Expat Property Podcast

Hello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   In this episode I sit down with Umesh Karla, the founder of Moneyrow Properties. After finishing university in 2004, Umesh had property ambitions, but the lack of support and community pushed him into a career in IT contracting.   It wasn't until an unfortunate back injury forced him to think about the future that he reignited his search for financial freedom. With encouragement from his father-in-law, he secured his first HMO, recycled his capital, and realised this wasn't luck, it was a repeatable system. By 2019, he had matched his salary; by 2022, he left his job entirely.   We unpack the story behind Moneyrow Properties, the importance of network, integrity, and purpose, and the clients who thrive under his guidance. Umesh leaves us with 3 game-changing insights on building wealth with meaning.   This podcast is part of the wider ecosystem of support we've built within Expat Property People. Whether you're new to property investing or looking to expand your portfolio, this dynamic platform brings together expat investors, property service providers, and industry experts to create opportunities, share insights, and foster long-term success. We offer monthly networking meetings, mentoring services, connections with service providers, and opportunities for expats to grow wealth in a hands-off manner.   Visit expatpropertypeople.com to learn more and don't forget to subscribe to the podcast and share it with like-minded people. Finally, connect with us on our social channels for more insights and updates:   Instagram: @steve_cowgill @expatpropertypeople   Facebook: Stephen.Cowgill1   https://www.instagram.com/umeshkalra7?igsh=dzhvM2s1a2preXpn https://www.facebook.com/share/1FLyeBn4GA/?mibextid=wwXIfr

Hello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   In this episode, Richard Evans, founder of Awaken to Business, shares his journey from a successful corporate career into property investing and entrepreneurship. He tells us how he applied corporate systems to streamline his property business and how this approach inspired the creation of Awaken to Business. Richard also delves into the importance of outsourcing, the role of AI in modern business, and offers practical tips on focusing on high-value tasks, recruiting top talent, and investing in personal growth. Another great episode, let jump straight in.   This podcast is part of the wider ecosystem of support we've built within Expat Property People. Whether you're new to property investing or looking to expand your portfolio, this dynamic platform brings together expat investors, property service providers, and industry experts to create opportunities, share insights, and foster long-term success. We offer monthly networking meetings, mentoring services, connections with service providers, and opportunities for expats to grow wealth in a hands-off manner.   Visit expatpropertypeople.com to learn more and don't forget to subscribe to the podcast and share it with like-minded people. Finally, connect with us on our social channels for more insights and updates:   Instagram: @steve_cowgill @expatpropertypeople   Facebook: Stephen.Cowgill1   https://www.facebook.com/share/19R7rJRBVQ/?mibextid=wwXIfr

Hello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   In this episode, I'm joined by fellow expat investor Zac Gould, a Creative Director based in Dubai, who's been living the expat life for nearly a decade.   Zac's journey began with a bold decision, after burning out from 12 to 14-hour days, he knew something had to change. That moment sparked a move abroad and, later, a dive into UK property investing.   Originally starting his education in the field of architecture, Zac eventually shifted paths, but it was a holiday read that truly changed the game. A single property book opened his eyes to the possibilities of UK property, even while living thousands of miles away.   We talk about how Zac built his portfolio while working full-time, raising a family, and navigating some serious challenges, including the sudden passing of his builder while racing against an Article 4 deadline.    Zac's story is a great reminder that success comes from staying calm, doing something each day to take you forward, and how trusting your gut is often the best decision making tool we have.   This is one for anyone who's wondering how to keep moving forward, even when the odds look stacked us.   This podcast is part of the wider ecosystem of support we've built within Expat Property People. Whether you're new to property investing or looking to expand your portfolio, this dynamic platform brings together expat investors, property service providers, and industry experts to create opportunities, share insights, and foster long-term success. We offer monthly networking meetings, mentoring services, connections with service providers, and opportunities for expats to grow wealth in a hands-off manner.   Visit expatpropertypeople.com to learn more and don't forget to subscribe to the podcast and share it with like-minded people. Finally, connect with us on our social channels for more insights and updates:   Instagram: @steve_cowgill @expatpropertypeople   Facebook: Stephen.Cowgill1   https://www.instagram.com/hazelgreen_homes/    @hazelgreen_homes    https://www.facebook.com/zac.gould.9

Hello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   In this special episode, we're sharing the full recording of The Expat Advantage webinar, a powerful deep dive into why expats have a unique edge when it comes to UK property investing.   You'll discover:   Why now is the opportunity in the UK property market How the UK's broken housing system is driving long-term rental demand The ASSETS Blueprint: a step-by-step model for expats to invest with clarity and confidence The mindset shift every expat needs to make to build lasting wealth How to overcome distance, lack of time, and who-to-trust worries with a proven support system How to join a like-minded community that helps you do it with others, not for others Whether you're just getting started or ready to take the next step, this episode will show you how to create income, equity, and options, without sacrificing your lifestyle.   Click the link here to join the Expat Advantage Programme:   https://expatpropertypeople.com/the-expat-advantage   This podcast is part of the wider ecosystem of support we've built within Expat Property People. Whether you're new to property investing or looking to expand your portfolio, this dynamic platform brings together expat investors, property service providers, and industry experts to create opportunities, share insights, and foster long-term success. We offer monthly networking meetings, mentoring services, connections with service providers, and opportunities for expats to grow wealth in a hands-off manner.   Visit expatpropertypeople.com to learn more and don't forget to subscribe to the podcast and share it with like-minded people. Finally, connect with us on our social channels for more insights and updates:   Instagram: @steve_cowgill @expatpropertypeople   Facebook: Stephen.Cowgill1

The Expat Advantage – A Mini-Series from the Expat Property Podcast   Brought to you by Expat Property People, this short-form series is for UK expats who want to live life on their terms, with freedom, security, and financial control, and are ready to take action.   Across six punchy episodes, Steve shares why UK property is still one of the most powerful tools for building long-term wealth from abroad.   You'll hear how expats can overcome uncertainty, navigate the UK market with confidence, and use their income to build a portfolio that works,  even while they're thousands of miles away.   Ready to take the next step?   Join Steve live for The Expat Advantage webinar on Monday 28th July at 7PM (GST).   What you'll learn:   Why now is a smart time to invest, and what the data really says How to start building a UK property portfolio from overseas What it takes to create freedom through assets, not just income Why the A.S.S.E.T.S. Blueprint is the ultimate problem-solution framework 👉 Save your seat here: https://joinnow.live/s/Wy7pC8   This is more than a webinar; it's the turning point for expats who are ready to take action

The Expat Advantage – A Mini-Series from the Expat Property Podcast   Brought to you by Expat Property People, this short-form series is for UK expats who want to live life on their terms, with freedom, security, and financial control, and are ready to take action.   Across six punchy episodes, Steve shares why UK property is still one of the most powerful tools for building long-term wealth from abroad.   You'll hear how expats can overcome uncertainty, navigate the UK market with confidence, and use their income to build a portfolio that works,  even while they're thousands of miles away.   Ready to take the next step?   Join Steve live for The Expat Advantage webinar on Monday 28th July at 7PM (GST).   What you'll learn:   Why now is a smart time to invest, and what the data really says How to start building a UK property portfolio from overseas What it takes to create freedom through assets, not just income Why the A.S.S.E.T.S. Blueprint is the ultimate problem-solution framework 👉 Save your seat here: https://joinnow.live/s/Wy7pC8   This is more than a webinar; it's the turning point for expats who are ready to take action

The Expat Advantage – A Mini-Series from the Expat Property Podcast   Brought to you by Expat Property People, this short-form series is for UK expats who want to live life on their terms, with freedom, security, and financial control, and are ready to take action.   Across six punchy episodes, Steve shares why UK property is still one of the most powerful tools for building long-term wealth from abroad.   You'll hear how expats can overcome uncertainty, navigate the UK market with confidence, and use their income to build a portfolio that works,  even while they're thousands of miles away.   Ready to take the next step?   Join Steve live for The Expat Advantage webinar on Monday 28th July at 7PM (GST).   What you'll learn:   Why now is a smart time to invest, and what the data really says How to start building a UK property portfolio from overseas What it takes to create freedom through assets, not just income Why the A.S.S.E.T.S. Blueprint is the ultimate problem-solution framework 👉 Save your seat here: https://joinnow.live/s/Wy7pC8   This is more than a webinar; it's the turning point for expats who are ready to take action

The Expat Advantage – A Mini-Series from the Expat Property Podcast   Brought to you by Expat Property People, this short-form series is for UK expats who want to live life on their terms, with freedom, security, and financial control, and are ready to take action.   Across six punchy episodes, Steve shares why UK property is still one of the most powerful tools for building long-term wealth from abroad.   You'll hear how expats can overcome uncertainty, navigate the UK market with confidence, and use their income to build a portfolio that works,  even while they're thousands of miles away.   Ready to take the next step?   Join Steve live for The Expat Advantage webinar on Monday 28th July at 7PM (GST).   What you'll learn:   Why now is a smart time to invest, and what the data really says How to start building a UK property portfolio from overseas What it takes to create freedom through assets, not just income Why the A.S.S.E.T.S. Blueprint is the ultimate problem-solution framework 👉 Save your seat here: https://joinnow.live/s/Wy7pC8   This is more than a webinar; it's the turning point for expats who are ready to take action

The Expat Advantage – A Mini-Series from the Expat Property Podcast   Brought to you by Expat Property People, this short-form series is for UK expats who want to live life on their terms, with freedom, security, and financial control, and are ready to take action.   Across six punchy episodes, Steve shares why UK property is still one of the most powerful tools for building long-term wealth from abroad.   You'll hear how expats can overcome uncertainty, navigate the UK market with confidence, and use their income to build a portfolio that works,  even while they're thousands of miles away.   Ready to take the next step?   Join Steve live for The Expat Advantage webinar on Monday 28th July at 7PM (GST).   What you'll learn:   Why now is a smart time to invest, and what the data really says How to start building a UK property portfolio from overseas What it takes to create freedom through assets, not just income Why the A.S.S.E.T.S. Blueprint is the ultimate problem-solution framework 👉 Save your seat here: https://joinnow.live/s/Wy7pC8   This is more than a webinar; it's the turning point for expats who are ready to take action

The Expat Advantage – A Mini-Series from the Expat Property Podcast   Brought to you by Expat Property People, this short-form series is for UK expats who want to live life on their terms, with freedom, security, and financial control, and are ready to take action.   Across six punchy episodes, Steve shares why UK property is still one of the most powerful tools for building long-term wealth from abroad.   You'll hear how expats can overcome uncertainty, navigate the UK market with confidence, and use their income to build a portfolio that works,  even while they're thousands of miles away.   Ready to take the next step?   Join Steve live for The Expat Advantage webinar on Monday 28th July at 7PM (GST).   What you'll learn:   Why now is a smart time to invest, and what the data really says How to start building a UK property portfolio from overseas What it takes to create freedom through assets, not just income Why the A.S.S.E.T.S. Blueprint is the ultimate problem-solution framework 👉 Save your seat here: https://joinnow.live/s/Wy7pC8   This is more than a webinar; it's the turning point for expats who are ready to take action

Hello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   Today, I'm joined by someone I personally owe a lot to—Richie Miller.   Richie's journey is one of discipline, mindset, and action. A former Army officer who travelled the world in service, he made the bold move from military life to a career in property. And that switch didn't come easy.   In this episode, Richie shares the pivotal mindset shift that led him to leave the Army, the sacrifices he made to learn the ropes while holding down a full-time job, and how that decision has paid off, giving him the freedom to work less than 25 hours a week and even home-school his children.   We get into the simple but powerful steps anyone can take to find great property deals, and how consistency is the real secret to success. Richie used these very steps to land a 48-bed HMO, and he breaks down how that came to be.   We also dive into working with letting agents, building long-term relationships, and finding the right JV partners.   Today, Richie runs a niche mentoring business helping experienced landlords, or those ready to buy big, scale with confidence. His philosophy? The workload's the same whether it's a 4-bed or 48-bed HMO, so you may as well go big.   He's a seriously experienced investor and a top mentor.   Let's get into it.   This podcast is part of the wider ecosystem of support we've built within Expat Property People. Whether you're new to property investing or looking to expand your portfolio, this dynamic platform brings together expat investors, property service providers, and industry experts to create opportunities, share insights, and foster long-term success. We offer monthly networking meetings, mentoring services, connections with service providers, and opportunities for expats to grow wealth in a hands-off manner.   Visit expatpropertypeople.com to learn more and don't forget to subscribe to the podcast and share it with like-minded people. Finally, connect with us on our social channels for more insights and updates:   Instagram: @steve_cowgill @expatpropertypeople   Facebook: Stephen.Cowgill1

Hello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   In this episode, I'm joined by Adam West, founder of The Landlord Utility Group (TLUG). Adam's journey started as an electrical apprentice before moving into sales in the utilities sector, a background that gave him a unique perspective when he began building his own property portfolio, including flips, buy-to-lets,but more importantly, HMOs, and serviced accommodation.   Seeing firsthand the chaos that comes with managing utilities across multiple tenancies, Adam spotted a problem that needed solving, and TLUG was born. We dive into how he built and systemised the business to serve HMO and SA landlords, including expats, who need fast, reliable, and professional utility management.   We also talk about the mindset needed to grow as an entrepreneur, from staying focused and learning to say no, to building a solid team, staying active and healthy, and knowing when to pivot. If you're managing multiple properties or just want to hear how one investor turned a problem into a thriving business, this episode is packed with insight.   This podcast is part of the wider ecosystem of support we've built within Expat Property People. Whether you're new to property investing or looking to expand your portfolio, this dynamic platform brings together expat investors, property service providers, and industry experts to create opportunities, share insights, and foster long-term success. We offer monthly networking meetings, mentoring services, connections with service providers, and opportunities for expats to grow wealth in a hands-off manner.   Visit expatpropertypeople.com to learn more and don't forget to subscribe to the podcast and share it with like-minded people. Finally, connect with us on our social channels for more insights and updates:   Instagram: @steve_cowgill @expatpropertypeople   Facebook: Stephen.Cowgill1   https://www.instagram.com/thelandlordutilitygroup?igsh=ZjVkaTl2c2QwOTB1 @thelandlordutilitygroup

Hello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   In today's episode, I'm joined by my good friend Lyndsay Yiull, a brilliant property investor and the driving force behind a thriving letting agency in Scotland. 🇬🇧✨   From her early career in the care sector to launching networking events and building an impressive portfolio of flips and buy-to-lets, Lyndsay's journey is nothing short of inspiring. We dig into how landlords can attract quality tenants, systemise property management, and stay compliant without losing sleep. Her insights are smart, grounded, and incredibly practical—especially for expats managing from afar.   We dive into mindset, data, systems, and the power of building community in the world of property. If you're ready to scale up and take your investing to the next level, this one's a must-listen.This podcast is part of the wider ecosystem of support we've built within Expat Property People.   Whether you're new to property investing or looking to expand your portfolio, this dynamic platform brings together expat investors, property service providers, and industry experts to create opportunities, share insights, and foster long-term success. We offer monthly networking meetings, mentoring services, connections with service providers, and opportunities for expats to grow wealth in a hands-off manner.   Visit expatpropertypeople.com to learn more and don't forget to subscribe to the podcast and share it with like-minded people. Finally, connect with us on our social channels for more insights and updates:   Instagram: @steve_cowgill  @expatpropertypeople Facebook: Stephen.Cowgill1   https://www.linkedin.com/in/lyndsay-yuill-609a3230/ https://www.facebook.com/profile.php?id=100057459519616 https://www.facebook.com/rentlocallyltd/ https://www.instagram.com/rentlocally_ltd/?hl=en  

Hello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   In this episode, I'm re-sharing my interview on the Ultimate FD Podcast, with Josh Keegan, and for good reason.   Over the next few months, I believe there'll be more deals available than ever before. Landlords are leaving the market, housing stock is increasing, and yet the demand for housing continues to grow.   But in this shifting landscape, knowing your numbers is what separates the good from the great. Whether you're trying to assess if a deal is actually profitable, or ensure your portfolio is still performing overtime, financial clarity is everything.   Josh and I dive into my personal journey, from financial chaos to clarity, and how that transformation came when I stopped trying to do it all myself and brought in the right experts. We talk about building a proper finance function, the impact of monthly management accounts, and how this one change has improved not just my decision-making, but my long-term strategy.   Whether you're looking to grow, sell, or simply take back control, this episode is packed with insight to help you level up.   Hit play and let's get into it.   This podcast is part of the wider ecosystem of support we've built within Expat Property People. Whether you're new to property investing or looking to expand your portfolio, this dynamic platform brings together expat investors, property service providers, and industry experts to create opportunities, share insights, and foster long-term success. We offer monthly networking meetings, mentoring services, connections with service providers, and opportunities for expats to grow wealth in a hands-off manner.   Visit expatpropertypeople.com to learn more and don't forget to subscribe to the podcast and share it with like-minded people. Finally, connect with us on our social channels for more insights and updates:   Instagram: @steve_cowgill @expatpropertypeople   Facebook: Stephen.Cowgill1

Hello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   In today's episode, I pull back the curtain on what it takes to manage a demanding career and build a property portfolio from overseas. We dive into:  🔹 How to make time for property, even when life's busy  🔹 Why you don't have to choose between career and investing  🔹 The "magic number" every expat investor should know  🔹 Why property remains a powerful tool for long-term freedom This one's raw, relatable, and packed with tips from someone who's walking the same path. If you've ever wondered how to make it all work, this is the episode to listen to. We dive into mindset, data, systems, and the power of building community in the world of property. If you're ready to scale up and take your investing to the next level, this one's a must-listen.This podcast is part of the wider ecosystem of support we've built within Expat Property People. Whether you're new to property investing or looking to expand your portfolio, this dynamic platform brings together expat investors, property service providers, and industry experts to create opportunities, share insights, and foster long-term success. We offer monthly networking meetings, mentoring services, connections with service providers, and opportunities for expats to grow wealth in a hands-off manner.   Visit expatpropertypeople.com to learn more and don't forget to subscribe to the podcast and share it with like-minded people. Finally, connect with us on our social channels for more insights and updates:   Instagram: @steve_cowgill @expatpropertypeople   Facebook: Stephen.Cowgill1

Hello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   In today's solo episode, I'm stepping behind the mic to share what it really takes to juggle full-time work, a UK property portfolio, and a growing global community of expat investors. We dive into:  🔹 The habits that keep me focused and productive  🔹 How I manage my time without burning out  🔹 The biggest lessons I've learned from building the Expat Property People platform  🔹 Practical strategies that you can use to stay calm, consistent, and in control This one's real, honest, and packed with actionable insight for any expat navigating the property game while balancing a busy life. We dive into mindset, data, systems, and the power of building community in the world of property. If you're ready to scale up and take your investing to the next level, this one's a must-listen.This podcast is part of the wider ecosystem of support we've built within Expat Property People. Whether you're new to property investing or looking to expand your portfolio, this dynamic platform brings together expat investors, property service providers, and industry experts to create opportunities, share insights, and foster long-term success. We offer monthly networking meetings, mentoring services, connections with service providers, and opportunities for expats to grow wealth in a hands-off manner.   Visit expatpropertypeople.com to learn more and don't forget to subscribe to the podcast and share it with like-minded people. Finally, connect with us on our social channels for more insights and updates:   Instagram: @steve_cowgill @expatpropertypeople   Facebook: Stephen.Cowgill1

Hello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market. I'm joined by Guillaume Black, founder and CEO of Property Filter, as he shares his inspiring journey from engineer to tech entrepreneur and expat property investor. Frustrated with wasting time on the wrong deals, Guillaume built a platform that's now helped investors submit over £600M in offers in just 12 months. Property Filter has become more than a tool, it's a movement of action-takers reshaping how deals are found and secured. We dive into mindset, data, systems, and the power of building community in the world of property. If you're ready to scale up and take your investing to the next level, this one's a must-listen.This podcast is part of the wider ecosystem of support we've built within Expat Property People. Whether you're new to property investing or looking to expand your portfolio, this dynamic platform brings together expat investors, property service providers, and industry experts to create opportunities, share insights, and foster long-term success. We offer monthly networking meetings, mentoring services, connections with service providers, and opportunities for expats to grow wealth in a hands-off manner. Visit expatpropertypeople.com to learn more and don't forget to subscribe to the podcast and share it with like-minded people. Finally, connect with us on our social channels for more insights and updates: Instagram: @steve_cowgill @expatpropertypeople Facebook: Stephen.Cowgill1

Hello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   In today's episode,  I'm joined by Katie Harvey, a young entrepreneur who swapped university for the property world, and hasn't looked back since. From training as an electrician to building a successful rent-to-rent business with her family, Katie shares her journey with honesty, energy, and insight. We explore how she overcame early challenges, stayed true to her passion, and built a business that reflects her values. If you're navigating your own path to success, this episode is packed with wisdom, resilience, and inspiration.   This podcast is part of the wider ecosystem of support we've built within Expat Property People. Whether you're new to property investing or looking to expand your portfolio, this dynamic platform brings together expat investors, property service providers, and industry experts to create opportunities, share insights, and foster long-term success. We offer monthly networking meetings, mentoring services, connections with service providers, and opportunities for expats to grow wealth in a hands-off manner.   Visit expatpropertypeople.com to learn more and don't forget to subscribe to the podcast and share it with like-minded people. Finally, connect with us on our social channels for more insights and updates:   Instagram: @steve_cowgill @expatpropertypeople   Facebook: Stephen.Cowgill1

Hello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market. In today's episode, I'm joined by fellow expat and investor Gary Gayner, who shares how he built his own UK property portfolio from overseas and how he now helps other expats do the same. With over 20 years of experience in construction and a passion for personal development, Gary reveals the power of having the right team, the importance of education, and why being crystal clear on your goals is the foundation for success If you're a busy expat looking to create long-term wealth and build a legacy, this episode is one to mark on your calendar. This podcast is part of the wider ecosystem of support we've built within Expat Property People. Whether you're new to property investing or looking to expand your portfolio, this dynamic platform brings together expat investors, property service providers, and industry experts to create opportunities, share insights, and foster long-term success. We offer monthly networking meetings, mentoring services, connections with service providers, and opportunities for expats to grow wealth in a hands-off manner. Visit expatpropertypeople.com to learn more and don't forget to subscribe to the podcast and share it with like-minded people. Finally, connect with us on our social channels for more insights and updates: Instagram: @steve_cowgill @expatpropertypeople Facebook: Stephen.Cowgill1

Hello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market. In today's episode,  I'm joined by Gareth Morgan, a seasoned property investor and finance expert who shares his journey from mortgage advisor to full-time property investor. We explore how Gareth used his curiosity, business acumen, and personal development mindset to learn how to invest using other people's money, and how he now helps expat investors navigate the lending landscape with clarity and confidence. Whether you're unsure about how to prepare your documents or struggling with lender requirements, Gareth shares practical advice on how to secure finance, build your power team, and take action, no matter where you are in the world. This podcast is part of the wider ecosystem of support we've built within Expat Property People. Whether you're new to property investing or looking to expand your portfolio, this dynamic platform brings together expat investors, property service providers, and industry experts to create opportunities, share insights, and foster long-term success. We offer monthly networking meetings, mentoring services, connections with service providers, and opportunities for expats to grow wealth in a hands-off manner. Visit expatpropertypeople.com to learn more and don't forget to subscribe to the podcast and share it with like-minded people. Finally, connect with us on our social channels for more insights and updates: Instagram: @steve_cowgill @expatpropertypeople Facebook: Stephen.Cowgill1

Hello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   In today's episode, I'm joined by Pat Harper, the man behind Total Property Group and one of the most trusted voices in the Liverpool property market.   Pat's approach is simple but powerful: quality over quantity, value over volume. He talks us through his tried-and-tested strategy of targeting 2-3 bed homes with long-term tenants—a method that's earned him the confidence of overseas investors time and again. We dive into:  🔹 Why Liverpool continues to be a smart location for expat investors  🔹 The power of data-driven decision-making in property  🔹 How long-term tenants create stability and reduce risk  🔹 The importance of relationships and trust in building a hands-off portfolio  🔹 Common mistakes expats make when investing in unfamiliar markets If you're looking for a steady, hands-off way to build your UK property portfolio, this one's a must-listen.   This podcast is part of the wider ecosystem of support we've built within Expat Property People. Whether you're new to property investing or looking to expand your portfolio, this dynamic platform brings together expat investors, property service providers, and industry experts to create opportunities, share insights, and foster long-term success. We offer monthly networking meetings, mentoring services, connections with service providers, and opportunities for expats to grow wealth in a hands-off manner.   If Pat's approach resonates with you and you're serious about building a low-risk, hands-free property portfolio in Liverpool, learn more here: https://www.totalpropertygroup.co.uk/   Visit expatpropertypeople.com to learn more and don't forget to subscribe to the podcast and share it with like-minded people. Finally, connect with us on our social channels for more insights and updates:   Instagram: @steve_cowgill @expatpropertypeople   Facebook: Stephen.Cowgill1

Hello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   In today's episode, I'm joined by Timothy Witt, a seasoned construction professional turned HMO expert, who shares how expat investors can fast-track their success by leveraging a trusted team and a done-for-you service. We talk about Tim's early motivation to start investing, the lessons he's learned from managing property development projects, and how outsourcing can help maintain momentum and avoid costly mistakes. From sourcing and refurbishing to letting and tenant management, Tim reveals what it really takes to run successful HMO projects from overseas. If you're an expat looking for a smarter, more efficient way to grow your property portfolio, this episode is packed with practical insight.    This podcast is part of the wider ecosystem of support we've built within Expat Property People. Whether you're new to property investing or looking to expand your portfolio, this dynamic platform brings together expat investors, property service providers, and industry experts to create opportunities, share insights, and foster long-term success. We offer monthly networking meetings, mentoring services, connections with service providers, and opportunities for expats to grow wealth in a hands-off manner.   Visit expatpropertypeople.com to learn more and don't forget to subscribe to the podcast and share it with like-minded people. Finally, connect with us on our social channels for more insights and updates:   Instagram: @steve_cowgill @expatpropertypeople   Facebook: Stephen.Cowgill1

Hello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   In today's episode, I'm joined by Suzie Carter — a seasoned commercial property investor and trainer with an inspiring story. After a 30-year career as a chartered surveyor, Suzie made the bold move to leave the corporate world and build her own £5 million property portfolio — starting in residential and eventually moving into the commercial space.   We bust the myth that commercial investing is too complex — especially for expats — and Suzie shares how she's helping others break into the world of commercial property through smart strategies, strong relationships, and tenant know-how. She also lifts the lid on paper-based deals and where real value can be created.   Suzie's mantra is "keep on going" — and it's that mindset that's helped her, and now her students, unlock real success.   This podcast is part of the wider ecosystem of support we've built within Expat Property People. Whether you're new to property investing or looking to expand your portfolio, this dynamic platform brings together expat investors, property service providers, and industry experts to create opportunities, share insights, and foster long-term success. We offer monthly networking meetings, mentoring services, connections with service providers, and opportunities for expats to grow wealth in a hands-off manner.   Visit expatpropertypeople.com to learn more and don't forget to subscribe to the podcast and share it with like-minded people. Finally, connect with us on our social channels for more insights and updates:   Instagram: @steve_cowgill @expatpropertypeople   Facebook: Stephen.Cowgill1   Social Media Acct: https://www.facebook.com/share/1UMMtXFA3s/?mibextid=wwXIfr

Hello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   Today's episode is a real treat. I'm joined by relatively new expat investor — and corporate colleague — Jason Dowling. He shares the moment everything changed for him: a cold, dark evening that sparked his move abroad and, eventually, into the world of property.   We talk about the limiting belief that held him back for years, and how being around likeminded people showed him what was truly possible. Jason opens up about the discipline it takes to balance a demanding corporate role with building a property business — and how outsourcing and focusing on high-value tasks have helped him deliver at work while making serious progress in property.   We also tackle procrastination, and the importance of having the support of those closest to you when starting your investing journey.   Jason's come a long way in a short time — proof that expats can succeed in property, with the right mindset, the right people, and a clear plan.   This podcast is part of the wider ecosystem of support we've built within Expat Property People. Whether you're new to property investing or looking to expand your portfolio, this dynamic platform brings together expat investors, property service providers, and industry experts to create opportunities, share insights, and foster long-term success. We offer monthly networking meetings, mentoring services, connections with service providers, and opportunities for expats to grow wealth in a hands-off manner.   Visit expatpropertypeople.com to learn more and don't forget to subscribe to the podcast and share it with like-minded people. Finally, connect with us on our social channels for more insights and updates:   Instagram: @steve_cowgill @expatpropertypeople   Facebook: Stephen.Cowgill1   Join the world's only online community dedicated to expat property investing, visit expatpropertypeople.com Facebook and Instagram https://www.facebook.com/jason.dowling.940/ https://www.instagram.com/?next=%2F

Hello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   Too many expat investors make mortgage decisions based solely on interest rates. But what if the real savings—and success—come from aligning your mortgage with your investment strategy?   In this episode, I'm joined by Rob Peters, a former financial advisor turned mortgage expert and property investor. Together, we dive into why choosing the right mortgage is about more than just getting the lowest rate. We discuss:   • Why lenders ask for extra documents from expats and how to prepare • How to reduce the stress of securing finance from overseas • The crucial role your mortgage advisor can play in connecting your solicitor, agent, and wider team   Rob also opens up about his own investing experience and shares practical tips for getting mortgage-ready.   This episode is packed with insights that go beyond interest rates—and highlights why your mortgage advisor should be a key player in your investment team.   This podcast is part of the wider ecosystem of support we've built within Expat Property People. Whether you're new to property investing or looking to expand your portfolio, this dynamic platform brings together expat investors, property service providers, and industry experts to create opportunities, share insights, and foster long-term success. We offer monthly networking meetings, mentoring services, connections with service providers, and opportunities for expats to grow wealth in a hands-off manner.   Join the world's only online community dedicated to expat property investing, visit expatpropertypeople.com   Social links: IG @simplefastmortgages Facebook: https://www.facebook.com/share/1MM5H5K1zP/?mibextid=wwXIfr

In this episode, we speak with Chris McDermott from NW Supported Living about his journey as both an investor and a supported living service provider. We discuss: Chris's personal investing journey, from HMO landlord to supported living service provider The differences between traditional HMO letting and supported living letting How he successfully executed his 5-year plan to exit his corporate role and transition into full-time property investing The lessons he's learned and the advice he has for aspiring property investors This is a fantastic episode on a topic that is quickly gaining traction in the property investing world and may be a great option for expat investors looking to simplify the day-to-day management of HMO properties. Join the world's only online community dedicated to expat property investing, visit expatpropertypeople.com NW Living https://www.instagram.com/n.w.living/   NW Supported Living https://www.instagram.com/nw_supported_living/   https://uk.linkedin.com/in/chris-mcdermott-9b0a7034

In this week's episode, I sit down with Darcel Washbourne, who shares the game-changing mindset shifts that drive success in property investing. We cover: Why stepping outside your comfort zone is the key to growth. How financial, time, and location freedom start with bold action. The power of asking for help—and why it's a strength, not a weakness. Why remote investing is possible with the right team and research. Darcel also opens up about her personal journey and the mindset shifts that have fueled her success—her story will inspire anyone looking to make bold moves in property.   If you've ever doubted yourself or hesitated to take action, this episode is for you!   This podcast is part of the wider ecosystem of support we've built within Expat Property People. Whether you're new to property investing or looking to expand your portfolio, this dynamic platform brings together expat investors, property service providers, and industry experts to create opportunities, share insights, and foster long-term success. We offer monthly networking meetings, mentoring services, connections with service providers, and opportunities for expats to grow wealth in a hands-off manner.   Visit expatpropertypeople.com to learn more and don't forget to subscribe to the podcast and share it with like-minded people. Finally, connect with us on our social channels for more insights and updates:   Join the world's only online community dedicated to expat property investing, visit expatpropertypeople.com https://www.instagram.com/proteaventureltd?utm_source=ig_web_button_share_sheet&igsh=ZDNlZDc0MzIxNw==  

Hello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market. In this week's episode, I sit down with Richie Clapson, a property development expert, to explore the realities of property development and the importance of thinking like a CEO for success.   We cover: Why property development is not just about the "how," but about the "who"—the right team makes all the difference. The risks of high-yield deals and how to avoid costly mistakes. The significance of understanding your business model before jumping in. How expats can successfully build and manage a property development business from anywhere in the world. Richie also shares very personal insights into his own entrepreneurial journey that have helped shape his approach to business—listeners will find great inspiration in his story.   If you're serious about scaling up and adopting a CEO mindset in property, this episode is packed with game-changing insights!   This podcast is part of the wider ecosystem of support we've built within Expat Property People. Whether you're new to property investing or looking to expand your portfolio, this dynamic platform brings together expat investors, property service providers, and industry experts to create opportunities, share insights, and foster long-term success. We offer monthly networking meetings, mentoring services, connections with service providers, and opportunities for expats to grow wealth in a hands-off manner.   Join the world's only online community dedicated to expat property investing, visit expatpropertypeople.com   https://www.facebook.com/propertyceotraining https://www.instagram.com/propertyceotraining/  https://www.linkedin.com/in/ritchie-clapson/  

As expats, we often have to outsource many services so finding the right provider is critical to success, especially when outsourcing end to end services. In this episode, I'm joined by Shiv Haria, owner and founder of Lifestyle Property People. Shiv gives us behind the scenes insights into what we should look for in a provider as well as sharing his approach to ensuring his clients are making wealth and property decision with the long term in mind, and not just thinking about the next property deal. Shiv is an inspiration and all round good guy and his advice will help all listeners with their own wealth creation goals.

In this episode, Akash Desai provides insights into the important subject of planning for life after death. This is a subject than many people either avoid or simply don't want to talk about. Akash uses his own experience to provide valuable insights into the steps we can all take to address the subject of estate planning, and how his Black Box concepts helps to provide peace of mind and ensures our Will, Last Power of Attorney (LPA's) and relevant insurances are in place so we can carry on with our lives safe in the knowledge that our loved ones are taken care off when our time is up.

In this episode, Andy Phillips, a marketing and technology expert who's also a property investor himself, shares the realities of marketing in the property world and why psychology plays a crucial role in success. Why 80% of marketing is about psychology, not just technology. The biggest mistakes property businesses make with their websites. How to capture leads and keep potential clients engaged. The key to turning website visitors into real conversations and deals.   Join the world's only online community dedicated to expat property investing, visit expatpropertypeople.com   https://propertypipeline.pro https://www.facebook.com/andyphillips101 https://www.youtube.com/@propertypipelinepro

In this episode, expat investor Jonathan Smith shares how a mindset shift helped him build a £1M portfolio while based in Saudi Arabia. He discusses challenges, including a deal that almost collapsed after the Liz Truss mini-budget, and how he's now helping other expats achieve their investing goals.   To set up an individual session with Jonathan book your slot here: https://calendly.com/cjresidencesuk/discovery Connect with Jonathan on LinkedIn here: https://www.linkedin.com/in/jonathan-smith-079a6b2a0?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app Follow on Instagram here: https://www.instagram.com/jonathan_cj_residences?igsh=MXF0bXlqOGUzazFtcQ%3D%3D&utm_source=qr

In this episode, expat investor Hannah Haikal shares her journey from accidental landlord to building her own portfolio. She discusses how a major mindset shift helped her overcome limiting beliefs, all while managing a senior, travel-intensive role and raising two young children.

In this episode, I discuss the importance of dedicating quality time each year to developing your strategy. I share the tools and techniques I use, and explain how clarifying your 'why' serves as the guiding 'North Star' for crafting a strategy that leads to exceptional results.

In this episode we hear from property and economics expert, Mr Adam Lawrence. We talk about his career in wealth management, how and why he pivoted to move into full time property investing, the impact formal education had on his career and the motivation behind his popular Propenomix YouTube channel,  Adam also leaves us with the top tips that will help expat investors in 2025. Contact / Follow Adam through the following links:   Website: https://propenomix.com/  LinkedIn: https://www.linkedin.com/in/adamglawrence/  Instagram: @propertyadam Facebook: https://www.facebook.com/adamglawrence/

In this very first episode, discover the inspiration behind the Expat Property Podcast. We'll dive into the driving passion for helping expats create wealth through UK property investing, and how this podcast is part of a larger mission to empower expats with the knowledge, connections, and confidence to create financial freedom.