In The Final Analysis

In this In The Final Analysis minisode, financial advisor Joe Frederick finishes out our series of investing knowledge for generations. He discusses how Baby Boomers (born ~1945-1965) are doing in retirement right now, and how this elder generation can prepare their finances for their beneficiaries to inherit smoothly.    Check out our vodcast and written transcript of this episode available: https://www.wisdomchoice.net/in-the-final-analysis-minisode-6 --------------------------------- ­­­­­­­­­­­­Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Cambridge Investment Research, Inc., a registered Broker/Dealer, Member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Wisdom Financial Management LLC are not affiliated. ----more----

In this episode of In The Final Analysis, financial advisor Jim Yockey discusses the psychological starting-points people have when they're approaching financial decisions. He delves into how having an Approach versus Avoidant mindset can factor into your tolerance for risk, as well as why it's so important to investigate your own personality when determining what type of investor you want to be.   Check out our vodcast and written transcript of this episode available: https://www.wisdomchoice.net/in-the-final-analysis-episode-14 --------------------------------- ­­­­­­­­­­­­Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Cambridge Investment Research, Inc., a registered Broker/Dealer, Member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Wisdom Financial Management LLC are not affiliated. ----more----

In this In The Final Analysis minisode, financial advisor Joe Frederick continues our series of investing knowledge for generations. He discusses what the retirement landscape looks like for Gen X (born ~1965-1980) right now, and how this middle-aged generation can prepare their finances for retirement life.  A vodcast version as well as written transcript of this episode is available on our website: https://www.wisdomchoice.net/in-the-final-analysis-minisode-5 -------- Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Cambridge Investment Research, Inc., a registered Broker/Dealer, Member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Wisdom Financial Management LLC are not affiliated.

In this episode of In The Final Analysis, financial advisor Jim Yockey explains the relationship between trust and financial decision-making. He delves into the client and financial advisor relationship, the differences that economists and psychologists bring to the art of behavioral finance, and how to process through the emotions around decision-making when it comes to life, money, and when trust is broken.   Download your free copy of our accompanying "Making Unemotional Financial Decisions" guide on our website, where there is also a vodcast and written transcript of this episode available: https://www.wisdomchoice.net/in-the-final-analysis-episode-13 --------------------------------- ­­­­­­­­­­­­Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Cambridge Investment Research, Inc., a registered Broker/Dealer, Member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Wisdom Financial Management LLC are not affiliated. ----more----

In this In The Final Analysis minisode, financial advisor Joe Frederick continues our series of investing knowledge for generations. He discusses what retirement is shaping up to look like for Millennials (born ~1981-1996) and some action items to get their investing journey started. *This includes a free guide available for download on our website!   ----more---- Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Cambridge Investment Research, Inc., a registered Broker/Dealer, Member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Wisdom Financial Management LLC are not affiliated.

In this episode of In The Final Analysis, financial advisor Jim Yockey explains some of the more common cognitive biases people can bring to their financial decision-making that could cause them to miss out on constructive opportunities. This includes the loss aversion and recency biases, the sunk cost fallacy, and the general money emotion of regret.   ----more---- Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Cambridge Investment Research, Inc., a registered Broker/Dealer, Member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Wisdom Financial Management LLC are not affiliated.

In this In The Final Analysis minisode, financial advisor Joe Frederick kicks off our series of investing knowledge for generations. He discusses the importance of Gen Z (born ~1996-2010) getting their investing journey started as young adults, and how social media is impacting their financial literacy. This includes recommended resources for financial education and assessing risk-tolerance.   ----more---- Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Cambridge Investment Research, Inc., a registered Broker/Dealer, Member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Wisdom Financial Management LLC are not affiliated.

In this episode of In The Final Analysis, financial advisor Jim Yockey delves into the mindsets and behavioral finance strategies that can help or hinder dealing with headline uncertainty. This is when feelings of anxiety or even panic can arise from the constant stream of market, national, and global news headlines that may even be designed to trigger such emotions and instigate unhelpful reactions.    ----more---- Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Cambridge Investment Research, Inc., a registered Broker/Dealer, Member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Wisdom Financial Management LLC are not affiliated.

In this In The Final Analysis minisode, financial advisor Joe Frederick explains what exactly a "Financial Advisor" does and how they can help clients. He also shares his journey getting started at Wisdom Financial Management, and what sets Wisdom apart as a financial management firm.   ----more---- Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Cambridge Investment Research, Inc., a registered Broker/Dealer, Member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Wisdom Financial Management LLC are not affiliated.

In this episode of In The Final Analysis, financial advisor Jim Yockey discusses how he analyzes the risks and challenges throughout life that could threaten your financial plan. This includes planning for economic volatility, long-term uncertainty, and financial emergencies. He also delves deep into the decision-making strategies and reactions that could help or hinder your financial future.   ----more---- Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Cambridge Investment Research, Inc., a registered Broker/Dealer, Member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Wisdom Financial Management LLC are not affiliated.

In the first minisode of In The Final Analysis, financial advisor Joe Frederick explains some of the financial topics that are currently hot on the public's mind, including... Tariffs Inflation USD Social Security Market Algorithms ----more---- Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Cambridge Investment Research, Inc., a registered Broker/Dealer, Member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Wisdom Financial Management LLC are not affiliated.  

In this episode of In The Final Analysis, financial advisor Jim Yockey discusses the decision-making psychology that leads to participating in investing as a financial strategy, as well as the markets' relationship to economies, inflation, and personal finance.   ----more----   Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Cambridge Investment Research, Inc., a registered Broker/Dealer, Member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Wisdom Financial Management LLC are not affiliated.

...it's what you do with money that is magic!   In this episode of In The Final Analysis, financial advisor Jim Yockey discusses various motivations, goals, and journeys one can have on the road to financial confidence. Jim dives deeper into the behavioral finance psychology around money and emotions, the heightened emotions that come with investing, and how he approaches those emotions as an advisor. We also share resources to help you get to know your money mindset, and why we think human connection is a key piece of the magic.   ----more---- ­­­­­­­­­­­­Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Cambridge Investment Research, Inc., a registered Broker/Dealer, Member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Wisdom Financial Management LLC are not affiliated. ----more----

In this episode of In The Final Analysis, financial advisor Jim Yockey explains the relationship between uncertainty and financial decision-making. He delves into the process of decision-making strategies, personal and societal factors that can create a sense of uncertainty, and how to manage one's feelings of uncertainty when it comes to money. ... ­­­­­­­­­­­­Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Cambridge Investment Research, Inc., a registered Broker/Dealer, Member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Wisdom Financial Management LLC are not affiliated.

In such a vast industry as finance, how do we at Wisdom Financial Management decide what topics to expand on for our clients and audiences? Today on In The Final Analysis, financial advisor Jim Yockey explains the common questions we get at the office and why we create content around behavioral finance. Stay tuned for new episodes coming out every month in 2025! ... ­­­­­­­­­­­­Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Cambridge Investment Research, Inc., a registered Broker/Dealer, Member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Wisdom Financial Management LLC are not affiliated.

In this October 2023 episode of In The Final Analysis, financial advisor and host Jim Yockey explains some of the cognitive biases at play in financial decision-making.   Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Cambridge Investment Research, Inc., a registered Broker/Dealer, Member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Wisdom Financial Management LLC are not affiliated.

Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Cambridge Investment Research, Inc., a registered Broker/Dealer, Member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Wisdom Financial Management LLC are not affiliated.

Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Cambridge Investment Research, Inc., a registered Broker/Dealer, Member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Wisdom Financial Management LLC are not affiliated.

Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Cambridge Investment Research, Inc., a registered Broker/Dealer, Member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Wisdom Financial Management LLC are not affiliated.