Insurance Technology: Fact or Fiction?

Large organisations are often seen as too slow, too cautious and too weighed down by process to innovate. But is that actually true? In this episode, Georgie Simister is joined by Dominic Wate, Head of IT Enablement and Acceleration at TMHCC International, to challenge that assumption. They explore how governance and compliance can be a foundation for experimentation rather than a barrier to it, what safe AI adoption looks like in practice at a global insurer, and why quantum computing may be the next thing on everyone's radar whether they like it or not.

James Benham, CEO of JBK and co-founder of Terra, has spent 25 years helping insurance organisations modernise their core systems, and he has some strong views on why so many are still stuck. In this episode, he and host Georgie Simister dig into the real barriers to technology adoption, from shadow AI use and legacy system debt to the role of company culture and leadership in getting innovation off the ground.

In this episode, Georgie is joined by Gina Gill, Chief Information Officer at Apollo, whose career spans UK government and the private sector, including time at the Ministry of Justice. Having only joined the Lloyd's market a little over a year ago, Gina brings a refreshingly outside-in perspective on where the insurance industry stands when it comes to technology and transformation.Together they explore some of the biggest topics in insurance tech right now, from legacy systems and data quality to the real meaning of augmented underwriting and whether the tension between moving fast and staying compliant is even real. Gina also shares her thoughts on what organisations should stop doing, why she believes technology and business strategy should be one and the same, and what the industry risks if it doesn't ask harder questions about the future it's actually building.

In this episode, Adam Masojada, Chief Ecosystem Officer at Accelerant, explores what a truly connected insurance ecosystem looks like and why it matters now more than ever. Drawing on his experience building the Accelerant Marketplace, Adam explains how smarter partnerships, cleaner data, and shared incentives can help MGAs compete with global carriers. From the realities of trust and transparency to the practical challenges of AI adoption and capital deployment, this conversation unpacks what it really takes to scale sustainably in specialty insurance.

In this episode, William Faulks, Chief Actuary at Antares, explores how actuarial roles are evolving in a fast-moving, data-rich MGA landscape. The episode explores the growing importance of aligning actuarial insight with underwriting judgement, the challenges of managing vast and often unstructured data, and the balance between real-time analytics and structured reporting. Will also shares practical examples of data-driven decision making, reflects on the skills needed to stay relevant, and offers a grounded view on how AI and better data practices are reshaping risk and pricing decisions.

In this episode, Rosie Denée, Head of Innovation and Commercial Education at Lloyd’s, explains why the Lloyd’s Lab works, how it turns innovation into long term market impact, and how collaboration, regulation and AI are shaping the future of the Lloyd’s market.

Melissa Collett, CEO of Insurtech UK, joins Georgie to discuss how InsurTech is reshaping the UK economy, creating jobs, and driving innovation. From AI-enabled roles to global expansion strategies, Melissa shares the sector’s growth story and how policy, investment, and international collaboration are unlocking its full potential.

In this episode of Insurance Technology: Fact or Fiction?, Georgie is joined by Nico Berry, corporate partner at global law firm Norton Rose Fulbright, to examine whether regulation is truly an obstacle to innovation in insurance.

In this episode, Georgie Simister welcomes industry thought leader Tony Tarquini to discuss the crucial human element in the age of Insurtech. Tony, who named his company 5189 Limited after his 400m hurdles personal best, argues that talent, relationships, and culture make or break the industry - not technology.

Host Georgie Simister is joined by Andrew Pedler, Vice President at Reserve UK, to explore how claims has moved beyond processing to become a driver of trust, profit and innovation.

Gallagher Re’s Global Deputy Head of Insurtech, Freddie Scarratt, makes the case for Lloyd’s as an innovation hub, and explores why we should be shouting about our successes.

Industry leader and legend Martin Reith joins Georgie Simister to explore how tradition and technology can work together to reshape the future of specialty insurance.

Georgie Simister and Hayley Budd uncover what it really takes to launch products that last, what defines real innovation versus passing trends, and offer practical advice for those navigating innovation in insurance.