DBR Chamber Podcast

Here are the top 5 takeaways from this episode:* New Role at First Financial Bank: Joe was recently appointed Mortgage Sales Manager for BankFinancial, now a division of First Financial Bank. He brings over a decade of experience and has processed and closed over $1 billion in residential mortgages.* Community-First Banking: First Financial is a community-based bank that only lends in states where it has offices. It prioritizes local staff, local appraisers, and real-time access to live humans. No 800 numbers. No offshore processing.* Home Equity Opportunity: With suburban Chicago home values up significantly over the last five years, homeowners are sitting on substantial equity. Joe highlighted cash-out refinancing and home equity loans as valuable tools, including one client who used it to fund a child’s education.* Why the Housing Market Has Stalled: ~50-60% of mortgaged homeowners have rates below 4%, making it hard to justify moving when current rates are around 6%. Joe expects this to shift as the average 7-10 year homeownership cycle catches up with pandemic-era buyers.* Ideal Referral Partners: Real estate agents, attorneys, financial advisors, and accountants are Joe’s top referral sources. He’s also launching a free quarterly lunch-and-learn program through the DBR Chamber to provide professional support to local business owners.Learn about BankFinancialJoin the ChamberSee Upcoming EventsSubscribe to the Podcast Newsletter This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit dbrchamber.substack.com

Here are the top 5 takeaways from this episode:* Tamarisk NorthShore is independent living, not assisted living. Residents maintain full autonomy — they can come and go, skip meals, and live on their own terms. It’s hospitality-driven, not clinically driven. If a resident eventually needs nursing or medication management, Tamarisk partners with nearby communities like the Weinberg Community on campus.* Video builds trust and authenticity. Jeff emphasized that authentic, imperfect video is more powerful than polished, AI-generated content. For any business — especially senior living — showing the real, unfiltered community via smartphone video builds the transparency that earns trust with prospective clients.* The “why” behind moving is social connection. The biggest driver for residents isn’t convenience or safety — it’s combating isolation. Studies show that living alone as you age is mentally demoralizing. Tamarisk offers camaraderie, kinship, and activity without forcing participation; it’s a buffet, not a mandate.* Flexible, low-commitment rental model. There’s a one-time community fee and a year lease, but residents can exit with just 30 days’ notice for any reason. This is a key differentiator from buy-in communities that require major financial and time commitments.* Visit multiple times before deciding and get on the waitlist early. Two-bedroom units are fully spoken for with a waitlist (at the time of recording). Jeff encourages prospective residents to visit at different times of day to get a true feel for the community, and to reach out early even if they’re 1–2 years away from being ready.Learn about Tamarisk NorthShoreJoin the ChamberSee Upcoming EventsSubscribe to the Podcast Newsletter This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit dbrchamber.substack.com

Here are the top 5 takeaways from this episode:* From client to owner – Andrea’s journey went from client (2015) to instructor (2018) to franchise owner. She opened her studio in October 2025 after relocating to the Chicago North Shore area where there was no Barre3 nearby.* Barre3’s inclusive, low-intimidation approach – The studio serves a wide range (ages 14–70+), with small class sizes (max 29), a welcoming “cozy” atmosphere, and a philosophy of offering options/modifications rather than pushing people to the breaking point. The mindfulness element — listening to your body and taking breaks — is woven throughout every class.* Franchising was a clear advantage – Rather than starting from scratch, the franchise model let Andrea focus her energy on clients and her team instead of building operations manuals, training programs, brand identity, and tech infrastructure from zero.* Community and local partnerships are a core strategy – Andrea is intentionally building relationships with other local businesses (especially female-owned ones), leaning on the DBR Chamber for visibility, and revitalizing the Bannockburn Green Plaza together with neighboring businesses.* The business is AI-resistant but AI-assisted – Human connection and in-person fitness can’t be replaced by AI, but Andrea is actively using AI tools for communications, social media, newsletters, and event brainstorming — crediting her tech-savvy husband for pushing her to adopt them.Learn about Barre3 at North Shore - BannockburnJoin the ChamberSee Upcoming EventsSubscribe to the Podcast Newsletter This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit dbrchamber.substack.com

Here are the top 5 takeaways from this episode:* Deep Community Roots and Experience* Cathy Kedjidjian is the Chief Communications Officer for Deerfield Public Schools District 109. She is a Deerfield resident, has children who went through the district, and previously served in the same communications role from 2010–2018 before returning. Her personal and professional ties to the community shape her commitment to the district.* Role as a Storyteller and Connector* Cathy sees her primary job as telling the stories of the district’s students, staff, and schools, celebrating their achievements, and ensuring families and the broader community are informed and engaged. She emphasizes the importance of making everyone feel connected to the schools, whether or not they have children enrolled.* Championing Authentic Community Partnerships* She is passionate about creating authentic learning experiences by connecting students with local businesses and community members. Cathy encourages business leaders to get involved—through volunteering, mentoring, or hosting students—to enrich students’ education and foster real-world skills.* Commitment to Accessibility and Inclusion* Cathy prioritizes accessible communication, ensuring information is available to all families regardless of language or income. She notes the district’s growing diversity and the importance of reflecting that in communications, including ADA-compliant websites and multilingual resources.* Vision for Stronger Community Collaboration* Cathy is a driving force behind initiatives like “Stronger Together, Deerfield,” which aims to unite schools, businesses, and local organizations to support student well-being, resilience, and community health. She invites anyone with ideas or a desire to help to reach out, highlighting the district’s openness to new partnerships and community-driven projects.Learn about District 109Join the ChamberSee Upcoming EventsSubscribe to the Podcast Newsletter This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit dbrchamber.substack.com

Here are the top 5 takeaways from this episode:* CJE Senior Life Offers Comprehensive Senior Services: CJE provides a wide range of services for older adults, including assisted living, memory support, day programs, counseling, and home-delivered meals. Their Weinberg Community in Deerfield, Illinois, features both assisted living and memory care facilities.* Community Engagement and Partnerships Are Central: The organization is deeply involved in the local community, partnering with entities like the Deerfield Library, West Deerfield Township, and local churches and synagogues. They co-facilitate programs such as the Memory Cafe and host community events like the Festival of Generations.* Support for Families and Caregivers: CJE Senior Life not only serves residents but also provides resources and education for families and caregivers, including immersive dementia training and support groups. They emphasize the importance of proactive planning for senior care.* Volunteer and Referral Opportunities: Volunteers are a vital part of CJE Senior Life’s operations, and the organization welcomes people with diverse backgrounds and skills. Ideal referral partners include geriatric care managers, physicians, rehab centers, and anyone connected to older adults who may need support.* Accessible Information and Contact Points: The organization encourages people to reach out for information, whether for themselves, family members, or as potential referral partners. Contact can be made via their website, phone, or directly through Marla Goldberg, and they pride themselves on having knowledgeable staff ready to assist.Learn about CJE Senior LifeJoin the ChamberSee Upcoming EventsSubscribe to the Podcast Newsletter This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit dbrchamber.substack.com

Here are the top 5 takeaways from this episode:* Assured Healthcare Staffing’s Unique Approach: The company, led by Leslie Kischer, focuses on both medical staffing for institutions (like schools and long-term care facilities) and medical home care, differentiating itself by providing licensed nurses and CNAs for both settings.* Geographic Reach: Assured Healthcare Staffing serves a wide area, including Lake County, McHenry County, parts of Cook County in Illinois, and extends into Wisconsin and even Minnesota for school staffing.* Flexible Work for Nurses and CNAs: The agency offers flexible opportunities for nurses and CNAs, attracting a diverse pool including retirees, those seeking extra income, and professionals needing non-traditional schedules. Their average staff tenure is over three years, much higher than industry norms.* Pandemic Adaptation and Resilience: The business faced major challenges during the pandemic, especially with school closures, but successfully pivoted to support essential services and later adapted again as the situation evolved.* Value of Chamber Membership and Networking: Leslie highlights the importance of being active in the local chamber for building relationships, learning from other business owners, and finding both clients and referral partners—especially in education and geriatric care management.Learn about Assured Healthcare StaffingJoin the ChamberSee Upcoming EventsSubscribe to the Podcast Newsletter This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit dbrchamber.substack.com

Here are the top 5 takeaways from this episode:* Strongpay is a payroll company with deep expertise in both payroll and retirement services, uniquely originating from a retirement TPA background.* The company’s core “why” is building lasting relationships and making a positive impact on clients and the community, focusing on personalized service over being a large, impersonal provider.* Strongpay’s ideal clients are small businesses or individuals who wear multiple hats and need help with payroll and compliance, especially those for whom payroll is not their primary focus.* Accountants, CPAs, and 401k advisors are key referral partners, as Strongpay often collaborates with them to serve mutual clients efficiently.* Rob Ruff’s experience as both a business leader and small business owner (of a hair salon with his wife) gives him valuable perspective on the challenges clients face, and he uses Strongpay for his small business.Learn about StrongpayJoin the ChamberSee Upcoming EventsSubscribe to the Podcast Newsletter This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit dbrchamber.substack.com

Here are the top 5 takeaways from this episode:* Flexible workspaces like Venture X are thriving by offering professional, all-inclusive office solutions in suburban areas, reducing commutes and supporting modern work trends.* Venture X’s model provides flexibility for both small businesses and large corporations, allowing companies to scale up or down easily without long-term commitments.* Membership includes bundled services—utilities, internet, cleaning, and on-site support—making it easier and more cost-effective than traditional office leases.* The community aspect is central: members can network, attend events, and access multiple locations nationwide, supporting both local and traveling professionals.* The subscription-based, month-to-month approach is disrupting traditional real estate, mirroring trends in other industries and offering greater choice and value to members.Learn about Venture XJoin the ChamberSee Upcoming EventsSubscribe to the Podcast Newsletter This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit dbrchamber.substack.com

Ultimate Edges Academy is a new fitness business in Deerfield specializing in ninja warrior-style training for kids, owned by Jen Brody.The business model is membership-based, offering a monthly plan that includes four classes per week, open gym access, and discounts for parties and siblings.The gym’s mission is to build kids’ confidence and physical fitness through fun, engaging activities inspired by ninja warrior competitions, with a focus on positive early experiences with exercise.Jen’s background combines fitness expertise and teaching, making the academy a blend of professional training and child development.The business leverages community involvement by joining the Chamber of Commerce and participating in local events to connect with families and promote its offerings.Learn about Ultimate Ninjas AcademyJoin the ChamberSee Upcoming EventsSubscribe to the Podcast Newsletter This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit dbrchamber.substack.com

Here are the top 5 takeaways from this episode:1. DBR Chamber’s 100th Anniversary & Holiday Luncheon RevampThe Chamber is celebrating its centennial this year, and the annual holiday luncheon will be extra special. The event will feature new programming, a focus on community celebration, and a revamped meal format with international food stations for more networking and less formality.2. Major Technology Upgrades for MembersThe Chamber has launched a new website and backend systems, making it much easier for members to update their profiles, upload logos, and manage sponsorships. The new system is more user-friendly, visually appealing, and provides instant updates for event sponsorships and member information.3. Event Rebranding and ExpansionThe traditional “networking breakfast” has been rebranded as “Morning Mingles” to better reflect the focus on networking and community. The Health and Wellness Expo has also shifted from a senior-only focus to a broader wellness event for all ages, with new features like recycling electronics and a food truck.4. Increased Member Engagement and OpportunitiesMembers are encouraged to sponsor events, update their profiles, and participate in new and existing programs. The new website makes it easier for members to get visibility and for the community to connect with local businesses.5. Young Professionals Group RelaunchThe Chamber has relaunched its Young Professionals group to help retain and engage younger members in the community, aiming to build a strong network for the future. Events are scheduled for the last Thursday of each month and are open to young professionals in the broader Lower Lake County area.Join the ChamberSee Upcoming EventsSubscribe to the Podcast Newsletter This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit dbrchamber.substack.com

In this episode of the DBR Chamber Podcast, host Mathew Kerbis discusses how AI can boost business efficiency. He introduces the concept of AI as a powerful tool, explains the difference between generative AI and traditional machine learning, and shares insights on using tools like Perplexity, Notebook LM, Claude, and ChatGPT. Kerbis details practical applications of AI, dispels common myths, and provides useful tips. He highlights privacy concerns and the context window limitations of AI tools, and answers listener questions. The episode includes a technical exploration of various AI-powered tools designed to enhance productivity and assist in business operations.Learn about Mathew Kerbis’ law firmJoin the ChamberSee Upcoming EventsSubscribe to the Podcast Newsletter This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit dbrchamber.substack.com

In this episode of the DBR Chamber Podcast, host Mathew Kerbis interviews Leslie Bush, who is in membership services at the DBR Chamber of Commerce, to discuss the myriad of membership benefits available. Leslie elaborates on her role, detailing how she connects businesses within the community and supports their growth through networking events, sponsorship opportunities, and various promotional tools. She highlights specific programs like the community guide, mini webinars, ribbon-cuttings, and mentoring, emphasizing how chamber membership can enhance a business's visibility and credibility. The episode serves as a valuable resource for local small business owners looking to maximize their membership benefits and integrate more effectively into the community. For more information or to join the chamber, visit dbrchamber.com.Join the ChamberSee Upcoming EventsSubscribe to the Podcast Newsletter This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit dbrchamber.substack.com

In the latest episode of the DBR Chamber Podcast, host Mathew Kerbis interviews Cali Draffkorn, Regional Director at Advia Credit Union, a newly integrated member of the Chamber. Cali elaborates on her role and the services Advia offers, emphasizing their mission as a not-for-profit institution that reinvests profits back into the community. She highlights popular financial products, such as home equity lines of credit and business loans, as well as the ways Advia supports both individuals and businesses in achieving long-term financial goals. Cali also discusses the importance of community involvement, the benefits of joining the local Chamber of Commerce, and how Advia actively participates in community enrichment through volunteering and financial education. For more information or to connect with Cali, visit www.adviacu.org or find her contact details on the Chamber's website. Listen to the full episode to learn more about how Advia Credit Union can support your financial needs.Learn about Advia Credit UnionJoin the ChamberSee Upcoming EventsSubscribe to the Podcast Newsletter This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit dbrchamber.substack.com

In the latest episode of the DBR Chamber Podcast, host Mathew Kerbis interviews Sandra Schildgen from Wilson & Wilson. Sandra discusses their estate planning services, highlighting the importance of having a trust to avoid costly probate processes and stressing the necessity of powers of attorney for healthcare and property after turning 18 years old. She also explains the value of estate planning for business owners, emphasizing the need for a succession plan that works seamlessly with their estate plan. Sandra underscores the collaborative and supportive nature of being a Chamber member, which assists Wilson & Wilson in building trust and providing referrals. If you’re a business owner or know someone in need of estate planning, this episode is a must-listen for valuable insights and practical advice.Learn about Wilson & Wilson Estate Planning & Elder Law LLCJoin the ChamberSee Upcoming EventsSubscribe to the Podcast Newsletter This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit dbrchamber.substack.com

In this episode of the DBR Chamber Podcast, host Mathew Kerbis interviews Chris Thomas, Membership Director at Ravinia Green Country Club and a previous DBR Chamber board member. Chris shares insights into his role, the array of amenities offered by Ravinia Green, and its welcoming environment for events and community gatherings. He discusses the club's commitment to family-friendly activities, its growing popularity among young families and professionals, and the benefits of membership, including reciprocity with other clubs in the Invited network. Chris also highlights the club’s events, including the annual DBR Chamber Holiday Party and potential new fundraisers. For those interested in membership or hosting events at Ravinia Green, Chris emphasizes the club's convenient and inclusive offerings.Learn about Ravinia Green Country ClubJoin the ChamberSee Upcoming EventsSubscribe to the Podcast Newsletter This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit dbrchamber.substack.com

In the latest episode of the DBR Chamber Podcast, host Mathew Kerbis interviews Pastor Clayton Edwards from Kingswood United Methodist Church. Highlighting their community-driven approach, Clayton shares insights into the church's dual-location strategy in Buffalo Grove and Deerfield, focusing on how they utilize space for community events and support local businesses. He discusses their inclusive mission, especially towards the LGBTQIA+ community, and how their live streaming services engage parishioners both locally and globally. For business owners, Clayton offers lessons on building partnerships and leveraging technology for broader outreach. Tune in to learn how Kingswood Church is fostering community connections and offering shared resources to enhance local engagement.Learn about Kingswood United Methodist ChurchJoin the ChamberSee Upcoming EventsSubscribe to the Podcast Newsletter This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit dbrchamber.substack.com

In the latest episode of the DBR Chamber Podcast, host Mathew Kerbis interviews David Derdiger of Open Flow Acupuncture. David shares his journey as a licensed acupuncturist, discussing his education, experience, and the services offered at his clinic in Highland Park, just over the boarder from Deerfield. Listeners will learn about the benefits of acupuncture, including its use for acute and chronic conditions, pain management, and overall health. David also provides insights into the patient intake process, treatment planning, and his approach to integrative medicine. Additionally, the episode highlights the value of chamber membership for small business networking and announces a special discount for chamber members at Open Flow Acupuncture. For those interested in learning more or scheduling an appointment, visit OpenFlowAcupuncture.com.Learn about Open Flow AcupunctureJoin the ChamberSee Upcoming EventsSubscribe to the Podcast Newsletter This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit dbrchamber.substack.com

In the latest episode of the DBR Chamber Podcast, host Mathew Kerbis interviews Shannon Kerin, the site Director of GiGi's Playhouse Deerfield, a non-profit organization supporting individuals with Down Syndrome. Shannon shares her personal journey with GiGi's Playhouse, highlights the impact of their programs, and discusses how they sustain their services without charging fees. She emphasizes the importance of community support, volunteer involvement, and corporate partnerships in achieving their mission. Shannon also touches upon the use of AI in enhancing their operations and underscores the value of being active in the local chamber of commerce. Tune in to learn more about GiGi's Playhouse and how you can get involved by volunteering, donating, or partnering with this inspiring organization.Learn about GiGi’s PlayhouseJoin the ChamberSee Upcoming EventsSubscribe to the Podcast Newsletter This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit dbrchamber.substack.com

In the second episode of the DBR Chamber Podcast, host Mathew Kerbis interviews Steven A. Leahy, a platinum member of the Deerfield Bannockburn Riverwoods Chamber of Commerce and the founder of Open Tax Advocates. Steven shares his journey from initially practicing consumer bankruptcy law to specializing in tax advocacy for business owners. Highlighting the importance of proactive community engagement, Steven discusses his motivations for becoming a Chamber platinum member and the benefits of such involvement. He also introduces his innovative subscription model for tax services designed to help business owners achieve long-term financial stability. For business owners and networkers alike, this episode offers valuable insights into overcoming IRS challenges and the advantages of community involvement.Learn about Opem Tax AdvocatesJoin the ChamberSee Upcoming EventsSubscribe to the Podcast Newsletter This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit dbrchamber.substack.com

In this inaugural episode of the DBR Chamber Podcast, host Mathew Kerbis sits down with Chasity Savage, the Executive Director of the Deerfield Bannockburn Riverwoods (DBR) Chamber of Commerce. Chasity shares her journey from Michigan to Illinois, her extensive background in non-profit and small business development, and her exciting vision for the Chamber as it celebrates its 100th anniversary. From discussing the new virtual membership and upcoming events to revitalizing the Young Professionals Group and fostering vital community partnerships, Chasity passionately elaborates on the transformative initiatives underway at the Chamber. Join us and discover how Chasity is driving innovation and growth in the DBR community—an episode full of inspiration and valuable information for anyone involved or interested in local business development. Don't miss out—listen now!Join the ChamberSee Upcoming EventsSubscribe to the Podcast Newsletter This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit dbrchamber.substack.com

I am thrilled to announce the brand new DBR Chamber podcast. I'm Mathew Kerbis, current DBR Chamber board member, and your host of the new podcast.The podcast is going to help elevate the awareness in our community about your business. For Platinum members, that means included in your Platinum benefit is an interview with me, so that we could do a deep dive on who you are, what your business is and what it brings to the community of Deerfield, Bannockburn and Riverwoods.Not a Platinum member but still interested in appearing on the podcast? Well, stay tuned and subscribe to the newsletter because you're going to learn about other ways that you could get on the podcast too.Sometimes those 15 seconds at our networking breakfast just aren't enough to really get to know somebody or their business. It's hard to find a time to have a one on one with everybody that goes to those events. We're also going to be doing short form interviews so that we can get to know more about you or your business that other Chamber members will be able to see in case they wanted to do more before doing a one on one follow up meeting.We also plan to bring you recorded events for things that you wish you would have been able to attend, but weren't able to. Now, don't worry. That doesn't mean we're just going to start recording all the things at the Chamber, but it means that some of the things that we think might be super valuable for members to still see, even if they couldn't be there in person, well, we're going to look into starting to record those, as something that we could do to help folks who can't attend every event, maximize the benefits of their Chamber membership.If you have ideas of things you'd like to see on the brand new video podcast, then please reach out and let us know at [email protected]'s also going to be where you want to reach out if you're a Platinum member and interested in being in the first batch of interviews that we do for our first season of the DBR podcast.The best way to get an update about our podcast is going to be to monitor your DBR Chamber emails. The second best way is our temporary domain where you could watch these videos and listen to the podcast online is dbrchamber.substack.com.And you could also search DBR Podcast on all podcast apps and subscribe to the show there too.So stay tuned for our first season. Until next time, this has been Mathew Kerbis, the new host of the new show, the DBR Podcast.Learn more about the DBR Chamber at https://www.dbrchamber.com. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit dbrchamber.substack.com