as portfolio stabilizers.🏦 Tax-Efficient Investing with Municipals: Explore how municipal bonds provide tax benefits, especially for high-income investors.💼 The Impact of Fed Rate Cuts: Learn how the recent rate cuts have reshaped bond yields and what lies ahead for investors.📉 Inflation’s Effect on Fixed Income: Duane breaks down how inflation influences bond yields and what it means for long-term investors.📆 Election and Policy Influence: Learn how potential changes in tax policy and government funding might affect bond markets in the coming year. 🔍 And Much More!-----------------------------------Timestamps:Intro & Soft Open: (00:00)Introducing Today's Guest: (02:04)Discussion of the Municipal Bond Market Challenges: (04:32)Are Bonds Broken? Addressing Investor Concerns: (05:57)Explaining the Recent Fed Rate Cuts and Bond Yields: (07:40)The Return of Bonds as a Portfolio Stabilizer: (09:20)Impact of Inflation and the Fed's Policy on Bond Markets: (10:27)Municipal Bonds' Historical Reaction During Elections: (11:15)Tax Benefits and Municipal Bond Performance: (19:28)The Importance of Duration and Locking in Yields: (21:42)Supply and Demand in the Municipal Bond Market: (39:40)Election Impact and Tax Law Changes on Municipal Bonds: (44:56)Supply Trends and Municipal Bond Issuance Factors: (48:55)Conclusion and What's New Segment: (59:50) Nothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In the latest episode of Amplified Wealth's According to Plan, hosts Kate Fishbein and Tom Farrell dive into one of the most critical topics for retirees - determining a sustainable withdrawal rate. Joined by special guest Ann Schnorrenberg, CFP®, PhD, the discussion unpacks the history, assumptions, and modern-day relevance of the widely-known “4% rule” for retirement withdrawals.Episode Highlights:📊 The Origins of the 4% Rule: Discover the background of this popular retirement strategy, its assumptions, and why it’s still widely referenced nearly 30 years after its inception.💡 Modern Adjustments: Learn how today’s retirees are facing different market conditions, longer life expectancies, and fluctuating inflation, requiring more flexibility than ever before.📉 Tax Implications: Understand how the 4% rule doesn't account for taxes and why it’s essential to factor in your individual tax situation when planning withdrawals.🔍 Personalizing Your Plan: Explore how using customized financial planning tools allow for a more nuanced approach, accounting for various income streams, lifestyle needs, and unexpected expenses.💬 Guardrails & Flexibility: Hear about alternative strategies that adapt withdrawals based on market performance, ensuring you stay on track without compromising your retirement goals.🎯 Legacy Considerations: Whether you plan to leave an inheritance or spend down your portfolio, there’s a strategy for every goal.Don't miss this insightful episode packed with expert advice on how to create a retirement income plan that works for your unique situation.Timestamps: Introduction: (00:00) Overview of the 4% Rule: (01:26) Tax Considerations in Retirement Planning: (06:12) Impact of Inflation & Historical Returns: (09:24) Adjusting for Extraordinary Expenses: (10:57) Asset Allocation & Portfolio Longevity: (13:19) Guardrails & Dynamic Withdrawals: (25:19) Conclusion & Key Takeaways: (39:55) Nothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In the latest episode of Amplified Wealth, hosts Austin Hagaman and Adam Armstrong sit down with Jonah Gruda, a tax expert and Partner at Withum, to explore the intricate world of tax planning in these uncertain times. As we approach significant legislative shifts, understanding the landscape is crucial for anyone serious about financial planning.Episode Highlights:💼 Tax Cuts and Jobs Act (TCJA) Overview: Jonah provides a deep dive into the TCJA, explaining its key provisions and what changes could mean for you as we near the 2025 expiration date.📅 Strategic Estate Planning: Discover why now is the time to review and potentially update your estate plan before the current tax laws sunset, especially for high-net-worth individuals.📊 Long-Term Tax Outlook: Gain insights into the potential long-term trajectory of tax rates and what that means for your financial future, including planning for higher rates in the coming years.💡 Practical Steps for Uncertainty: Learn actionable steps to take today, from reviewing your liquidity needs to engaging with your advisory team, ensuring you're prepared no matter what happens in the next election.🌟 Working with a Team: Jonah emphasizes the importance of collaboration between your wealth advisor, CPA, and estate planning attorney to align all aspects of your financial life.Timestamps:Soft Open / Introduction: (00:29)Meet Jonah Gruda - Tax Insights: (02:34)The Tax Cuts and Jobs Act Overview: (07:29)Current Tax Environment and Future Considerations: (15:34)Estate Planning Strategies Before 2026: (28:23)Taxation, Wealth Planning, and Social Programs: (42:55)Discussion on Unrealized Gains and Wealth Taxes: (53:31)Personal Stories and Fun Facts: (1:02:21)Nothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In the latest episode of Amplified Wealth's According to Plan, hosts Kate Fishbein and Tom Farrell welcome Monica Jalife to discuss the ins and outs of owning a second home. Whether it's a lakeside retreat or a cozy cabin in the woods, there are many factors to consider before making your decision. Episode Highlights:  🏡 Understanding the Purpose: Discover the different purposes a second home can serve - from a personal retreat to an investment opportunity - and how to align it with your financial goals.  🔍 Financial Planning Essentials: Learn about the critical financial aspects, including cash flow considerations, rental potential, and the impact on your long-term financial plan. 📈 Navigating Risks and Rewards: Explore the potential risks involved, such as market volatility and unexpected expenses, and how to mitigate them while enjoying the rewards of a second home.  🔨 Maintaining Your Property: Get practical tips on managing maintenance, insurance, and legal considerations, especially if you're planning to rent out the property.  🌍 Try Before You Buy: Hear about the benefits of renting in potential areas before purchasing to ensure it fits your lifestyle and retirement plans. And much more!  Timestamps:Before You Buy - Goals and Priorities: (04:18)Affordability, Renting, Costs and Risks: (14:04)Tax Considerations: (27:55)Alternatives to Owning: (38:45)Fun Facts & Conclusion: (40:14)Nothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In the latest episode of Amplified Wealth, Adam Armstrong and Austin Hagaman welcome Michael Townsend, Managing Director of Legislative and Regulatory Affairs at Charles Schwab. Tune in and hear from the "Wizard of Washington" -  and see how current and potential political developments might impact the markets and your investments. Episode Highlights: 🗳️ Election Insights: Explore the current political and regulatory landscape in Washington, DC - and what it means for the upcoming election.📈 Market Performance: Learn how markets typically perform in election years and the historical trends that matter most to investors.💼 Policy Impact: Understand the potential changes in tax policy, government funding, and regulations, and how they might affect your investment strategy.🔍 AI and Innovation: Discover the bipartisan interest in AI regulation and what guardrails might be put in place in the near future.💡 Long-Term Investment Wisdom: Mike shares valuable insights on why staying invested through political changes is crucial for long-term financial success. 🔍 And Much More!Timestamps:Introducing Mike Townsend: (02:07)Current Political and Regulatory Landscape in Washington: (06:55)Upcoming Sunset for 2017 Tax Cuts: (09:29)Artificial Intelligence and Tech: (13:57)What Will The Fed Do Next: (16:52)Biden Steps Down / Kamala Steps Up: (21:50)Senate Map: (28:04)Debt: (30:59)Trump's Electability Post-Assassination: (36:54)Best Political Makeup for Markets: (39:21)Historical Presidential and Political Impact on Investing: (43:02)What's New with Michael Townsend: (48:29)Wrap Up and Post-Show Analysis: (55:23)Nothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In the latest episode of Amplified Wealth - According to Plan, hosts Kate Fishbein, CFP®, and Tom Farrell, CFP®, dive into recent changes in 529 plans and how these updates can benefit you and your family. Episode Highlights: 529 Plan Updates: Discover the latest changes to 529 plans, including the new "grandparent 529 loophole" and how it affects financial aid eligibility. Financial Aid Simplification: Understand the implications of the FAFSA Simplification Act and its impact on third-party 529 plans for the 2024-2025 school year. Beneficiary Flexibility: Learn about the options for changing 529 plan beneficiaries and how these plans can be used as a legacy tool for future generations.Roth IRA Rollovers: Explore the exciting new provision in the Secure Act 2.0 that allows for a lifetime $35,000 rollover from a 529 plan to a Roth IRA for the beneficiary, along with important rules and considerations. And more!Timestamps:Summary and Soft Open: (00:00)Grandparent 529 Loophole: (02:09)Unused 529 Funds: (06:23)Converting to Roth IRA: (12:23)Important Caveats: (13:37)Nothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In the latest episode of Amplified Wealth, Adam Armstrong and Austin Hagaman welcome Carmine D'Avino as he dives into the world of investment 'isms, market trends and strategies for long-term success.Episode Highlights: Addressing Market 'Isms: Explore the origins and impact of well-known market 'isms like "Sell in May and Go Away" and how they might negatively influence investment decisions.Navigating Market Volatility: Gain insights into managing market volatility and the importance of sticking to a well-thought-out investment plan.Investing is Not Gambling: Address the importance of understanding the difference between market fundamentals and speculative betting.Political Environment and Market Recovery: Discuss the current political environment and how markets have historically recovered from crises -providing valuable perspective for today's investors.The Role of Technology and Historical Trends: Learn about the impact of technological advancements and historical trends on the current market landscape.Timestamps:Summary and Soft Open: (00:00)Carmine Introduction: (03:40)"Sell in May and go away" and other adages: (09:30)Correlation vs. causation in market trends: (15:17)January effect and impact of missing best market days: (20:35)Comparing gambling odds to stock market investing: (24:56)Historical resilience of the stock market: (39:43)Volatility within positive market years: (44:22)Market performance under different political parties: (1:10:00)Impact of technology on investing and daily life: (1:13:36)Conclusion and wrap-up: (1:20:00)Nothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In the latest episode of Amplified Wealth - According to Plan, hosts Kate Fishbein and Tom Farrell delve into the upcoming expiration of the 2017 Tax Cuts and Jobs Act (TCJA) and its potential impact on your finances.For this timely topic, Tom & Kate welcome special guest Lynn Mucenski-Keck, a tax principal with over 20 years of experience in the accounting profession. Lynn serves as the national lead on federal tax policy at Withum, a top 25 public accounting firm, and specializes in federal domestic and international tax planning for businesses and individuals.In this episode, we cover:📅 An overview of the TCJA and its impending expiration on December 31, 2025📈 Potential changes to individual tax rates and deductions🏢 The impact on businesses, including the qualified business income deduction (199A)🏠 Estate planning considerations and changes to the federal gift and estate tax exemption✅ Practical steps to prepare for the upcoming changesStay informed and prepared as we navigate through these significant tax changes. Make sure to like, comment and subscribe to stay updated with our latest episodes.Nothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In the latest episode of Amplified Wealth, Adam Armstrong and Austin Hagaman welcome Ryan Fause to discuss the importance of integrating financial wellness with personal health in order to ultimately maximize your enjoyment in retirement. Episode Highlights:Lessons from the 'Blue Zones'Explore the lifestyles and habits of the 5 locations on earth sharing the longest life expectancies. Discover how diet, exercise and community play a role in longevity and how to incorporate shared practices into your daily routine. Nutritional, Mental and Emotional WellbeingLearn strategies to reduce stress, maintain social connections and find importance after retirement. Ryan's Personal and Daily RoutineRyan pulls back the curtain on his personal regimen as it relates to his specific food choices, supplements, hobbies and exercise routine. How Personal and Financial Health InterplayWe tie it all together with how to plan financially for a longer, healthier life. Understand the importance of a balanced investment strategy and realistic financial planning to ensure the wealth you worked so hard to build lasts throughout your retirement - and beyond. And Much More!Timestamps:Overview and soft open: (00:00)Introducing Ryan Fause: (03:00)Ryan’s interest in health & wellness: (7:50)Blue Zones and the Power 9 Principles: (10:44)---Earthquake hits in NJ while on-air --- (13:35)Nutrition – what exactly are you putting in your body? (21:25)American diet consists of 60% ultra-processed foods (29:54)Emotional health and importance of social connections in retirement: (43:20)Ryan’s daily routine (46:05) Financial wellness discussion: (57:27)Market returns during a lifetime: (01:06:00)Conclusion and Wrap Up: (01:08:31)Nothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In the latest episode of Amplified Wealth – According to Plan, Tom Farrell and Kate Fishbein discuss the importance of estate planning and account titling. Discover the different ways assets can pass, including through contracts (such as beneficiary designations), account titling, and trust accounts. Learn more about the probate process and its potential drawbacks as well as the role of wills and trusts in estate planning.  Episode Highlights: Estate planning is essential for ensuring that assets are distributed according to your wishes after you pass away.Account titling and beneficiary designations play a crucial role in how assets pass and can help avoid probate.Understanding the different ways assets can pass, such as through contracts, account titling, and trust accounts, is important for effective estate planning.Consideration of tax implications and the potential drawbacks of probate should be part of the estate planning process. Regularly review and update account titling and beneficiary designations to ensure assets pass according to your wishes.Consider creating and funding a trust as a way to avoid probate and have more control over the disposition of assets but creating a trust might involve costs and you need to make sure that the appropriate assets are put into the trust.Work with a qualified estate attorney to develop and update your estate plan.Timestamps:(00:00)Introduction(02:00)Estate Planning and Account Titling Overview(05:45)Ways Assets Can Pass(08:40)The Role of Beneficiary Designations and Account Titling(09:20)Probate Process and Considerations(13:12)The Role of Wills and Trusts(15:00)Joint with Rights of Survivorship(22:00)Tenants by Entirety(23:00)Considerations and Tax Implications(26:00)Trusts and Estate Planning(29:00)Beneficiary Designations(32:40)Sample Client Scenario(40:30)Key TakeawaysNothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In our latest episode of Amplified Wealth, Adam Armstrong and Austin Hagaman dive deep into Bitcoin - the process, the pricing, the distribution of ownership, the upcoming halving-event and the recent host of ETFs that are now available to invest in.Episode Highlights:🧐 What is Bitcoin?We take a look at how Bitcoin compares to different assets - and whether it should be considered a currency, commodity, collectible or something entirely different.⛏️ How are Bitcoins Mined?We talk about the mining and blockchain process, and the associated rewards for doing so. We also touch upon topics such as 'the-halving' and how that correlates to pricing fluctuations over time.📊 Bitcoin Volatility and Price SwingsWe discuss the often-dramatic price swings that come along with Bitcoin as we approach record-high pricing.🆕 New Bitcoin ETFsWe address the new funds that are now available and what to look for when choosing a fund to gain exposure.🔮 And Much More!Timestamps:Overview and Soft Open: (00:00)Introduction: (06:18)Deep Dive into Bitcoin – Commodity, Collectible or other?: (10:51)Bitcoin Fun Facts and Mishaps: (25:25)Distribution of Bitcoin Ownership – How much does US Government hold: (29:50)Understanding Blockchain Technology: (35:00)Bitcoin Mining, Rewards and the Halving Process: (40:30)Bitcoin Mining Subsidies, Relation to Boom and Bust Cycles, Puell Multiple: (47:17)Premiums and Discounts on GBTC - Intro to Spot Bitcoin Era: (53:00) Deep Dive into Bitcoin ETFs: (01:05:24)Return Patterns and Volatility of Bitcoin: (01:20:05)Conclusion and Wrap Up: (01:25:09)Nothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In the latest episode of 'According To Plan', hosts Tom Farrell and Kate Fishbein welcome Monica Jalife - Principal and Wealth Advisor  - to discuss financial planning best-practices as we begin the new year.Learn about actions you can take now to help set you on the path to financial success!Here is a snapshot of what was discussed:🎯 Establishing Short-Term and Long-Term Financial GoalsThe importance of an emergency fundManaging credit card debtDeveloping a retirement plan and insurance needs💳Creating a Budget Incorporating GoalsAnalyzing current spendingThe importance of paying yourself first📊 Asset AllocationShort and long-term goalsTax implications of each account's holdings🔐 Cybersecurity CheckThe importance of setting strong passwordsMonitoring your credit reportAnd more!Nothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In the latest, festive episode of our podcast, Amplified Wealth, Adam Armstrong & Austin Hagaman interview Jim Ferrare - who delves into the evolution of the industry over the past four decades, and discusses its future trajectory. Episode Highlights: 🏡 A Look Back Over The YearsA reflection on Jim's illustrious 40-year career, unpacking the challenges and triumphs that have shaped the industry. 🎉 2023 Year in Review and What Lies AheadThe market closed the year at record highs - offering surprising relief from the bear market in 2022. Could there be more surprises ahead in the coming year? 📊 Navigating Market Shifts and Industry ChangesInsights into the evolution of the industry - and how the 24/7 news cycle, major events and technology have shaped the industry. 🔮 The Future Landscape and Investor GuidanceAddressing concerns about AI's impact on the industry, the potential tokenization of securities and predictions for the upcoming year.Nothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In the latest episode of 'According To Plan', hosts Tom Farrell and Kate Fishbein dive deep into Tax Loss Harvesting - a powerful strategy for optimizing investment accounts.Learn about opportunities and actions you can take now to lower your tax bill on non qualified investment accounts. Here is a snapshot of what was discussed: Tax Loss Harvesting 101The importance and benefits of harvesting losses in non-qualified investment accountsUnrealized vs. realized gains ; Long-term vs. short-term gainsTax-efficient strategies for smarter financial planning Wash Sale RuleDemystifying the complexities around the Wash Sale Rule Planning for the FutureThe benefits of loss carryforwards for future tax yearsNothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In our latest episode of Amplified Wealth, Alice Gabriele and Andrew Gabriele take a deep dive into the dynamics of both the residential and commercial real estate markets. Here's a sneak peek at what you can expect: 🏡 Residential Real EstateRising mortgage rates, decreasing supply and affordability has helped to create a seller's market. How are owners and first-time homebuyers dealing with current conditions? 🏙 Commercial Real EstateIs the 'Urban Doom Loop' overblown? Learn how the work-from-home phenomenon has affected commercial real estate in major markets, and what this might mean for the greater economy. 🌊 Future ThoughtsWhat ripple effects can we expect to see due to the current real estate landscape - and how can we expect the market to respond?Nothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In the spirit of Thanksgiving, Tom Farrell and Kate Fishbein discuss some strategies related to charitable giving. In our podcast series, According to Plan, we will be discussing more topics related to financial planning. Nothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice. 

In our first episode of Amplified Wealth we discuss the state of the bond market, interest rate policy ahead and how to make the perfect margarita.Nothing contained in this presentation should be construed as personalized advice, or solicitation to buy or sell any securities.  Past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk.  There can be no assurance that the future performance of any specific investment or non-investment related content in this Podcast will be profitable or suitable for your individual situation.  Due to changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions.  The opinions expressed in this podcast are those of the participants and may not reflect those of the firm.  To the extent you have any questions regarding the applicability of anything discussed to your individual situation, you are encouraged to consult with the professional advisor of your choosing.  The firm is neither a law firm, nor a certified public accounting firm, and no portion of this content should be construed as legal or accounting advice.