Extreme Personal Finance Show

What Nobody Told You About Money in School (And Why That Has to Change) with Dr. Paris Woods | 102Dr. Paris Woods is back on the Extreme Personal Finance Show, and this time she's bringing the playbook she wrote specifically for the next generation. Her new book, "The Student's Guide to Financial Freedom," released in March 2026 and is already turning heads in schools, nonprofits, and the FIRE community.In this episode, Chris and Dr. Woods get real about why $1.7 trillion in student loan debt doesn't have to be the default, how schools that meet 100% of demonstrated financial need are hiding in plain sight, and why "retirement" is the worst word you can use when talking to a teenager about investing.They also dig into the Freedom Fund concept as a more compelling alternative to traditional retirement framing, the Make, Manage, Multiply framework from the book, what first-gen college students face when they're supporting family back home while trying to build wealth, and how LinkedIn, networking, and proximity can do more for a young person's career than almost anything else.Plus, a conversation about Mr. Beast entering the financial services space, why crowding out bad financial information matters, and what one single habit Dr. Woods hopes every reader takes away and actually keeps.In this episode:Is student loan debt actually unavoidable?Schools that meet 100% of financial need (and why no one talks about them)The Make, Manage, Multiply framework explainedWhy "retirement" doesn't land with Gen Z and what to say insteadThe Freedom Fund conceptFirst-gen students, family financial pressure, and learning to say noThe dollar game from the Bitches Get Riches podcastCollege ROI and what universities won't tell you about job placementLinkedIn as a wealth-building tool, even in high schoolMr. Beast and the financial services spaceThe first financial habit every student should buildContact Chris:https://heavymetal.moneyhttps://www.instagram.com/heavy_metal_money/https://www.youtube.com/@heavymetalmoneyhttps://www.facebook.com/chrislugeremail: chris at heavymetal.moneyConnect with Dr. Paris WoodsContact Chris:https://heavymetal.moneyhttps://www.instagram.com/heavy_metal_money/https://www.youtube.com/@heavymetalmoneyhttps://www.facebook.com/chrislugeremail: chris at heavymetal.money