Heart and Hazard

PODCAST · society

Heart and Hazard

Love is a gamble, and nobody's giving you the odds. Heart & Hazard pulls back the curtain on modern dating — the scams, the heartbreak, the bad advice, and the industry profiting off all of it.Heart & Hazard is the podcast for anyone navigating the modern dating landscape — whether you're back in the game after decades away, watching your parents swipe for the first time, or trying to build something better in an industry full of broken incentives. Hosted by the founder of Pare Dating, each episode goes deep with lawyers, psychologists, relationship specialists, fraud investigators, and everyday people who've lived it — exploring the real risks, emotional complexity, and hidden dynamics that no one talks about on a first date. From romance scams targeting the over-40 crowd to the psychology of attachment, the legal side of modern relationships, and what it actually takes to build a dating platform that puts people first — Heart & Hazard doesn't do surface level.

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    Why I Built This

    "Why I Built This"Most dating apps let you create a profile in five minutes. No ID. No background check. Nothing. That's not a bug. That's a decision.When my mom started dating again after 30 years, I helped her set up her profiles. What I found scared me. Fake profiles everywhere. Men who weren't who they said they were. And not a single platform doing anything meaningful to stop it.So I started digging. And what I found was worse than I ever imagined.In this first episode of Heart & Hazard, I'm sharing the story that started all of this — why the people most at risk on dating apps aren't teenagers, why smart people fall for romance scams, and why the platforms know and do nothing.This isn't a show about being cautious. It's a show about being informed. And there is a difference.SHOW NOTESEpisode 1: Why I Built ThisIf something about modern dating has felt off to you — you're right.In this episode, I share the story behind Pare Dating and the reason I couldn't stay quiet about what's happening on dating apps today. It starts with my mom, who re-entered the dating world after 30 years and encountered something I wasn't prepared for. What began as helping her set up a profile turned into a year and a half of research that changed everything I thought I knew about the online dating industry.We cover:Why dating apps are structurally incentivized to allow fake profiles and scammersWho is actually being targeted — and whyThe psychology behind romance scams and why "trust your gut" doesn't workReal stories of what happens when scammers go beyond moneyWhat I built to try to fix it, and why safety doesn't have to ruin datingStats mentioned in this episode:In 2023, Americans reported losing over $672 million to romance scams (FTC)An estimated 5–10% of romance scam victims ever come forward to report it1 in 3 women who have used a dating app report being harassedRomance fraud targets people over 50 more than any other age groupUpdate since recording: A Washington Times report published in April 2025 estimates Americans lost over $3 billion to romance scams in 2024 — up from $1.2 billion the year prior. The numbers are only getting worse.About Pare DatingPare is a dating experience built specifically for adults over 40. Every person on the platform is verified with a government-issued ID, a criminal background check, and sex offender registry screening before they can connect with anyone. Pare is currently in early access. If you want to be one of the first people on the platform, the link is below.🔗 [Join Pare Early Access] → www.paredating.com 🔗 If you or someone you know has been affected by romance fraud:Canadian Anti-Fraud Centre: www.antifraudcentre-centreantifraude.ca | 1-888-495-8501FTC (US) Report Fraud: reportfraud.ftc.govRomance Scam reporting (US): www.ic3.gov

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ABOUT THIS SHOW

Love is a gamble, and nobody's giving you the odds. Heart & Hazard pulls back the curtain on modern dating — the scams, the heartbreak, the bad advice, and the industry profiting off all of it.Heart & Hazard is the podcast for anyone navigating the modern dating landscape — whether you're back in the game after decades away, watching your parents swipe for the first time, or trying to build something better in an industry full of broken incentives. Hosted by the founder of Pare Dating, each episode goes deep with lawyers, psychologists, relationship specialists, fraud investigators, and everyday people who've lived it — exploring the real risks, emotional complexity, and hidden dynamics that no one talks about on a first date. From romance scams targeting the over-40 crowd to the psychology of attachment, the legal side of modern relationships, and what it actually takes to build a dating platform that puts people first — Heart & Hazard doesn't do surface level.

HOSTED BY

Emma Irvine

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