Life in Focus

Join us for an inspiring episode as we dive into Kalvin Cline’s remarkable journey from a one-year high school football player to earning a full-ride D1 scholarship, then building a thriving real estate career and founding Cline Sports Solutions and Full Ride University. Discover what sparked his ambition, the key lessons from the field that shape his business and life, and how he turned his network into a referral-based real estate success. Learn about the mission of Cline Sports Solutions, how Full Ride University transforms college recruiting for athletes and families, and practical tips for navigating the competitive recruiting landscape. From debunking myths to sharing success stories and strategies for debt-free graduation, this episode offers actionable insights for athletes, parents, and dream-chasers. Get a peek into the future of Cline Sports Solutions and the core value driving Kalvin’s journey. Tune in for tips on overcoming challenges and making big dreams happen!

Join us for an insightful episode as we sit down with Fred Porter, an educator who’s experienced the vibrant contrasts of teaching in Florida and New York. In this candid conversation, we dive into the key differences in educational philosophies, daily routines, and challenges between the two states. From navigating the fast-paced life of Brooklyn to raising a family in one of the world’s most dynamic cities, Fred shares how moving to New York reshaped their perspective on urban living, affordability, and work-life balance.We also explore the financial realities of high taxes and renting in NYC, strategies for managing costs, and debunking common misconceptions about life in the Big Apple. Plus, hear how fatherhood has redefined success for Fred and the surprising lessons learned from living in New York. Whether you're an educator, parent, or considering a move to NYC, this episode is packed with valuable insights and heartfelt reflections.

Join us as we dive into the journey of a real estate veteran who transitioned from property management to becoming a powerhouse hard money lender, closing over 56 loans and $16.9 million in volume in the past year. Discover how financial modeling for a boutique development firm shaped their investing approach, and hear hard-earned lessons from flipping houses—including one deal that lost money. In this episode, we explore key tactics for managing tenants and maintenance costs on a tight budget, adapting lending strategies to rising interest rates, and spotting red flags in borrowers. Get expert advice for fix-and-flip investors facing higher borrowing costs, tips for starting in real estate with limited capital, and insights on the role of education in success. Learn about ‘The Flipside’ newsletter, the Tampa Bay Investor’s Initiative (TBII) meetups, and creative deal structures thriving in today’s high-interest market. Plus, find out which real estate investments are poised to shine, common mistakes to avoid, and the most exciting projects in Tampa Bay. Want to connect for a deal or join the next TBII meetup? All that and more in this must-watch episode for aspiring and seasoned investors alike!

Discover the inspiring story of Josh, founder of Solar Wave Media and co-creator of Pathos Community, in this must-listen podcast! Based in Sarasota, Florida, Solar Wave Media excels in storytelling through high-quality content creation, while Pathos Community drives passion with beach workouts and fitness experiences. In this episode, Josh reveals how he started his creative journey, shares expert tips for aspiring creators, and explores leadership in business and community-building. Get insights on balancing creativity with structure, his vision for the future, and the exciting rebuild of his studio after Hurricane Helene. Perfect for entrepreneurs, filmmakers, and fitness enthusiasts!

In this episode, we sit down with Austin Rodriguez, Head of Production at Coastal Creative in St. Petersburg, and an aspiring writer. Discover Austin’s creative process, how he balances building a production company with writing his own stories. From his inspirations to his long-term goals, we dive deep into what drives his creativity and ambition. Don’t miss this insightful conversation – subscribe now and join us every week for more stories on creativity, passion, and purpose!

In this episode, Allan shares his personal story of how he got started in the industry, the inspirations behind founding his media and production company, and the changes he's witnessed in media over the years. Explore how technology has reshaped creativity, Allan's unique approach to the creative process, and the challenges of turning ideas into reality. Learn about the importance of storytelling, a project he's particularly proud of, and an experience where things didn't go as planned but led to valuable lessons. Allan also gives us a peek into his daily life, how he leads his creative endeavors, keeps up with industry trends, and offers advice for aspiring creatives. Plus, get a sneak peek into what's next for Allan and his thoughts on the future of media production.

This podcast episode guides listeners through the essentials of real estate investment preparation in 2025. It starts with an introduction on setting up an LLC, understanding tax benefits, and networking. The main content recaps 2024 prerequisites like good credit and stable income, then delves into why real estate is lucrative due to leverage, tax deductions, and other financial strategies. It also covers practical steps for getting prepared, including LLC formation, securing an EIN, and building business credit. The episode concludes with actionable advice for beginners or those with some capital, discussing investment strategies like wholesaling, subject-to deals, and new construction for instant equity, alongside tips on continuing research and groundwork to be deal-ready in 2025.

Join us as we dive into the world of fitness with Andrew Burdick, the dynamic owner and head trainer of AB Sports Performance. In this episode, Andrew shares the journey behind his gym's inception, revealing what inspired him to start and the philosophy that drives his training approach.

Dive into the world of real estate investing in Tampa Bay with an expert breakdown from John Robbart of Renovo Financial. In this episode, we explore: • Learn about Renovo Financial's mission and how they stand out in the competitive Tampa Bay market. Understand the basics of hard money loans versus traditional bank loans. • Discover Renovo's diverse loan offerings tailored for new construction, rehab, and multifamily projects. We'll discuss bridge loans, their mechanics, and when they're the smart choice for investors. • Get insights into what it takes to qualify for a hard money loan, how fast funding can be secured, and common pitfalls to avoid during application. Speed in real estate can make or break deals, and we'll explain why. • Unravel the financial intricacies of hard money loans including interest rates, fees, repayment terms, and how LTV ratios work. Learn strategies to manage risks associated with these loans. • Hear a compelling success story from a Renovo client, and glean lessons from projects that faced challenges but provided valuable insights. • Identify red flags with hard money lenders and learn how to foster beneficial, long-term relationships with them for your real estate ventures. Don't forget to like, subscribe, and share!

Join us as we delve into the evolving landscape of the Florida real estate market in 2024, particularly post-hurricane.

Join us on "Balancing Act" where we explore the life of a real estate agent, entrepreneur, father, and church leader. Discover how he balances multiple roles, from personal stories to professional insights. In this episode: • Learn about initial draws to real estate and overcoming early challenges. • Insights on founding Prolific Maven and underrated marketing strategies. • Leadership lessons and the role of faith in business.

Dive into Part 2 of our series with Nate, the seasoned barbershop owner, as he navigates the end of his 3-year lease. Discover the critical factors Nate considers when scouting for a new barber shop location, including budget constraints, size requirements, and ideal locations. Learn from Nate's firsthand experiences and the valuable lessons he's gleaned from his current lease. These insights are shaping his strategy to secure the best new space for his thriving business. Whether you're a fellow business owner or just love the barbershop culture, this episode is packed with practical tips and real-world advice on commercial leasing and business growth.

In this episode, Nate shares his journey of operating his first barbershop during a 3-year lease term. He reflects on the challenges and successes he faced, including what worked well and what he would do differently next time. As he prepares for his next lease, Nate offers valuable insights into the realities of running a barbershop, managing a lease, and the lessons he's learned along the way. Whether you're a barbershop owner or aspiring entrepreneur, this episode is packed with practical advice to help you navigate your own business journey. Tune in for: • Key lessons from Nate's first barbershop experience • What worked and what didn't in the first 3 years • Tips for preparing for your next lease and business space • Insights on navigating the ups and downs of entrepreneurship

In Part 2 of our conversation with Jean Noel, full-time expert mortgage lender, we go beyond the basics to share real-life stories and actionable advice for navigating the mortgage process like a pro. We also discuss how recent mortgage trends impact homebuyers and share tips to set yourself up for success, whether you're applying for your first mortgage or your next. In this episode, Jean reveals: • Success stories of borrowers who nailed the process and what they did right • Horror stories of common mistakes and how to avoid them • The importance of debt-to-income ratios (DTI) and strategies for improving yours • How to handle unexpected challenges like job changes or credit drops mid-process • What to do if you’re denied for a loan and how to come back stronger

Struggling to get approved for a mortgage? In this episode of Life in Focus, we’re joined by Jean Noel, a full-time experienced mortgage lender, to break down how to navigate the mortgage approval process and increase your chances of success. Whether you’re a first-time homebuyer or planning your next move, Jean’s practical advice will help you understand what lenders look for and how to prepare your application. Jean shares: • The difference between pre-qualification and pre-approval • The ideal credit score for mortgage approval • How to improve your debt-to-income ratio (DTI) • The importance of employment history and financial habits • Common mistakes that could ruin your chances of getting approved

In this episode of Life in Focus, we dive deep with Aaron Turner, the founder of St. Pete Calisthenics and a personal trainer specializing in bodyweight training, animal flow, and calisthenics. Discover what inspired Aaron to build his unique gym concept and the journey from idea to reality. Key Topics Covered: • Aaron’s Personal Training Journey: What inspired Aaron to become a personal trainer and specialize in animal flow and calisthenics? Hear his story and learn about animal flow as a movement practice that builds strength, mobility, and flexibility. • Fitness Myths & Misconceptions: Aaron debunks common myths around bodyweight training and highlights the benefits of calisthenics for all fitness levels. • The Gym Vision & Design Process: Aaron shares the vision behind St. Pete Calisthenics, from concept to community hub. He explains how he integrated indoor and outdoor calisthenics rigs, fitness studios, a sky loft, spa, and café into the gym design. • Building a Business: Explore Aaron's journey in finding investors, securing funding, choosing the perfect location, and overcoming challenges with leasing, renovation, and local zoning. • Real Estate and Budgeting Tips for Aspiring Gym Owners: Aaron gives advice for anyone looking to open a fitness facility, discussing real estate considerations, budgeting for buildout, and how he prioritized key features of the gym within his budget. • Member Sign-Up and Future Plans: Learn how you can become a member of St. Pete Calisthenics, with special offers for early sign-ups, and Aaron’s long-term vision for growth and expansion.

In this episode of Life in Focus, we sit down with a seasoned pool design consultant to dive into the world of pool design and construction. From unique and innovative pool projects to the latest trends in pool design, our guest shares their expertise on creating the perfect backyard oasis. Whether you're a homeowner planning to add a pool, an investor looking to enhance your vacation property, or a contractor developing new residential projects, this episode covers essential insights and advice. Topics include: • How to start the pool design process • Key factors to consider when choosing the right pool for your home • Common mistakes to avoid when planning a pool • Financing options for pool construction • How adding a pool can affect home value and ROI • Maintenance costs and eco-friendly pool options • Pool design tips for short-term rentals and vacation homes • Trends and innovations in pool design for 2024 and beyond

In Episode 15 of Life in Focus, we sit down with Gabriel Noboa—entrepreneur, condo renovator, and founder of Lytening Hydration. Gabe takes us through his journey from first-time condo buyer to seasoned renovator and shares insights from building his business, Lytening Hydration. Starting with a quick intro, Gabe discusses his career, interests, and side hustles before diving into the story behind his successful business. Topics covered in this episode: • Lytening Hydration Origins: Learn about what inspired Gabe to launch Lytening Hydration and the rewards and challenges of building his own business. • Real Estate Beginnings: Gabe walks us through his first condo purchase, his motivations, and the lessons he learned from that experience. • Selling & Lessons Learned: Find out about the sale of his first condo—the challenges he faced, and the lessons that came from it. • Renovation Realities: Gabe chose to buy and renovate a condo in Fort Lauderdale instead of opting for a single-family home. He breaks down the renovations, budgeting, and surprises along the way, sharing valuable tips for anyone considering a similar project. • Investment Insights: Discover how Gabe’s real estate experiences have shaped his views on property as an investment and what future real estate opportunities he might pursue. Whether you're a first-time home buyer, a budding entrepreneur, or just interested in real estate, Gabe’s journey is packed with practical advice and insights. Don’t miss this episode for a blend of real estate wisdom, renovation challenges, and entrepreneurial spirit!

In this episode of Life in Focus, we interview Shannon Gaines, a successful screen professional with over a decade of experience in the screen repair and installation business in the Tampa Bay area. Shannon opens up about his entrepreneurial journey, the challenges of running a small business, and the successes he's achieved while balancing a busy family life. We also dive into the importance of saving for a home in today's market, where Shannon shares practical tips for first-time homebuyers looking to plan their finances effectively. If you're curious about the screen business, running a successful small business, or balancing work and family, this episode is for you! Whether you're a future entrepreneur, family-focused individual, or first-time homebuyer, Shannon's insights will inspire you to take control of your future and pursue your dreams. Don’t miss this episode packed with real estate tips, business advice, and personal growth strategies!

In this episode of Life in Focus, we sit down with Anthony Frook, who recently made the move from Kansas City to St. Petersburg, FL. Anthony shares his personal experience of renting while exploring neighborhoods in a new city before committing to buy a home. If you're a first-time homebuyer or planning to relocate, this episode is packed with practical advice on what to expect throughout the process. We dive deep into the key considerations when renting versus buying in a new city, from taking your first steps as a homebuyer to finding the right neighborhood for long-term living. Anthony offers valuable insights on how to approach your move strategically and shares his own story of navigating the real estate market in St. Petersburg. Whether you're thinking about buying your first home or just curious about what it's like to move to a new city, this episode provides essential advice to help you make informed decisions. Tune in to learn: • Why renting before buying can be a smart move when relocating • The most important steps for first-time homebuyers • Key factors to consider when choosing the right neighborhood • Expert tips on how to execute your move smoothly

In this episode of Life in Focus, we sit down with Patrick Murphy to discuss everything first-time home buyers need to know. If you're planning to purchase your first home or recently closed on a property, this episode is packed with essential tips on navigating the real estate market, understanding the home buying process, and what to expect post-purchase.

In the next episode of Life in Focus, your host Ben Tate sits down with the multitalented Garrett Prock. Known for his quick wit and passion for sports, Garrett brings a unique blend of humor and insight to the conversation.Together, they dive into the world of comedy, sharing laughs and discussing what it takes to make people smile. As die-hard fans, they also tackle NFL football, exploring the highs and lows of supporting their favorite team. Finally, they hit the greens to talk about their...

In this episode of Life in Focus, your host Ben Tate sits down with a special guest Deusa – Layla Johnson. Join us as she shares her inspiring transition into the music industry post-graduation. She delves into the highs and lows of becoming a songwriter, performer, and overall artist. Deusa is also a co-host on the podcast WTF is Nirvana Podcast. *Please excuse the slight audio issues in this episode; they have been fixed for future episodes. 🙂Follow us on Instagram @Btboiilifeinfocus

Welcome back to Life in Focus with Ben Tate! In today’s episode, we have the pleasure of chatting with Aryele Forte, a dedicated full-time teacher from St. Petersburg, Florida, who has made a remarkable impact on her community. Aryele shares her journey as an educator, how she balances her professional and personal life, and her commitment to fitness and other passions. This is an inspiring conversation you don’t want to miss!Follow us on Instagram @Btboiilifeinfocus

Join us on our latest episode as we sit down with the remarkable Curtis Davis, a true embodiment of perseverance and ambition. From humble beginnings, Curtis has charted an extraordinary journey to the pinnacles of both education and profession.In this insightful conversation, we delve deep into Curtis's remarkable path, discussing the trials, triumphs, and pivotal moments that have shaped his trajectory. From navigating through challenges to seizing opportunities, Curtis shares invaluable in...

In this episode, join us for an insightful conversation with Austin Moore, a remarkable individual whose journey through life has been nothing short of inspiring. From our days in 6th grade to navigating the challenges of adulthood, Austin and I have remained steadfast friends, witnessing each other's growth every step of the way.Austin's academic and professional achievements are a testament to his dedication and perseverance. With a master's degree under his belt and a professional engineer...

Get ready for an enlightening episode of Life in Focus! Join us as we sit down with the multifaceted entrepreneur and community leader, Cornelius Rowell, for an in-depth conversation that's sure to inspire.In this captivating episode, we explore Cornelius's dynamic journey from realtor to credit repair expert and insurance broker. As a full-time entrepreneur, he's not only mastered the intricacies of the real estate market but has also become a trusted authority in the realm of credit repair ...

Welcome to the latest episode of Life in Focus! In this special edition, we sit down with none other than Mitch Harley, the dynamic Head Basketball Coach leading the Durant High School Cougars to new heights in his inaugural year.Join us as we reminisce on shared memories, the highs and lows of our sporting adventures, and the profound impact Mitch has made as both an educator and a devoted father of two amazing daughters.With each passing year, Mitch has continued to push boundaries, not onl...

Welcome to another captivating episode of the Life in Focus Podcast! In this inspiring installment, your host Ben Tate sits down with the incredible Abraham, a lifelong friend and the embodiment of living a purpose-driven life.Abraham is not your average fitness enthusiast – he's a force to be reckoned with! From marathons to 50K races, boxing, and more, Abraham takes us on a journey through his ultimate fitness experiences. Join us as we delve into the mindset, discipline, and passion ...

Welcome back to another exciting episode of the Life in Focus Podcast! In this episode, I had the pleasure of sitting down with my longtime friend, Jessica Beggins, to dive deep into her inspiring journey in the world of real estate. Join us as we explore the highs and lows, her annual growth milestones, and the strategies that have propelled her to achieve her goals year after year.Episode Highlights:From 6th Grade Friends to Real Estate Success: Discover how a friendship that began in...

Welcome to the second episode of Life in Focus with Ben Tate! In this exciting installment, join us as we delve into the world of entrepreneurship and real estate with Dylan Faltus. In this episode, Dylan shares his inspiring story of taking a monumental leap, leaving the comforts of a high-paying 9-5 job to pursue his dreams in the realm of real estate. With today's high-interest economic climate, it's crucial to explore creative ways to attain real estate with little to no money....

Welcome to the very first episode of Life in Focus! In this exciting debut, I sit down with my good friend and talented barber, Nate. Together, we embark on an inspiring journey through the history of his business, Broken Compass Barber Co., from its humble beginnings to its thriving current-day operations. 💈✂️📈 Join us as Nate shares the incredible story behind Broken Compass Barber Co., offering a glimpse into the challenges, milestones, and defining moments that have shaped his...