Fintech Conversations with Flagship

This interview with Rune, CEO of Vipps MobilePay, explores the evolution of mobile payments, focusing on NFC wallet development, market strategies, and European interoperability. Discover how Vipps is positioning itself against global giants and shaping the future of digital payments.Key Topics- NFC wallet development and launch- European interoperability and cross-border payments- Market strategies against global competitors like Apple and Google- Customer experience and loyalty in mobile payments- Future trends in digital payment infrastructureChapters00:00 Introduction to Vips Mobile Pay and Elisabeth Magnor00:52 The Shift to NFC Wallet Technology05:22 Challenges in Competing with Major Players11:17 Adoption Strategies and Market Positioning18:46 Future of Payments and Interoperability in Europe25:27 Looking Ahead: The Exciting Future of Fintech

Local card schemes like Girocard, Bancomat, Dankort, BankAxept, and Carte Bancaires are losing ground fast to Visa and Mastercard – but is that decline inevitable? In this episode, Elisabeth Magnor talks with Flagship partner Yuriy Kostenko about what the data really shows, why domestic schemes have fallen behind on innovation, how PSPs and merchants actually think about them, and what their future in Europe might look like.

This episode explores why embedded lending is emerging as the next big frontier after embedded payments in Europe and North America. Charlotte Al Usta (Flagship) and Luke Trayfoot (YouLend) discuss how lending delivered through platforms can finally fix SMBs’ chronic access-to-credit problem by leveraging real-time data instead of slow, paperwork-heavy bank processes. They dive into key use cases like revenue-based financing and working capital, the role of banks vs. fintechs, the complexity of scaling across European markets, and why most players will pursue embedded lending via partnerships rather than building in-house—plus how AI and better UX will shape the next five years.

This episode is a recording of a webinar Flagship hosted on agentic commerce. The episode consists of a c. 15 minute overview presentation on what agentic commerce is and how it works (by Ben Brown, Partner at Flagship), followed by a discussion with Craig DeWitt (Chief Product Officer, Skyfire), Robin Gandhi (Chief Product Officer, Lithic), and Colin Luce (Chief Executive Officer, Basis Theory).

In this first episode of FinTech Conversations with Flagship, host Elisabeth Magnor sits down with Joel Van Arsdale, Managing Partner, and Rom Mascetti, Principal at Flagship Advisory Partners, to unpack the real story behind the growth of public fintech companies.Has the industry finally learned efficiency after years of “growth at all costs”? Drawing on Flagship’s latest analysis of 50 listed fintechs, the team explores how revenue efficiency has evolved — and what this shift tells us about the next phase of fintech maturity.From the exuberance of 2021–22 to today’s focus on disciplined growth, this episode dives deep into what’s really driving financial performance — and how AI, new IPOs, and operational discipline reshape the fintech landscape.Note: This episode is based on our analysis "A Closer Look at Public Fintech Health & Efficiency" (Publ. in Oct 2025) https://insights.flagshipadvisorypartners.com/flagship-advisory-partners-a-closer-look-at-public-fintech-health-efficiency