Financial Forchtcast

Founder and Owner of Barnhill Chimney Brion Barnhill talks with Lexington Market President Houston Hall about starting his business and its growth, what he's learned along the way, and what entrepreneurship has taught him through every stage.Topics discussed in this podcast are discussed as general advice. If you have questions or would like additional information, please reach out to us at 1-844-436-7248.Forcht Bank. Happier Banking. Member FDIC. Equal Housing Lender.

Need quick answers and advice to some of the most commonly asked banking questions today? Get that and more from Elizabeth Traylor and Frank Bogardus!Topics discussed in this podcast are discussed as general advice. If you have questions or would like additional information, please reach out to us at 1-844-436-7248.Forcht Bank. Happier Banking. Member FDIC. Equal Housing Lender.

Listen in as Frank Bogardus and Hannah Woosley-Collins analyze real fraud cases seen at Forcht Bank, and how teams across our banking footprint caught and/or stopped fraud in action.Topics discussed in this podcast are discussed as general advice. If you have questions or would like additional information, please reach out to us at 1-844-436-7248.Forcht Bank. Happier Banking. Member FDIC. Equal Housing Lender.

Think saving money has to be extreme to actually work? Think again. Bethany Earl and Frank Bogardus break down a few challenge-based ways to save money that are realistic, flexible, and most importantly, sustainable. Topics discussed in this podcast are discussed as general advice.  If you have questions or would like additional information, please reach out to us at 1-844-436-7248. Forcht Bank. Happier Banking. Member FDIC. Equal Housing Lender.

In this episode of The Financial Forchtcast, host Frank Bogardus sits down with Marla Durrett, Financial Center Manager at Forcht Bank, to explore practical strategies for setting—and keeping—your financial resolutions. From creating realistic budgets and automating savings to monitoring fraud and managing debt after the holidays, we cover actionable steps to help you stay on track in 2026. Learn why planning ahead, tracking progress, and making smart spending choices can make all the difference.Tune in for expert insights, real-world tips, and tools to simplify your financial life.Topics discussed in this podcast are discussed as general advice.  If you have questions or would like additional information, please reach out to us at 1-844-4-FORCHT (1-844-436-7248). Forcht Bank - Happier Banking. Member FDIC. Equal Housing Lender.

Kentucky basketball star, Trent Noah returns to the Financial Forchtcast for his second guest appearance - fresh off Big Blue Madness and ready to talk all things hoops, hard work, and heart.From winning the three-point contest and meeting childhood idol John Wall, to learning life lessons from Coach Pope and sharing how faith keeps him grounded, Trent gives fans a real look behind the jersey. Plus, hear his take on the magic of Big Blue Nation, what he misses most about Harlan, Kentucky, and a few lighthearted rapid-fire questions you won't want to miss!Topics discussed in this podcast are discussed as general advice.  If you have questions or would like additional information, please reach out to us at 1-844-4-FORCHT (1-844-436-7248).Forcht Bank - Member FDIC.

Gen Z often gets labeled as impulsive spenders, but the truth may surprise you. In this episode of The Financial Forchtcast, host Frank Bogardus sits down with Brandy Hurdt, Concierge Banker and member of Forcht Bank’s inaugural Emerging Leaders class, to explore what Gen Z is actually getting right about money.From starting retirement savings earlier than previous generations to embracing budgeting apps, side hustles, and secondhand shopping, Gen Z is proving to be financially savvy in ways that often go unnoticed. Brandy also shares insights from her front-line experience at Forcht Bank, including popular tools and accounts that are helping younger customers build healthy financial habits.Topics discussed in this podcast are discussed as general advice.  If you have questions or would like additional information, please reach out to us at 1-844-4-FORCHT (1-844-436-7248). Forcht Bank - Happier Banking. Member FDIC. Equal Housing Lender.

In this episode of The Financial Forchtcast, host and fraud specialist Frank Bogardus sits down with Kelly Brewer, an On-Demand Teller at Forcht Bank, to uncover the top fraud risks facing Generation Z—and why many don’t even realize they’re vulnerable.From fake job postings and influencer scams to gaming malware, digital shoplifting, and oversharing on social media, Frank and Kelly break down the most common tactics fraudsters use and share real-world examples of how these schemes play out. They also discuss the role of AI in new scams, the dangers of phishing, and practical steps anyone can take—like two-factor authentication and slowing down before clicking—to avoid becoming the next victim.Whether you’re Gen Z or just want to stay ahead of today’s fast-moving fraud trends, this episode offers timely insights and actionable tips to help you protect yourself and your money.Topics discussed in this podcast are discussed as general advice.  If you have questions or would like additional information, please reach out to us at 1-844-4-FORCHT (1-844-436-7248). Forcht Bank - Happier Banking. Member FDIC. Equal Housing Lender.

In this episode of The Financial Forchtcast, host Frank Bogardus is joined by Misty Crowe, Forcht Bank’s Deposit Operations Supervisor, for a deep dive into the world of credit cards. From secured vs. unsecured cards, department store cards, and credit limits, to reward programs, overdraft protection, and travel tips—this episode covers it all. Whether you’re building credit for the first time or trying to use your cards more wisely, Misty shares practical advice to help you make credit work for you—not against you.Topics discussed in this podcast are discussed as general advice.  If you have questions or would like additional information, please reach out to us at 1-844-4-FORCHT (1-844-436-7248).Forcht Bank - Member FDIC.

Making the leap from college life to your first professional job can be exciting—but also financially overwhelming. In this episode, host Frank Bogardus is joined by Forcht Bank’s Jessica Cadle and Chelsea Schoolcraft to walk you through the must-know financial moves to make right after graduation.They cover smart strategies for:Budgeting and saving from your first paycheckAvoiding impulse spending and building emergency fundsUsing tools like bill pay, fraud alerts, and credit trackingUnderstanding student loans and avoiding common pitfallsNavigating credit cards, 401(k) plans, and health benefitsKnowing what questions to ask about your financial futureWhether you’re a recent grad or just starting to manage your own money, this episode is packed with real-life advice to help you build a strong financial foundation.Topics discussed in this podcast are discussed as general advice.  If you have questions or would like additional information, please reach out to us at 1-844-4-FORCHT (1-844-436-7248). Forcht Bank - Happier Banking. Member FDIC. Equal Housing Lender.

In this episode of The Financial Forchtcast, host Frank Bogardus, sits down with Felicia Stomieroski, Forcht Bank VP Mortgage Specialist, to break down the entire home loan process—from pre-qualification to closing.Whether you’re a first-time homebuyer or a seasoned homeowner, you’ll learn about in-house vs. secondary market loans, tips for improving your credit, how escrow works, common loan mistakes to avoid, and what financial documents to prep before applying.Felicia also shares insights on adjustable-rate mortgages (ARMs), home equity lines of credit (HELOCs), and a special grant program designed to help eligible buyers with down payments and closing costs.Key Takeaways:What to expect during pre-qualification and loan approvalUnderstanding different mortgage products (FHA, VA, conventional, ARM)Do’s and don’ts during the home-buying processHow to prepare your finances before applyingWhether you’re just getting started or looking to refine your mortgage knowledge, this episode is packed with valuable guidance from an expert who’s helped countless families into their dream homes.Topics discussed in this podcast are discussed as general advice.  If you have questions or would like additional information, please reach out to us at 1-844-4-FORCHT (1-844-436-7248). Member FDIC. Equal Housing Lender. Forcht Bank NMLS #411012.

In this episode, Kristen Wells, Forcht Bank SVP and Treasury Management Director, sits down with Julia Hall of Hallway Feeds to explore the inspiring story behind one of Kentucky's most respected family-owned businesses. Julia shares how the company began as a modest multi-species feed mill and, through hard work and vision, grew into a nationally recognized name in equine nutrition. Along the way, she offers valuable tips on building a successful business, staying true to your roots, and navigating growth with purpose and determination.

When it comes to borrowing, choosing the right lender can make all the difference. In this episode, Frank sits down with Megan Raper, AVP, Banking Officer and experienced lender at Forcht Bank. Megan explains why working with a local bank can lead to better service, personalized loan solutions, and a smoother borrowing experience. She shares her insights on what makes community bank lending unique, how she helps customers achieve their financial goals, and what red flags to watch out for when dealing with larger or less reputable lenders. Don't miss this conversation on smart borrowing, avoiding predatory lending practices, and why local relationships matter in banking.Topics discussed in this podcast are discussed as general advice.  If you have questions or would like additional information, please reach out to us at 1-844-4-FORCHT (1-844-436-7248). Forcht Bank is an Equal Housing Lender. Member FDIC.

Fraud Specialist Frank Bogardus and Concierge Banker III Seth Raney discuss budgeting tips and advice - whether you're new to budgeting or looking to refine your strategy, our experts cover a few of these best practices for managing your finances.Topics discussed in this podcast are discussed as general advice.  If you have questions or would like additional information, please reach out to us at 1-844-4-FORCHT (1-844-436-7248).

In this special edition of the Financial Forchtcast, we took a short break from our usual financial advice for our President and Chief Executive Officer Tucker Ballinger to talk with Forcht Bank Brand Ambassador and University of Kentucky men's basketball player Trent Noah about his life as a UK player, his family, what he enjoys in his spare time, and more.

In our December episode, Frank tackles how to avoid falling victim to fraud while shopping for the Holidays. Barry Burton, Forcht Bank Compliance Director and CRA Officer, joins in on the discussion to share his perspective.

Frank sits down with Deposit Operations Specialist III, Darryl Washington, to discuss peer-to-peer payment scams.Topics discussed in this podcast are discussed as general advice.  If you have questions or would like additional information, please reach out to us at 1-844-4-FORCHT (1-844-436-7248).

During our second episode, Frank Bogardus is joined by Kristen Wells, Jenny Wygant, and Michelle Owen from Forcht Bank’s Treasury Management Department. They discuss Positive Pay, a service crucial to any business that can help prevent fraud before it happens.Topics discussed in this podcast are discussed as general advice.  If you have questions or would like additional information, please reach out to us at 1-844-4-FORCHT (1-844-436-7248).

Frank Bogardus, Fraud Specialist at Forcht Bank, sits down with Financial Center Manager, Taylor Smith to discuss an alarming report from the Better Business Bureau. The survey from BBB finds that Gen Z is now most likely to fall victim to scams. Hear as Taylor gives her perspective as a Gen Zer.Topics discussed in this podcast are discussed as general advice.  If you have questions or would like additional information, please reach out to us at 1-844-4-FORCHT (1-844-436-7248).