I'm With Amanda Medicare Podcast

Did your Medicare premium suddenly increase?You may be affected by IRMAA (Income-Related Monthly Adjustment Amount)—a Medicare surcharge based on your income from two years ago.In this episode, local Medicare expert Amanda from I'm With Amanda breaks down:What IRMAA is and why it impacts your Medicare costs2026 income thresholds and premium increasesHow IRMAA is calculated using your tax returnHow to file an appeal using the SSA-44 formCommon mistakes (like Roth conversions) that can trigger higher premiumsStrategies to reduce or avoid IRMAAIf you live in Central New York and have questions about Medicare costs, premiums, or IRMAA, this video will help you understand your options and avoid overpaying.🌐 Learn more: https://imwithamanda.com/https://imwithamanda.com/00:00 – Intro: What Is IRMAA & Why You Got That Letter00:26 – Why Medicare Premiums Can Increase00:55 – What IRMAA Actually Means (Simple Explanation)01:25 – How IRMAA Is Calculated Each Year01:53 – When You’ll Get an IRMAA Letter02:04 – Why IRMAA Is Based on Income From 2 Years Ago02:30 – 2026 IRMAA Income Brackets Explained03:05 – Married vs Single Income Thresholds03:29 – How Much IRMAA Can Increase Your Premium03:50 – Real Example: $450K Income Breakdown04:13 – Single Filers: Key IRMAA Thresholds04:45 – Life Changes That Can Reduce IRMAA05:26 – What Is the SSA-44 Form (How to Appeal IRMAA)05:49 – Qualifying Life Events That Lower IRMAA06:33 – Documents You Need for an IRMAA Appeal07:24 – Important Warning: Be Accurate With Income08:01 – What Does NOT Qualify for IRMAA Reduction08:27 – Roth Conversions & IRMAA (Big Mistake to Avoid)09:06 – How to Plan Ahead to Avoid IRMAA09:35 – Final Takeaways: Lowering Your Medicare Costs10:11 – How to Get Help With IRMAA Questions#Medicare #IRMAA #MedicareCosts #MedicareTips #RetirementPlanning #MedicarePremiums #SocialSecurity #FinancialPlanning #MedicareEducation #AEP2026 #InsuranceTipsSupport the show

Medicare is reissuing about 1.3 million ID numbers, which means some beneficiaries will receive a new Medicare card in the mail. In this episode, Amanda explains why this is happening, what it means (and what it doesn’t), and how to protect yourself from scammers trying to take advantage of the situation. If you receive a call asking for your new Medicare number—hang up and contact Medicare directly to verify.https://imwithamanda.com/#Medicare #MedicareScams #MedicareCard #SeniorHealth #MedicareUpdate #MedicareTips #AEP2026 #InsuranceTips #MedicareAdvantage #MedicareSupplement #ProtectYourInfo #scamalert Watch the video version here: https://youtu.be/6DjpSN1GAQ000:09 Intro – Amanda Medicare update00:17 Medicare reissuing 1.3 million new numbers00:26 What your new Medicare card will look like00:33 Important things to know about the change00:40 This does NOT mean your account was compromised00:52 You may or may not receive a new card01:01 Medicare will NOT call you 🚨01:12 Scam warning: hackers and fraud risk01:23 What to do if someone asks for your Medicare number01:30 Hang up immediately01:33 Call 1-800-MEDICARE to verify safely01:47 Why calling them yourself matters01:51 Timeline: cards sent March–April01:54 What if you don’t receive one02:02 Final scam reminder – don’t give your number out02:12 How to safely confirm your new number02:14 Key takeaway: protect your Medicare info02:23 Like & subscribe02:31 Podcast outro02:53 Compliance disclaimerSupport the show

Ever want to see a tutorial on how to price Medicare Plan D drugs?Amanda is here to help!See her tutorial in this episode of the I'm With Amanda Medicare Podcast.Watch the video version here. https://youtu.be/fdg563aR37shttps://imwithamanda.com/#medicarepodcast#medicaresyracuse#medicarenewyork#amandamaclachlan#imwithamandamedicarepodcastSupport the show

Medicare AEP is upon us once again!Listen to Amanda MacLachlan and Amber Martino discuss how to plan and what to expect in this episode of the I'm With Amanda Medicare Podcast.Watch the video version here.https://youtu.be/_mRtZ2b0tj8https://imwithamanda.com/#medicarepodcast#medicaresyracuse#medicarenewyork#amandamaclachlan#ambermartino#imwithamandamedicarepodcastSupport the show

You often ask and Amanda has the answers. Listen to her answer the questions she frequently gets in this episode of the I'm With Amanda Medicare Podcast.Watch the video version here.https://youtu.be/OJV2lszwKnIhttps://imwithamanda.com/#medicarepodcast#medicaresyracuse#medicarenewyork#amandamaclachlan#imwithamandamedicarepodcastSupport the show

When Craig Nash found himself raising his granddaughter he came to a quick realization.Listen to how that forged his desire to help others in the same situation by forming It's A Grand Life.It's the latest episode of the I'm With Amanda Medicare podcast.Watch the video version here.https://youtu.be/_zr724HmP7khttps://www.itsagrandlife.com/https://imwithamanda.com/#itsagrandlife#craignash#amandamaclachlan #medicarepodcast #grandparentsraisinggrandchildrenSupport the show

There are many more key dates with Medicare than just the well known Annual Enrollment period at the end of the year. Amanda goes thru the other key dates in this episode of the I'm With Amanda Medicare Podcast. Watch the video version here.https://youtu.be/Lab6mpXUc1Mhttps://imwithamanda.com/#medicarepodcast#medicaresyracuse#medicarenewyork#amandamaclachlan#imwithamandamedicarepodcastSupport the show

You may have heard of the Yellow Dot and Blue Envelope programs but were unsure what they do.They are actually a lifesaving service.Listen to Deputy Danielle Podejko explain in this Fireside Chat interview with Amanda MacLachlan.Watch the video version here.https://youtu.be/RnfooKj_3Cghttps://sheriff.ongov.net/https://imwithamanda.com/#medicarepodcast#medicaresyracuse#medicarenewyork#amandamaclachlan#imwithamandamedicarepodcast#daniellepodejkoSupport the show

So what exactly is happening with Medicare and Social Security?Amanda offers her take in the latest episode of the I'm With Amanda Medicare Podcast. Information provided in this episode is subject to change.Watch the video version here.https://youtu.be/Ha0ccIuSGdkhttps://imwithamanda.com/#medicarepodcast#medicaresyracuse#medicarenewyork#amandamaclachlan#imwithamandamedicarepodcastSupport the show

Many are unsure what to do when Term Life Insurance expires. There are many things to consider as you move thru that phase of life. Sam Leonardi explains some options this Fireside Chat version of the I'm With Amanda Medicare Podcast. Watch the video version here.https://youtu.be/Nz5TmmqzDJEhttps://imwithamanda.com/#medicarepodcast#medicaresyracuse#medicarenewyork#amandamaclachlan#imwithamandamedicarepodcast#samleonardi#endoflifeinsuranceSupport the show

Medicare Part D has many layers to it.Amanda MacLachlan helps simplify it by walking you thru various steps in this episode of the I'm With Amanda Medicare Podcast. Watch the video version here.https://youtu.be/Nz5TmmqzDJEhttps://imwithamanda.com/#medicarepodcast#medicaresyracuse#medicarenewyork#amandamaclachlan#imwithamandamedicarepodcastSupport the show

Melissa Murphy loves it when she gets calls for assistance at Aging Advocates....especially if they are of the preventative nature.She discusses with Amanda MacLachlan in this Fireside Chat Friday edition of the I'm With Amanda Medicare Podcast. Watch the video version here.https://youtu.be/eLmS0SZZRZwhttps://agingadvocatescny.com/https://imwithamanda.com/#medicarepodcast#medicaresyracuse#medicarenewyork#melissamurphy#agingadvocates#amandamaclachlan#imwithamandamedicarepodcastSupport the show

The options beyond Parts A&B of Medicare are not well known or understood.Amanda is here to offer a thorough and understandable explanation.Listen to her go thru the options in this episode of the I'm With Amanda Medicare Podcast.Watch the video version here.https://youtu.be/OGVTeCF3jVAhttps://imwithamanda.com/#medicarepodcast#medicaresyracuse#medicarenewyork#amandamaclachlan#imwithamandamedicarepodcastSupport the show

Technology continues to advance to make it easier for Diabetics to monitor their health. And many devices are covered by Medicare.Haley Campbell of Advanced Diabetic Supply Group discusses with Amanda MacLachlan in this Fireside Chat Friday edition of the I'm With Amanda Medicare Podcast. Watch the video version here.https://youtu.be/xpWT-gUNbmohttps://imwithamanda.com/#medicarepodcast#medicaresyracuse#medicarenewyork#haleycampbell#advanceddiabetessupply#amandamaclachlan#imwithamandamedicarepodcastSupport the show

What are these Parts A&B?How and when do I sign up?Amanda goes thru many of the basics of Medicare in this first episode of the I'm With Amanda Medicare Podcast. Watch the video version here.https://youtu.be/l1SlPnhS6qghttps://imwithamanda.com/#medicarepodcast#medicaresyracuse#medicarenewyork#amandamaclachlan#imwithamandamedicarepodcastSupport the show

In her time working as a Medicare Broker, Amanda MacLachlan recognized the lack of Education and Advocacy for Seniors. That has inspired her to start the "I'm With Amanda Medicare Podcast". With this content you will learn the basics and lesser known points of Medicare. Amanda will share real life stories and interview experts that will help you become as informed as possible for choosing the best Medicare plan and maximizing your benefits. Watch the video version here.https://youtu.be/EMM-Y8F7dsMhttps://imwithamanda.com/#medicarepodcast#medicaresyracuse#medicarenewyork#amandamaclachlan#imwithamandamedicarepodcastSupport the show