PODCAST · education
Infinite Banking Initiative (IBI)
by Leigh Barganier
Welcome to the Infinite Banking Initiative (IBI), a podcast from the Nelson Nash Institute, the official home of the Infinite Banking Concept and Becoming Your Own Banker. Hosted by David Stearns and Leigh Barganier. Visit our website at www.infinitebanking.org
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Carlos Lara
From rehabilitating companies on the brink of bankruptcy to teaching "money movement" inside major financial headquarters, Carlos Lara reveals a side of the system most people never see. Influenced by the teachings of Nelson Nash, this conversation challenges conventional thinking and shows why mastering the banking function changes everything for your cash flow. Interested in receiving our monthly BankNotes newsletter? Sign up here: https://infinitebanking.org/contact/Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Marty Smith
How do you take control of the banking function in your life and stop losing interest to outside lenders?Marty Smith of Security Mutual Life explains how he discovered the Infinite Banking Concept through Nelson Nash and began applying it in real life. After years in the insurance industry, he realized something was missing—a search that led to Becoming Your Own Banker and a complete shift in how he understood cash flow, financing, and control.This is a practical look at how to be your own banker to finance major purchases, manage business inventory, and rethink how money flows through your life.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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65
Joshua Levy
Authorized IBC Practitioner Joshua Levy joins the Infinite Banking Initiative to share his journey from Navy Flight Officer to becoming his own banker.From navigating New York taxes to using policy loans for private school tuition, Joshua reveals the discipline required to "not steal the peas" and control the banking function in his life.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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64
An Nguyen
Authorized IBC Practitioner An Nguyen shares the wake-up call that changed his life. He explains why high income does not equal wealth and how he shifted from being a "vessel" that money flows through to building a long-term financial system.Learn how reading Becoming Your Own Banker changed the way An thinks about cash flow, saving, and family planning. This is a practical conversation on how to apply IBC principles in real life: starting with mindset, discipline, and thinking five generations ahead.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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63
Chris Bay
After years of struggle, Authorized IBC Practitioner Chris Bay learned to think like a banker. By reclaiming the banking function, his family eliminated all outside debt and their mortgage in just 26 months: simply by redirecting existing cash flow. This approach focuses on behaving like a banker, not being a bank, using discipline to build financial control. Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Paul Horsley
Learn how the Infinite Banking Concept allows high-income earners and families to take back control of their finances without relying on Wall Street or traditional banks.Paul Horsley explains how he went from losing two airline pensions to creating a financial system based on ownership, liquidity, and compounding using dividend-paying whole life insurance. Discover how to use IBC as your personal banking system to fund life’s milestones, manage cash flow, and protect your capital.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Mark Creighton
Mark Creighton of Pan-American Life joins the Infinite Banking Initiative to explain what the Infinite Banking Concept actually is and what it is not.Learn how IBC functions as a process for controlling how you finance the things in your life using a properly structured, dividend-paying whole life insurance policy.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Josh Waxman
In this episode, Josh Waxman, an authorized practitioner with the Nelson Nash Institute, explains how to manage cash flow, implement "premium = income," and fund life’s major goals without giving up control of your money to traditional banks.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Jesse Durham
Tired of banks controlling your money, endless debt cycles, and no real plan for passing wealth to your kids? What if you could become your own banker and create a family legacy instead?In this episode, Authorized IBC Practitioner Jesse Durham shares how he escaped the “financial matrix” in 2015 after a simple invitation changed everything. Using R. Nelson Nash’s "Becoming Your Own Banker," he paid off student loans, credit cards, and cars; then turned Infinite Banking into a full lifestyle for his family of six, complete with intentional money talks and “family bank” deals starting at age 6.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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John Montoya
Can a whole life insurance policy replace your need for traditional banking? Most people get the Infinite Banking Concept (IBC) completely wrong. In this episode, we explain how to become your own banker and why conventional financial advice might be holding you back.John Montoya shares his personal journey—from a kid frustrated by candy bar inflation to discovering Nelson Nash’s "Becoming Your Own Banker"—and why most advisors miss the true power of IBC.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Shawn King
In this episode, Shawn King, an Authorized IBC practitioner from Milton, Florida, shares his journey discovering the Infinite Banking Concept (IBC), why he moved from IUL to whole life policies, and how small changes in financial behavior can create big outcomes over time. Shawn explains how managing your cash flow, leveraging policy loans, and thinking long-term can give you flexibility and security that traditional banking can’t provide. Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Mark Hutchison
In this episode, IBC Practitioner Mark Hutchinson shares his journey through major market crashes, including Black Monday, the dot-com crash, and the 2008 financial collapse. After seeing how traditional retirement accounts like 401(k)s and IRAs fail to provide true control, Mark discovered R. Nelson Nash’s Infinite Banking Concept (IBC). Now, he helps business owners and investors build a disciplined personal banking system that captures lost opportunities, maintains liquidity, and creates long-term wealth—without ever relying on market timing.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Kyle Fuller
Stop giving up control of the banking function in your life and learn how to manage your cash flow and behave like a banker.In this episode, Kyle Fuller of Factum Financial explains why the Infinite Banking Concept (IBC) is about financing life, not chasing returns. After losing 40% of his Roth IRA in 2008, Kyle discovered R. Nelson Nash’s "Becoming Your Own Banker." Now, he helps families build a disciplined family banking system to control their money for generations, without ever treating IBC as an investment.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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54
Pedro and Isis Palicio
In this episode, Authorized IBC Practitioners Dr. Pedro Palicio and Isis Palicio, experienced financial advisors, share their journey from conventional planning to fully implementing IBC. They share how to take control of your financial future with Nelson Nash’s Infinite Banking Concept (IBC). Learn how to become your own banker and use dividend-paying whole life insurance policies to access cash value, manage cash flow, and control your personal banking system. Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Michael Duryea
Most people focus on investments, but never question who performs the banking function in their lives. In this episode of the Infinite Banking Initiative, Authorized IBC Practitioner Michael Duryea joins us to discuss how a dividend-paying whole life insurance policy can be used as a strategic warehouse for capital.This is an educational conversation focused on the process of IBC, the importance of capital control, and how long-term stewardship is built through discipline—not hype. Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Best Of IBI #1
What does it mean to "Become Your Own Banker?" In this episode, we share a collection of the best stories and lessons from the IBI.We look back at some of our most popular clips to show you how a dividend-paying whole life insurance policy can help you take control of your money. You will learn the mindset shifts needed to stop relying on outside banks and start using your own banking system to finance the things you need in life.Highlights include:The eye-opening real estate story that sparked a profound "aha" moment about policy loans and financing investments through your own banking process.Nelson Nash's teachings on thinking long-range – beyond your lifespan, planning for generations, and building intentional financial rules.Why IBC is a mindset and process for controlling the banking function in your life, using dividend-paying whole life insurance as the ideal tool (and why universal life misses the mark).Becoming "unconsciously competent" through ongoing education at the Nelson Nash Institute.Transformational success stories: From paying taxes with ease and confidence to career leaps fueled by personal policy capital.Nelson's legendary grocery store analogy: "Start putting the cans of peas on the shelf today" – the simple shift that turns policy loan repayments into unstoppable financial momentum.Debunking myths, embracing opportunities that "find you" when you control capital, and real-life examples of financial freedom unlocked by IBC.Whether you're exploring how to recapture interest paid to others, finance life on your terms, or build generational wealth, these standout clips capture the essence of Nelson Nash's revolutionary ideas.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Meet Nelson Nash: The Man Behind Becoming Your Own Banker
Explore the personal story of Nelson Nash, the founder of the Infinite Banking Concept (IBC), as shared by his family. This episode offers a heartfelt look into the life of a man whose ideas have guided many toward financial clarity.Join Nelson's daughter, Kim Stearns, along with David Stearns, Leigh Barganier, and IBC practitioner Mary Jo Irmen, as they share their memories. They paint a picture of Nelson not just as a financial educator, but as a person who genuinely valued understanding and personal growth.In this video, you will find:A Gentle Mentor: Discover how Nelson used everyday situations to encourage deeper thought, preferring to inspire inquiry rather than giving quick answers. This thoughtful approach helped people understand financial principles in a meaningful way.A Life of Learning: Hear stories about Nelson's diverse interests, including his love for books, music, and hands-on projects. These tales show his constant desire to learn and engage with the world around him.Building Connections: Learn about Nelson's natural ability to build relationships, often prioritizing personal interaction over immediate financial discussions. He believed in connecting with people authentically.The Foundation of IBC: Understand how Nelson's experiences and observations led him to develop the Infinite Banking Concept, detailed in his book "Becoming Your Own Banker." Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Colonel Mike Conner
You were taught to save, but were you ever taught to become a banker?In this episode of the Infinite Banking Initiative, retired Air Force Colonel Mike Conner, a real estate investor, mentor, and authorized IBC Practitioner, shares the financial truths he discovered later in life.Mike explains why traditional financial advice failed him (and millions of Americans) and how properly structured high-cash-value whole life insurance became the foundation of his Generational Wealth System.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Kurt Berry
A family was told they could never afford their dream home. Years later, they moved in, all by applying the Infinite Banking Concept.How did this happen, and why did a 24-year financial advisor who used to teach “buy term and invest the difference” completely change his mind about whole life insurance?In this episode of the Infinite Banking Initiative, Authorized IBC Practitioner Kurt Berry shares Nelson Nash’s core idea and explains why properly designed whole life insurance can become the one place capital compounds without interruption.If you’ve ever been told “whole life is a bad investment” or “just buy term and invest the difference,” this conversation offers a helpful second perspective.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Stephen Devlin
A defining moment in 2008. One book that changed everything. A financial philosophy that rebuilt a family and launched a calling.In this episode of the Infinite Banking Initiative, Authorized IBC Practitioner Stephen Devlin shares the deeply personal story of how he and his wife Michelle discovered Nelson Nash’s "Becoming Your Own Banker" at a critical crossroads. What began as a search for answers became a lifelong commitment to the Infinite Banking Concept, a process of stewardship, disciplined capital management, and true multi-generational wealth planning.Stephen’s journey, from starting their first policy on their six-year-old son with a gift from his mother, to meeting Nelson Nash in person, to building an IBC practice, is living proof that Nelson’s message still transforms lives when applied with integrity.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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James Neathery & David Stearns
David Stearns and James Neathery of the Nelson Nash Institute (NNI) explain why dividend-paying Whole Life is the only structure Nelson Nash recommended to support the Infinite Banking Concept (IBC).You’ll learn:How Universal Life shifts performance and longevity risk to the policyholderWhy the Cost of Insurance (COI) rises over time, threatening long-term viabilityThe difference between illustration-based planning and contractual guaranteesWhy Whole Life’s cash value is guaranteed to equal the face amount by age 100/120How mutuality, dividends, and non-forfeiture options create reliable long-term capitalThis video also highlights the historical evolution of life insurance: demutualization, 1980s product design, and industry pressures, and how Austrian economic principles shaped Nelson Nash’s long-range banking philosophy.By the end, you’ll understand why IBC works only with Whole Life and why any product dependent on projections or rising costs undermines the core principles of becoming your own banker.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Tricia Miller
In this episode of the Infinite Banking Initiative, Authorized IBC Practitioner Tricia Miller shares how she discovered the Infinite Banking Concept (IBC) and used it to regain confidence, liquidity, and long-term stability in her finances.Drawing from the principles of Becoming Your Own Banker by R. Nelson Nash, Tricia explains that Infinite Banking isn’t an investment product; it’s a process of stewardship and understanding. By learning how money actually flows through your life, you can make decisions grounded in control, discipline, and peace of mind rather than emotion.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Luke Tatum
How can you design a personal cash flow that provides both liquidity and control?Authorized IBC Practitioner Luke Tatum of Perfect Spiral Capital shares how applying the Infinite Banking Concept reshaped the way he saves, borrows, and finances everyday needs. His experience illustrates the shift from conventional financial planning toward a process of stewardship and long-term design.In this episode from the Nelson Nash Institute, explore how the Infinite Banking Concept (IBC), introduced in Becoming Your Own Banker by R. Nelson Nash, helps individuals and business owners manage money with clarity, flexibility, and purpose.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Joseph DeFazio
Most financial conversations start too late, focusing on how to invest, save, or allocate what’s left. But true financial understanding begins earlier: in recognizing the flow of money itself.This video features IBC Practitioner Joseph DeFazio, who shares how the Infinite Banking Concept reframes traditional planning by beginning where most systems end, at the point of cash flow.Explore how this approach aligns with stewardship, autonomy, and the timeless principles outlined in Becoming Your Own Banker by R. Nelson Nash.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Jason Henderson
A PhD searching for a better way to think about money discovered Nelson Nash’s Becoming Your Own Banker - and it changed everything. In this episode, Jason Henderson, Authorized IBC Practitioner from Logan, Utah, shares how embracing the Infinite Banking Concept (IBC) brought him financial clarity, family flexibility, and lasting control over his money.Jason’s story began with a desire to build a stronger financial foundation for his children. After reading Nelson Nash’s book, he reached out to Nelson personally - a conversation that reshaped his understanding of wealth and inspired a lifelong mission to help others do the same.This episode offers a powerful, firsthand look at the IBC journey from one of its earliest and most dedicated practitioners.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Julie Ann Hepburn
Julie Ann Hepburn was ready to walk away from the industry until one meeting with Nelson Nash and the first edition of "Becoming Your Own Banker" completely changed her path. What lesson inside that book was powerful enough to reignite her purpose and reshape her entire career?In this inspiring conversation, Julie Ann shares how discovering the Infinite Banking Concept® (IBC) transformed not only her approach to money - but also the lives of the families she serves.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Tom Laune
Authorized IBC Practitioner Tom Laune of Bulletproof Wealth lost his career overnight… but what he built next changed how people think about money forever.After a freak studio accident ended his 29-year career in the music industry, Tom Laune discovered a strategy that didn’t just rebuild his finances; it made them bulletproof. Using the Infinite Banking Concept (IBC), Tom created his own private banking system, one that funds investments, protects income, and grows wealth without Wall Street or lenders.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Kayur Shah
Engineer and Authorized IBC Practitioner Kayur Shah shares how he discovered the Infinite Banking Concept (IBC), moving from skeptic to believer, and how he’s used it to fund real estate, cars, and more while keeping full financial control.Kayur started out just like many others, unsure about anything related to insurance. While working in real estate, he first thought IBC was just another sales pitch. But after exploring Nelson Nash’s Becoming Your Own Banker, the logic clicked: IBC isn’t about comparing numbers with a 401(k). It’s about creating your own financial system and gaining control. Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Brent Kesler
Authorized IBC Practitioner Brent Kesler of The Money Multiplier was a Chiropractor and Chiropractic coach for over 14 years. After implementing the Infinite Banking Concept® (IBC), he paid off $984,711 in third-party debt in 39 months. Brent became so passionate about IBC that he started sharing it with others. After his mentor pointed out that he had referred over forty new clients into the system, he took his mentor's advice and started the journey to becoming a licensed producer. Brent's main goal is simply to help more people understand how to manage and grow their wealth.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Jason Sipple
“I Finally Felt Peace,” that’s how one of Jason Sipple’s clients described their experience after discovering the Infinite Banking Concept (IBC). They had spent years feeling overwhelmed by financial stress, until Jason showed them how to implement IBC and gain control, clarity and legacy. If you’ve ever wondered how real families use IBC to create cash flow, protect their future, and break free from Wall Street, this episode is for you. Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Ken Shapero
Authorized IBC Practitioner Ken Shapero of Real Change Financial is a former Wall Street insider who reveals the power of the Infinite Banking Concept (IBC). Discover how YOU are in control of your money. This quick dive covers: IBC Made Simple, building generational wealth, life insurance's hidden powers, and how to break free from traditional banking. Watch now to find out why Ken left Wall Street and how you can start your own journey to financial independence.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Dr. Cheryl George
Authorized IBC Practitioner Dr. Cheryl George of Insure with Cheryl reveals her powerful journey from corporate finance to becoming an IBC powerhouse. After witnessing the devastating impact of families left unprotected, she committed her life to teaching people how to break free from financial traps and build lasting wealth. Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Scott Crutchfield
Most people never stop to ask, “Where does my money really live?” The Infinite Banking Concept (IBC) offers a powerful answer - helping you grow wealth, protect assets, and gain control of your financial future. IBC Practitioner Scott Crutchfield of Wellington Capital Reserve shares lessons from Nelson Nash and practical strategies that show why the Infinite Banking Concept can be a game-changer for business owners and families alike.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Bill Curtis
In this episode, IBC Practitioner Bill Curtis reveals a powerful way to take control of your money using the Infinite Banking Concept (IBC). Imagine using your own cash for everything, from major investments to a 17-cent banana, all while your wealth keeps growing.This isn’t banking - it’s owning the system. Bill reveals how to use your money (not lose it to banks) so every dollar works harder for you.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Nate Dean and Brandon Goswick
Tired of playing by Wall Street's rules? Brandon Goswick and Nate Dean of Unlimited Life Concepts transformed their finances using a simple but revolutionary approach - controlling their own banking system. They went from drowning in debt to building generational wealth, all while gaining something priceless: peace of mind. Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Becca Wilhite
Authorized IBC Practitioner Becca Wilhite of Salient Solutions shares her personal story of going from a skeptic who thought whole life insurance was a scam to a passionate advocate.Discover how you can stop relying on banks and become your own banker. Becca reveals how she used IBC to handle major financial challenges and build generational wealth for her family.You'll learn:• What is the Infinite Banking Concept and why you need to know about it.• How a properly designed whole life insurance policy can be your financial hub.• Real-world examples of using IBC for everything from emergencies to your children's future.Don't miss this eye-opening conversation that will change how you think about money forever. Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Anthony Pascale & JP Martin
Authorized IBC Practitioners JP Martin and Anthony Pascale discuss the Infinite Banking Concept (IBC). Take control of your money, eliminate debt, and create a secure financial future for your family. IBC is a proven way to save smarter, finance big life events, and grow wealth, without relying on traditional banks. Check out this episode for practical money strategies, proven wealth-building tips, and insight into Nelson Nash’s powerful ideas. Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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David Befort and Paul Fugere
Authorized IBC Practitioners David Befort and Paul Fugere of The Wealth Warehouse, who are both former military pilots, share how the Infinite Banking Concept (IBC) gave them the power to walk away from jobs, build real wealth, and live life on their own terms.Discover the book that shifted their mindset, how they left traditional financial systems behind, and why IBC is helping people take back control of their finances.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Jeremiah Dew & Jonah Dew
Ready to take control of your money and build real wealth? We sit down with The Banking Bros, Jeremiah and Jonah Dew, to uncover how they used the Infinite Banking Concept (IBC) to escape financial stress and create generational wealth — starting from zero.Learn how these brothers went from confusion to confidence as they break down their journey, share practical tips, and reveal how social media skyrocketed their mission to help thousands of families take back control of their finances.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Valerie LaRoque
Want more control over your money and future? Discover how Authorized IBC Practitioner Valerie LaRoque used the Infinite Banking Concept (IBC) to build real financial freedom—starting from a coffee stand in Seattle to managing multiple whole life policies that now fund her life and legacy.In this episode, Valerie LaRoque shares her powerful journey, the mistakes she made in the traditional financial world, and how IBC changed everything. Whether you're new to infinite banking, a business owner, or looking for a smarter way to save and grow your money, you'll want to check this episode out.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Wade Borth
Wade Borth of Sage Wealth Strategy shares how discovering the Infinite Banking Concept completely changed his mindset and his future. It’s not about rates or products—it’s about freedom, purpose, and building a system that works for you.Wade’s story is real, relatable, and powerful. From struggling to “get it” to becoming a leading IBC practitioner, he reveals how this concept helped him—and his clients—gain true financial control. If you're tired of giving others control over your time and money, this episode will open your eyes.Listen to the podcast series Wade references in this episode here: https://www.sagewealthstrategy.com/byob/Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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John Urbik & Jared Adams
What if your financial strategy could do more than just grow your money? What if it could actually save your life?In this eye-opening discussion, John Urbik and Jared Adams pull back the curtain on the Infinite Banking Concept (IBC). Prepare to be amazed by Jared's personal experience: getting into IBC led to a critical health discovery that he believes was a true blessing. This story proves IBC isn't just for your wallet; it's for your well-being.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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25
Jim Oliver
Is your money losing value every day? What if the system is built to keep you stuck, and you could break free?Authorized IBC Practitioner Jim Oliver shares how he went from running a $700M financial firm to discovering the truth about money, time, and control. Through Nelson Nash’s Infinite Banking Concept (IBC), Jim found a way to stop relying on banks, create passive income, and fund his future–on his own terms.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Gina Wells
We sit down with Gina Wells, an expert in the Infinite Banking Concept (IBC). She reveals why what you've heard about money might be wrong and how you can build lasting wealth using principles from Nelson Nash's "Becoming Your Own Banker." Gina Wells also shares incredible true stories of how IBC has helped her clients achieve uninterrupted compounding and build lasting wealth.Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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John Perrings
Tired of chasing risky investments and still feeling broke? Discover how the Infinite Banking Concept gave one former Silicon Valley tech pro total control over his money — and his life.In this episode, IBC Practitioner John Perrings of StackedLife reveals how big investors (it's not what you think!) gain unshakeable control over their wealth. Forget those quick "financial hacks" – John explains why building a solid financial structure with the Infinite Banking Concept (IBC) leads to such incredible freedom, it'll feel like a hack later on!Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Barry Page
Authorized IBC Practitioner Barry Page reveals how the Infinite Banking Concept helped him avoid bankruptcy, fund big life goals, and support his clients through life’s toughest moments.Packed with powerful stories, lessons from Nelson Nash, and real talk about money, family, and freedom—this episode shows you how the Infinite Banking Concept is more than a strategy, it’s a lifestyle. If you’ve ever wanted to break free from traditional banking and take control of your financial future, hit play now!Learn more about Barry Page by visiting his website: https://legacyinsuranceagency.com/Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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21
Scott Chapman
Scott Chapman shares how the 2008 crash turned his life upside down—and how discovering Nelson Nash’s Infinite Banking Concept helped him take control of his finances and future. From losing his contracting business to reading Becoming Your Own Banker and meeting Nelson Nash himself, Scott’s story is raw, real, and inspiring.If you’ve ever felt stuck, overwhelmed by financial systems, or just want a better way to build wealth, this is for you. Scott breaks it down in simple terms and shows why thinking long-term—and different from the crowd—can change everything. Don’t miss this powerful conversation!Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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20
Anthony Faso
Ever wondered how you can take control of your money and stop depending on banks? Authorized IBC Practitioner Anthony Faso of Infinite Wealth Consultants shares how he discovered the Infinite Banking Concept and why it changed his life. Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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19
Paul Cleveland
We're joined by economics professor Dr. Paul Cleveland, a close friend of Nelson Nash and a passionate advocate of the Infinite Banking Concept (IBC). In this episode of the Infinite Banking Initiative, Dr. Cleveland shares how he's used IBC to fund major expenses, grow his business, and support his family—all without traditional banks.He also dives into the powerful link between IBC and Austrian Economics. Don’t miss this insightful conversation!Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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Justin Craft
Justin Craft shares his simple, eye-opening story about discovering the Infinite Banking Concept—a financial tool that never dips in value, even on tough market days. In this episode, Justin explains how his traditional view of finance was shaken when he learned to take control of his own capital. His journey—from meeting Nelson Nash in Birmingham, Alabama, to embracing a new way to grow wealth—proves that you don't have to stick with the old, risky investments. Stay Connected:🌐 Visit us: www.infinitebanking.org📖 Get the book Becoming Your Own Banker by R. Nelson Nash: Purchase here▶️ Watch on YouTube: Nelson Nash Institute
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ABOUT THIS SHOW
Welcome to the Infinite Banking Initiative (IBI), a podcast from the Nelson Nash Institute, the official home of the Infinite Banking Concept and Becoming Your Own Banker. Hosted by David Stearns and Leigh Barganier. Visit our website at www.infinitebanking.org
HOSTED BY
Leigh Barganier
CATEGORIES
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