Keeping it Real

Like the show? Send me a text (if you don't like it, shhh ;)

Like the show? Send me a text (if you don't like it, shhh ;)

Like the show? Send me a text (if you don't like it, shhh ;)Could a tariff war with the United States shake Canada's economic stability? In this episode, we promise to unravel the complexities of Donald Trump's proposed tariffs on Canadian goods and what this could mean for inflation, interest rates, and the Canadian dollar. We'll take a close look at the Bank of Canada's response, including interest rate trends that could impact the housing market in North and West Vancouver. Despite the economic uncertainties, we'll emphasize Canada’s resilience as it stands strong among the G7 nations in post-pandemic recovery.Additionally, we'll navigate the dynamic shifts in the North Shore and Vancouver Lower Mainland real estate markets as interest rates drop and the market regains momentum. With strategic insights, we highlight the importance of timing for both buyers and sellers amid reduced inventory. Learn how to tackle the cyclical nature of real estate, handle the new three-day rescission period, and negotiate multiple offers with the expertise of seasoned agents. Whether you’re buying, selling, or simply curious, this episode offers valuable strategies to help you make informed decisions in today’s economic and real estate landscape.

Like the show? Send me a text (if you don't like it, shhh ;)Experience the magic of giving as we turn our focus from real estate to the enchanting final concerts of Taylor Swift's Eras Tour in Vancouver. Discover how Taylor's presence has sparked a festive wave throughout the city, bringing not only joy and excitement but also significant economic and charitable benefits. We dive into the psychology of generosity, supported by scientific insights and heartwarming personal stories, to reveal how the act of giving enriches both the giver and the recipient. Join us as we celebrate the community spirit that Taylor Swift has ignited, from her generous food bank donations to the bustling local economy that has thrived in response to her visit.In the second part of this heartfelt journey, learn about the incredible work being done by local charities on the North Shore. Organizations like Backpack Buddies and the Vancouver Food Bank are making a profound impact, ensuring that no child goes without during the holiday season. Find out how North Van Cares was inspired by the Toronto Star Santa Claus Fund and hear about the exceptional efforts of the Lower Mainland Christmas Bureau and Vancouver Firefighters Charities. As we wrap up our 2024 podcast journey, we also share exciting future plans involving the Canadian Women in Real Estate Foundation. We express our deepest gratitude for your support and look forward to potentially reconnecting in the new year with more inspiring stories.Cautionary Tales - Get Happier by Helping Others

Like the show? Send me a text (if you don't like it, shhh ;)Explore the forgotten chapters of Canada's housing history as we uncover how past policy shifts have shaped today's housing crisis. Imagine a time in the 1960s and 70s when Canada was a beacon of affordable housing, thanks to robust government involvement. Fast forward to the 1980s and 90s, when a pivot towards private market solutions and homeownership began to unravel that fabric, leaving many Canadians struggling to keep up with surging prices and stagnant wages. As we journey through this complex tapestry of historical decisions, you'll gain an understanding of how these changes have impacted homeowners and renters today, particularly in hot markets like Vancouver.As we commemorate the 40th episode of Keeping it Real, I invite you to reflect on the freedoms we treasure, especially during Remembrance Day. Your participation is key—share topics you're passionate about as we continue to explore new ideas and stories. Don't forget to check out related episodes and resources available on Spotify, Apple Podcasts, or my website, NorthVanHomeSales.com, where you can find helpful buyer's and seller's guides. Join me, Jacquie McCarnan, in honoring those who've fought for our rights while navigating the often daunting landscape of real estate.

Like the show? Send me a text (if you don't like it, shhh ;)Can a simple interest rate adjustment turn the tide in a real estate market? Join me, Jacquie McCarnan, as I explore the Bank of Canada's recent 0.5% interest rate cut and its ripple effects on North Vancouver's property scene. We'll dissect how this strategic move has transformed a sluggish buyer's market into an exciting seller's arena, with newfound energy driving up sales across single-family homes, townhouses, and condos. For buyers, it's a double-edged sword of increased borrowing power and fierce competition, while sellers ponder the perfect moment to list. Tune in to gain insights into these market shifts and what they mean for your real estate journey.But that's not all; I'm also spotlighting ways to connect with the North Vancouver community as the holiday season approaches. Discover my top 10 volunteer opportunities to give back in meaningful ways, all detailed on the northvancares.com blog. Whether you're looking to lend a hand or just feel the warmth of the season's spirit, these opportunities are a fantastic way to engage with your neighbors. I'm thrilled to share these initiatives with listeners who are eager to make a difference. Join me for a balanced mix of real estate updates and community highlights, keeping it real in both property and people connections.

Like the show? Send me a text (if you don't like it, shhh ;)What if buying a haunted house could be the real estate adventure of a lifetime? Join us in this spine-tingling episode of Keeping it Real as we unravel the mysterious tale of the Blumberg family, who dared to transform a 38-room mansion, once a funeral home, into their dream abode in Dresden, Ontario. Their bold move from the bustling life of Toronto to the quaint charm of Dresden, population 2,460, is as intriguing as it is spooky. Perfect for Halloween enthusiasts, this episode blends the thrills of the supernatural with the practicalities of a unique real estate venture. With a shared passion for Halloween and all things eerie, the Bloombergs embrace the mansion's ghostly past as an opportunity to craft a modern, haunted-style family home. As we explore their captivating journey, discover how their love for the occult turns potential deterrents into exciting possibilities. The family's decision captivated Toronto's media, sparking widespread curiosity about their unconventional choice and ambitious renovation plans. This playful yet chilling episode guides you through the fascinating process of turning a historic funeral home into a lively family residence, while also pondering the stigmas and stories that haunt such properties. Whether you're a real estate enthusiast, a fan of all things spooky, or simply curious about blending the past with the present, this entertaining narrative offers a unique perspective on the unexpected intersections between real estate and the paranormal world.

Like the show? Send me a text (if you don't like it, shhh ;)Navigate the ebb and flow of the Vancouver real estate market with me, Jacquie McCarnan, as we explore a landscape that promises both opportunities and challenges for savvy buyers. Discover why detached homes in North Vancouver are seeing a spike in sales while condos and townhomes remain stubbornly stagnant, despite an abundance of listings. This episode brings you the latest insights and strategies to help you make informed decisions in a saturated market, including an exciting federal announcement from Ottawa about a transformative loan program to boost housing construction starting in 2025.Our conversation extends beyond market trends to tackle the pressing issue of affordable housing in Canada. Reflect on the historical context and the current efforts by leaders like David Eby and the Trudeau government, who are making strides with initiatives on public land usage to address housing shortages. I share personal insights on the importance of constructive dialogue over blame, drawing from my own experiences with misplaced criticism. Plus, get a sneak peek into the upcoming Canadian Women in Real Estate Foundation, a groundbreaking initiative aimed at empowering women and shaping future policy in the real estate sector. Engage with us in this dynamic discussion and contribute your thoughts on overcoming housing challenges together.Federal Gov Press Release: https://www.canada.ca/en/department-finance/news/2024/10/deputy-prime-minister-announces-new-actions-to-build-secondary-suites-and-unlock-vacant-lands-to-build-more-homes.htmlPublic Lands Mapping tool: https://experience.arcgis.com/experience/4adde6c3403a4793bbf262d55a6983de?locale=en125 E. 10th: https://cityhallwatch.wordpress.com/2024/08/26/125-e10th-housing-site-canada-public-land-bank/Where it all went a bit sideways: https://thetyee.ca/Analysis/2022/04/22/Why-Cant-We-Build-Like-1970s/

Like the show? Send me a text (if you don't like it, shhh ;)Unlock the secrets of transforming the real estate game with cutting-edge AI technology. We've just returned from the PacWest Pacific West convention and are here to share how tools like ChatGPT 4.0 are revolutionizing the Vancouver real estate market. Imagine effortlessly finding the last time boilers were replaced in strata documents without the traditional hassle and cost. Whether you're a seasoned realtor or new to the field, this episode promises insights into AI's untapped potential and why only a select few are currently taking advantage of these game-changing tools.Join us as we investigate the exciting role of virtual staging and AI-driven marketing trends in real estate. Learn how virtual staging can help potential buyers visualize a property's full potential, making vacant units more appealing. We discuss AI's ability to create SEO-friendly content and generate insightful data analyses, all while maintaining that essential human touch in connecting families with their future homes. This conversation is a blend of technology enthusiasm and personal reflections on evolving practices, ensuring you're informed and inspired about the future of the real estate industry.

Like the show? Send me a text (if you don't like it, shhh ;)What if the federal government's new CMHC guidelines could finally make home ownership a reality for millennials and Gen Z? Tune in to today's episode of Keeping it Real, where we dissect the recent changes aimed at making housing more affordable in high-cost areas like Vancouver and Toronto. I'm your host, Jacquie McCarnan, a North Shore residential realtor, and I'm here to walk you through the impact of raising the CMHC insurance limit to $1.5 million and the expansion of 30-year mortgage amortizations for first-time buyers and new builds. We'll explore how these adjustments could be a game-changer for those transitioning from renting to owning, while also discussing the practicalities and limitations of qualifying for these mortgages. Is this the breakthrough many have been waiting for, or just a small step in the right direction? Join us as we unpack these significant policy shifts and consider what they mean for the future of Canadian real estate. Plus, stay tuned for a sneak peek into my exciting new project that bridges my passion for real estate and nonprofit work.

Like the show? Send me a text (if you don't like it, shhh ;)Can British Columbia's housing market survive a political shake-up? Join me, Jacquie McCarnan, as we navigate the contentious landscape of housing policies in BC. Discover the transformative initiatives implemented by the current NDP government under David Eby, from strict regulations on short-term rentals like Airbnb to policies enhancing renter security through amendments to the Landlord Tenancy Act. We'll uncover how the NDP’s expansion of the vacancy and empty homes tax, as well as their innovative use of public land for affordable housing in collaboration with First Nations, are reshaping the housing market. Hear about the pivotal Small Scale Multi-Unit Housing Initiative (Bill 44) and the critical role of BC Housing and non-profits in providing below-market housing for vulnerable groups, including single women.What happens if the BC Conservative Party seizes control? We dissect John Rustad's controversial proposals, including his plan to repeal the co-management of public lands with First Nations and roll back all NDP housing policies. Rustad's preference for relying on municipalities rather than legislating action echoes the ineffective policies of the past and brings to light the challenges of municipal zoning. We’ll discuss the importance of Bill 44 in fast-tracking multifamily unit development and the implications of Rustad's corporate tax cut proposals and private healthcare options on the funding for social programs. Tune in for a thorough analysis backed by research and audience opinions on these pressing housing issues.

Like the show? Send me a text (if you don't like it, shhh ;)What if a single decision could reshape your financial future? Join me, Jacquie McCarnan, as I unpack the significant impacts of the Bank of Canada's recent interest rate cuts, which have brought rates down to 4.25%. We'll explore how this move aims to control inflation and spur economic growth, despite stubbornly high housing and rent costs. Whether you have a variable or fixed-rate mortgage, you'll learn how these changes could affect your payments and principal, and gain insight into the intriguing market dynamics in Vancouver, where increased property listings haven't been met with buyer activity—possibly due to seasonal trends.Turning our focus to North Vancouver, we scrutinize current real estate trends and future predictions. Despite multiple interest rate cuts, the anticipated surge in buyer activity remains elusive. Will this trend eventually lead to a boost in sales? I offer essential advice for both sellers and buyers, stressing the importance of consulting trusted realtors. Plus, the potential for more float homes at Mosquito Creek Marina could be a game-changer for affordable housing. Stay tuned for next week's episode, where we’ll dive into how a potential change in provincial government could influence housing policies. Share your thoughts on this pressing issue—your voice matters!

Like the show? Send me a text (if you don't like it, shhh ;)Is the Vancouver real estate market poised to flip in favor of sellers this fall? Join us on this episode of Keeping it Real as we unpack the latest shifts in the market dynamics. We analyze recent statistics showing increased sales activity and a reduction in new listings, pointing towards a healthier and potentially seller-driven market. For those considering selling their homes, especially downsizers, we offer strategic advice and actionable tips on preparing your home for sale, illustrated through the journey of our fictional clients, James and Peter. Wondering if now's the time to sell your home? We explore market strategies and timing, using James and Peter’s situation to highlight the benefits of capitalizing on current conditions. Discover how selling now can lead to better financial outcomes and opportunities to purchase lower-priced condos or townhouses. We'll emphasize the critical importance of personalized realtor advice and sprinkle in some unique local knowledge about the Mosquito Creek Marina and its boat sheds, adding a touch of charm to our discussion.Finally, we shift our focus to a pressing local issue: the significant changes at the Mosquito Creek Marina. Learn about the engineering assessment, the disrepair findings, and the resulting eviction notices affecting boat shed and boat residents. We delve into the community's response and broader implications for affordable housing. Plus, we wrap up with some exciting Labor Day weekend updates, including a seller's and buyer's guide, and a few local events to enjoy. Tune in for valuable insights to help you navigate the Vancouver real estate landscape and more!Seller's guide: https://www.northvanhomesales.com/_files/ugd/22bc2a_416ed26947184f3d8430e9dffc8c5c46.pdf

Like the show? Send me a text (if you don't like it, shhh ;)Is now the perfect moment to buy your dream home in North Vancouver? Find out why the market is currently favouring buyers, even with interest rates dropping, as only 10 single-family homes and 37 condos or townhomes have sold. Join me, Jacquie McCarnan, on Keeping it Real as I decode the stats and metrics defining our sluggish market. I'll offer insights into why potential buyers are still hesitant and what this means for those looking to make a move. Considering selling your home in this unique market? I'll share practical advice on how minor updates and decluttering can boost your property's appeal and why waiting a few weeks might be a wise strategy. Plus, don't miss out on where to find us—Spotify, Apple Podcasts, and NorthVanHomeSales.com—and a sneak peek into upcoming true crime content that our listeners love. Packed with data-driven insights and real-world tips, this episode is your guide to navigating the North Vancouver real estate scene.

Like the show? Send me a text (if you don't like it, shhh ;)Curious about how the recent Bank of Canada interest rate drop is shaking up the North Vancouver real estate market? Buckle up as we dissect the listing and offer statistics from early July to the end of the month, revealing a surprising seasonal dip despite the financial shift. We'll dive into the specifics of detached homes versus attached homes like condos, townhomes, and duplexes, giving you a clear picture of whether the market is truly cooling off or if something else is at play.Next, gear up for a heated discussion on the zoning battle brewing between the District of West Vancouver and the provincial government. We'll unpack the contentious Bill 44, which aims to transform single-family lots into multi-family units, and the local backlash against what many see as an overstep by the province. Discover the arguments from both sides and the implications for housing development and prices in West Van and North Van. This episode is packed with insights and controversies that you won't want to miss!See all 10 "problem children" here: https://news.gov.bc.ca/releases/2023HOUS0123-001505Bill 44: https://www2.gov.bc.ca/gov/content/housing-tenancy/local-governments-and-housing/housing-initiatives/smale-scale-multi-unit-housingWest Van Council website re Bill 44: https://westvancouver.ca/business-development/housing/small-scale-multi-unit-housing-bill-44Some quotes from council memebers: https://www.nsnews.com/local-news/west-vancouver-council-rejects-provincial-housing-rules-8896924

Like the show? Send me a text (if you don't like it, shhh ;)Could a quarter-point drop in interest rates be your ticket to securing an affordable home in Vancouver? Find out as we unpack the recent decision by the Bank of Canada on July 24, 2024. We'll break down what this rate cut means for both buyers and sellers in Vancouver's near-buyer’s market, especially as the summer selling season heats up. Plus, we shed light on the often-overlooked complexities of purchasing tenanted properties under the latest regulations. And if that’s not enough, we have an exclusive real estate opportunity—a unique 1,425 square foot home in Norgate, North Vancouver, that’s turning heads with its $1.25 price tag!Was he bamboozled?? You be the judge in this gripping segment. Jacquie delves into the extreme longevity risks associated with the "en viager" real estate system. Using the fascinating case of Jeanne Calment, who lived to be 122 years old, Jacquie highlights how her remarkable lifespan posed a significant financial dilemma for her buyer—a scenario that's eerily mirrored in Norgate. She also share a humorous anecdote about Rafferty and offer tips on making informed real estate decisions. Don't miss this episode full of valuable insights, intriguing stories, and practical resources available on our website to help you navigate the market effectively.

Like the show? Send me a text (if you don't like it, shhh ;)Can you still make a profit in British Columbia's real estate market amidst evolving regulations and fluctuating market conditions? Discover the answer in our latest episode where I, Jacquie McCarnan, guide you through the latest trends impacting the BC property landscape. We'll explore the implications of increased listings versus declining sales and home values since early 2024. Despite a slight dip in interest rates, buyer activity remains low, hinting at a shift towards a buyer's market. You'll learn about the latest rental regulations and changes in Airbnb policies, and hear the compelling story of long-term homeowners Darlene and Erica as they navigate the current market dynamics.But that's not all. We also dive into the challenges real estate developers face, particularly with the SSMUH initiative aimed at boosting rental units. High building permit costs and infrastructure fees are making waves, prompting questions about the allocation of federal infrastructure funds. How does this all play into housing affordability and the broader market? We emphasise the need for individualised planning for both buyers and sellers in these uncertain times. Plus, stay tuned for an update on the market's current state and an exclusive invitation to a special event at Plunge in Squamish. Join us for an episode packed with insights and expert analysis on BC's real estate market.Feedback: [email protected] for People: https://www.bcbuildshomes.ca/RTA New Rules: https://news.gov.bc.ca/releases/2024HOUS0017-000461#:~:text=increasing%20the%20amount%20of%20time,to%20specific%20non%2Dresidential%20uses. 

Like the show? Send me a text (if you don't like it, shhh ;)Curious about how new rental regulations in British Columbia might redefine the landlord-tenant relationship? This episode of Keeping it Real promises to enlighten you on everything from prohibitions on rent hikes when minors move in to the introduction of a unique identifier system for landlords and tenants. Learn about the extended notice periods and the stricter one-year commitment requirement for landlords claiming personal use of their property, plus the significant $5,000 fines for rule violations. We aim to uncover how these updates could potentially curb bad faith evictions while spotlighting the persistent challenge of bad actors in the rental market.Ever wondered how new tenancy rules might impact first-time home buyers and landlords? Through the real-life story of Jim and Sally, we shed light on the complexities they faced in purchasing a tenant-occupied condo amid fluctuating mortgage rates. Understand why these regulations might deter potential investors and how they could influence the broader real estate market. Discover why some buyers might now prefer vacant or owner-occupied units to avoid the intricacies of tenant notices and financing challenges. Tune in to grasp the full scope of these changes and their implications for both renters and property owners.Residential Tenancy Act: https://www.bclaws.gov.bc.ca/civix/document/id/rs/rs/96406_01Key Changes to the RTA: https://www.bcrea.bc.ca/legally-speaking/landlords-take-notice-recent-amendments-to-bc-tenancy-legislation-574/

Like the show? Send me a text (if you don't like it, shhh ;)Picture this: a spontaneous idea during a drive that blossoms into a thriving cold plunge and sauna studio in Squamish, founded by a dynamic mother-daughter duo. This episode takes you through our exhilarating journey, from almost opting for a franchise to braving the complexities of municipal zoning laws. We share our personal story of leveraging family legacy, balancing our unique strengths, and turning a spark of inspiration into a sustainable venture. You’ll gain insights into the strategic thinking and unwavering perseverance that powered our dream, along with the remarkable dynamics of working as a mother-daughter entrepreneurial team.For aspiring entrepreneurs, we break down the critical steps of opening a business in regions managed by Vancouver Coastal Health. Learn why early engagement with health authorities and strategic lease timing can make or break your venture, all illustrated through our experiences with Plunge Wellness. We also highlight the indispensable role of commercial leasing specialists and consulting professionals in navigating this complex process. This episode is a must-listen for anyone looking to bring their business vision to life, underscoring the essence of meticulous planning, community support, and expert advice in achieving entrepreneurial success.LINKS:Plunge Wellness: https://plungewellness.ca/Vancouver Coastal Health: https://www.vch.ca/enDistrict of Squamish Planning Dept: https://squamish.ca/business-and-development/home-land-and-property-development/The Pelly Clinic: https://thepellyclinic.ca/The Legal Education Society - More info on leasing: https://pm.cle.bc.ca/clebc-pm-web/manual/area.do?area=241093

Like the show? Send me a text (if you don't like it, shhh ;)How will Vancouver’s latest affordable housing initiative change the face of the city? Join me, Jacquie McCarnan, as I reveal the transformative plans for the underutilized ICBC building at Lonsdale Quay. This episode of Keeping it Real shines a spotlight on my non-profit, North Van Cares, recognized recently by the Canadian Real Estate Association, and dives into the exciting collaboration with the Musqueam, Squamish, and Tsleil-Waututh Nations to provide affordable housing for essential service workers. We’ll also revisit the buzzworthy topics of stigmatized properties and real estate-related murders, and provide crucial insights from past episodes.Get ready for a deep look into public reactions, the allocation of non-market housing units, and the qualification criteria for these new homes. We’ll discuss the rapid developments under the NDP's BC Builds legislation and voice concerns over potential disruptions to transit at Lonsdale Quay. This episode is a call to all residents to stay engaged, share their views, and understand the profound impact of this project on our community. Make sure to download or subscribe to Keeping it Real on your preferred platform, and celebrate Canada Day with an informed perspective on the future of housing in Vancouver!LINKS:ICBC Building Added to the Province's Transit Oriented Housing Sites: https://vancouversun.com/business/real-estate/north-vancouver-icbc-building-housing-projectBC Builds Transit Oriented Housing: https://news.gov.bc.ca/releases/2024HOUS0007-000232#:~:text=At%20least%2020%25%20of%20all,non%2Dprofits%20and%20First%20Nations.BC Builds/Homes for People Home Page: https://www.bcbuildshomes.ca/Keeping It Real on The Housing Supply Act: https://www.northvanhomesales.com/podcast/episode/7fee23de/10-the-new-housing-supply-act

Like the show? Send me a text (if you don't like it, shhh ;)Imagine buying your dream home only to find out it's haunted. That's exactly what happened to Dorah and Ted, and their chilling story is at the heart of this episode of Keeping it Real. Join me, Jacquie McCarnan, as I recount my own ghostly encounter and shed light on the often-overlooked legal responsibilities realtors face when dealing with stigmatized properties. We'll visit spine-tingling spots like Toronto's Keg Mansion and a notorious house in Vancouver, reminding us all why buyer vigilance is crucial, especially in for-sale-by-owner situations.Stay tuned as we follow Dora and Ted's emotional rollercoaster—deciding whether to stay in their beautifully restored Victorian home despite its supernatural inhabitants. From consulting psychics to performing cleansing rituals, their journey offers a fascinating glimpse into the intersection of real estate and the paranormal. As they connect with the spirits of past residents and even move forward with new renovations, their story adds a spooky yet heartfelt layer to our exploration of haunted homes in Canada. Don’t miss my personal anecdotes and a special shoutout to a local community event that brings it all full circle.Links:Haunted: The Incredible True Story of a Canadian Family's Experience Living in a Haunted HouseSquamish Pickleball Tournament - June 22 - for the Sea to Sky Hospice

Like the show? Send me a text (if you don't like it, shhh ;)Can navigating the real estate market in British Columbia be your ticket to financial independence? This week on "Keeping it Real," we break down the essential government incentives that first-time homebuyers in BC can't afford to miss. From the First-Time Homebuyers Incentive to the GST Housing Rebate, we've got your roadmap to making homeownership a reality. We also dive into unique scenarios where life changes like divorce may still qualify you as a first-time buyer. And for those eyeing high-cost areas like Vancouver, discover cutting-edge strategies such as co-ownership that can help young people build wealth, all while emphasizing the importance of having airtight legal agreements.Switching gears, we put property investment under the microscope, using Ted's potential purchase in Merritt as our case study. We'll show you the financial nuts and bolts, illustrating how rental income can make your investment cash positive even from day one. We also touch upon the risks and rewards of property management and the necessity of thorough home inspections. Plus, we'll sprinkle in some local flavor with news about the new gondola project at Grouse Mountain and share lighthearted personal updates, including my newfound pickleball obsession and a glowing recommendation for the show "Hacks" on Crave. Tune in for a blend of actionable real estate advice, personal stories, and local updates!

Like the show? Send me a text (if you don't like it, shhh ;)Ready to make your home-buying dreams a reality? Join me, Jacquie McCarnan, as I guide you through the essential financial programs for first-time homebuyers in British Columbia. I cover everything including: the First-Time Home Buyers Incentive, Homebuyer Amount tax credit, GST Housing Rebate, and much more. With the proposed increased RRSP withdrawal limits and the new First-Time Home Buyer Savings Account, you'll get the complete scoop on every resource available to help you secure your first home. Plus, hear my personal journey navigating Whistler's real estate market for some hands-on insights.Ever wondered what it really takes to own a condo in Vancouver? Let's break it down together as I walk you through the costs of a $500,000 condominium, including down payments, mortgage insurance, and monthly budgeting tips. Learn how to navigate additional costs like strata fees and property taxes, and understand the significance of aiming for a 20% down payment with insights from the Canadian Mortgage Housing Corporation. I even sprinkle in a story about a fun visit to the Capilano Suspension Bridge and my love for pickleball (check out The Pickleball Chronicles!)  to keep things light and relatable. Tune in and get ready to be well-prepared for your home-buying adventure!

Like the show? Send me a text (if you don't like it, shhh ;)Ever wondered how climate change is reshaping your real estate options? Join me as I explore the picturesque and evolving neighbourhoods of North Vancouver. I'll take you through the charming village of Edgemont, ideal for those looking to downsize, and then onto Forest Hills and Canyon Heights, where breathtaking views and top-ranked schools like Handsworth High School await. Tackle the pressing issue of climate change as we discuss the District of North Vancouver's mapping efforts to identify homes at risk from natural disasters, and get ready for an upcoming guest who'll provide the latest insights on home insurance in this changing landscape.Moving across "the shore" to look at the community spirit of Delbrook and Upper Delbrook, where the Delbrook Community Center offers a treasure trove of activities and facilities for all ages. Hear about my personal journey training for a 1/2 Ironman triathlon, and discover the benefits of memberships to various rec centers in the District. We also take a scenic route through West Vancouver, highlighting unique spots such as the Capilano Mobile Home Park and the revamped Park Royal Shopping Mall, before steering our focus to the upscale Ambleside neighbourhood. To wrap things up, we address the dangers of secret sauna spots and propose Plunge Wellness in Squamish as a safer alternative for your sauna therapy and cold plunging needs. Don't miss out on these valuable updates and community insights!

Like the show? Send me a text (if you don't like it, shhh ;)Discover the picturesque communities of North Vancouver with me, Jacquie McCarnan, as I share the delightful nooks and crannies of this coastal city. From the serene waterfront of Deep Cove to the post-war charm of Norgate, we'll explore the distinct personality of each neighbourhood. Imagine waking up to the sight of kayakers in Deep Cove or the breathtaking views from the high market-value homes in Roche Point and Raven Woods. And if community spirit is what you're after, wait until you hear about the tight-knit residents of Blue Ridge and the Windsor secondary school catchment area. Whether you're considering a move or just love hearing about uniquely beautiful places, this episode is your personal tour guide to North Vancouver's lifestyle and housing gems.As our journey unfolds, the diversity of North Vancouver's neighbourhoods comes to life, from the varied housing options in lower and central Lonsdale to the industrial chic and recreational blend of the Harbourside area. I'll also reveal my special connection to Pemberton Heights, a community treasure with an endearing local hill and a sense of belonging that's hard to find. If you're curious about the real estate landscape, the final chapter of this auditory stroll provides a no-strings-attached invitation to get your questions answered. So, lace up your most comfortable shoes, and let's step into the vibrant tapestry that is North Vancouver—a place where every street has a story waiting for you to discover.

Like the show? Send me a text (if you don't like it, shhh ;)Have you ever walked past a house and felt a chill, knowing something sinister happened behind those walls?  I'm Jacquie McCarnan, and I'm stepping away from the usual market trends to unravel the complex web where true crime collides with property values. We're starting with the haunting tale of Jessica Lloyd, whose vibrant life was tragically cut short by Russell Williams, a decorated military officer with a disturbing secret life. As we explore this case, we'll uncover how such heinous acts can leave an indelible mark not only on the victim's loved ones but also on the bricks and mortar of their communities.The aftermath of crime extends beyond the headlines; it seeps into the soil of our neighbourhoods, affecting perceptions and property prices alike. I delve into the harrowing ripple effects of Williams' crimes, examining the lawsuits, the division of assets, and the challenge of selling stigmatised homes like the ones connected to Paul Bernardo and Willie Picton. Yet, amidst the turmoil, some spots like a particular home in Tweed, Ontario, remain untouched witnesses to their grim history. Tune in for an emotional narrative that bridges the gap between the sanctity of our homes and the shadows cast by events that transform them forever. Join me for a conversation that promises to be as enlightening as it is heartfelt.

Like the show? Send me a text (if you don't like it, shhh ;)Embark on a transformative journey through the complex maze of real estate compliance with me, Jacquie McCarnan, as we sit with Greg Dent, the brainchild behind the Really Trusted app. As we unravel the tangle of anti-money laundering regulations, Greg shares the inception of an app that promises to revolutionize how realtors and clients tackle cumbersome compliance forms, saving everyone precious time. This episode peels back the layers of the real estate industry's shift from self-regulation to stringent government oversight, illuminating the path that led to the creation of a tool that's not just a convenience but a necessity in staying ahead of the curve.Discover the ins and outs of anti-money laundering training for realtors, a domain where Greg and Really Trusted are pioneering change. We shed light on the often misunderstood obligations that agents face, moving beyond mere form-filling to a deeper comprehension of their key role in preventing financial crimes. The conversation steers through the choppy waters of FinTRAC documentation, identifying politically exposed persons, and the uncharted territory of new regulations—revealing how tools like Really Trusted can make navigation a breeze for industry professionals.Wrapping up, our dialogue takes a candid look at the broader implications of remaining compliant amidst the ever-changing tides of real estate regulations. As professionals in the field, we underline the significance of ongoing development and the importance of seeing regulations not as an obstacle but as an anchor of integrity. With this episode, turn the imperative of compliance into an opportunity for professional growth. For those hungry for more insights, continue the conversation at NorthVanHomeSales.com/podcasts, where your real estate curiosity finds its match.

Like the show? Send me a text (if you don't like it, shhh ;)Ready to reimagine the art of living? Join me, Jacquie McCarnan, as I take you on a journey of transformation—where upsizing your joy and satisfaction comes from downsizing your home. We'll venture into the heart of ‘upliving’ with the story of Brian and Tracy, a dynamic couple who traded their spacious family abode for a lifestyle that's as liberating as it is cozy. Discover how strategic home improvements, the clever use of colour theory, and an understanding of the current market can not only prepare your property for sale but also pave the way for an elevated phase of life. Whether it's the emotional aspects of bidding farewell to your cherished family home or the financial perks that come with it, this episode is all about embracing change and finding fulfillment.Navigating the nitty-gritty of condo living can seem daunting, but fear not—I'll break it down for you, from monthly fees to the profound sense of freedom that awaits. We'll wade through the emotional significance of downsizing, discussing the importance of decluttering and how it can breathe new life into your daily routine. If you're feeling tethered to a home that no longer serves your evolving lifestyle or you're simply curious about the ins and outs of preparing your property for sale, this heartfelt conversation over a cup of tea is tailored for you. I'm passionate about connecting with my listeners and ready to guide you through every step on the path to ‘upliving.’ Let's embark on this inspiring adventure together.

Like the show? Send me a text (if you don't like it, shhh ;)Prepare to navigate the complex waters of residential real estate with a sense of humor and a wealth of knowledge as I, Jacquie McCarnan, sit with Nina Ferentinos from Unique Accommodations. We're breaking down the specialized services in property management and tenant placement that make Nina's company a beacon in the industry, all while sharing a laugh over an unexpected encounter with Halle Berry. Beyond the chuckles, you'll uncover the nitty-gritty of what it takes to maintain transparency and professionalism, even when the unpredictable happens. This is the episode where the lighter side of real estate meets the hardcore facts you need to succeed as a landlord or investor.The world of rental regulations and taxation can be as daunting as it is crucial, and that's exactly where we're headed in our candid discussion. Delve into the recent Supreme Court case that has left tenants and non-resident landlords alike scrambling to understand their new financial obligations. I'll be guiding you through the upcoming shifts in tenancy legislation that are set to shake up the Canadian real estate landscape come May 1st. Discover how these changes could affect your property's value and your pocketbook, and learn the essential steps to protect your investment in the midst of evolving rental rules and inspections. Tune in for an episode packed with indispensable insights tailored for anyone with a stake in residential real estate.

Like the show? Send me a text (if you don't like it, shhh ;)In this episode of the Keeping it Real podcast, join Jacquie McCarnan as she delves into the complex world of affordable housing and the ongoing housing crisis in Canada. She explores the historical context behind the housing crisis, tracing it back to the shift in responsibility from federal to provincial governments. She dissects the recent federal housing policies implemented since 2017 and their implications on provincial and municipal levels.Jacquie highlights key aspects of the federal housing policy, such as the Canadian Secondary Suite Loan Program and the Public Transit Fund, which aim to increase housing supply and improve infrastructure. She also touches on recent provincial legislation, such as Bill 44, and the Housing Supply Act, and its implications for property development and zoning regulations.Tune in for a deep dive into the intricacies of housing policy, and stay informed about the ongoing developments shaping the real estate landscape!Government of Canada Housing Plan: https://www.infrastructure.gc.ca/housing-logement/housing-plan-report-rapport-plan-logement-eng.htmlProvince of British Columbia Housing Plan: https://strongerbc.gov.bc.ca/housing/District of North Vancouver Plan for Housing (not updated yet): https://www.dnv.org/community-environment/housingCity of North Vancouver Housing Action Plan: https://www.cnv.org/community-environment/housing/housing-action-planBACKPACK BUDDIES:   https://www.backpackbuddies.ca/Edward Rutherfurd - China - https://www.amazon.ca/China-Novel-Edward-Rutherfurd/dp/0385682034/ref=asc_df_0385682034/?tag=googleshopc0c-20&linkCode=df0&hvadid=578813962959&hvpos=&hvnetw=g&hvrand=358874907083133835&hvpone=&hvptwo=&hvqmt=&hvdev=c&hvdvcmdl=&hvlocint=&hvlocphy=9001576&hvtargid=pla-1635152615749&psc=1&mcid=cb3c8085556d32609749f6e31587b88aWhat was covered:(00:57) The housing crisis in Canada and federal involvement history.(02:53) Overview of the federal housing policy and its impact on provincial and municipal policies.(05:07) The provincial legislation, Bill 44, and its implications for housing supply.(08:50) Mention of the public transit fund and Canadian infrastructure fund in federal proposals.(10:13) Explanation of the Housing Supply Act and its impact on property zoning.(13:06) Addressing the costs and challenges faced by developers in the housing market.(14:42) The deadline for new bills and its impact on development applications.(16:12) The support for Backpack Buddies and the North Vancouver nonprofit.(16:55) Recommendation of the book "China" by Edward Rutherford.

Like the show? Send me a text (if you don't like it, shhh ;)In this episode of the Keeping it Real podcast, Jacquie McCarnan explores the concept of strata windups, where owners opt to sell their units, often to developers, due to rising maintenance costs and special levies. With a focus on providing clarity amidst the complexities, Jacquie breaks down the process, from the reasons behind windups to the considerations for both owners and developers. Through a hypothetical scenario, Jacquie illustrates the financial and regulatory factors at play, offering insights into how decisions are made. She also highlights the impact of new provincial legislation on developers' strategies and shares recommendations for navigating the winding road of real estate in an ever-evolving landscape. Tune in now!More information on Strata Wind up: https://www2.gov.bc.ca/gov/content/housing-tenancy/strata-housing/termination#chooseLocal business shout-out: Courtney Campbell Golf Pro: https://birdiesgolf.ca/Recommendation: Stanley Park by Timothy Taylor. https://www.penguinrandomhouse.ca/books/177041/stanley-park-by-timothy-taylor/9780676973099What was covered:(01:43) Explanation of strata windups and reasons behind them03:24) Changes in voting requirements for strata windups (04:19) The hypothetical scenario involving a condominium complex06:17) Discussion on escalating maintenance costs and special levies (07:12) Considerations for strata windup feasibility (08:05) Importance of consulting professionals and specialized realtors (09:05) Assessment of developer interest and feasibility (14:14) Impact of provincial legislation on developers (17:34) Promotion of local businesses and golf pro Courtney Campbell (18:08) Recommendation of the novel "Stanley Park" by Timothy Taylor

Like the show? Send me a text (if you don't like it, shhh ;)In this episode of the Keeping it Real podcast, Jacquie McCarnan explores the essential questions buyers often have when entering the real estate arena. From understanding the buying process to deciphering property taxes and down payments, Jackie shares valuable insights gained from years of experience as a North Vancouver-based realtor and philanthropist.Jacquie also shares insight on some of the quirkiest questions she's encountered in her career, from concerns about haunted properties to the historical context of home locations. With her signature blend of expertise and humour, Jackie equips individuals with the knowledge that is needed to make informed decisions in the bustling Vancouver market.Tune in now!BLVD Bistro - https://www.blvdbistro.ca/ What was covered:(00:46) The importance of speaking to a mortgage broker before starting the home-buying process.(02:18) Answering common questions about the real estate buying process, average home prices, property taxes, minimum down payment, and necessity of home inspections.(05:43) Explanation of property transfer tax, additional taxes in specific municipalities, exemptions for first-time homebuyers, and the importance of consulting with a mortgage broker.(13:53) Anecdotes about unusual buyer questions, recommendation of a local eatery, and mention of a podcast recommendation.(15:26) Recommendation of Boulevard Bistro and Switch Cafe for food enthusiasts.(16:14) Recommendation of the podcast "Lady Killers with Lucy Worsley" for murder mystery enthusiasts.

Like the show? Send me a text (if you don't like it, shhh ;)In this episode of the Keeping it Real podcast, Jacquie McCarnan delves into the intricacies of selling a home in the vibrant Vancouver real estate market. With a focus on addressing the top "ten" questions commonly asked by sellers, Jacquie provides expert advice and candid insights to guide you through the selling process.From prepping your home for sale to understanding the nuances of home inspections, pricing strategies, and the disparities between assessed and market values, Jacquie provides expert advice and practical insights honed from years of experience in the industry. With a blend of wit and wisdom, each question is dissected to offer individuals a comprehensive understanding of the selling process.Whether you're a seasoned seller or embarking on your first home sale journey, this episode offers valuable knowledge and practical advice to help you gain a deeper understanding of the Vancouver real estate landscape. Tune in now!Link to the questions: https://www.rentspree.com/blog/real-estate-questionsLink to Nominou Designs: https://nomidesigns.ca/about-us/“Every collection I create embodies a love of life, learning and growing through kindness and awareness. All nourishing to our minds, bodies and souls, while keeping us grounded in the importance of living life with purpose and grace. That is the spirit of NoMiNoU.”– Jullianna Charlton, Founder and CEO, NoMiNoUWhat was covered:(01:24) Introduction to the top “ten:” questions that realtors get asked by sellers.(02:30) First question: How should I prepare my house before selling it?(04:50) Second question: Should I order a home inspection?(07:08) Third question: How long will it take to sell my home?(08:49) Fourth question: What is the selling price of my home?(09:35) Fifth question: Is there a reason my home's assessed value differs compared to the market value?(11:02) Sixth question: What is an agent's commission fee?(14:19) Seventh question: Are real estate prices negotiable?(15:53) Eighth question: Should I sell my current property before buying a new one?(17:50) Mention of a sponsor: Know Me, Know You Designs, and recommendation of the business.(19:29) Recommendation of the TV show "Ted Lasso" and discussing its themes.(21:14) Conclusion and invitation for feedback and questions.

Like the show? Send me a text (if you don't like it, shhh ;)In this episode of the Keeping it Real podcast, Jacquie McCarnan delves into the intricacies of real estate dynamics, particularly the impacts of fluctuating interest rates on the Vancouver housing market. With a blend of personal experience and extensive research, she shares valuable insights on how buyers and sellers can strategize effectively in response to changing interest rates.Gain a comprehensive understanding of the relationship between interest rates and market activity, learning how lower rates can lead to increased buyer demand and seller advantages. Jacquie emphasizes the importance of staying informed and proactive, especially in anticipation of potential rate drops.Moreover, practical strategies for both buyers and sellers are explored, including the significance of early mortgage consultations, leveraging automated search systems, and conducting pre-inspections to minimize surprises during the selling process.Throughout the episode, the host maintains a conversational tone, making complex concepts accessible to all listeners. As the episode draws to a close, listeners are encouraged to engage further with the podcast by subscribing, leaving comments, and accessing additional resources available at northvanhomesales.com/podcast.Don’t miss this insightful episode of Keeping it Real to gain valuable knowledge and stay ahead in the ever-evolving real estate landscape. Tune in now!What was covered:(01:53) Impact of falling interest rates on the real estate market(05:00) Advising buyers to consider purchasing before anticipated rate drops to avoid competition(10:50) Example of strategy planning for sellers in anticipation of market changes(13:09 ) Discussion on various strategies for buyers and sellers based on risk tolerance and market predictions(15:00) Importance of pre-inspections for sellers to avoid surprises during the selling process(17:14) Recommendation of a local business (North Shore Black Bear Society) and book suggestion ("Who Not How" by Dr. Benjamin Hardy)

Like the show? Send me a text (if you don't like it, shhh ;)NB: THE OPENING TO THIS EPISODE IS THE WRONG ONE. WE HAD A TECH ISSUE. THE REPLACEMENT EPISODE WILL BE AVAILABLE SOON BUT THE MAIN INFORMATION IS CORRECT]In this episode of the Keeping it Real podcast, Jacquie McCarnan delves into the intricacies of real estate dynamics, particularly the impacts of fluctuating interest rates on the Vancouver housing market. With a blend of personal experience and extensive research, she shares valuable insights on how buyers and sellers can strategize effectively in response to changing interest rates.Gain a comprehensive understanding of the relationship between interest rates and market activity, learning how lower rates can lead to increased buyer demand and seller advantages. Jacquie emphasizes the importance of staying informed and proactive, especially in anticipation of potential rate drops.Moreover, practical strategies for both buyers and sellers are explored, including the significance of early mortgage consultations, leveraging automated search systems, and conducting pre-inspections to minimize surprises during the selling process.Throughout the episode, the host maintains a conversational tone, making complex concepts accessible to all listeners. As the episode draws to a close, listeners are encouraged to engage further with the podcast by subscribing, leaving comments, and accessing additional resources available at northvanhomesales.com/podcast.Don’t miss this insightful episode of Keeping it Real to gain valuable knowledge and stay ahead in the ever-evolving real estate landscape. Tune in now!What was covered:(01:53) Impact of falling interest rates on the real estate market(05:00) Advising buyers to consider purchasing before anticipated rate drops to avoid competition(10:50) Example of strategy planning for sellers in anticipation of market changes(13:09 ) Discussion on various strategies for buyers and sellers based on risk tolerance and market predictions(15:00) Importance of pre-inspections for sellers to avoid surprises during the selling process(17:14) Recommendation of a local business (North Shore Black Bear Society) and book suggestion ("Who Not How" by Dr. Benjamin Hardy)

Like the show? Send me a text (if you don't like it, shhh ;)In this episode of the 'Keeping it Real' podcast, Jacquie McCarnan delves into the impactful new British Columbia Housing Supply Act set to eliminate all single-family zoning in the province. Scheduled to take effect on June 30, 2023, this groundbreaking legislation opens the door for property owners in municipalities with over 5,000 residents to build up to six units on their single-family lots.Jacquie breaks down the significant changes, including the shift of zoning authority from municipalities to the province, the removal of public input on density applications, and the potential for developers to swiftly build without municipal approval. She discusses the challenges this poses for communities like North and West Vancouver, emphasizing the need for infrastructure and the potential consequences on hospitals, police, and other essential services.In addition, Jacquie touches on the requirement for municipalities to produce 20-year housing needs reports, the relaxed restrictions on building heights near transit exchanges, and the shift in responsibility for infrastructure funding from developers to the public.Tune in now!Act link: https://www.bclaws.gov.bc.ca/civix/document/id/bills/billsprevious/3rd42nd:gov43-1Plunge Wellness: https://plungewellness.ca/Malcolm Gladwell books: https://www.gladwellbooks.com/What was covered:(01:27) Changes in the zoning process, the elimination of public input, and the implications for developers.(03:49) Transfer of zoning authority, impact on municipalities, approval process changes, and the shift in responsibility for infrastructure and amenities.(08:29) Challenges and concerns about the affordability of purpose-based rental housing.(10:34) The consequences, including the need for expanded hospital facilities and a larger policing presence due to population growth.(14:19) Speculation on the provincial government's approach to infrastructure and challenges in accommodating the increasing immigrant population.(15:27) Listener feedback on the new policy's impact, promotion of a local business (Plunge Wellness), and a recommendation for Malcolm Gladwell's books.(15:27) Listener feedback on the new policy's impact, promotion of a local business (Plunge Wellness), and a recommendation for Malcolm Gladwell's books.

Like the show? Send me a text (if you don't like it, shhh ;)In this episode of the 'Keeping it Real' podcast, Jacquie McCarnan is joined by Marcy Deane, a North Vancouver-based mortgage broker. Together, they delve into the intricate world of mortgages, covering essential topics like interest rates, qualifying criteria, and invaluable advice tailored for first-time homebuyers.Marcy emphasizes the pivotal role of a stable income and advocates for the involvement of a financial planner when navigating decisions about down payments and investments. They also explore the landscape of alternative lenders and offer a glimpse into the future trends shaping the housing market.This episode doesn't just stop at mortgages; it concludes with thoughtful recommendations for local businesses, including a shoutout to City Junk and a must-read book titled "Stress Wisely," offering effective stress management strategies.Don’t miss this wealth of knowledge on mortgages and housing trends - Tune in now!Marci Deane, Ask Marci - https://www.askmarci.ca/City Junk Services - Mathew Bartlett - https://cityjunk.ca/Stress Wisely: https://www.amazon.ca/Stress-Wisely-Well-Unwell-World/dp/1774582627What was covered:(02:30) The upcoming Bank of Canada announcement on March 6th.(03:22) Overview of the current real estate market and the impact of interest rates.(06:01) Encouraging the idea of getting into the market, even if it's with a smaller property.(08:08) Marci's insights on mortgage qualification, income stability, and down payment considerations.(09:18) Emphasis on educating first-time homebuyers on mortgage math and setting realistic expectations.(11:35) Clarification on the misconception of needing only 5% down and the importance of debt servicing.(13:44) Exploration of scenarios where family assistance or inheritance plays a significant role in the down payment.(15:33) Criteria for stable income, including the preference for salaried positions and the importance of a two-year average for variable incomes.(17:23) Mention of alternative lenders for unique financial situations but emphasizing the need for a larger down payment.(18:41) Discussion about whether to use a substantial inheritance for a down payment or invest part of it involving a financial planner.(20:43) Anticipation of increased activity in the real estate market when the Bank of Canada starts cutting rates.

Like the show? Send me a text (if you don't like it, shhh ;)In this episode of the 'Keeping it Real' podcast, Jacquie McCarnan delves into a fascinating discussion on the impact of emerging technologies on society, exploring the ethical considerations and potential challenges that lie ahead.  Jacquie dives into the challenges of responsible AI development and uncovers the speculation and vacancy taxes impacting homeowners, plus a new flipping tax coming in 2025 with a 20% hit on quick property sales. While addressing housing affordability, Jackie also delves into exemptions, unintended consequences, and realtor opposition.Don't miss a beat —tune in now! BC Gov Speculation and Vacancy Tax webpage: https://www2.gov.bc.ca/gov/content/taxes/speculation-vacancy-tax/exemptions-speculation-and-vacancy-tax/individuals/tenancy-requirementsBC Gov Flipping tax webpage: https://www2.gov.bc.ca/gov/content/taxes/income-taxes/bc-home-flipping-taxWhat was covered:(00:50) BC taxes (Speculation Tax, Vacancy Tax, and new BC Flipping Tax).(01:14) Speculation on the BC government's aim to make housing more affordable.(01:53) Overview of Speculation and Vacancy Tax, requiring yearly declarations.(03:21) Statistics on revenue generated from the Speculation and Vacancy Tax.05:37 - Example of tax exemption for a house co-owned by spouses with parents living in it.(08:16) Introduction to the new BC Flipping Tax starting January 1, 2025.(08:29) Explanation of the Flipping Tax targeting quick property sales.(15:29) Noting exemptions to the Flipping Tax, including divorce or job relocation.(17:23) Long-term goal to make housing affordable in British Columbia.(18:08) Promotion of a local venue, the Polygon Gallery in North Vancouver.(19:03) Book recommendation: "Demon Copperhead" by Barbara Kingsolver.

Like the show? Send me a text (if you don't like it, shhh ;)In this episode of the 'Keeping it Real' podcast, Jacquie McCarnan dives into the recent announcement by the BC government to invest $950 million and provide $2 billion in low-cost financing to build purpose-built rentals on public lands. The focus is on addressing the housing affordability crisis for middle-wage earners, such as teachers, nurses, and police officers, who struggle to live in the areas where they work.Jackie breaks down the government's three-pronged plan, including connecting landowners with developers, streamlining the building approval process, and providing financial support for developers. She also discusses the importance of creating affordable rental housing and shares insights on how these initiatives could impact the market. However, she raises questions about the effectiveness of the plan, particularly regarding the percentage of units offered below market rates.Don't miss this insightful discussion on various government initiatives and their implications for renters and homeowners alike. Tune in now!What was covered:(00:45) $950 million and $2 billion in financing have been allocated by the BC government for the creation of rental homes on public land, targeting middle-wage earners.(01:31) Middle-wage earners, such as teachers and nurses who face challenges affording living in their work areas, are the focus of the allocation.(03:45) An overview of the "Homes for People" strategy by the BC government to tackle the housing crisis is provided.(05:21) A three-pronged plan has been initiated: landowners are connected with developers, building approval processes are expedited, and low-interest financing and grants are provided.(07:56) Concerns have been raised regarding only 20% of purpose-built rental units in announced projects being below market rates.(10:05) Potential future steps to make housing more affordable for purchase are acknowledged.(11:32) A local business, "Little Pink Door," is given a shoutout, and a book recommendation, "The Painted Girls" by Kathy Marie Buchanan, is made.

Like the show? Send me a text (if you don't like it, shhh ;)In this episode of the 'Keeping it Real' podcast, Jacquie McCarnan delves into the recent extension of the Foreign Buyers ban in Canada and its perceived impact on housing affordability. Despite the ban's intention to make properties more accessible for Canadians, Jacquie highlights the surprising statistic that only about 7% of BC homes are owned by non-resident investors.Jacquie emphasizes the need for public input to identify viable solutions, questioning the potential unintended consequences, such as higher interest rates affecting lower-end market affordability. She also explores various government measures, including taxes and incentives for rental buildings, expressing concerns about their effectiveness in addressing affordability.Alongside her expert analysis, Jacquie offers a local business recommendation and shares a book tip, "Hello Beautiful" by Anne Napolitano.Finding practical solutions for the housing market? Don't miss out – hit play now and stay informed!What was covered:(01:13) Extension of Foreign Buyers ban in Canada.(03:32) Unintended consequences of the 2016 Foreign Buyers Tax.(04:49) Introduction of the Foreign Buyers Ban in January 2023.(09:23) Impact of rising interest rates on affordability.(10:33) Illustration of the impact on first-time homebuyers Natasha and Sean.(13:19) Mention of Singapore's model for foreign ownership rules.(15:29) Call for real solutions and a committee to address affordability.(16:13) Acknowledgment of potential backlash for a 60% spec tax.(18:46) Book recommendation - "Hello, Beautiful" by Anne Napolitano.

Like the show? Send me a text (if you don't like it, shhh ;)Join Jacquie McCarnan in this episode of "Keeping It Real" podcast as she delves into the world of home inspections with Victoria Ballantine, the Lower Mainland's sole female house inspector. Victoria shares gripping stories from her experiences, including mishaps with other inspectors and challenges in inspecting presale properties. She emphasizes the advantages of having a woman's perspective, highlighting attention to detail and the production of easily understandable reports. Plus, she stresses the importance of pre-inspections for older homes, tackling insurance issues related to electrical panels and plumbing materials, and concludes DIY repairs, expressing interest in collaborating with property management companies.Adding a lighthearted touch, Jacquie shares her fascination with her entrepreneurial journey on social media, particularly praising the thrill of learning to build a wall. A positive movie review for "Gran Turismo," based on a true story, adds an entertaining touch. Want to discover more valuable inspector insights? What are you waiting for—tune in now!What was covered:(00:36) Understanding potential property issues is crucial for buyers through inspections.(03:36) Victoria's inspection discovered moisture issues before a property sale.(05:12) New builds present challenges due to fast construction and overwhelmed inspectors.(09:11) Challenges in conducting pre-sales walk-through inspections.(12:19) Inspection reports are emphasized for legal protection post-purchase.(13:34) The home inspection industry faces a scarcity of women.(16:57) Insights into electrical panel issues and insurance challenges.(18:30) Challenges associated with materials like polybutylene plumbing.(19:38) Victoria's background and passion for helping people in the industry.(22:48) Victoria's business, Allegiant Inspections, is mentioned with contact information.(24:15) Jacquie’s daughter's business, Plunge Wellness, is a cold plunge and sauna studio in Squamish.(25:27) Jacquie briefly shares thoughts on the movie "Gran Turismo" and recommends watching it.

Like the show? Send me a text (if you don't like it, shhh ;)Uncover the latest real estate buzz on the 'Keeping it Real' podcast with Jacquie McCarnan! In this episode, dive deep into scams and predatory practices in the real estate industry, including shocking cases of title fraud and the infamous shadow flipping. Jacquie breaks down how scammers operate and offers crucial tips to protect yourself, emphasizing the importance of title insurance and cautious information sharing.Beware of identity theft tactics and fraudulent phone calls! Jacquie shares real-life stories, urging you to stay vigilant. Learn about the rise of shadow flipping in Vancouver and how unsuspecting homeowners can fall victim to undervalued deals. Discover the regulatory changes and tax implications that impact short-term property ownership.Tune in now and stay informed about the Vancouver and area market. Your home deserves the best protection!What was covered:00:28 Disclaimer about personal research and opinions.00:50 Main topic: scams in the real estate industry.01:10 Title fraud case in Ontario; vulnerability due to identity theft.02:26 Explanation of title fraud and advice on title insurance.03:33 Unauthorized access to a lawyer's key code leading to title transfer.05:58 Reporting on title fraud scams in Toronto linked to organized crime.06:43 Caution against identity fraud; a personal story about a phone scam.09:01 Shadow flipping explained: predatory real estate practices.16:12 Promotion of "Bear Refillery" and discussion on environmentally conscious practices.18:20 Recommendation for Fargo series, Season 5.

Like the show? Send me a text (if you don't like it, shhh ;)In the latest episode of ‘Keeping it Real’ podcast, Jacqui MacCarnon unpacks the BC government's upcoming Airbnb legislation, slated for implementation on May 1, 2024. The new rules, aiming to address housing shortages, dictate that Airbnb listings must be a principal residence, secondary suite, or accessory dwelling unit. Jacqui shares a fictional scenario of homeowners grappling with these changes, shedding light on the broader implications for property owners and the real estate investment scene.As the landscape shifts, Jacqui underscores the need for property owners to assess their options. With exemptions in play and various considerations at play, she emphasizes consulting with a mortgage broker for personalized advice. Don’t miss out – Make strategic moves in BC's evolving real estate market now!For additional resources and in-depth insights, visit https://www2.gov.bc.ca/gov/content/housing-tenancy/short-term-rentalsWhat was covered:01:25 Municipality Variances and Exemptions to Airbnb Rules04:14 Impact of October 2023 Crackdown on Airbnb Rentals06:12 Homeowner Options: Long-term Rental, Move-In, or Sell08:38 Importance of Consulting a Mortgage Broker09:05 Government Objective: Reducing Non-Compliant Airbnbs and Exemptions11:19 Consideration of Investment for Property Compliance13:08 Local Business Shout-out "The End of the Line Cafe" and Book Recommendation"The Biddlemores"14:48 Reach Out for Airbnb Questions and Assistance

Like the show? Send me a text (if you don't like it, shhh ;)Welcome to the second episode of the ‘Keeping it Real’ podcast, where Jacquie McCarnon delves into the topic of BC Assessment, shedding light on its impact on homeowners and how it may not accurately reflect current market conditions. Exploring scenarios of both high and low assessments, she provides valuable insights into navigating the process and making informed decisions.Jacquie also imparts the significance of rental property management, emphasizing the importance of keeping rental rates up-to-date to maximize property value and flexibility for potential future sales. In addition to real estate insights, Jacquie recommends the thrilling movie "Saltburn" and highlights the North Shore Ski and Board shop as a fantastic local business. Tune in with Jacquie's practical advice and tips for homeowners and landlords about the real estate market in Vancouver and area.What was covered:02:09 Dealing with High BC Assessments04:06 Addressing Low BC Assessments06:22 Rental Property Strategies07:46 Real-Life Example and Recommendations09:33  Navigating 2023 and Future Real Estate Predictions11:19  Movie Recommendation: "Saltburn"12:16  Local Business Spotlight: North Shore Ski and Board

Like the show? Send me a text (if you don't like it, shhh ;)Welcome to the first episode of the 'Keeping It Real' podcast, where Jacquie McCarnon takes us on a journey through the Vancouver real estate market. In this episode, Jacquie unravels the myths surrounding the tantalizing promise of making money in real estate with no upfront cash. Using the hypothetical case of a guy named Jim, Jacquie delves into the potential pitfalls, shedding light on concepts like shadow flipping and return on investment.This isn't your typical 'get rich quick' scheme; it's a reality check. Jacquie emphasizes the importance of real estate investor advisors and emphasizes the need for strategic planning and market understanding, exposing the allure and truth behind those too-good-to-be-true seminars.Tune in and don't miss out on this episode, where she also discusses alternative investment options and the risks associated with foreign investments. What was covered:02:05 The Reality of Real Estate Investment04:42 The Allure of Get-Rich-Quick Seminars06:05 The Truth Behind the Seminars08:59 The Aftermath and Lessons Learned09:24 Exploring Other Investment Options12:42 The Risks of Foreign Investment14:01 Local Business Feature: Deep Cove Collective14:43 Book Recommendation: The Boys in the Boat