Lizzie's Wealth Wisdoms

A client told us they were "conservative."But when markets dropped during COVID, they didn't sell a single share.They didn’t panic, but their portfolio was still sitting nearly 50% in bonds.We see this contradiction often: portfolios being built around a framework, instead of around the person.Once we realigned their portfolio to reflect their actual behavior and long-term goals, that shift contributed to ~$2M in additional portfolio growth.If you’re a high-net-worth family and you’re still getting suboptimal performance, it’s worth asking whether your portfolio truly matches your needs.In this episode of Lizzie's Wealth Wisdoms, I break down this and other patterns we see holding back portfolios at this level of wealth.________________________________________Connect with us on the following!LINKEDIN (Evans May Wealth): https://www.linkedin.com/company/evansmaywealth/LINKEDIN (Elizabeth Evans): https://www.linkedin.com/in/elizabeth-lizzie-evans/INSTAGRAM: https://www.instagram.com/evansmaywealth/FACEBOOK: https://www.facebook.com/evansmaywealth/EMAIL: [email protected]________________________________________Disclaimer: Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC. The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.

No matter how old we get, our parents’ and grandparents’ stories continue to guide us through major life decisions. When I’m sitting with client families, I hear this often. Clients wondering, “What would mom say?” or “What would dad do?”When you think about your financial legacy, passing down your values and family history are just as important as the documents in your estate plan.Don’t leave them wondering what you would do or why.The holiday season is the perfect time to have theseconversations with your loved ones.To make it easier for you, here are two printable lists ofquestions.“Top 10 Questions to Ask Someone You Love:Legacy & Wealth Edition”: https://acrobat.adobe.com/id/urn:aaid:sc:VA6C2:202fd1ef-df1c-4c45-ada4-06aac186d743“Life Interview Questions” by Brendon Burchard: https://acrobat.adobe.com/id/urn:aaid:sc:VA6C2:55fcb934-79cc-40e7-978f-2b3f8f0804ebAs you’re sitting around the dinner table, pick a few, press record, and capture the wisdom for future generations.________________________________________________Connect with us on the following!LINKEDIN (Evans May Wealth): https://www.linkedin.com/company/evansmaywealth/LINKEDIN (Elizabeth Evans): https://www.linkedin.com/in/elizabeth-lizzie-evans/INSTAGRAM: https://www.instagram.com/evansmaywealth/FACEBOOK: https://www.facebook.com/evansmaywealth/EMAIL: [email protected]________________________________________________Disclaimer: Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC. The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.

If you’re a high-net-worth individual looking to maximize your charitable giving, 2025 is the year to give more.Starting in 2026, new tax rules in the One Big Beautiful Bill could cost you tens of thousands in lost deductions. But this year, you still have a unique opportunity to give smarter and make every dollar count.How will the One Big Beautiful Bill impact your giving? And what strategies can you act on now to lock in the most benefits?#financialplanning #philanthropy #wealthstrategy_______________________________Connect with us on the following!LINKEDIN (Evans May Wealth): https://www.linkedin.com/company/evansmaywealth/LINKEDIN (Elizabeth Evans): https://www.linkedin.com/in/elizabeth-lizzie-evans/INSTAGRAM: https://www.instagram.com/evansmaywealth/FACEBOOK: https://www.facebook.com/evansmaywealth/EMAIL: [email protected]_______________________________Disclaimer: Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC. The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.

The Big Beautiful Bill has hundreds of provisions, including major wins and big risks.In my latest episode of Lizzie’s Wealth Wisdoms, I break down everything high-net-worth families need to know:📣 What is the Big Beautiful Bill?📣 What it means for your wealth📣 Smart moves to protect your wealth nowThese changes are significant and timing matters. If you’d like to connect on how this bill impacts your financial plan, let me know!#estateplanning #bigbeautifulbill #carmelin #hnwi______________________________Connect with us on the following!LINKEDIN (Evans May Wealth): https://www.linkedin.com/company/evansmaywealth/LINKEDIN (Elizabeth Evans): https://www.linkedin.com/in/elizabeth-lizzie-evans/INSTAGRAM: https://www.instagram.com/evansmaywealth/FACEBOOK: https://www.facebook.com/evansmaywealth/EMAIL: [email protected]______________________________Disclaimer: Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC. The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.

DAF vs. Private Foundation—what’s right for your family in 2025?This week on Lizzie’s Wealth Wisdoms, we’re unpacking:• Control vs. simplicity• IRS scrutiny• Strategic legacy planningWhich giving vehicle aligns best with your values?#PhilanthropyStrategy #FamilyLegacy #DonorAdvisedFund #UHNW______________________________Connect with us on the following!LINKEDIN (Evans May Wealth): https://www.linkedin.com/company/evansmaywealth/LINKEDIN (Elizabeth Evans): https://www.linkedin.com/in/elizabeth-lizzie-evans/INSTAGRAM: https://www.instagram.com/evansmaywealth/FACEBOOK: https://www.facebook.com/evansmaywealth/EMAIL: [email protected]______________________________Disclaimer: Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC. The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.

If you’re in the top tax bracket and you want to minimize what you are paying to Uncle Sam, here’s what you should know 👇The Republican-led proposed millionaire tax would raise the marginal tax rate from 37% to 40% for those who earn over $1 million a year. Warren Buffett and Jamie Dimon are just a couple of big names in favor of increasing taxes on the wealthy. So, what should you consider today? I dive into what you need to know and why paying taxes sooner could actually be the smarter move in my latest Wealth Wisdoms video below 💸🤔 What are your thoughts on the millionaire tax? Let me know in the comments!_____________________________Connect with us on the following!LINKEDIN (Evans May Wealth): https://www.linkedin.com/company/evansmaywealth/LINKEDIN (Elizabeth Evans): https://www.linkedin.com/in/elizabeth-lizzie-evans/INSTAGRAM: https://www.instagram.com/evansmaywealth/FACEBOOK: https://www.facebook.com/evansmaywealth/EMAIL: [email protected]_____________________________Disclaimer: Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC. The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.

Volatility hurts. Opportunity helps. There’s a silver lining in every downturn—especially for families focused on multigenerational planning.This 3-minute episode breaks down two strategies you don’t want to overlook.____________________________Connect with us on the following!LINKEDIN (Evans May Wealth): https://www.linkedin.com/company/evansmaywealth/LINKEDIN (Elizabeth Evans): https://www.linkedin.com/in/elizabeth-lizzie-evans/INSTAGRAM: https://www.instagram.com/evansmaywealth/FACEBOOK: https://www.facebook.com/evansmaywealth/EMAIL: [email protected]____________________________Disclaimer: Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC. The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.

Some of my earliest memories are of sitting around our dining room table, listening to my dad talk about the markets. Those conversations shaped my passion for investing and ultimately led me to where I am today.With 45 years as a financial advisor, my father has seen it all – booms, busts, bubbles, and bear markets. 📉📈 In my latest episode of Lizzie’s Wealth Wisdoms, we dive into what’s changed, what’s stayed the same, and the timeless lessons he’s learned along the way.___________________________Connect with us on the following!LINKEDIN (Evans May Wealth): https://www.linkedin.com/company/evansmaywealth/LINKEDIN (Elizabeth Evans): https://www.linkedin.com/in/elizabeth-lizzie-evans/INSTAGRAM: https://www.instagram.com/evansmaywealth/FACEBOOK: https://www.facebook.com/evansmaywealth/EMAIL: [email protected]___________________________Disclaimer: Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC. The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.

Will the 10-Year Treasury hit 5% and how can investors navigate recent market volatility? A lot of clients and investors are concerned about the rapid increase in bond yields. They’ve increased by over 100 basis points since September 2024. But why is this happening? I break down 3 potential causes:InflationEconomic growthUncertainty in fiscal and monetary policyI'm comfortable with uncertainty driving volatility in yields. But, a negative economic outlook would be another story.____________________________Connect with us on the following!LINKEDIN (Evans May Wealth): https://www.linkedin.com/company/evansmaywealth/LINKEDIN (Elizabeth Evans): https://www.linkedin.com/in/elizabeth-lizzie-evans/INSTAGRAM: https://www.instagram.com/evansmaywealth/FACEBOOK: https://www.facebook.com/evansmaywealth/EMAIL: [email protected]____________________________Disclaimer: Registered Representative of SanctuarySecurities Inc. and an Investment Advisor Representative of Sanctuary Advisors,LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC.Advisory services offered through Sanctuary Advisors, LLC., an SEC RegisteredInvestment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. andSanctuary Advisors, LLC. The subject matter in this communication iseducational only and provided with the understanding that Sanctuary Wealth isnot rendering legal, accounting, investment advice or tax advice. You shouldconsult with appropriate counsel, financial professionals, or other advisors onall matters pertaining to legal, tax, investment or accounting obligations andrequirements.

With the election outcome, will the tax sunset occur next year? Maybe... Maybe Not... Either way, the only thing that is certain in life is death and taxes. 🙂Check out my new video series: Lizzie’s Wealth Wisdoms. I share my best ideas for maximizing your net worth and minimizing taxes, because keeping more of your hard-earned money from Uncle Sam means more freedom for you and your family.#EvansMayWealth #FinancialIndependence_________________________Connect with us on the following!LINKEDIN (Evans May Wealth): https://www.linkedin.com/company/evansmaywealth/LINKEDIN (Elizabeth Evans): https://www.linkedin.com/in/elizabeth-lizzie-evans/INSTAGRAM: https://www.instagram.com/evansmaywealth/FACEBOOK: https://www.facebook.com/evansmaywealth/EMAIL: [email protected]_________________________Disclaimer: Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Evans May Wealth is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC. The subject matter in this communication is educational only and provided with the understanding that Sanctuary Wealth is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel, financial professionals, or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.