Baez Real Estate Podcast

Send us Fan MailA seller says “yes” and you start celebrating, but how real is that win if you’re buying in New York? Angela and Chris get brutally practical about what actually qualifies as an accepted offer, why verbal acceptance can vanish, and how buyers lose great homes simply by moving too slowly between the handshake moment and signed contracts. If you’re competing in a hot spring and summer market with bidding wars, timelines matter just as much as price.We walk through the exact pressure points: scheduling a home inspection fast, getting the inspection report back quickly, and telling your attorney you’re ready so contracts can be prepared and signed. We also explain why sellers often continue showings even after they “accept” an offer, and how that backup plan protects them if the inspection uncovers issues or the buyer asks for big credits. Along the way, we compare New York’s attorney-driven process with what we’ve heard about Connecticut, including the idea of being “in contract” sooner and the debate over whether agents should draft contracts.Then we hit the contingencies buyers should think twice before waiving. We unpack appraisal contingency with a painful story of a buyer stuck paying a huge gap in cash, explain how an appraisal gap clause can limit risk, and touch on mortgage contingency as a basic safeguard for your escrow deposit. To close, we shift to a real-life lifestyle question: would you ever buy a home with a shared driveway, and what should you ask neighbors before you commit?Subscribe for more New York real estate and home buying advice, share this with a friend who’s house hunting, and leave a review with your biggest question: what part of the offer process feels most confusing right now?Support the show

Send us Fan MailA house sells, the buyers move in, and within days they swear something is wrong: doors slamming, objects falling, and the kind of fear that makes you question every sound at night. They install cameras in every room, the “activity” keeps happening, and the footage shows nobody. Angelo and Chris open with that real estate horror story and ask the question every buyer secretly wonders: if a home has a reputation, does it change what it’s worth, and are sellers required to disclose anything like that?From there, we shift into the real work of modern real estate marketing. We talk about what it actually takes to grow on TikTok as a real estate agent, from coming up with ideas to editing to scheduling posts, and why reposting evergreen homebuyer tips is sometimes the only sustainable strategy. We also break down the video that climbed toward 50,000 views: the rent math that shows how quickly $3,000 a month adds up, and why the comments turned into a surprisingly thoughtful renting vs buying debate.We wrap with practical guidance for the spring housing market: when it’s the best time to sell, why winter can be a smart season for buyers, how pricing slightly below market can spark bidding wars, and why appraisal and inspection contingencies matter when offers go $100K to $150K over asking. If you’re buying a home, selling a house, or thinking about building wealth with a multi family, this one is packed with real talk and real strategy. Subscribe, share this with a friend who’s house hunting, and leave a review with your take: would you rent, buy, or wait?Support the show

Send us Fan MailRates are finally easing, but smart moves still come down to math, paperwork, and timing. We open up about our first year running the business, why having a lender who answers on weekends changes everything, and how lower rates can revive buying power for first-time buyers and investors alike. Then we get practical: when does refinancing make sense, and how do you calculate a realistic breakeven so you don’t trade one headache for another?From there, we tackle a deal killer most people overlook: underground oil tanks. Banks worry, insurers hedge, and buyers get spooked—often for good reason. We share what to check with your lender, which inspections matter, and how to negotiate a clean solution by moving the tank above ground with permits and full removal documentation. We also highlight a costly trap: sellers turning off utilities in vacant homes. Locked meters, permit hurdles, and surprise five-figure bills can wreck closing timelines. Our checklist shows you how to verify status with the utility and keep your deal safe.We also unpack COPA—the Community Opportunity to Purchase Act—and how a nonprofit first-right process could affect four-plus unit buildings. Expect longer timelines, potential fines for skipping the process, and new underwriting risks that may change pricing and strategy. Add in New York’s relentless demand and rising rents, and you’ve got a market where preparation beats speed. If you’re buying, selling, or refinancing, this conversation gives you a clear playbook: know your numbers, secure the right documents, and plan for the real-world frictions that kill deals.Enjoy the episode, then share your take: would COPA protect tenants or stall much-needed transactions? If you found this helpful, follow the show, leave a quick review, and send this to a friend who’s house hunting or refinancing this year.Support the show

Send us Fan MailWhat does it really take to buy your first property at 23—and then rip it down to the studs without losing your mind or your budget? We walk through the entire arc: prospecting to find a motivated seller, negotiating below market based on real condition, wrangling a 1099 mortgage file, and keeping the deal tight through appraisal, clean title, and insurance. No gloss, no fluff—just the practical steps and honest math that got the keys.Chris breaks down how transparency with the seller set the tone for a fair price, why the appraisal mattered more than opinions, and how a clean title kept the path clear. Then we get into the renovation: day-one demolition, the shock of trash and hauling costs, the pileup of materials from Home Depot, and the quiet budget killers hiding in fixtures, hardware, and labor hours. We compare contractor bids, explain how to weigh price against proven quality, and share the checks that prevent scope creep and change-order chaos.Along the way, we talk financing strategy for independent contractors, the tradeoffs of using debit versus stacking credit card rewards, and the importance of building a realistic renovation budget before making an offer. The theme is simple: the first deal hurts the most, but it also teaches the most. By the end, you’ll know how to de-risk your search, negotiate with facts, protect yourself with title and inspections, and move fast when opportunity aligns. If you’re mapping your first purchase—or your first flip—this story gives you a workable blueprint and the mindset to repeat it.If this helped you take the next step toward ownership, follow the show, share it with a friend, and leave a quick review so more first-time buyers can find it.Support the show

Send us Fan MailA basement office, a Bronx block, and a storefront full of momentum—this is a story about building a brokerage around service, trust, and home. We share how giving away nearly 400 turkeys wasn’t a stunt but a promise to the community that raised us, and how keeping our team small lets us protect the experience clients remember us for: honest guidance, quick feedback, and the kind of advocacy we’d want for our own families.We get practical about timing the market without falling for hype. Winter can be a buyer’s secret weapon: fewer competitors, more flexible sellers, and rates easing into a friendlier range. We spell out smart first steps—buy what you can afford now, whether that’s a condo or a starter home in more affordable counties like Duchess or Sullivan—and explain why getting your foot in the door beats waiting for perfect. We revisit 2021 to show how ultra-low rates fueled bidding wars and bad habits, and we draw a firm line on one rule: never skip a home inspection. Protect your downside, then let time and equity do their work.You’ll also hear a standout milestone from our own team: a 22-year-old buying his first place after starting with us at 16. It’s proof that real estate can change a family’s trajectory when you combine mentorship, consistency, and long-term thinking. We round out with fast, actionable winter home maintenance tips—keep heat above 60, shut exterior water lines, check the roof, and choose ice melt that won’t chew up concrete—so homeowners stay ready when temps drop.If you’re a first-time buyer, a cautious investor, or a homeowner mapping the next move, this conversation is a clear, no-fluff guide to buying smart, maintaining well, and building wealth steadily. Enjoyed the episode? Follow the show, share it with a friend who’s house hunting, and leave a quick review so more listeners can find us.Support the show

Send us Fan MailA lot of people think real estate looks easy from the outside—until they step in. Rafael joins us to share how he went from renter to homeowner to licensed agent thanks to a timely push from an old friend, a decisive spouse, and a burst of brave action. We walk through the entire arc: finding the right place, facing a crowded showing, submitting a same-day offer, and hearing “accepted” just days later. The win wasn’t luck. It was speed, clarity, and a team that knew how New York really works.We unpack what “accepted” actually means in New York—nothing counts until contracts are fully executed—and why fast follow‑through on attorneys and paperwork can make or break a deal. Still, moving fast never means skipping safeguards. Rafael explains why a thorough inspection saved stress and money, and we outline the real costs first‑time buyers forget: taxes, water, insurance, utilities, and repair reserves. For anyone looking to build wealth, we dig into house hacking, short‑term and long‑term rentals, and how a multifamily can drastically offset monthly payments.On the agent side, Rafael shares his early hustle: door hangers, neighbor intros, and visible branding that most new agents shy away from. The lesson is simple—courage compounds. Add in community roots and service—turkey drives, pantries, and winter coat giveaways—and you get a blueprint for trust that ads can’t buy. If you’ve been hesitating, consider this your sign: act with speed and intention, protect yourself with inspections and solid contracts, and lean on a team that answers every question.If this story gave you the nudge you needed, follow the show, share it with a friend who’s on the fence, and leave a quick review with your biggest takeaway. Your next step might be closer than you think.Support the show

Send us Fan MailA Yankees high is great, but a stable mortgage payment is even better. We ride the rivalry buzz straight into real-world wins: how New York’s new ADU pathway can turn basements and attics into compliant, income-producing spaces, and why timing your purchase before spring fever hits may be the smartest move you make this year.We share firsthand experiences helping Latino buyers who’ve felt shut out by language barriers, confusion, and fear of asking the wrong question. Clear guidance changes everything: what actually qualifies as an ADU, which safety features matter most, and the exact professionals you need—architects, licensed contractors, and inspectors—to avoid stop-work orders, fines, and insurance headaches. When the paperwork is right, ADUs can lift your pre-approval, strengthen cash flow, and even help family members live close by without crowding your budget.Rates are trending down, and that’s the double-edged sword everyone feels. Slightly lower rates can unlock affordability and bring millions of buyers back into the market, which means more competition and tighter inventory. Winter, though, offers a rare window: fewer shoppers, more negotiating room, and a chance to secure the right home before the spring surge. We round it out with practical cold-weather tips—protect water lines, check your roof, consider mini splits and electric water heaters—and a candid look at house hacking to reduce your monthly cost.If you want straight answers on legal ADUs, smarter financing, and the best time to buy, you’ll find them here—plus a little Bronx swagger for good measure. Subscribe, share with a friend who’s house hunting, and leave a review to tell us your biggest question about building or buying right now.Support the show

Send us Fan MailThe real estate landscape in New York is undergoing significant changes, and understanding these shifts could save you thousands of dollars whether you're renting, buying, or selling property. At the forefront of these changes is the newly implemented FAIR Act, which fundamentally alters how broker fees work in rental transactions. Despite widespread confusion, the rule is actually straightforward: whoever hires the broker pays the fee. If you're a renter seeking assistance, you'll pay the broker fee. If a landlord hires a broker to find tenants, they—not the renter—must cover that cost. This legislation brings much-needed transparency to transactions that historically lacked clarity.For property owners with tenants who want to sell, the podcast offers crucial advice: build positive relationships rather than pursuing costly evictions. With tenant protection laws in New York being exceptionally strong, eviction proceedings can drag on for years, costing landlords substantial amounts in legal fees while receiving zero rental income. The smarter approach? Work collaboratively with tenants, potentially helping them relocate or offering reasonable compensation. This strategy typically costs less than lengthy legal battles and results in faster, more profitable sales.The Department of Buildings has also stepped up enforcement, actively monitoring real estate listings for unpermitted work. When purchasing property, always request floor plans and property cards during your title search—these documents reveal illegal modifications and can serve as powerful negotiation tools. Taking photographs throughout renovation processes provides essential protection against potential violations later. Ready to stop renting and start building equity? Many tenants are surprised to discover they qualify for mortgages. Connect with us to explore your options and take that first step toward homeownership—where you're sleeping and making money simultaneously through property appreciation and equity building.Have questions about navigating New York's complex real estate environment? Reach out to our family business where we pride ourselves on transparency, expert guidance, and lifetime relationships with our clients that extend well beyond closing day.Support the show

Send us Fan MailEver had a home inspection reveal something utterly unexpected? On this eye-opening episode, Chris shares his jaw-dropping discovery of an abandoned boat left in a backyard during a final walkthrough. This remarkable story highlights why these last-minute inspections are non-negotiable when purchasing property—revealing how this unusual situation required a $10,000 escrow hold until the sellers properly removed their nautical souvenir.Beyond boat tales, we dive deep into savvy homebuying strategies that could dramatically increase your purchasing power. Discover how multi-family properties and Accessory Dwelling Units (ADUs) can help you qualify for substantially larger mortgages by leveraging potential rental income. We break down exactly how lenders view these additional income streams and why this approach might be your ticket to affording more home than you thought possible.With current market conditions in mind, we tackle the burning question many potential buyers are facing: buy now at higher rates or wait for rates to drop? Our candid analysis reveals why waiting might actually put you at a disadvantage when competition surges as rates decline. Learn why buying with less competition now and refinancing later could be your winning strategy in today's evolving real estate landscape.From government rental assistance programs to refinancing guidelines, we provide actionable insights for navigating the current market with confidence. Whether you're a first-time homebuyer or looking to expand your real estate portfolio, this episode delivers practical wisdom to help you make informed decisions. Have questions about financing? Reach out to our preferred lender Heidi—her contact information is in the episode description. Subscribe now for more real estate strategies that could save you thousands!Support the show

Send us Fan MailWhat makes a successful offer in today's ultra-competitive real estate market? Contrary to popular belief, the highest bid doesn't always win—and that's just one of the eye-opening insights Angelo and Chris share in this candid conversation about New York's real estate landscape.Drawing from their recent experiences with packed open houses and same-day sales in Queens, the hosts take you behind the scenes of a market where properties are receiving offers before buyers have even stepped inside. Their upcoming open house near JFK Airport perfectly illustrates this phenomenon—a property attracting both first-time homebuyers and investors due to its prime location just minutes from the terminal.For those entering the market, Angelo and Chris break down the critical differences between co-ops and condos, explaining why co-ops typically sell for half the price of comparable condos ($100k-200k vs. $300k-400k) but come with stricter qualification requirements. They discuss closing costs (4-5% of purchase price), equity building, and how today's buyers approach properties differently than during the 2-3% interest rate era of the pandemic.The conversation shifts to the upcoming FAIR Act implementation in June, which will transfer broker commission responsibility from tenants to landlords in rental transactions. While designed to reduce upfront costs for renters, the hosts speculate about potential consequences, including rent increases as landlords seek to recoup these new expenses. They round out the episode with practical advice about buyer-broker agreements and the documentation now required before property showings.Whether you're buying, selling, or just curious about real estate dynamics, this episode delivers valuable insights from professionals witnessing market trends firsthand. Subscribe to hear more candid conversations about navigating today's real estate challenges!Support the show

Send us Fan MailBaseball fans and property enthusiasts unite in this candid conversation that starts with passionate Yankees commentary before diving into the real estate trenches. We analyze how the Yankees might fare this season despite pitching injuries, debate NBA playoff favorites, and reveal why the Celtics remain the team to beat unless OKC's young hunger prevails.The heart of our discussion explores the surprisingly robust real estate market, where our Queens Village open house recently attracted 30 potential buyers despite rising interest rates. This seller's market continues to defy expectations, demanding aggressive agent representation to secure the best outcomes. We share the fascinating story of our Rockland County property that demonstrated unique buying patterns within the Jewish community, creating the most competitive bidding war we've ever witnessed.Nothing compares to our Manhattan brownstone adventure, however. This nightmare property previously owned by a hoarder required us to navigate mountains of belongings, encounter potential vermin, and marvel at historical construction quality that prevented collapse despite severe water damage. The five-inch thick doors and robust framework tell a story of craftsmanship rarely seen in modern buildings. We wrap up acknowledging the surprising challenges of content creation in real estate marketing – it's practically another full-time job! Have real estate questions you'd like us to address in future content? Drop your ideas in the comments and we'll turn them into informative videos tailored to your interests.Support the show

Send us Fan MailSpring has arrived, bringing with it the most dynamic season in New York City's real estate market. We dive deep into why this time of year creates the perfect storm for property transactions, as families race to secure homes before the September school year begins and weather conditions improve for property viewings.Brooklyn takes center stage in our discussion as we explore its transformation into "the new Manhattan." With banks relocating, businesses flourishing, and development booming in neighborhoods like Williamsburg, the borough is experiencing unprecedented growth. This shift is further accelerated by Manhattan's controversial congestion pricing—the first of its kind in any American city—which is actively reshaping real estate dynamics across all five boroughs.We share a shocking real-life story about an elderly homeowner who fell victim to a fraudulent contractor, highlighting the critical importance of estate planning. This cautionary tale demonstrates how failing to establish proper legal protections can leave your property vulnerable and your heirs facing expensive, complicated probate processes. Whether you're 30 or 80, we explain why consulting with an attorney about estate planning should be an essential part of homeownership.The conversation takes fascinating detours into the practical benefits of electric vehicles for homeowners (charging a Tesla at home costs just $7-10 compared to $80-90 for gas!), the rapid development happening in the Bronx, and even LeBron James defending his son against media criticism—drawing parallels between protecting your family and protecting your real estate assets.Join us for these insights and more as we share our expertise from the frontlines of New York's ever-evolving property landscape. If you have questions about navigating the spring market or protecting your real estate investments, leave a comment—we're here to help!Support the show

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Send us Fan MailHave you noticed how the cold winter months influence not just our daily lives, but also the real estate landscape? In this engaging episode, we navigate through the intricate dynamics of the current market and its fluctuating trends driven by seasonal changes. With temperatures dropping, we discuss strategies that families and buyers are adopting, especially those looking to secure their dream homes before the school year starts. The impact of winter on buyer urgency is tangible, and we explore how it tells a compelling story of hope, anticipation, and strategic decision-making.We'll dig deep into the renewed interest from first-time homebuyers, reflecting on our own experiences. Discover the emotional highs—alongside the nerves—that accompany purchasing your first home. As we highlight the transformations taking place, we observe key changes in buyer behavior where individuals are getting pre-approved and entering bidding wars once more. Despite high-interest rates, many are willing to embrace the challenges of the market, proving that the desire for homeownership often trumps financial concerns.Amidst these discussions, we dive into the emerging trends seen in neighborhoods like the Bronx, which are rapidly becoming hotspots for investment as prices soar. We emphasize the importance of positioning oneself strategically in this landscape, whether selling or purchasing, so you can make informed decisions in the heightened competition we see today. Lastly, we shine a light on legislative news that could impact families facing capital gains upon inheriting property—a crucial consideration in these dialogues.Join us for an enlightening exploration into the real estate world, as we share our knowledge and passion to help empower you on your journey to buy or sell. Don't forget to subscribe and stay connected with us for more insights and guidance!Support the show

Send us Fan MailHow did a simple preschool playdate turn into a lifelong friendship that celebrates community spirit and the power of dreams? Join us as we explore this journey with my dear friend Amanda, an accomplished real estate agent from Yonkers. Our conversation takes us from organizing class events with our children to reminiscing about Amanda's transition from bustling Brooklyn and the Bronx to the suburban charm of Yonkers. We reflect on the warmth of community life, contrasting the vibrancy of city living with the tranquility of suburban neighborhoods, and how these experiences have shaped our families' deep connections.Travel with us through cherished memories as we talk about favorite spots like Honest Art and Untermyer Park, and indulge in the delightful offerings of the new Paris Baguette bakery. From nostalgic tales of the Bronx to aspirations for future adventures, we dive into the power of vision boards as tools for realizing dreams, like visiting Italy or buying that dream car. The importance of involving family, especially children, in goal-setting is a highlight, emphasizing that success is a shared journey. Tune in and get inspired to weave community, memories, and dreams into your own life tapestry.Support the show

Send us Fan MailEmbark on an inspiring journey with us as Heidi Baez, my incredible wife and business partner, shares how we turned our dream of homeownership into reality. Despite not having the full down payment, Heidi's unwavering faith and expertise as a mortgage broker were instrumental in our first property purchase. Together, we reveal how teamwork, persistence, and a bit of faith can lead to success, while offering practical advice like visiting neighborhoods at different times to truly understand your potential new home. Learn from our story and discover how these principles can guide your path to owning your own space.In this episode, Heidi and I also explore the meaningful nuances of gratitude in the real estate and mortgage sectors. Hear the heartwarming story of a client who thanked Heidi with flowers after a long journey to improve her credit score. We also discuss the advantages of working with a mortgage broker and navigating common concerns like interest rates. With an optimistic outlook towards 2025, we encourage listeners to consider the lasting value of real estate investments, focusing on building equity and leaving a legacy for future generations. Let our experiences inspire you to take that significant and rewarding step into homeownership.Support the show

Send us Fan MailJoin us for a captivating conversation with entrepreneur and family business expert, Steven Pizarro. In this episode, we dive into the intricacies of managing two successful businesses alongside his wife, who leads the insurance side of their operations. Steven shares valuable insights on the importance of teamwork and the legacy they aim to build for their children. Discover how their partnership mirrors a harmonious marriage and gain practical strategies for passing on family businesses to future generations.Uncover the truth about house flipping and contracting in this eye-opening chapter. Steven debunks common misconceptions and highlights the realities and unpredictabilities of these ventures. Learn why it's crucial to hire licensed and transparent professionals and the risks of dealing with unverified contractors. Discover the importance of obtaining detailed invoices and verifying contractor credentials to avoid potential pitfalls. This chapter emphasizes the significance of conducting thorough research and checking past work to ensure a secure and successful renovation process.Tune in as we explore the impact of rising material costs and the importance of adequate insurance coverage. Steven offers valuable advice on navigating the complexities of the current real estate and insurance markets. Discover strategic renovation tips that enhance home appeal and protect your investment. We also provide essential tips for first-time homebuyers, focusing on inspecting key utilities and structural components to avoid costly repairs. With Steven's expertise as a contractor and insurance broker, this episode equips you with the knowledge to make informed decisions and protect your investments.Support the show

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Send us Fan MailCan blockbuster trades really reshape a team's destiny? Join us as we dissect Major League Baseball's latest thrilling moves, spotlighting the Yankees' strategic acquisitions of Max Fried and Devin Williams, and the financial foresight behind parting with Juan Soto. We pay homage to the unparalleled talents of Shohei Ohtani, whose prowess on both the mound and at the plate is nothing short of revolutionary. The episode also delves into the dynamics of player loyalty and leadership, drawing parallels between Aaron Judge and the legendary Derek Jeter. We examine the ripple effects of these shifts on the Dodgers and Mets, while pondering the massive contracts that could define the future for players like Vladimir Guerrero Jr.Shifting gears, we unravel the complexities of the current real estate market, where managing property permits with precision is more crucial than ever. Explore the resurgence marked by bidding wars and a daring wave of buyers waiving contingencies as interest rates dip. We also take you through the migration trends of New Yorkers heading to the sunshine state of Florida and the scandalous legal troubles of high-profile brokers Cal and Oren Alexander. The spotlight turns to real estate brokers as public figures, scrutinizing their role in New York City's ambitious zoning reform and the city's relentless pursuit of affordability. Our conversation captures the essence of New York's vibrant business landscape, concluding with heartfelt gratitude for the invaluable support from our listeners and community.Support the show

Send us Fan MailWhat happens when a baseball superstar switches teams, shaking up the sport's financial landscape? Join us as we explore the seismic shift in Major League Baseball with Juan Soto’s jaw-dropping $765 million move from the Yankees to the Mets. We share our personal feelings on this epic transition and compare it to the dynastic ambitions of the Dodgers, drawing intriguing parallels to the Golden State Warriors' era. With a nod to Shohei Ohtani's global impact, we sprinkle in stories from Yankee Stadium that highlight the fervent rivalry between Yankees and Mets fans, all with an eye on the unique financial dynamics that make big contracts possible in a league without a salary cap.Taking a turn from sports to the skies, we address the frustration of airline pricing strategies. From surprise fees at budget airlines like Spirit to the mental challenges of flying, especially in turbulent weather, we offer personal anecdotes that reveal the highs and lows of modern air travel. To round out our discussion, we shift to the bustling real estate market of Long Island, where competitive pricing and dropping interest rates are causing a frenzy among buyers. The excitement of open houses and the potential for properties to sell above asking price underscores the dynamic strategies required to succeed in today’s market. Tune in for a compelling blend of sports, travel, and real estate insights that promises to keep you engaged and informed.Support the show

Send us Fan MailEver wondered what it's like when the Big Apple starts to feel a bit like California? We kick off with a refreshing take on New York City's recent rainy blessing, breaking a two-month dry spell and bringing much-needed relief. As the city prepares for cooler fall and winter seasons, we share our excitement about holiday preparations and the heartwarming traditions that bind families together this time of year. Amidst the festive cheer, we also take a moment to discuss some pressing environmental concerns like unusual highway fires and the dual nature of snow, both beautiful and a challenging responsibility for homeowners.Navigating the world of real estate can be tricky, but fear not! We dive headfirst into the essential steps needed when purchasing a home—starting with the need for accurate property surveys to avoid disputes with neighbors. Sharing a personal tale of an error we encountered, we emphasize the importance of clear property records. We also unravel the complications surrounding Certificates of Occupancy (CO) and open permits, especially for older properties, and how these can impact your buying experience. Stay tuned as we explore the complexities of legal home renovations and the consequences of unauthorized modifications, urging the importance of professional guidance to navigate city regulations smoothly.Get ready to meet Heidi, our expert mortgage broker, whose creative solutions are nothing short of miraculous. With access to over 95 banks, she excels at finding the perfect mortgage program, even for those with unique circumstances like ITIN holders or properties with additional dwelling units (ADUs). We highlight her empathetic approach and dedication to client satisfaction, making her an invaluable ally in the home-buying process. As the year winds down, we encourage you to explore the vast array of mortgage options available and wish you all a joyous holiday season filled with new connections and opportunities.Support the show

Send us Fan MailA long-awaited rain graces New York City, bringing relief after two months of dry weather, and we couldn’t be happier to embrace the cozy, sweater weather it brings. Join us, Angel and Alex Bias, as we reminisce about the beauty of the changing seasons and the festive magic our home transforms into thanks to my wife, Heidi. We also share personal insights on the importance of valuing relationships over endless busyness, inspired by a poignant piece of advice from my cousin. Amidst unusual weather patterns, we reflect on the significance of this rain and our mixed emotions about the upcoming snowy season.Shifting gears, we dive into the nitty-gritty of homeownership, unraveling common dilemmas faced by new homeowners. From understanding easements linked to shared driveways to the crucial role of property surveys in avoiding boundary disputes, we break down the essentials you need to know. We shed light on the importance of the Certificate of Occupancy (CO) in ensuring your property’s legality and safety, especially for older homes. This is essential knowledge for anyone considering buying a home, ensuring you have the tools to navigate these complex matters with confidence.Finally, we explore the world of property renovations and legalities, emphasizing the importance of permits and professional help to prevent costly errors. Our stories include real-life tales of overcoming challenges due to unauthorized work and how New York's housing reforms can creatively enhance income through additional dwelling units. We pay special tribute to Heidi, our dedicated mortgage broker, whose passion for finding innovative financing solutions empowers first-time buyers. Her commitment to understanding each client’s financial landscape highlights the importance of tailored, empathetic guidance. Engage with us as we unpack these stories and more, and don't forget to connect with us on social media for your questions and comments.Support the show

Send us Fan MailPrepare for winter woes and rental relief as we share personal tales about bracing against the New York chill and the legislative shake-up hitting the city’s rental market. Ever wonder how a simple maintenance trick could save your home from icy disaster? We're swapping stories about our seasonal struggles and emphasizing why your roof and boiler are your best friends this winter. As the city council makes waves with the Fairness in Apartment Rental Expenses Act, discover how this change might just ease the burden on renters—or will landlords pass the costs around?Let’s talk real estate savvy where presentation is king, and bold colors might just be the court jesters. Learn from our experiences and why sticking to sophisticated shades could be your ticket to a quicker, more profitable home sale. We explore how specialization among real estate professionals can make or break your selling strategy. Whether you're navigating the market as a buyer, seller, or just a curious observer, find out how targeted expertise can transform your property dealings.Finally, we turn the spotlight to the world of entertainment where boxing meets bravado. The upcoming showdown between Jake Paul and Mike Tyson promises to be nothing short of electrifying, and we’re here to share our predictions and excitement. With the fight set to stream on Netflix, we delve into the spectacle of marketing genius and celebrity encounters, all while drawing connections to the broader economic and political shifts at play. Whether you're here for the real estate tips or the ringside gossip, this episode is packed with insights and entertainment aplenty.Support the show

Send us Fan MailEver found yourself yelling at the TV during a Yankees game, wondering how things went so wrong? Angelo and I sure have, especially during that nail-biting fifth inning of the World Series. We pour our hearts out about the Yankees' missed chances and costly mistakes, contemplating whether it might be time for big changes involving figures like Aaron Boone and Anthony Rizzo. But we don't just dwell on the past; we dream about future possibilities, including exciting prospects like Juan Soto. Despite the heartache, our dedication to the Yankees is as strong as ever, and we're already counting down the days to next season.The South Bronx is evolving, and we're here to chat about its transformation, sprinkling our conversation with playful sports banter. Remember when Carl Anthony Towns joined the Knicks, nicknamed "The Big Bodega"? We reminisce about our Bronx upbringing, those iconic bodegas, and how the neighborhood has morphed from vacant lots to vibrant developments. With a mix of nostalgia and pride, we talk about the cultural shifts and gentrification that have stirred mixed feelings within our community, all while sharing a few laughs about Boston sports fans.Celebrating milestones, I recount the joy of purchasing my first home, a journey that took me from a South Bronx building to my own place, just in time for my mom's birthday. We chat about the importance of starting small in real estate, focusing on what truly matters rather than external opinions. As the holiday season approaches, we sprinkle in some festive tips and extend warm greetings to our listeners, inviting everyone to share in the community spirit and seek our real estate advice.Support the show

Send us Fan MailWhat if the New York Yankees could secure a player as transformative as Shohei Ohtani? Imagine the kind of success they could achieve! Join Angelo and me on the Suit Up with Bias Podcast as we passionately dissect the Yankees' World Series journey, despite recent setbacks. We tackle the critical role of Aaron Judge, the necessity of retaining Juan Soto, and our frustrations over Aaron Boone's Game 1 decisions. The distinct vibes of Yankee Stadium and Citi Field are also on our radar, as we emphasize the importance of enjoying the games responsibly while keeping the spirit of fandom alive.We switch gears to marvel at the extraordinary talent of Shohei Ohtani, whose prowess on the mound and at bat is reminiscent of a sports legend like LeBron James. Envisioning him in pinstripes ignites a fascinating discussion on the Yankees' potential if they were to acquire such a talent. Our conversation takes an unexpected detour into the Westchester County real estate market, where we analyze the post-COVID boom, marked by a notable 8% rise in home prices. We explore the increasing demand for suburban living, offering insights into why so many are opting for this lifestyle shift.For those eager to dip their toes into real estate, we provide valuable advice on starting within your means, highlighting condos as a savvy choice over co-ops. We break down the dynamics of the Westchester and Bronx real estate landscapes, touching on everything from Rye's picturesque waterfronts to Yonkers' rich architectural diversity. As we wrap up, we invite you to connect with us for any real estate guidance you need and to share in our enduring love for the Yankees as they battle it out in the World Series. Remember, we're here to support you on your real estate journey and to keep the Yankees spirit alive!Support the show

Send us Fan MailDiscover the electrifying dynamics of New York City's real estate boom with us, Angelo and Alex Baez, as we explore how a 27% market surge is reshaping opportunities across the Big Apple. What does Floyd Mayweather know that you don't? Uncover the story behind his staggering $402 million investment in affordable housing and learn about the promising prospects in neighborhoods like Yonkers and Westchester County. We also spotlight Governor Hochul's ambitious housing plan to bring 71,000 new homes, including 21,000 affordable units, to the city, reflecting an era of transformation and growth. Navigating real estate isn't just about numbers—it's about ethics and trust. Get insights into the essential role of integrity in real estate transactions and the dire consequences of unethical practices. We'll share personal stories that highlight the importance of choosing the right professionals to safeguard your investments and provide practical tips to protect yourself from financial pitfalls, such as foreclosure due to unauthorized mortgages. Understanding your property documents can be your best defense. Join us for a conversation that balances investment excitement with the grounding necessity of ethical practices.Support the show

Send us Fan MailUnlock the secrets to mastering today's real estate market as we dive into the bustling world of property investment and homeownership. From Jerome Powell's pivotal 50 basis point rate cut igniting a refinancing frenzy, to the resurgence of bidding wars akin to the post-COVID era, we navigate these shifting sands with you. We examine the necessity of strategic timing in home buying decisions, urging potential buyers to act swiftly and wisely in this fast-changing landscape. Experience the thrill of our new office opening, a symbol of the return to essential face-to-face interactions in the real estate and mortgage sectors, and learn how to stay informed and proactive amidst these developments.Embark on a journey through the evolving rules of real estate, where sellers now bear the responsibility of paying buyer's brokerage fees, shaking up the industry standards. P. Diddy's eye-catching $61 million mansion sale serves as a testament to the lucrative potential of real estate appreciation. We also spotlight the crucial distinctions between fleeting indulgences and the enduring benefits of homeownership, emphasizing the importance of stable, long-term investments over temporary luxuries. Discover the array of grants available for first-time homebuyers, and let us guide you on your path to securing your dream home. Engage, subscribe, and continue this adventure with us as we provide invaluable insights and support in your real estate endeavors.Support the show

Send us Fan MailIs the real estate market on the brink of a crash, or is there still hope for buyers in New York City, Connecticut, and New Jersey? Join us as we dissect the latest trends and updates, including the welcome news of mortgage rates dipping from over 7% to 6.9%. We’ll explore the resilience of the market despite ongoing rumors of collapse, especially during the bustling spring and summer seasons when families hustle to settle before the school year kicks in. Plus, we share a heartwarming anecdote about our team’s recent barbecue, illustrating the unparalleled joy of community bonding over a good backyard space.First-time homebuyers, this episode is tailored just for you. We know the rollercoaster of emotions you face, from anxiety to excitement, and we emphasize the irreplaceable value of firsthand experience in the buying process. Learn why transparent communication with your realtors and mortgage brokers is crucial in alleviating doubts and reinforcing confidence. We provide practical strategies to navigate your nerves, ensuring you’re well-informed and ready to make those significant financial decisions. Think you can take any chances during the home-buying process? Think again. We highlight common pitfalls that could jeopardize your purchase, such as opening new lines of credit or making undocumented large deposits. Hear real-life cautionary tales about buyers who faced setbacks due to job changes or inconsistent documentation. We unravel the importance of thorough title checks, stable employment, and choosing experienced agents. With our tips and advice, you can avoid unnecessary stress and ensure a smooth, successful real estate transaction. Tune in for a wealth of knowledge and strategies designed to bolster your confidence and decision-making in today’s competitive market.Support the show

Send us Fan MailEver find yourself sitting on the edge of your seat, not just for the Knicks' big win, but for the lowdown on how to keep your home free from tiny, uninvited guests? That's exactly where we're taking you in this latest buzz of an episode, with Louis Pignatello joining us to recount his off-the-beaten-path leap from business grad to exterminator extraordinaire. Listen to Louis's invaluable advice on spotting those telltale signs of infestation and why sealing up those sneaky structural gaps shouldn't just be an item on your to-do list—it's a must.But it's not all about the bugs; we've got wildlife tales that'll rival any blockbuster – think raccoons holding court in attics and close encounters with bears that'll have you gripping your seat. We trade stories that'll have you laughing (and maybe cringing), all the while weaving in practical nuggets on seasonal pest control maintenance to keep critters at bay, whether you're bracing against Yonkers' famed field mice or the all-too-familiar urban skunk.And as we venture into the concrete jungle of New York City, prepare for a gritty take on the rat race that's more literal than you'd ever hope. We're dishing out essential tips for renters and homeowners alike, from leveraging city services to holding landlords accountable. So strap in for a conversation that's as enlightening as it is entertaining, because we're about more than just stories here – we're arming you with the know-how to defend your home against the wildest of foes.Support the show

Send us Fan MailEmbark on a journey through the intricate maze of New York's real estate laws with us as we dissect the landmark updates to the property disclosure requirements. Gone are the days when a seller could sidestep revealing a home's quirks and qualms for a mere $500 credit at closing. With the introduction of a comprehensive 48-question disclosure form, we explore how this move toward full transparency stands to reshape the landscape of home-buying, offering you a vital shield against unseen pitfalls. While we champion these strides toward accountability, we also stress the importance of a meticulous home inspection to complement the paperwork—a duo that promises to arm you with the insight necessary to make an informed purchase.Navigating the murky waters of illegal housing practices, we bring to light the stark realities that can ensnare unsuspecting homeowners and tenants alike. Take the eye-opening tale of an elderly homeowner who found themselves in an $80,000 financial sinkhole after an illegal rental catastrophe. The harrowing accounts of overcrowded and unsafe living conditions in unauthorized apartments, including one where 70 people were packed into a space meant for a fraction of that number, reveal the grim side of housing violations. By sharing these stories, we underscore the need for landlords and agents to practice integrity in their dealings—because cutting corners can have dire legal, financial, and human costs.In our final chapter, we open up about personal encounters with substandard living conditions and the transformative effect they can have. From the despair of a family living in a fire-ravaged Bronx apartment to the resolve of becoming a reputable landlord, these narratives are a testament to the strength drawn from adversity. They illustrate why absolute commitment to tenant well-being and proactive property management isn't just a legal obligation—it's a moral imperative that reverberates through lives and communities. Join us as we navigate these emotionally charged stories and advocate for a compassionate approach to real estate.Support the show

Send us Fan MailDiscover the keys to unlocking your dream home as Hidey,, my incredible wife and ace mortgage broker, unveils her transformation from accounting to the thrilling world of real estate. Our conversation takes you through the inception of her career, supporting her family's franchise and real estate ventures, to the epiphany that led her down the path of property and mortgages. Together, we reminisce about the intertwining of our professional lives, the transparency hurdles in the industry, and how our united front champions honesty and clear communication in every deal we seal.Venture into the realm of home financing with us, where Hidey, demystifies the benefits of partnering with a mortgage broker. We shed light on the array of specialized programs available to various buyers, including ITIN holders and foreign nationals, illustrating how tailored services outshine the one-size-fits-all approach of big banks. The discussion also clarifies common misconceptions about credit inquiries and pre-approvals, equipping you with the knowledge to confidently step onto the property ladder without tripping over the fine print.Lastly, we navigate through the do's and don'ts of the home-buying odyssey, pinpointing the pitfalls to avoid and strategies to maintain financial credibility. Hidey, and I share stories of triumph and caution, painting a vivid picture of the joy and potential setbacks on the journey to homeownership. As we cast an eye over current market trends and their intersection with political climates, we aim to inspire you to make savvy investment choices with the ultimate goal of crafting a legacy through the tapestry of real estate.Support the show

Send us Fan MailHave you ever walked past a house and wondered about its history, or who might have lived there? Maria Valvano, CEO of Realty Resource Solutions, shares this curiosity, and she's taken it to professional heights. On our latest episode, we're thrilled to feature her journey from a kid intrigued by property deals to a titan in the realm of real estate and title insurance. Maria divulges the fascinating stories behind properties, the significance of an accurate chain of title, and why due diligence is the bedrock of investment security.The world of title insurance may seem as cryptic as ancient runes, but Maria Valvano demystifies it with ease, shedding light on the meticulous process behind title searches. She discusses the hurdles that can hide in the fine print, like unexpected liens that can trip up the unprepared, and stresses the importance of a proper 40-year lookback for purchasers and a 10-year period for those refinancing. It's these crucial details that keep the pathway to property ownership clear of obstacles, ensuring that what lies behind the walls of your dream home doesn't become a nightmarish tale.Finally, we tackle the emotional and legal intricacies of probate and the absolute necessity of current estate planning. With Maria's expertise, we underline the emotional and legal strife that can ensue without transparent property title transfers and up-to-date wills. She shares poignant anecdotes of probate cases gone awry, reinforcing the message that clear estate plans are vital to safeguarding one's legacy. Join us as we navigate the complexities of real estate, illuminated by Maria’s years of experience, and take to heart the importance of expert guidance in this crucial field.Support the show

Send us Fan MailEmbark on an architectural odyssey with Franklin Estrella, a New York architect whose designs have reshaped the skyline for over three decades. Franklin, who's crafted everything from cozy homes to towering commercial spaces, joins us to break down the nuanced dance between architects and engineers. He'll pull back the curtain to reveal the critical balance of beauty and functionality in construction, offering insider stories like the Bronx property conversion that proved the indispensable value of professional expertise. Our conversation illuminates the path to obtaining architectural licensing and the breadth of a license in New York—insights that could redefine how you view the built environment around you.Stepping beyond blueprints, we venture into the transformative landscape of real estate ethics. Unearthing tales of clandestine midnight closings and surprise house purchases, this episode underscores why today's transparency standards are revolutionizing the industry. We champion the cause of integrity and the necessity of engaging licensed professionals, serving as a beacon for young entrepreneurs and seasoned investors alike. Wrapping up, we share an empowering call to action: approach your dreams with the conviction of constructing a skyscraper, and trust in the guidance of seasoned professionals to soar to new heights. Join us again on "Suit Up with Bias" for more revelations that will fuel your next big project.Support the show

Send us Fan MailEver wondered how a deep understanding of home inspections could save you from future headaches in real estate? Join us as John Felix from Felix Inspection sheds light on the nuances of property evaluations, offering sage advice that could protect your investment. With a sharp focus on education and the safety of homeowners, John's bilingual expertise and South Bronx roots afford him the ability to navigate both the New York and Connecticut markets with a unique perspective. We tackle the effects of snow on assessments, the right way to de-ice without damaging your property, and the costly implications of skipping a home inspection, ensuring that our listeners walk away with a hefty toolbox of homeowner wisdom.Transitioning careers is never easy, but when passion calls, some answer with a leap towards fulfillment. Hear about my own shift from realtor to home inspector, a journey fueled by integrity and professional satisfaction. In this candid exchange, we dive into the dynamics between realtors and inspectors and the unyielding commitment to excellence that defines my approach to client service. John and I navigate the sometimes murky waters of real estate, emphasizing the importance of neutrality and integrity in the inspection process — a cornerstone for anyone aspiring to rise above the fray in this competitive field.Wrapping up, we explore the legislative landscape shifting beneath the feet of property sellers and the strategic maneuvers both buyers and sellers can employ during negotiations. Providing a detailed property disclosure is now the law, which underscores the importance of diligence and transparency in every real estate transaction. Furthermore, we examine the hidden threats that older homes harbor, from termite damage to energy inefficiency, and how modern tools like thermal imaging can unveil these issues. As we sign off, we remind our audience that resilience is the bedrock of success, and no obstacle is too great to overcome on the road to providing top-notch service. Tune in for an episode that leaves no stone unturned in the world of home inspection.Support the show

Send us Fan MailWelcome to the first episode of "Suit Up with Baez"! Today, we're diving into what this podcast is all about and our main goals. Joining us are Alex Baez, Hidey Baez, Chris Rivas, and myself, Angelo Baez. Be sure not to miss it and have a fantastic day!Support the show