Gaining to Give

This week, Josh wraps up the "Through the Eras" mini-series by talking about the seventies and beyond.  Anyone blessed enough to reach this decade has lived a lot of life and likely learned a lot of lessons.  As you enter into this chapter of life, it's of utmost importance to consider what you want to leave behind, both financially and otherwise.  Focus not only on leaving your legacy, but living your legacy through the gift of presence.  What can you share with others and what deserves the valuable time and energy you have left?   For more information about The Roche Group, you can find them on social media or by visiting their website: rochewealth.com

With just two episodes remaining in our "Through the Eras" mini-series, this week is all about the sixties.  This is an age range where most are entering retirement so it's crucial to be able to transition well into the next phase of life with clarity, peace, purpose and a plan.  But what does this practically look like?  Josh unpacks three helpful questions to ask yourself as well as three easy action steps to move you in the right direction.   For more information about The Roche Group, you can find them on social media or by visiting their website: rochewealth.com

As we continue in our "Through The Eras" mini-series, this week is designated to folks in their fifties.  If you find yourself in this demographic, one of the main questions Josh encourages you to ask is "What are the most important things to me that I want to put my money toward with the time I have left?"  As you approach retirement age, it's critical that you become intentional about what you are retiring to, not just what you are retiring from.     For more information about The Roche Group, you can find them on social media or by visiting their website: rochewealth.com

In this week's episode of our Through The Eras series, we've made it "over the hill".   By the time we hit our fourties, the fruit of how well we've prepared over the past twenty years begins to show.  Some may feel comfortable or even ahead of the curve, while others may look around at their peers and feel behind.  The reality is that our perception is subjective and is ultimately determined by how we define the idea of "enough".  In addition to exploring this concept, Josh also offers some practical action steps to take, regardless of where you find yourself on the spectrum.     For more information about The Roche Group, you can find them on social media or by visiting their website: rochewealth.com

It's the second episode in our series entitled "Through The Eras", in which Josh focuses on a particular decade of adulthood by offering financial wisdom and common milestones.  This week, we move on to the Thirties!  If the Twenties are for laying a foundation, the Thirties are for building the walls by further establishing good habits and making responsible decisions for you and your family.   For more information about The Roche Group, you can find them on social media or by visiting their website: rochewealth.com

Welcome back to another new season of Gaining To Give!  Season 3 kicks off with a fun series entitled "Through The Eras" (And yes, it may have been slightly inspired by Taylor Swift.)  Each week of the series, Josh will focus on a particular decade of adulthood, offering financial wisdom and milestones to be aware of.  While this is a time when many are just getting their financial feet underneath them, it's never too early to establish small habits that will pay off in big ways over time.  We don't know about you, but we're feeling 22 (at least for this week)!   For more information about The Roche Group, you can find them on social media or by visiting their website: rochewealth.com  

This week, we're continuing the "Back to the Basics" series by going back to two of the most important building blocks of financial stability: emergency funds and debt.  In this episode, Josh covers why having a cash cushion matters, how much to aim for, and practical ways to get started. Plus, he breaks down good vs. bad debt, interest rates, and more. Regardless of where you are in your financial journey, this episode gives you the essentials to weather life’s surprises and move forward with confidence.   For more information about The Roche Group, you can find them on social media or by visiting their website: rochewealth.com  

In Episode 25 of Gaining To Give, Josh continues the Back to the Basics series by focusing on several simple rules and ratios that can serve as helpful benchmarks when assessing your current financial situation.  From the 70/30/10 Rule to determining a reasonable debt-to-income ratio, this episode is full of advice that can be put to use right away.   For more information about The Roche Group, you can find them on social media or by visiting their website: rochewealth.com

Episode 24 is the premiere episode of a new series titled Back to the Basics, where Josh lays the foundation for how to build a balanced (and sustainable) budget. Whether you're just getting started or resetting your money habits, you'll hear three crucial decisions: choosing a method, choosing a frequency, and choosing a reward to keep motivation high. Tune in to learn how these small choices can lead to long-term financial confidence and momentum.   For more information about The Roche Group, you can find them on social media or by visiting their website: rochewealth.com

In this week's episode, Josh sits down with the newest Wealth Advisor at Roche Wealth, Easton Huddleston.  In addition to learning about Easton's background, family and interests, you'll also get to hear about his passion for helping people accomplish their financial goals one relationship at a time.   For more information about The Roche Group, you can find them on social media or by visiting their website: rochewealth.com

In this week's conversation, Josh continues the series on local nonprofits by talking with Kendal Torres, Founder of The Comeback Kid Society.  This agency is all about providing resources, guidance and opportunities for at-risk youth in the OKC area.  Their ultimate goal is to end teen homelessness, and they have already made huge strides towards this accomplishment.   If you or someone you know could benefit from these services, or if you'd like to support The Comeback Kid Society, visit their website at thecomebackkidsociety.com. For more information about The Roche Group, you can find them on social media or by visiting their website: rochewealth.com.  

This week features another nonprofit in OKC that is making a huge difference in the lives of individuals and the community.  Calm Waters is an organization that exists to support anyone and everyone who has experienced loss or grief.  Linda Maisch (CEO) and Emily Ahearn (Development & Communications Director) provide background on the organization, share some powerful stories, and offer practical ways that people can get involved.    If you or someone you know is in need of support for grief or loss, you can find it by visiting calmwaters.org.  For more information about The Roche Group, you can find them on social media or by visiting their website: rochewealth.com.  

This episode is the first in a short series featuring local nonprofit organizations in Oklahoma City that are making an impact through generosity.  This week, Josh is joined by Shawn Baker, Senior Development Coordinator at Hope Is Alive, an organization that offers recovery housing and resources for those caught in addiction.  Shawn's passion for this mission is evident as he talks about his own journey through addiction and all the ways Hope Is Alive is changing lives in the state of Oklahoma and across the country.   If you or someone you know is in need of support for addiction, you can get help by visiting hopeisalive.net. For more information about The Roche Group, you can find them on social media or by visiting their website: rochewealth.com.  

It's no secret there are many benefits of consulting a professional when it comes to your finances, but have you considered that not all Advisors are able to offer their clients the same level of service.  On this week's episode, Josh talks with friend and colleague, Wilson Wise, about his journey of founding his own independent financial advisory firm in Lexington, KY.   In addition to offering more freedom and flexibility for him and his clients, Wilson talks about the ways it has reiterated the importance of generosity in all aspects of life.   For more information or to contact The Roche Group, you can find them on social media or by visiting their website: www.rochewealth.com  

Thais week, Josh encourages us to revisit and reflect on our financial goals we set at the start of the year. Are they still relevant? Have you made the progress you hoped for? Josh also walks through how to evaluate our goals with fresh eyes, identify what might be causing us to fall behind, and explore practical ways to adjust our plans moving forward. Whether you're ahead, behind, or just getting started, this check-in is your chance to realign and refocus for the rest of the year.   For more information or to contact The Roche Group, you can find them on social media or by visiting their website: www.rochewealth.com    

Thanks to various factors like advertising and social media, lifestyle creep is something that many of us fall victim to from time to time.  In this episode, Josh breaks down how to recognize the signs of lifestyle inflation and offers practical tips to keep our spending in check, even as our income grows.    For more information or to contact The Roche Group, you can find them on social media or by visiting their website: www.rochewealth.com

In this week's episode, Josh is joined once again by special guest (and wife), Holly Roche.  Together, they explore the five essential money conversations every couple should have before saying “I do.” From unpacking your financial backgrounds and money mindsets to discussing debt, spending habits, and shared financial goals, they cover the crucial topics that build a strong financial foundation for your future together. Whether you're newly engaged or just starting to talk about money as a couple, or if you know someone who is considering marriage, this episode will provide practical ways to connect, communicate, and plan with purpose.   For more information or to contact The Roche Group, you can find them on social media or by visiting their website: www.rochewealth.com

Maybe you're someone who has considered using a Financial Advisor but, like many, are intimidated by how it all works.  In this episode, Josh sets out to demystify the process and explains step by step how The Roche Group goes about customizing a plan based on the unique needs and desires of each client.     For more information or to contact The Roche Group, you can find them on social media or by visiting their website: www.rochewealth.com

In Episode 14, Josh gets personal and shares some of the most important lessons he has learned throughout his financial journey.  You'll hear about his story and how he got to where he is today.  Whether our relationship with money is good or not so good, there are always things we can take away from our experiences to help us grow.   For more information or to contact The Roche Group, you can find them on social media or by visiting their website: www.rochewealth.com

In times when the stock market is experiencing extreme fluctuations, it is easy to allow panic to set in, which often-times can lead to impulsive decisions.  In this episode, Josh offers three important things to do while riding the wave that will allow you to come out the other side as good or better than when you started.  Above all, it's critical to stay disciplined and not let short-term volatility affect your long-term plans.     For more information or to contact The Roche Group, you can find them on social media or by visiting their website: www.rochewealth.com

This week's episode is focused on the fear and anxiety that too often creep into our lives.  Whether caused by managing personal finances, investing, or another one of life's challenges, Josh discusses the difference between things we can control and things we can't, and how our perspective can make all the difference.    For more information or to contact The Roche Group, you can find them on social media or by visiting their website: www.rochewealth.com

In Episode 11, Josh explores the power of contentment and how easy it is to fall into the trap of comparison and always wanting more.  He also discusses the frequent confusion between contentment and complacency, and the difference between the two. Tune in for helpful insights and practices that can help us remain content while still having a healthy motivation for growth and productivity.   For more information or to contact The Roche Group, you can find them on social media or by visiting their website: www.rochewealth.com

Does God look down on wealth and prosperity?  Is it wrong to earn a high income?  What are some safeguards we can establish to avoid becoming too materialistic?  These, along with others, are some questions Josh sets out to answer in this week's episode.  As you listen, one main theme you'll discover is that it's not so much about whether we make a lot or a little, but rather, how we use what we've been given.   For more information or to contact The Roche Group, you can find them on social media or by visiting their website: www.rochewealth.com

It's an exciting time at The Roche Group.  Episode 9 of the podcast releases shortly after Josh and his wife welcome their new baby into their family!  Fittingly in this episode, he reveals the top 5 financial lessons he hopes to instill in his kids while they're young.  Covering key topics like the importance of budgeting, the power of delayed gratification, and the value of generosity, these insights can be instrumental in building a solid financial foundation and creating healthy habits that will form their future.   For more information or to contact The Roche Group, you can find them on social media or by visiting their website: www.rochewealth.com

Speed and efficiency is the name of the game in our society.  But is it always worth what we could be giving up in the process?  In Episode 8, Josh explores the benefits of choosing intentionality over convenience in a fast-paced world.  By slowing down and making mindful choices, we can enrich our lives, deepen relationships, and find greater fulfillment.   For more information or to contact The Roche Group, you can find them on social media or by visiting their website: www.rochewealth.com

With tax season upon us, Josh offers four powerful tax strategies that can significantly enhance the impact of your charitable donations. From giving appreciated securities to utilizing donor-advised funds and endowment funds, he breaks down how these approaches not only maximize your giving potential but also offer valuable tax benefits.    For more information or to contact The Roche Group, you can find them on social media or by visiting their website: www.rochewealth.com

This week, it's another "family edition" of Gaining To Give as Josh has a conversation with his older brother, Matt Roche.  Matt could be considered a jack of all trades.  He has been a data analyst in the corporate world, he owns a local real estate company, and operates a ranch.  Despite the diversity of his background, one observation that has been consistent is the importance of offering value to the people around you.   For more information or to contact The Roche Group, you can find them on social media or by visiting their website: www.rochewealth.com

Most of us agree that generosity is a nice concept, but is it really something that needs to be taken seriously?  This week, Josh is joined by Blake Bastin, Pastor of Ministry & Operations at Crossings Community Church in OKC, who shares wisdom and real-life stories that help to illustrate why generosity carries so much weight.  Listen in on this enlightening conversation and you'll be sure to come away with not only a new perspective, but also a fresh motivation to be more generous with this life you've been given.   For more information or to contact The Roche Group, you can find them on social media or by visiting their website: www.rochewealth.com

The first episode of the season focuses on setting attainable goals.  This week, Josh jumps back into goal setting but digs deeper into some key principles that can help insure you are successful when you look back on your progress.  He talks about understanding the why behind your goal to stay motivated; measuring small, consistent steps to build momentum; and the importance of reflecting on who you become in the process.    For more information or to contact The Roche Group, you can find them on social media or by visiting their website: www.rochewealth.com  

As we've said multiple times on the podcast, generosity can take on many forms besides simply giving away money.  This week's episode features a conversation with special guest, Mike Beckham, who shares some profound wisdom on the subject.  As CEO of Simple Modern, Mike has made one of his main focuses finding ways to integrate generosity into the very culture of the company.     For more information or to contact The Roche Group, you can find them on social media or by visiting their website: www.rochewealth.com

With Season 2 of the podcast now in full-swing, Josh takes time to visit with his brother, Caleb Roche!  Caleb is an entrepreneur and is the Founder of Club Creative, a marketing and business consulting company in Oklahoma City.  In this episode, Caleb shares about his journey of self-discovery, navigating unexpected challenges, and discusses ways that generosity has played a key role in the success of his life and business.  If you or someone you know has an entrepreneurial spirit, this is one you won't want to miss.   For more information or to contact The Roche Group, you can find them on social media or by visiting their website: www.rochewealth.com

It's a new year and that means a new season of Gaining To Give!  In 2025, Josh kicks off Season 2 of the podcast by covering some essential steps that can help you establish realistic financial goals for the new year.  Discover practical ways to tackle your aspirations whether it’s building your emergency fund, or simply being more generous with your resources.  

In this episode of Gaining To Give, Josh sits down with Kris Keiser, a successful CPA, entrepreneur, and educator serving the Oklahoma City area.  Kris shares about his journey to success, including valuable lessons learned from overcoming years of challenges and offers practical advice for those embarking on their own entrepreneurial paths. He also touches on the critical role tax planning can play when it comes to financial health, both now and in the future.   For more information or to contact The Roche Group, you can find them on social media or visit their website: https://www.rochewealth.com/

With the next election quickly approaching, there has been a lot of focus on the present and future state of the stock market.  So how much should the political climate actually play into your investment strategy?   In this episode, Josh and Paige investigate historical data to reveal how elections truly affect stock market performance, challenging common assumptions and fears. By taking a look at past trends, you'll receive insights into whether political events should shape your investment decisions and how to navigate market fluctuations with a clear, evidence-based perspective.   For more information or to contact The Roche Group, you can find them on social media or visit their website: https://www.rochewealth.com/

Most of us would agree that there are things we wish we would have known before stepping out on our own.  As the saying goes, "Hindsight is 20/20".  While it may be inevitable that our kids learn certain lessons the hard way, there are several practical ways we can prepare them for life in the real world.   This week's episode is Part 2 of a two-part series in which Josh and Paige uncover five more things every young adult should master before spreading their wings, such as the truth about credit cards, how to choose a career path, and more.  Whether your child is heading off to college, entering the workforce, or exploring other options, these lessons will equip them with the skills and mindset necessary for a successful transition to independence.   For more information or to contact The Roche Group, you can find them on social media or visit their website: https://www.rochewealth.com/

Most of us would agree that there are things we wish we would have known before stepping out on our own.  As the saying goes, "Hindsight is 20/20".  While it may be inevitable that our kids learn certain lessons the hard way, there are several practical ways we can prepare them for life in the real world.   This week's episode is Part 1 of a two-part series in which Josh and Paige uncover five things every young adult should master before spreading their wings, such as how to budget, the importance of relationships, and more.  Whether your child is heading off to college, entering the workforce, or exploring other options, these lessons will equip them with the skills and mindset necessary for a successful transition to independence.   For more information or to contact The Roche Group, you can find them on social media or visit their website: https://www.rochewealth.com/

In a world flooded with information, knowing how to pick out sound advice from the rest can be daunting.   In this episode, join Josh and Paige as they discuss the art of discerning credible financial advice.  From distinguishing trustworthy sources online to evaluating recommendations from financial professionals and loved ones, you'll hear about practical strategies to navigate the noise. Learn to spot red flags, identify biases, and empower yourself with the knowledge needed to make informed financial decisions.   For more information or to contact The Roche Group, you can find them on social media or visit their website: https://www.rochewealth.com/

Depending on your age, retirement planning may or may not be at the top of your priority list when it comes to your finances.  However, allowing as little as three to five years slip by without a solid plan can make a huge difference down the road.    In Episode 28, Josh and Paige dive into strategies and insights that can transform your financial future, from smart savings techniques to investment hacks that maximize long-term impacts. Whether you're just starting your career or nearing retirement age, this episode offers practical advice and expert tips to secure a prosperous and worry-free retirement.    For more practical tips and information, follow The Roche Group on social media or visit their website: https://www.rochewealth.com/

"Keeping up with the Joneses" has a much broader (and less attainable) meaning than it used to.   In this episode, Josh and Paige dive into how societal pressures shape our definitions of fulfillment and discuss how contentment is oftentimes a moving target.  They also share practical strategies to help redefine "enough" in our lives by changing our mindset. Whether you're seeking balance in career, relationships, or personal pursuits, this episode offers insights and actionable advice to help you find true contentment in a world of constant change.   For more practical tips and information, follow The Roche Group on social media or visit their website: https://www.rochewealth.com/

As with any behavior change, becoming a generous person doesn't happen overnight.  It takes daily, intentional habits to see results.    In Episode 26, Josh and Paige discuss practical ways to integrate generosity into everyday life beyond financial giving—from simple acts of kindness to fostering a generous mindset.  Discover how these practices can enhance your well-being and improve relationships.  You'll also learn how to train your brain to embody generosity in all aspects of daily living.   To learn more and stay connected with The Roche Group, you can find them on social media or visit their website!

This week, Josh sits down with Stacey Pezold.  Former Paycom executive, writer, podcast host, and dedicated mom, Stacey shares her inspiring journey of overcoming unexpected challenges in both career and motherhood. Join us as she reveals the pivotal moments and strategies that led to her success, offering practical insights and wisdom along the way.   You can hear more from Stacey by finding her on social media or tuning into her podcast, "How She Does It", streaming on all major platforms. 

You've likely heard the Biblical principle that it's more blessed to give than to receive.  But did you know this idea is actually backed by science?   Beyond its impact on others, generosity has surprising benefits for your own physical, emotional, and psychological well-being.  This week's episode dives deeper into the "why" behind generosity.  Plus, Josh and Paige share some exciting updates about the show!   If you haven't already, follow The Roche Group on social media for more in-depth content and helpful tips.

Episode 23 brings back a familiar guest Co-Host and Josh's wife, Holly Roche!   This week, Josh and Holly explain why they began taking generosity (specifically tithing to their local church) so seriously and share first-hand examples of how it has brought about unexpected blessings in their life.    

At some point in a person's career, everyone eventually parts ways with their employer.  Although this exit can sometimes feel awkward, it's important to not let this discomfort force hasty decisions.     In this episode, Josh and Paige cover essential considerations before leaving your job. They discuss financial preparation for a gap in income, navigating health insurance transitions, comparing current and future benefits, perks, and incentives, and tying up loose ends professionally. Tune in for practical strategies to make your career transition smoother and more successful.

Navigating the benefit options offered by your employer can be overwhelming, to say the least.    In this episode, we're unpacking everything from health and life insurance to stock options, as well as FSAs and HSAs. Tune in to learn how to make the most of your employer benefits and discover how these perks can protect you and your finances.

The podcast is 20 episodes in and we're celebrating by returning to favorite topic of the show: budgeting.   Back in Episode 1, Josh and Holly discussed the basics of budgeting and why it's important.  This week, Josh and Paige dive a bit deeper in their conversation and discuss the meaning of a well-balanced budget, how to determine what reasonable spending looks like for you, as well as the 60/20/20 Rule.

One of the most important patterns we can implement in our finances is discovering how to make intentional choices with our money.    In this week's talk, Josh and Paige discuss various strategies that can help you do just that.  Insurance, credit cards, and new vs. used cars are a few of the topics they touch on.  Learn how to be your own best advocate when it comes to your financial present and future and, as always, feel free to contact The Roche Group for more advice by visiting their website.

The world of insurance can be a difficult one to navigate.  With any unfamiliar territory, a basic understanding is a great place to start.   The goal of this episode is to provide a clear overview of different types of insurance, such as disability, life, longterm, and annuities.  Join Josh and Paige as they define what they are and when they are applicable. 

In this week's episode, Josh sits down with Owner/Founder of Oklahoma Gastro Health and Wellness, Dr. Pooja Singhal, MD.   Dr. Singhal shares her unique story of relocating from India to America as a teenager, navigating that challenges of medical school, and ultimately deciding to start her own practice.  This conversation is full of wisdom and inspiration for any listener, but especially those who have interest in the field of medicine or in entrepreneurship.   If you are interested in getting in contact with Dr. Singhal, visit okgastrohealth.com or email her at [email protected].

Stock market jargon can seem like a foreign language if you're not involved in it on a regular basis.  That's why Josh and Paige take time this week to explain what makes up the stock market and also define common terms such as: stocks, bonds, options, and asset allocations.  If you're new to the stock market or are simply interested in a deeper understanding, this a great opportunity for you to get your feet wet.   As always, you can reach Josh or Paige directly by visiting https://www.rochewealth.com/contact-us for financial advice that is tailored specifically to you and your goals.