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Broker Banter Denver

Welcome to "Broker Banter," the podcast where real estate and mortgages meet in lively discussions hosted by Kim Davis, a real estate expert since 2002, and Patrick Williams, a 20-year veteran in the mortgage industry. Kim shares deep insights into the ever-changing real estate market, covering buying, selling, investing and everything in between that is happening in real estate. Patrick provides a financial perspective, helping listeners navigate the complexities of home loans and understand market trends and interest rates. Their dynamic banter adds a delightful touch, making learning about real estate and mortgages both informative and entertaining. Whether you're a first-time buyer or a seasoned investor, join Kim and Patrick for a fun, insightful exploration of the housing landscape.

  1. 41

    Season 2: 2024 Market Overview & Mortgage Update

    Broker Banter Denver – Season 2We're back for Season 2 of Broker Banter Denver! In this season opener, Kim dives into the latest 2024 real estate statistics, giving you a snapshot of the market trends buyers and sellers need to know. Patrick provides an essential mortgage update, breaking down interest rates and lending insights for the year ahead. Plus, we catch up on what’s been going on in our lives—because real estate isn’t just about houses, it’s about the people behind the deals. Tune in for expert insights, candid conversations, and a little bit of fun along the way!Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  2. 40

    October 2024 Stats & Mortgage Update

     In this episode, Kim, our resident real estate expert, dives into the October housing market stats, breaking down key numbers on property sales, listing trends, and price shifts across Denver. Meanwhile, Patrick brings listeners up to speed on mortgage interest rates, discussing recent fluctuations and what they mean for both buyers and homeowners. This episode gives a comprehensive view of the local market, helping listeners make informed decisions as they navigate Denver real estate. Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  3. 39

    September 2024 Denver Real Estate and Mortgage update

    Kim, and Patrick cover September 2024 Denver real estate stats, a mortgage update, and discuss the Kroenke expansion by Ball Arena:Denver Real Estate Stats for September 2024:Market Trends: Kim highlights how the fall season has affected inventory and buyer activity, with some expected seasonal slowdown but a great time for buyers to buy.Pricing Insights: She breaks down the average home prices, showing a slight decrease or plateau in certain areas compared to summer, with price points varying widely between urban and suburban locales.Mortgage Update:Rates Overview: Patrick gives an update on mortgage rates, discussing any fluctuations over September and the factors influencing them, like inflation trends and Fed policy.Buyer Advice: Patrick offers tips for buyers in this higher-rate environment, touching on adjustable-rate mortgages and refinancing strategies once rates stabilize.Kroenke Expansion by Ball Arena:They discuss the new expansion led by Kroenke Sports & Entertainment near Ball Arena, designed to enhance the Denver sports and entertainment experience. This includes new retail spaces, residential units, and improved transit options, which could bring exciting new developments and increased property values to the area. You dive into what it might mean for local residents, investors, and the real estate market around downtown Denver.This episode blends the latest market data with news on Denver’s evolving cityscape, giving listeners an up-to-date view of both their housing and entertainment options.Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  4. 38

    5 housing markets poised to have stable growth

    In this episode of Broker Banter Denver, Kim and Patrick dive into the recent Federal Reserve rate cut and explore its potential impact on the real estate market. We break down what, if anything, has changed since the cut and how buyers, sellers, and investors might be adjusting their strategies. Patrick gives his take from the mortgage perspective, while Kim weighs in on how the local Denver market is responding.We also discuss a recent Yahoo article highlighting five housing markets poised for stable growth. With housing trends often unpredictable, we examine which factors contribute to market stability and whether Denver could be following a similar path. From economic indicators to regional trends, we provide insights on how these factors could shape future real estate decisions.Tune in for expert advice and key takeaways on navigating these market shifts!Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  5. 37

    Fed Rate Cut Day

    Broker Banter Denver Podcast Summary: Federal Reserve Cutting RatesIn this episode of Broker Banter Denver, hosts Kim (real estate expert), Patrick (mortgage guy),  dive into the latest decision by the Federal Reserve to cut interest rates. They explore the ripple effects of this move on the Denver housing market, discussing how lower rates could increase buyer activity and affordability. Patrick explains the direct impact on mortgage rates, while Kim offers insights into what this could mean for both buyers and sellers in an already competitive market.The conversation also touches on potential long-term effects, such as the Fed's goal of stimulating economic growth, and whether rate cuts might contribute to housing market volatility or increased demand. The trio analyzes how real estate professionals can best advise clients during this period of lower rates, encouraging buyers to take advantage of the opportunity, while also cautioning about future rate fluctuations.Ultimately, the episode provides listeners with valuable takeaways on how the Federal Reserve’s decision could shape the future of Denver's real estate landscape and why staying informed on rate movements is crucial for both buyers and professionals in the industry.Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  6. 36

    August 2024 Real Estate Market Stats & Condo Price Trends

    Episode Summary: August 2024 Real Estate Market & Condo Price TrendsIn this episode of Broker Banter Denver, Kim, a seasoned real estate expert, and Patrick, a mortgage professional, dive deep into the latest real estate statistics from August 2024. They break down key market trends, including why condo prices are experiencing a notable decline in Denver. From rising interest rates to shifts in buyer preferences and supply-demand imbalances, Kim and Patrick explore the factors contributing to these changes. They also offer insights into what this means for potential buyers, sellers, and investors navigating the current market.Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  7. 35

    Date the Rate, Marry the House

     In this episode, we dive into the popular phrase "Date the Rate and Marry the House" and explain what it really means in today’s real estate market. Our hosts Kim and Patrick,  break down the pros and cons of buying now versus waiting, even with interest rates fluctuating. We’ll walk you through the numbers, highlighting how waiting could cost you more in the long run. Whether you’re a first-time buyer or a seasoned investor, this episode is packed with insights to help you make informed decisions. Don’t miss the data-backed analysis that could reshape how you think about timing your next real estate move! Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  8. 34

    Property Tax Relief & Slowing Home Sales

    Kim, the Real Estate Expert and Patrick, the Mortgage GuyIn this episode, Kim and Patrick break down the latest Denver Post article highlighting a slight relief in property taxes, exploring what this means for homeowners and potential buyers in the Denver market. They discuss how recent changes could impact your financial planning and homeownership goals.The duo also dives into the latest NAR (National Association of Realtors) numbers, which reflect a noticeable slowdown in pending home sales. They analyze what’s behind this trend and share their insights on how it might shape the real estate landscape in the coming months. With their combined expertise, Kim and Patrick provide practical tips for navigating this evolving market.Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  9. 33

    10 Fears of Buying or Selling a Home

    Welcome to this episode of “Broker Banter Denver” with Kim, our savvy real estate expert, and Patrick, the trusted mortgage guy. Today, they’re diving into the top 10 fears people face when buying and selling a home.Kim and Patrick tackle concerns like the anxiety of overpaying for a property, the stress of navigating complex paperwork, and the fear of hidden issues in a home. They discuss the challenges of securing a mortgage in a fluctuating market and the worry of dealing with unexpected repairs. Listeners will also hear about the pressure of timing the market right, the fear of making a poor investment, and the stress of selling a home quickly.Join Kim and Patrick as they provide insights and practical advice to help you conquer these fears and make informed, confident decisions in your real estate journey.4o miniKim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  10. 32

    New NAR Regulations

    How does the new lawsuit with NAR (Nation Association of Realtors) affect the consumer? What does it mean? Kim discusses with Patrick what the new regulations mean. Patrick gives us another update on mortgages and CPI numbers. Kim and Patrick banter about Denver sports, CSU vs CU game, time change, and the weather. Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  11. 31

    July Market Update & Interest Rate Volatility

    Patrick and Kim banter on the Olympics, Snoop Dogg, and getting ready for fall and Football season!!Patrick gives us an update on the numbers. The new jobs number dropped, 10-year note, and what the "trend" is for upcoming interest rates. Kim gives us the latest July Real Estate Stats for the Denver Metro Area. Are the "golden handcuffs" coming off? Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  12. 30

    Fed Week & Now Is the Time to Buy

    It's Olympic time and Kim and Patrick talk about Snoop Dogg and some events that happened during the first week of the Olympics. Patrick breaks down the Fed meeting and what the numbers and chart mean for the possible future of interest rates. They also discuss new news articles that say Denver is still the place to buy and invest. Tune in for the latest on real estate and mortgage news. Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  13. 29

    Mortgage Survey & Why You Should Own a Home

    Patrick and Kim discuss a survey that was taken from Fannie Mae and the confidence and knowledge of consumers and confidence levels of buying a home. The duo banter about a fender bender that went all they way to trial and the experience.Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  14. 28

    Real Estate Industry Update

    Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  15. 27

    June 2024 Stats & Discount Pricing

    Kim discusses the latest housing stats in the Denver Metro area for June 2024. Patrick explains mortgage points. What does it mean to buy down points and when should you do a buy down? Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  16. 26

    House Hacking & Interest Rate Update

    What is house hacking? Why people are doing it? Listen to this week podcast with Kim and Patrick to get all the latest information on the current real estate market in the Denver Metro area and an update on home mortgages. Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  17. 25

    Housing Affordability & Home Warranties

    Patrick and Kim talk about a 9NEWS article discussing affordability in the Denver Metro area. Also, what is a home warranty? They discuss some of the pros and cons of home warranties. Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  18. 24

    May Real Estate Update & Fed Reaction

    Kim and Patrick talk May 2024 Real Estate and how the market is changing. At the end of May, over 9,000 active homes were on the market. Patrick talks about the Fed meeting and what that means for interest rates. Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  19. 23

    All About Insurance- Guest: Brett Teiken of ePoint Group

    Patrick and Kim have guest on the show, Brett Teiken with ePoint Group. Brett is an insurance broker and he walks Patrick and Kim through home insurance policies and gives the listeners insight on the different types of insurance and riders that people may want to include on their homeowners policy. They also touch on some auto insurance questions that Brett answers for Kim and Patrick. Brett explains why insurance in Colorado is high and the difference between roof Replacement Cost vs. Actual Cash Value. Condo riders, HO6 and riders to add for condos. Renters insurance and why you want insurance even as a renter. Brett Teiken(720) 420-1720epoint group insurancehttps://www.epointgroup.com/Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  20. 22

    Zipper Merge, Comparative Market Analysis, Buyer or Seller's Market

    Patrick and Kim banter about zipper merging, what it is, and why you should do it!Kim explains Comparative Market Analysis (CMA) what they are and when you should ask your Realtor for a CMA. They also discuss the difference between a buyer's and seller's real estate market. They have some suggestions on what you can do in seller's market to make your offer stand out.  Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  21. 21

    April 2024 Real Estate Statistics

    Kim and Patrick go over the pulse of the real estate market by reviewing the Denver Metro statistics for the April 2024 compared to April 2023. They break down the statistics by price points. Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  22. 20

    Reverse Mortgages and Assumable Mortgages

    Patrick and Kim discuss non-traditional mortgages. They discuss Reverse mortgages, the different types of reverse mortgages and how you can use them to benefit you or your loved ones. They also discuss assumption loans and how they work.Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  23. 19

    Downpayment, CHFA, Escrows and Interest Update

    Patrick and Kim  discuss ways to save for a downpayment, and why you don't need a 20% downpayment with the program called Colorado Housing and Finance Authority better known as CHFA. What are Escrows? While speaking about CHFA they explain escrows and what they do.Patrick also gives his weekly mortgage interest update. Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  24. 18

    Warrantable and non-warrantable condos, home owners insurance and interest rate update

    Kim and Patrick banter about spring weather, tik tok, and upcoming high school graduations and college kids back home. They talk about what it means if a condo or home is warrantable or non warrantable loans and how that can affect you. Why this is effecting condos in the Denver metro area due to home owners insurance issues.   Patrick talks good news on why they predict interest rates to go back down. Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  25. 17

    Disclosures: Seller's Property and Wire Disclosures, Lending Closing Disclosures and Interest Rate Update

    Patrick and Kim banter about the Denver Playoff season, High School Graduations, and Spring in Denver. Kim goes over Real Estate Disclosures and some tips on how to fill out the Seller's Property Disclosures. What is a wire disclosure and what to be cautious of when wiring money.Patrick discusses the Lending Closing Disclosure and gives us an update on the dreaded interest rates. Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  26. 16

    Playoff talk, Best Colorado Suburbs 1-14, Ideas for getting your home ready to list, and Weekly interest rates

    Patrick and Kim are excited about the playoffs.  The Denver Nuggets and Colorado Avalanche are in the playoff and they discuss how it's an exciting time of year. They finish up the countdown to the best Colorado Suburbs going through 1-14. Kim discusses some ideas on things you can do to get your home ready for listing it. Patrick tells us more news on what is going on with interest rates. Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  27. 15

    Best Pizza Cities, Colorado Suburb ratings 15-30, and Weekly Mortgage Update

    Patrick and Kim discuss the survey by Clever Real Estate survey who has the best Pizza and where Denver rates. They go over the top 15-30 Colorado suburbs according to Stacker, an AP wire survey, and Niche marketing. Where these suburbs rate. Patrick gives his weekly update on the mortgage interest rate and the CPI report, the consumer price index and the effects it has had on interest rates. Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  28. 14

    Top 10 reasons people are moving in 2024, March Real Estate Stats and Weekly Mortgage Update

    Kim and Patrick discuss the top 10 reason why people are moving in 2024 according to the Buffani Group survey. Kim explains the year-over-year March housing stats and how home prices are on the rise in the Denver Metro Area. Patrick discusses employment numbers and how they affect the probability of a June rate cut.  Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  29. 13

    East side of Denver Metro, Post Occupancy Agreements, and Weekly Mortgage Rate Update

    Kim and Patrick wrap up their series on their perspective of the Denver Metro Area focusing on the East side communities. Kim explains what is a Post Closing Occupancy Agreement or PCOA.  Patrick does his weekly updates on rates and how the upcoming CPI report could play a role in near-term mortgage rates. Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  30. 12

    North Metro Denver, update on the NAR settlement & Fed Meeting reaction.

    On this week's episode Kim and Patrick continue their series exploring the Denver Metro Area focusing on the North side of the Denver Metro area. Kim updates us on what has happened in the past week regarding the NAR settlement.Patrick gives us his weekly update and how the Fed meeting affected interest rates.Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  31. 11

    West Side of Denver Metro, NAR settlement, Interest Rate update

    Kim and Patrick discuss the NAR settlement and what it COULD mean for buyers and sellers. Patrick gives his weekly interest rate update.They continue their series on the Denver Metro area focusing on the West and discuss the recent snow storm "Snowmeggedon". Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  32. 10

    South Denver Metro, February Housing Stats, and Mortgage Interest Update

    On this episode, Kim and Patrick continue their series on the Denver Metro area concentrating on the south side of the Denver Metro area giving their input on the Highlands Ranch, Centennial, and Lone Tree areas. Kim gives an update on the February housing statistics in Denver Metro.Patrick gives an update on the latest inflation report and how it affects mortgage rates.Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  33. 9

    Expensive zip codes in the city of Denver and Start of the series Around the Denver Metro- Central

    Patrick and Kim discuss Patrick's birthday, skiing holiday and nice weather. A new article by Fox 31 about the most expensive zip codes in the city of Denver are revealed along with Patrick and Kim's perspective on the city of Denver. Patrick let's you know about the community lending program and an update on where the lending industry believes interest rates are going.  Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  34. 8

    5280 Restaurant Week & Contingent vs. Non-Contingent purchase on home.

    On this episode Patrick and Kim discuss the long-time Denver tradition, the annual 5280 Restaurant Week, and how it has changed over the years. What is a Michelin star? Patrick explains. Kim explains what a contingency and non-contingency home is and how it can affect a real estate contract. They also give some options on how to not have a contingent sale on a purchase home contract. Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  35. 7

    Denver housing market is HOT & Community Lending Program

    Patrick and Kim discuss the state of Denver's housing market and the report from US News and World Report ranking Denver as the #1 real estate market in the county and what qualifies it to be the #1. Patrick explains that there is a community lending program that promotes homeownership by providing discounted interest rates in certain Denver metro neighborhoods.They banter on mountain biking and the spring-like weather.  Here about some of their mountain biking adventures.Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  36. 6

    Loan Programs: FHA, VA, Conventional, and Jumbo

    Patrick explains more in depth about 4 loan programs FHA, VA, Conventional and Jumbo loans. He explains what makes the differences and touches again on the down payment. Kim talks about one change in the real estate contract. What is a metropolitan district and how you must now add a URL for all metro districts to the contract if you are in one.  Metro districts are different from HOA's but can act like an HOAKim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  37. 5

    Why You Should Get a Home Inspection

    This episodes of Broker Banter Denver has our first guest Jeff Breco, a home inspector, From the Ground Up Home Inspections talk to Kim and Patrick about the home inspection process and what things you may find in a home inspection, and what to expect. They banter on Super Bowl 2024. Jeff BrecoFrom the Ground uphttps://best5280homeinspector.com/720-385-6903Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  38. 4

    Start to Finish - Buying Your Home

    Kim breaks down the complex process of buying a home into manageable steps, providing you with a roadmap to navigate the real estate landscape successfully. They also talk about the difference between appraisals and inspections. Whether you're a prospective buyer, a curious listener, or someone looking to refine your real estate skills join us each week when we talk all things real estate. Patrick Williams The Mortgage Companywww.Themortgageco.com720-988-7664Kim DavisREMAX Professionalswww.DHTDenver.com303-882-0888Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  39. 3

    Credit Scores & Cold Snaps

    Patrick breaks down credit scores and provides helpful insight on how to establish and improve your credit. Patrick and Kim talk about the Denver Artic front that came through. Patrick Williams The Mortgage Companywww.Themortgageco.com720-988-7664Kim DavisREMAX Professionalswww.DHTDenver.com303-882-0888Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  40. 2

    Home Loan Down Payments & Playoff Football

    How much money do you need for a down payment for a home? Is it 20%? Hear Patrick explain the different loan product types and how you can put as little as $1000 down with some loan programs. Also, conventional loans as low as 3%-5% down for a home mortgage. What is MIP? Mortgage insurance, why people may think you need to put 20% down, and where that may have come from. 2023 Stats on the Denver Metro MarketPlayoff football banter and the arctic cold front in DenverKim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

  41. 1

    This is us

    Getting to Know Us: Learn about our hosts, Kim and Patrick. Who they are why they wanted to start a podcast. "Broker Banter" is not just about the facts and figures of real estate and mortgages. Kim and Patrick's dynamic banter adds a delightful touch to the podcast. With their engaging personalities and witty exchanges, they create an enjoyable atmosphere that makes learning about real estate and mortgages a fun experience. Whether they're sharing amusing anecdotes from their years in the business or discussing the latest industry trends, Kim and Patrick's banter keeps the conversation light-hearted and entertaining.Kim Davis303-882-0888 email: [email protected] Home Team with RE/MAX Professionals www.DHTDenverhttps://www.youtube.com/@BrokerBanterDenverPatrick Williams720-988-7664email: [email protected],comhttps://www.youtube.com/@BrokerBanterDenver

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ABOUT THIS SHOW

Welcome to "Broker Banter," the podcast where real estate and mortgages meet in lively discussions hosted by Kim Davis, a real estate expert since 2002, and Patrick Williams, a 20-year veteran in the mortgage industry. Kim shares deep insights into the ever-changing real estate market, covering buying, selling, investing and everything in between that is happening in real estate. Patrick provides a financial perspective, helping listeners navigate the complexities of home loans and understand market trends and interest rates. Their dynamic banter adds a delightful touch, making learning about real estate and mortgages both informative and entertaining. Whether you're a first-time buyer or a seasoned investor, join Kim and Patrick for a fun, insightful exploration of the housing landscape.

HOSTED BY

Kim Davis and Patrick Williams

CATEGORIES

Frequently Asked Questions

How many episodes does Broker Banter Denver have?

Broker Banter Denver currently has 41 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.

What is Broker Banter Denver about?

Welcome to "Broker Banter," the podcast where real estate and mortgages meet in lively discussions hosted by Kim Davis, a real estate expert since 2002, and Patrick Williams, a 20-year veteran in the mortgage industry. Kim shares deep insights into the ever-changing real estate market, covering...

How often does Broker Banter Denver release new episodes?

Broker Banter Denver has 41 episodes. Check the episode list to see recent publication dates and frequency.

Where can I listen to Broker Banter Denver?

You can listen to Broker Banter Denver on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.

Who hosts Broker Banter Denver?

Broker Banter Denver is created and hosted by Kim Davis and Patrick Williams.
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