Moore Wealth Retirement Talk

This episode dives into the high-stakes debate between the guaranteed income of annuities and the growth potential of the stock market. We dismantle the common myths that lead retirees to choose the wrong path, helping you identify which strategy actually aligns with your long-term security. Tune in to discover how to bridge the gap between "sleeping well" and "eating well" during your golden years.

Women often face a unique set of financial hurdles, from navigating the gender pay gap to accounting for longer average life expectancies. This episode breaks down why a "one size fits all" retirement strategy fails to address the specific career interruptions and healthcare costs women frequently encounter. Tune in to learn actionable steps for closing the savings gap and building a resilient portfolio tailored to your personal longevity.

In this episode, we uncover the hidden tax traps that often catch retirees off guard—and the strategies high-net-worth families use to avoid them. From overlooked distribution rules to tax-efficient withdrawal planning, we break down how small missteps can lead to big tax consequences. If you want to keep more of what you’ve earned, this conversation offers practical insights you can apply right away.

This episode explores how to maintain a clear-eyed perspective and re-evaluate your long-term strategy once the dust of a turbulent market has settled. We break down the specific steps successful investors take to rebalance their portfolios and identify new opportunities without letting emotion drive their decision-making.

In this episode of Moore Wealth Retirement Talk, we dive into how unpredictable markets affect your retirement strategy. We explore practical approaches to stay on track despite fluctuations and separate noise from long-term planning essentials. Tune in to learn actionable steps to protect and grow your retirement portfolio, even in turbulent times.

Stop chasing high-growth stock picks that vanish when the market turns and start focusing on the predictable cash flow that actually funds your lifestyle. In this episode, we break down why capital appreciation is a wealth-building tool, but passive income is the only true exit strategy for early retirement. Learn how to pivot your portfolio from accumulation to distribution so you can stop working because you have to and start living because you can.

In this episode, we pull back the curtain on the "7% annual return" trope to reveal why the math of the market rarely feels like a smooth ride in your actual bank account. Through the story of a fictional investor caught in a sequence of returns tailspin, we illustrate how volatility and timing can quietly sabotage even the most disciplined savings plan. You’ll walk away understanding why the "average" is often a mathematical myth and how to build a portfolio that survives the reality of the sequence.

In this episode, we challenge the "one-size-fits-all" retirement math that often leads to middle-of-the-road results and missed opportunities. We explore how to identify your unique lifestyle drivers and why tailoring your portfolio to your personal goals is more effective than following generic benchmarks. Join us as we break down the specific strategies you need to move beyond a standard savings plan and design a retirement that is anything but ordinary.

This episode explores why even the best-laid retirement plans can fail when emotions take the driver's seat, using the Seattle Seahawks’ infamous Super Bowl XLIX loss as a cautionary tale. We analyze how "overthinking the play" and letting heat-of-the-moment anxiety override a proven strategy can lead to devastating financial outcomes. Tune in to learn how to master your "financial temperament" and ensure that emotional impulses don't intercept your hard-earned retirement security.

This episode challenges the typical "New Year, New You" frenzy by focusing on financial strategies that honor who you are right now rather than chasing an idealized, future version of yourself. We break down the "motivation trap," explaining why willpower eventually fails and how to build a budget and savings plan rooted in your authentic habits and current reality. Tune in to discover how embracing your identity today can lead to more sustainable financial success and a more peaceful relationship with your money in the year ahead.

In this festive episode, we look at the hidden financial takeaways found in some of the most beloved holiday classics. From Buddy the Elf’s transition into the workforce to the chaotic consequences of the McCallister family’s travel mishaps and Clark Griswold’s reliance on a year-end bonus, we analyze the real-world money lessons behind the movie magic. Join us as we break down how these iconic stories can help you avoid common pitfalls and plan for a more secure financial future.

This episode welcomes leadership expert and author Sean Patton to explore how adopting a high-performance leadership mindset is the key to achieving a high-value retirement. We discuss how the disciplined decision-making and strategic goal-setting used in business can be directly applied to managing your personal financial plan and investment portfolio. Tune in to learn how to proactively lead your own financial future to secure the retirement lifestyle you truly desire.

This essential episode provides a comprehensive guide to help you start your financial planning for the year 2026. We break down anticipated changes in tax laws, retirement contribution limits, and key economic trends you need to monitor to optimize your strategy. Tune in now for actionable steps to update your budget, rebalance your portfolio, and position yourself for a successful and prosperous new year.

This episode provides a crucial financial roadmap, guiding you through the often-turbulent spending period From Thanksgiving to Year-End. We break down actionable strategies for managing holiday budgets, maximizing charitable giving deductions, and leveraging year-end benefits like Flexible Spending Account (FSA) funds. Tune in to finish the year strong with smart money moves that will position you for a successful and less-stressed start to the new year.

With the Thanksgiving holiday officially kicking off the end-of-year season, now is the perfect time to set yourself up for financial success in 2026. This episode lays out seven practical, actionable steps that you can implement right now. Tune in to transform your holiday reflection into clear financial action and ensure your portfolio and budget are optimized for the new year.

This Halloween, we're swapping ghost stories for the financial nightmares that keep investors up at night. We tackle three of the scariest money mistakes—from blindly chasing "hot stocks" to letting high-interest debt compound out of control—and discuss how to exorcise them from your portfolio for good. Tune in for practical tips that will help you avoid ghastly fees and keep your financial future healthy, wealthy, and stable.

Join us as we pull back the curtain on the financial advice industry, revealing the hidden conflicts of interest and compensation structures that can work against you. We dive into the critical questions your advisor might actively avoid, from fee transparency to proprietary products, and why they might steer you toward specific investments. Learn the red flags to watch out for and get actionable steps for taking control of your financial relationship and ensuring your advisor truly works for you.

Understanding "Sequence of Returns Risk" is critical for anyone in or near retirement, as poor market timing early in withdrawal can swiftly deplete your nest egg. This episode breaks down the concept, illustrating how early losses combined with withdrawals can be devastating, even if the market recovers later. We'll explore practical withdrawal strategies—from dynamic spending to cash buckets—that can effectively mitigate this risk and significantly increase the longevity of your retirement savings.

In this Networking Arizona interview, Shawna & Carol Blonder discuss a few smart financial habits that help retirees build lasting security—habits anyone can follow, not just the wealthy. From saving first to planning for healthcare, discover practical steps for a confident retirement.

This episode proves that building wealth doesn't require a seven-figure salary; it requires the right habits. We break down 13 essential financial disciplines, showing you how to apply principles used by the wealthy to your own budget and investing strategy. Tune in to learn practical, immediate changes you can make to your daily routine that will put you firmly on the path to financial freedom.

This episode is dedicated to two vital topics: creating a solid retirement plan and honoring the life of Charlie Kirk. We will provide actionable advice for building a secure financial future, from navigating investment strategies to maximizing your savings. In a special tribute, we also pause to mourn the loss of Charlie Kirk, celebrating his legacy and profound impact on our community.

This episode draws a powerful analogy between a sports coach and a financial advisor, highlighting the strategic guidance needed to win the game of retirement. We explore how both roles require a personalized game plan, diligent practice, and the ability to adjust to unexpected challenges. Join us to learn how to build your winning team and execute a flawless strategy for a secure and successful retirement.

On Networking Arizona with Carol Blonder, Retirement Income Certified Professional® Shawna Moore shares how to simplify retirement planning with a holistic, relationship-first approach. From navigating new Social Security rules and avoiding costly 401(k) mistakes to understanding advisor fees and building a personalized income plan, Shawna explains how to retire with clarity and confidence.

As September marks Life Insurance Awareness Month, this episode is a crucial guide to protecting your loved ones' financial future. We'll cut through the confusion to explain the different types of life insurance policies, debunk common myths, and help you determine how much coverage you actually need. Tune in to learn why life insurance is not just a policy, but a foundational piece of a sound financial plan.

This episode takes us "Back to School" as we unpack the crucial parallels between a student's backpack and your own retirement plan. We'll explore how to fill your "retirement backpack" with the essential financial tools and investment strategies needed for a secure future, much like a student prepares for a new school year. Plus, we'll suggest a few financial "classes" we wish were offered in middle or high school to help you get ahead.

Many people rely on financial advisors, but what does "managing your money" actually mean? This episode explores the critical difference between having an advisor and having an actively managed portfolio. We'll give you the right questions to ask to ensure you understand exactly what you're paying for and if your advisor's strategy aligns with your goals.

During this show we’re going to take a close look at annuities, particularly their pros and cons.

In this episode of Moore Wealth Retirement Talk, Shawna shares highlights from her recent LIVE interview on Real America’s Voice, discusses how more women are stepping up to take charge of their retirement planning—and how that’s opening the door for more female advisors in the industry. She also breaks down the important distinction between a financial planner and a retirement income advisor, and why that difference matters when planning for your future.

New tax laws are here, and they carry significant implications for retirees. This episode breaks down the latest changes impacting everything from Social Security taxation and standard deductions to retirement account withdrawals and potential estate tax adjustments. We'll help you understand how these shifts could affect your financial plan and what strategies you can employ to optimize your tax situation in retirement.

On this episode, we’ll discuss two common retirement rules: The rule of $1,000 and the rule of dying with zero.

Can you still retire in 2025 if there's market volatility or if your portfolio is down? We look at strategies and options to help you protect against these things and more.

During this episode, we’re going to discuss eight common 401(k) mistakes and why it’s important to avoid them.

April 22, 2025 - Tips for your portfolio during times of market volatility and 401k/employer plan insights.

During this episode we’ll consider whether retirees should continue investing and talk about the various options for financial growth in retirement.

During this episode we’re going to discuss the two hottest current financial news stories: The tariffs, the market downturns, and it's affect on your 401(k).

In this episode, we demystify annuities, exploring their various types and how they function within a retirement plan. We weigh the pros and cons, discussing potential tax implications and the importance of understanding fees before committing. Finally, we help you determine if an annuity aligns with your financial goals and risk tolerance, providing actionable insights for informed decision-making.

Does size matter when choosing a financial advisor/advisory firm? Things to consider when choosing between a large firm or a smaller firm, and how to determine which is right for you. We also touch on the myths of annuities to clear some of the misunderstandings and how to protect your retirement income.

In this episode, we break down the Social Security Fairness Act and its potential impact on retirees affected by the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO). Many individuals have seen their Social Security benefits reduced or eliminated due to these policies, but proposed changes could offer much-needed relief. We discuss who stands to benefit, the broader implications for retirement planning, and what financial advisors need to know to guide their clients effectively. Don’t miss this important conversation on a critical issue affecting many retirees.

Think you've done all you need to prepare for retirement? Think again! This week, we uncover some often-overlooked but crucial steps to take before hanging up your hat. From optimizing your Social Security strategy to considering long-term care, we'll ensure you're truly ready for the next chapter.

On this episode, we discuss the key elements of a 10-year retirement checklist.

In this episode, we will discuss the impact of tariffs on the global economy. We will also discuss how tariffs can affect your personal finances. Finally, we will provide some tips on how to protect your finances in a time of rising tariffs.

This episode breaks down the recent Social Security Fairness Act, explaining how it will impact millions of public sector retirees. We'll clarify the repeal of the Windfall Elimination Provision and the Government Pension Offset, and what steps you need to take to understand your new benefits. Listen to learn if you will be effected by these changes.

In this episode we dive into the world of holistic retirement planning, exploring how to create a retirement that's not just financially secure, but also fulfilling and relaxed. We'll uncover the key elements of a holistic approach, including financial planning, health and wellness, and personal fulfillment. Join us as we unlock the secrets to a truly relaxed and enjoyable retirement.

In today’s show, I’m excited to announce the publication of my new book, Retire with Moore: The Holistic Approach to a Relaxed Retirement. I’ll be diving into a couple of key chapters and sharing the insights that will help you approach retirement with confidence and peace of mind. Whether you’re nearing retirement or already in it, we take the time to ensure your retirement income plan is perfectly tailored to your needs. Join me as I walk you through our client-first approach to making retirement stress-free and fulfilling!

In this episode we uncover how your retirement income is taxed, explore strategies to minimize your tax burden, and ensure you keep more of your hard-earned money during your golden years.

In this episode we delve into the importance of building a robust emergency fund. We'll discuss effective strategies for saving, investing, and accessing your rainy day fund, while also exploring different saving methods. Join us as we empower you to navigate unexpected life events with financial confidence and resilience.

On this show, we’ll discuss retirement magic numbers and what it would mean to have two million dollars and five hundred thousand dollars saved for retirement.

In this episode we explore actionable steps to achieve your financial goals in the new year. We'll discuss strategies for budgeting, saving, and investing, including tips for reducing debt, maximizing retirement contributions, and building an emergency fund. Join us as we provide practical advice and motivation to help you make 2025 your most financially successful year yet.

During this show, we’ll begin by looking at the retirement needs of Gen X before broadening out to discuss the retirement needs for workers of all ages.

On this show, we’re going to discuss items you’ll want to include on your retirement anti-bucket list and will also look at some of the things that often get overlooked during retirement planning.