Medicare Talk Radio

In this episode of Medicare Talk Radio, Dave Yost and David Mullane dive into the growing disruption in the Medicare landscape and what it means for both agents and clients heading into the next few years.After a decade of relative stability, the conversation highlights how the last several years have brought consistent change—driven by economic pressure, government policy shifts, and evolving plan structures. The result? A more complex environment where some clients benefit significantly, while others feel the strain of rising costs.The episode explores how these changes are playing out in real conversations with Medicare beneficiaries—especially those on fixed incomes. From prescription drug cost shifts to the contrasting experiences between different client groups, the discussion emphasizes the importance of setting expectations and guiding clients through uncertainty.They also break down the two primary coverage paths—Medicare Advantage versus Original Medicare with a supplement—and raise important questions about how each is impacted by government decisions versus broader market forces.This episode is a practical, honest look at what is happening in today’s Medicare environment, why it is happening, and how agents can stay ahead while better serving their clients.

Are you a Medicare Beneficiary who just received a service area reduction letter from your Medicare Advantage plan carrier? Learn what it means and what your options are in this episode!For individual assistance, please email us at [email protected].

Join us as we talk about what has become quite a few versions of the once simple Medicare Supplement Plan G. This is important information for both potential enrollees and agents as each version comes with key factors that warrant careful consideration!

Dave and Dave talk about the marketing tactic that promises More Money in Your Social Security Check. While this can indeed be something that is beneficial to certain individuals, it is often used to pull Medicare recipients in for a bait and switch that is often not in their best interest. Learn what this is all about and how to keep yourself or your clients safe from being victimized.

Every time we change presidential administrations, our clients reach our with concerns. In this episode, Dave and Dave talk through the anxiety we see in our clients when these changes take place and we try to calm so of these fears based on our experience in the industry.

Dave and Dr. Dave dive into specifics about the Medicare Annual Enrollment period, how beneficiaries should prepare, some important changes coming in 2025, and some potential fraud to look out for. For more information or to contact us, visit us at www.yostinsurance.com.

Dave and Dave venture into the growing world of Medicare Advantage Plans. Questions or need a consultation? 330.892.0384

Dave and Dr. Dave dive into Part B and break down what it covers, what it doesn't, and what it costs! Get in touch or learn more about us at www.yostinsurance.com!

Dave and Dr. Dave breakdown the basics, and some of the specifics, of Medicare Part A. Learn about the deductibles, premiums, and specifics of the coverage in this episode.

There are significant changes coming in 2025 by way of the Inflation Reduction Act of 2022. This episodes outlines: The reasons Medicare Beneficiaries should have a benefits review during AEP this fall. Provisions of the Inflation Reduction Act that are already in effect. The potential impact on drug pricing, premiums, in-network pharmacies, and more Steps you should take in preparation. Reach out to us if you have question or need more information: www.yostinsurance.com [email protected] HHS Guide to the Inflation Reduction Act: https://www.hhs.gov/inflation-reduction-act/toolkit/index.html#:~:text=Capping%20Prescription%20Drug%20Out%2Dof,phase%20of%20Medicare%20Part%20D.

In this episode, Dave and Dave highlight the main parts of Medicare including: Original Medicare (Parts A and B) Prescription Drug Plans (Part D) Medicare Advantage Plans (Part C) Medicare Supplement Plans This episode is designed to provide a brief overview of these parts. We will get into specifics on each part in upcoming episodes.

Introductory episode for the The Medicare Talk Radio Podcast! This weekly show, hosted by Dave Yost and Dr. David Mullane provides educational information for those nearing enrollment in Medicare for the first time and anyone who already has a Medicare Insurance Plan. We offer a mix of educational topics, special guests, and live podcast segments during which our listeners can call in and ask questions. Need our assistance? Email us at [email protected] or call 330-892-0284. Both Dave Yost and David Mullane are licensed insurance agents and are not associated with the Federal Medicare Program.