PODCAST · business
Money Stories
by In Financial Services
Money Stories by In Financial Services shares the real money journeys of everyday people—the wins, losses, and lessons learned. Each episode spotlights guests from all walks of life, diving into how their upbringings and early money choices shaped their financial paths. From budgeting tips to investment strategies, they offer practical advice and insights to help you build wealth and take control of your financial future. With a focus on Empowering Financial Dreams, Money Stories proves that anyone can achieve financial success with the right plan and mindset.
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14
Andrew Walker: Put the Work In & the Opportunities Follow
Looking to build wealth through property in Australia? In this episode of Money Stories by In Financial Services, we sit down with Andrew Walker, Director of Street Property and one of the most experienced real estate agents in Newcastle, Lake Macquarie and the Hunter region, with nearly 40 years in Australian real estate. Andrew shares his money story and how he got where he is today, what he has seen in the local property market over the years of being in real estate and real, practical insight into: How Australians build wealth through buying property What first home buyers need to understand before buying How real estate decisions and mortgage strategy work together How opportunity is created through consistency and hard work Andrew’s philosophy says it all: “If you’re prepared to put the work in, you will attract opportunity.” Whether you’re a first home buyer, a property investor, or working with a mortgage broker to plan your next move, this episode of Money Stories by In Financial Services will help you think differently about property and wealth creation in Australia. #realestate #propertyinvestment #prpropertyinvestmentaustralia #wealthcreation #wealthbuildingau #mortgagebroker #moneystories #moneymindset #moneystoriespodcast #infinancialservices #homeloans #interestrates #newcastlemortgagebroker #newcastlepropertymarket #streetproperty
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13
Bonus Episode: "How to build a successful property portfolio in 8 steps" - Money Questions
In this episode, we sit down with Jack Henderson, property investor and founder of Henderson Advocacy, to unpack his 8-stage framework for building a $50 million property portfolio over 25 years. Whether you’re buying your first investment property or looking to grow an existing portfolio, this episode breaks down the roadmap to long-term wealth - from strategy and planning, through to finance, accumulation, acceleration, consolidation, and evolution. Jack shares practical insights on: 🏡 How to get started in property investing (even with limited experience) 💰 Structuring your finances for long-term growth 📈 When and how to buy, hold, and accelerate your portfolio ⚙️ The 8 stages of building wealth through property 🎯 How to shift from growth to cashflow and enjoy financial freedom Now is the perfect time to think differently, take action, and start building your own roadmap to financial success. 👉 If you’re ready to explore your borrowing power or want help planning your own investment strategy, book a meeting with our brokers here: Talk to an Expert | In Financial Services We’d love to help you start (or scale) your journey! #JackHenderson # #MoneyStoriesPodcast #PropertyInvesting #PropertyInvestmentAustralia #RealEstateInvesting #FinancialFreedom #WealthBuilding #PropertyStrategy #ThinkDifferentActSmarter #InFinancialServices #MortgageBroker #NewyBrokers
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12
Jack Henderson: Stop waiting, start building
Season 2 of Money Stories kicks off with an unmissable guest, Jack Henderson, one of Australia’s most recognised young property investors and founder of Henderson Advocacy. Jack’s journey didn’t start with a grand strategy, it started with a simple question: “What else can I do?” From working in construction as a teenager to building a multi-million-dollar portfolio by his late 20s, Jack shares how a hunger for a better life, a willingness to learn from those who’d done it before, and the courage to start even without a perfect plan changed everything. This raw, honest conversation dives into the mindset shifts, lessons and moments that shaped his path from the worksite to over $40 million in property. 💡 If you’ve ever felt stuck, scared to start, or unsure where to begin, this episode will light a fire under you. 🎧 Don’t miss this inspiring start to Season 2 of Money Stories, a reminder that success begins with one brave step and anyone can achieve it if you just get started. #mortgagebroker #propertyinvestment #propertyinvesting #propertyportfolio #entrepreneur #buyersagent #moneymindset #moneystories #jackhenderson #hendersonadvocacy #infinancialservices #investmentloans
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11
BONUS EP: Ben’s a Rising Star!
We couldn’t wait until Season 2 officially kicks off so here’s a quick bonus episode with some huge news! 🎉 Just two weeks ago, Ben was named Rising Star of the Year at the 2025 Australian Broking Awards. In this 15-minute episode, he takes you behind the moment, what it means as a young broker, and why the award is such a big win not just for him, but for the young regional home buyers he champions every day. Ben shares how his own journey as a first home buyer drives his passion for making property knowledge more accessible, empowering young people to make smarter decisions and get into the market with confidence. This recognition is proof that Ben is one to watch and if you’re looking to buy your first home or start investing, he’s the person to have in your corner. 👉 Season 2 is just around the corner! Keep your eyes peeled - we’ll be dropping 10 brand-new episodes every fortnight, with incredible guests lined up to inspire and empower your financial journey.
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10
Declan Edwards: Designing a richer, happier life
This episode is for anyone who’s ever thought, “What’s the point of all this?” In Episode 10 of Money Stories, we sit down with Declan Edwards — happiness coach, business owner and founder of BU Happiness College, to explore the deeper side of money: not just how to earn it, but how to make it mean something. Declan grew up surrounded by two very different money stories one grounded in security, the other in creatiing experiences. It sparked a lifelong curiosity: how do we build wealth in a way that actually adds to our happiness? In this thought-provoking chat, Declan shares how he’s intentionally designed a life that balances purpose, income, and impact. From values-based budgeting to monthly “money dates” with his partner, he opens up about the habits and mindset shifts that have helped him feel in control and connected with his financial future. We dive into: The 3 tiers of financial happiness: essentials, lifestyle, and legacy How to know when “enough” is actually enough Ways to reframe money as a tool for joy and impact Tips for having open, stress-free money conversations with your partner How purpose-driven planning leads to a richer, happier life If you’ve ever felt like you’re chasing numbers or wealth without knowing why, this episode will help you pause, reflect, and reconnect with what truly matters. #happiness #moneymindset #moneyandhappiness #moneystory #purposedriven #moneytalks #mortgagebroker #financemotivation #propertyinvestment #firsthomebuyer #wealthbuilding #moneystories
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9
BONUS EP: "What should I expect when meeting with a Mortgage Broker for the first time?"
Thinking about buying your first home or wondering if a mortgage broker is right for you? This bonus episode is here to take the confusion out of that very first meeting. Join Janine and Ben, the broker duo behind In Financial Services, as we answer one of the most common questions we get asked: “What actually happens when I meet with a mortgage broker?” Whether you’re just starting to explore your options or you’re ready to buy, we break down what to expect in that first conversation, including what you’ll need to bring, what questions to ask, and how we help you feel confident and clear on your next steps. We also chat about: - The difference between going to a broker vs. your bank - Why timing matters when it comes to getting advice early - What documents are helpful to have ready (and what happens if you don’t!) - How we tailor support to wherever you are in your journey, even if you're not quite ready to buy yet This episode is a must-listen for first home buyers, anyone refinancing, or those wanting to feel more in control of their finances. If you’ve been putting off that first step, this friendly, no-pressure conversation will help you feel ready to take action. #mortgagebroker #mortgagebrokeraustralia #mortgagetips #homeloan #firsthomebuyer #financetips #refinance #moneytips #moneyquestions
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8
Ben Harris: Surround yourself with the right people
This episode is for anyone who’s wondering, “How do I even start building my future?” In this episode of Money Stories, the mic gets flipped as our usual host, Ben Harris, shares his own journey, from flipping burgers at Macca’s as a teen to buying his first property at 18, and later becoming a mortgage broker with a mission to help others do the same. Growing up in a home where property talk was the norm, Ben learned early on the power of saving, sacrifice, and staying curious. With support from his mum (and mentor), Ben saw firsthand how much having the right people around you can shape your path. Now, he's paying it forward. If you’re young and feeling locked out of the market or just need someone in your corner, this one’s for you. Ben shares honest insights about what it really takes to get started, even if you don’t have help, and why who you surround yourself with matters more than ever. Tune in to learn: - Why your mindset and community are everything - How Ben got into the market without a high income - What to focus on when you're just getting started - How to build your team and grow your confidence This is a must-listen for first-time buyers, aspiring investors, or anyone looking to think differently and take that first step.
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7
Casey Taylor: Put in the work and change your future
From First Property to $8M+: Casey Taylor’s Journey to Financial Freedom This episode is for anyone who’s ever wondered, “Could I really build wealth through property?” In this episode of Money Stories, we’re chatting with Casey Taylor from Taylored Property Wealth – a buyers agent and business owner with a personal investment portfolio worth over $8 million and a goal to grow it to $20 million. But Casey didn’t start with money. Like many of us, he began with nothing but drive. He worked multiple jobs, saved hard, and bought his first property without any shortcuts, just grit, learning from mistakes, and a clear vision of the life he wanted. If you’re ambitious and driven, but not sure where to begin – this episode is packed with relatable insights and real talk about getting started, staying focused, and thinking long-term. Casey shares how property gave him the freedom to create more time, flexibility, and choice and how he now helps others do the same. Tune in to learn: - What it really takes to get started in property - How to avoid common first-time investor mistakes - Why your “why” matters more than your starting point - And what it looks like to build a life around freedom, not just finances This one will inspire you to dream bigger and take that first step.
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6
BONUS EP: " What does Labor's re-election mean for First Home Buyers and Investors?" Money Questions
In this bonus episode of Money Stories, Money Questions, we dive into what Labor’s re-election means for first home buyers, investors, and anyone with a HECS debt thinking about entering the property market. With new housing policies announced, this episode unpacks what’s changing, what’s staying the same, and how it all affects your borrowing power, access to government grants, and future wealth-building opportunities. We explore the real impact of these policies on young Australians, especially those navigating student debt, and break down what it means if you're hoping to buy your first home or build an investment portfolio in the next few years. If you're looking for clear, practical insights on how to make smart property moves under the current government, hit play, this one’s for you. #labor #governmentgrants #mortgagebroker #mortgagebrokeraustralia #firsttimehomebuyer #propertyinvestment #money #moneyquestions #realestate #homeloan #moneystories
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5
BONUS EP: ” What should I have in place before I start investing?” - Money Questions
Before you jump into property, shares or building wealth, there are 3 essential pillars you need to get right, and financial planner Dan Walsh is here to break them down.In this bonus episode of Money Stories, Money Questions, Dan shares the practical foundations every investor needs:✔️ A strong financial structure✔️ The right protections in place✔️ Clear control over your superannuationThink of it as your money safety net , so you can invest with confidence, not chaos.Disclaimer:This episode contains general advice only and does not take into account your personal objectives, financial situation, or needs.
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4
Dan Walsh: Just get started!
In this episode of Money Stories, we sit down with Dan Walsh, a financial planner whose journey through business ownership and career transformation is full of valuable insights. Dan founded and built his own financial planning business, Tailored Wealth, before making the decision to sell and step into a new role as Head of Wealth Protection at Invest Blue. Dan opens up about the realities of business ownership, what drove him to start, the challenges he faced along the way, and the big decision to exit. He shares how his relationship with money and wealth building has evolved as his life goals have shifted — from growing a business to now focusing on family, lifestyle, and protecting what matters most. As a financial planner, Dan also shares powerful tips on building long-term wealth, covering the most common mistakes people make, what to prioritise early on, and how to set yourself up for a secure and meaningful retirement. His advice is practical, personal, and filled with clarity. If you're ready to take control of your finances or start investing, hit play — and let Dan’s story inspire your next move.
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3
Amy Harris: The power of saying yes
In this episode of Money Stories, we chat with Amy Harris, our usual co-host of the Money Stories podcast, a property investor, and a key part of the family behind the business In Financial Services. At just 29, Amy has achieved incredible property success—but it all started as a university student with no real savings and big dreams. Amy shares how embracing the power of saying yes to opportunities and accepting help from others opened the door to her property investment journey. With a little nudge from her mum (Janine Harris—Ep. 2) and the support of government grants, Amy was able to purchase her first property during the pandemic. From there, she discovered the rewards of taking calculated risks and saying yes to opportunities, turning her parents' initial support into over $700,000 in wealth in just three years. Throughout this episode, Amy reflects on the mindset shifts that helped her succeed, the lessons she learned from buying, renovating, and investing, and why reaching out for help can make all the difference. She also talks about the importance of focusing on your own goals—ignoring the noise of what others might think—and just doing what you need to do to move forward. Most importantly, she reminds us all to have fun along the way and not take things too seriously, because enjoying the process is just as important as achieving the outcome. Whether you’re just starting out or looking for inspiration, Amy’s story is proof that property investing is more achievable than it seems when you’re willing to learn, take risks, and say yes to the possibilities ahead.
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2
Janine Harris: If it is to be, it’s up to me
In this episode of Money Stories, we are joined by Janine Harris, founder of In Financial Services, mortgage broker with over 25 years of experience, and property investor who has owned more than 30 investment properties throughout her life. Janine opens up about growing up in a family of savers, knowing she wanted more than just a secure nest egg—she wanted a life she could enjoy while building wealth. Starting at 19 with her first property, Janine figured out property investing the hard way, back when it wasn’t a topic people talked about. That determination led her to a career in mortgage brokering and a lifetime of financial success. Throughout the episode, Janine shares practical insights on starting your property investment journey, what she wishes she’d done differently, and her biggest lessons learned. Plus, we tackle some of the biggest myths about finance and property that might be holding you back. If you’ve ever wondered whether property investing is within your reach, this episode will prove that it’s not only possible—it’s easier than you think when you have the right mindset.
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1
Pat Mears: Delaying Gratification
In our first episode of Money Stories, we’re joined by Pat Mears, a seasoned property manager and owner of the successful Rubix Realty. Pat shares his inspiring journey from starting in real estate as a teen to building a portfolio of investment properties that’s setting him up to achieve his financial dream: retiring on the Gold Coast. Pat dives into the lessons he learned early on about saving and budgeting from his parents and property investment books, and how those principles shaped his approach to building wealth. He emphasises the power of delayed gratification, saving, and planning for the future rather than chasing instant rewards.
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ABOUT THIS SHOW
Money Stories by In Financial Services shares the real money journeys of everyday people—the wins, losses, and lessons learned. Each episode spotlights guests from all walks of life, diving into how their upbringings and early money choices shaped their financial paths. From budgeting tips to investment strategies, they offer practical advice and insights to help you build wealth and take control of your financial future. With a focus on Empowering Financial Dreams, Money Stories proves that anyone can achieve financial success with the right plan and mindset.
HOSTED BY
In Financial Services
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