one degree

I know this is a finance newsletter. So bear with me for a minute.Have you ever caught yourself thinking — is this really it? You did the things. Built the career. Bought the dream house. Tithed more than you spent. Showed up for those who depended on you. And yet… underneath it all there’s an ache that you can’t quite name.Loved ones get sick. Or we do. Our career dreams we chased have resulted in an endless monotony or a constantly fear-inducing cycle of change and new normals. Our friends can disappoint us. Our bodies will fail us. Even God — in all of His splendor and glory — can land in our hearts altogether different than we may have expected. That ache — usually most prominent first thing in the morning or late at night — leaves you wondering if the whole arrangement is everything it was supposed to be.If you’ve felt that, I want you to know two things.First: you’re not the only one. Most of the Christians I respect most carry some version of that ache. They just don’t talk about it much, because they’ve been told they shouldn’t.Second: the ache is not the problem. It’s the point.Two of Jesus’ disciples walked the seven miles from Jerusalem to Emmaus on the third day after the crucifixion. They were leaving Jerusalem — the holy city. They weren’t necessarily renouncing anything — just walking. Heads down. The whole project had collapsed before their very eyes and they were going home. It was over. Rome won. Jesus was clearly a fraud.While they’re traipsing along, dejectedly analyzing their life choices, a kind stranger falls in beside them and asks what they were discussing. And out came one of the most heartbreaking lines in the New Testament:“We had hoped that he was the one to redeem Israel.”Notice the verb tense: “had hoped”. Past tense.They were grieving the death of a future they had built their lives around. And the hilarious irony is the risen Christ was walking right next to them while they did it. He let them grieve. He let them say it out loud. He didn’t correct their disappointment before he honored it.That scene is doing something the modern church is often too scared to do. It is making room for the haunting.The instinct in a lot of Christian circles is to silence the haunting fast. Be more grateful. Be more humble. Look how much God has done for you. What do you mean “is this it?” — this is great.I understand the impulse. Gratitude is real — and so is entitlement. There are seasons when the “right” answer to a complaint is “Hey - you really need to count your blessings.” But applied as a default, that posture flattens something the Bible takes seriously. It treats discontent as a defect to be scolded down instead of a signal to be listened to.C.S. Lewis named the problem more honestly than most of us do: We are not, he said, creatures whose desires are too strong. We are creatures whose desires are too weak. We make mud pies in a slum because we cannot imagine what is meant by a holiday at the sea.The disciples on the Emmaus road weren’t disappointed because they wanted too much from Jesus. They were disappointed because they had wanted far too little. They had wanted a political messiah. They had wanted freedom from Roman occupation. Instead, Jesus was offering the renewal of all things — and he was intending to take his time. He was offering freedom from the bondage to sin.This is the pattern. We don’t suffer because our desires are oversized. We suffer because they’re undersized — small enough to almost be satisfied, and that almost is the worst place to live.Here’s where the finance part starts mattering, and I’ll spend the next three weeks on it.A lot of what we do with money is an attempt to medicate the haunting. The next house, the next title, the next renovation, the better vacation, the bigger plate. We are not bad people for wanting these things. We are people trying to engineer a private Eden because the real one was lost a long time ago and we cannot quite stop reaching for it.The Christian financial planning world has a counter-move for this, and it’s a good one as far as it goes. We talk about finish lines. Lifestyle caps. Enough. Stewardship over consumption. I believe in all of it. I help clients think about it for a living.But a finish line by itself doesn’t answer the haunting. It just changes which side of the metaphorical fence you’re trying to climb. If you treat the finish line as the destination, you’ve replaced one engineered Eden with another — same project, smaller footprint. If we’re not careful, the goal will be suppression of desire, and discontentment (and even guilt) in the name of altruism and generosity.But the work underneath the work is dealing with that desire. What you actually want versus what you’ve trained yourself to settle for. What you’ve been told to stop wanting because it sounded too spiritual, greedy, or inconvenient.Augustine put it cleanly when he said that the entire life of a good Christian is in fact an exercise of holy desire.Not the suppression of desire. The exercise of it. Pointed in the right direction.So before we get to finish lines and lifestyle caps and the math of enough — which we will, starting next week — I want to leave you with a permission and a question.The permission: if you have a low-grade ache that won’t go away, you do not have to apologize for it or argue yourself out of it. That ache may be the most honest part of you. The risen Christ walked seven miles next to two men who were grieving him. He can handle yours.The question: when you feel the haunting, what do you usually do with it? Most of us reach for something — a screen, a snack, a credit card, a project, a plan. What if it’s a whisper, and the whisper is asking you to want something larger than the thing you keep reaching for?Next week: why your finish line is the wrong place to land — and the better question hiding underneath it. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

Over the past three weeks we’ve been wrestling with a single question: what is wealth, really?My friend called it a snake. And the warnings behind that metaphor are deadly serious -- Jesus and Paul made that clear. But we also saw that wealth isn’t a predator by nature. God gave us the ability to create it. It can be leveraged like the sun’s warmth, spread like fertilizer, and channeled like sap into fruit that outlasts us.So which is it?the both-andHere’s what I’ve come to believe: wealth is all of these things, and that’s exactly the point.It is dangerous. The rich young ruler proved that. The fool with his barns proved that. The warnings are real, and if you skip past them, you’re the man sleeping with the snake.But it is a tool. Zacchaeus proved that. Deuteronomy 8:18 proved that. Every missionary funded, every church planted, every family fed proves that. If you run from wealth entirely, you’re a tree refusing to grow sap -- and a tree without sap bears no fruit.The Christian financial life is not about choosing safety or generosity. It’s about holding both in tension. Saving for legitimate future needs and giving sacrificially now. Building the tree’s root system and bearing fruit every season. Stewarding the warmth of the sun and refusing to let it pull you into orbit around itself.Wesley called it “earn all you can, save all you can, give all you can.” That’s not three separate instructions. It’s one rhythm.so what do you do now?I’ll leave you with a few questions I’ve been sitting with myself. Not as a financial advisor -- as a fellow tree trying to figure out how much sap is enough and how much fruit is possible.What would it look like to set a finish line -- a number beyond which everything gets given away?What is one act of generosity you’ve been putting off until you “have enough”?If your financial life is the tree, what fruit did it bear last season? And what fruit do you want it to bear next?The snake metaphor was never wrong. It was just incomplete. Wealth can kill you. But it was also designed to flow through you -- like water through roots, into sap, out through fruit -- and into the lives of everyone your tree was made to feed.When was the last time my generosity actually cost me something I’d rather have kept?Are there areas of my financial life I’ve quietly asked Jesus not to touch? Or have I drawn boundaries around what counts as obedience? This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

the snake in your bed (part 3 of 4)In Part 1, we met the snake -- a metaphor for the quiet danger of accumulating wealth. In Part 2, we challenged it. Wealth isn’t a predator. It’s a God-given tool that can be dangerous when mishandled. So how do we hold both of those truths at the same time?the Christian financial paradoxJohn Wesley put it this way: “Earn all you can. Save all you can. Give all you can.”Sounds great, John. But how?That’s the paradox. Two truths that seem to contradict each other but ultimately point to something deeper. On one side: save. Be wise. Plan for the future. Provide for your household. Scripture is clear that failing to do so is worse than being an unbeliever (1 Timothy 5:8). On the other side: give. Sacrificially. Now. Not from your leftovers but from your firstfruits. Not after you’ve “made it” but while it still costs you something.Most of us dislike tension, so we tend to pick one side as default over the other.Some become savers who give occasionally -- responsible, disciplined, but rarely generous in a way that actually hurts. Others give impulsively and find themselves financially fragile, confusing recklessness with faith.Wesley wasn’t describing two options. He was describing one life.the apple treeGod has given us many metaphors to help us illustrate the necessity of living in this tension instead of seeking to escape from it. One of them is the apple tree.A single apple tree produces roughly 1,500 seeds per season. Over a 50-to-80-year lifespan, if every seed grew into another tree, one tree could replace itself 100,000 times over.But it takes roughly 1,000 gallons of water (i.e. money, in our metaphor) to keep an apple tree alive for a full year. That tree produces, on average, 500 apples. So about 2 gallons of water per apple. And each apple weighs about 5.3 ounces and contains roughly 85% water -- about 4.5 ounces of it. That water came from the roots, trunk, and branches soaking up those 2 gallons and bearing life-giving, fruit-producing sap to each apple as it grew and ripened.The sap represents your wealth. Your income. Your financial discipline that’s building a solid fiscal foundation for your family and home. Without it, there’s no fruit. No generosity. No kingdom impact. Nothing to give.But the tree wasn’t made to simply drink the water and enjoy the sap. It was made to bear the fruit. The sap serves the fruit.That’s the paradox. Not save or give. Save and give. Build the sap so the fruit keeps coming -- not for one season, but for a lifetime. Not so the tree can admire itself, but so it can reproduce 100,000 times over.Is your financial water producing fruit-bearing sap? Or has sap accumulation become the default? This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

the snake in your bed (part 2 of 4)Last week we discussed my friend’s metaphor of wealth: a snake. Today we’ll address the tension of how two wealthy men in the Bible responded totally differently to Jesus’ invitation.but is wealth really a snake?Here’s my honest problem with the metaphor: a snake in your bed is only a threat. There is no version of the story where the man and the snake coexist well. The only winning move is to never have owned the snake in the first place.And while it rightly captures the dangers of wealth, if that’s where your theology of wealth ends, you’ve got a problem. There’s another half of the metaphor that’s missing.Scripture doesn’t treat wealth as a predator. Deuteronomy 8:18 says it plainly: “Remember the Lord your God, for it is he who gives you the ability to produce wealth.”God gave you that ability. On purpose.If God is the one who gives me the ability to produce wealth, what do I think he intended for me to do with it?Global missions run on money. Medical care costs money. Raising a family, building a business that honors God, supporting your church, caring for the poor -- all of it is powered by wealth generation. These aren’t the side effects of sleeping with a snake. They’re the fruit of something God designed.So wealth isn’t necessarily a snake, but it’s by no means neutral.I’ve described wealth like the sun. It’s magnetic. It draws you in. Get too close and you’ll burn up -- that’s the rich young ruler. But pull too far away and you’ll miss the warmth and light God intended for your life. God made wine and oil to gladden the heart of man. Enjoyment isn’t the enemy.Or think of it like manure. (Stay with me.) Spread wealth around and everything it touches grows healthier. Hoard it in one place and you’re sitting on a toxic pile that breeds disease.The snake metaphor gets the danger right. Wealth can definitely be dangerous. Serving it is. Loving it is. Hoarding it is. We are easily drawn to it, impressed by it, and most of us commit our lives to accumulating it. But the metaphor misses the other half of the truth: wealth is a tool, and in the hands of someone surrendered to God, it can be leveraged for eternal impact.In my orbit around wealth, am I drawing too close to its warmth and comfort? Have I been diligent to spread the fertilizer of my wealth around so that it might bring life and refreshment to others? This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

the man who loved his snakeThe story goes that there was a man who owned a pet snake.It was kind of the passion of his life. He loved this animal. And his deeply held conviction was simple: if you love the snake, the snake will love you back.So he slept with it. Every night. In his bed.Years went by.And then one night, while he was sleeping, the snake killed him.An expert later explained what actually happened. The snake was never his friend. It was never returning the affection. It was simply waiting until it was big enough that it was sure it could kill him.big enough to killThat’s your investment account.That’s the application from a friend of mine -- also a financial advisor -- who uses the story to illustrate the dangers of wealth.Think about it.When you start off, it’s innocuous. You put 10% of your paycheck into a 401(k). Year after year. It’s just what responsible people do. You barely think about it.And then one day you’re 55 or 60 and you look up and there’s a number on the screen that would have been unimaginable to your 25-year-old self.And now ...the snake is big enough to kill you.Have you ever stopped to consider whether your wealth is serving you... or slowly becoming your master?the warnings are realJesus was remarkably blunt about money. He didn’t dance around it.“No one can serve two masters. Either you will hate the one and love the other, or you will be devoted to the one and despise the other. You cannot serve both God and money.” (Luke 16:13)Paul echoed the warning: “For the love of money is a root of all kinds of evils. It is through this craving that some have wandered away from the faith and pierced themselves with many griefs.” (1 Timothy 6:10)Pierced themselves. That language is violent on purpose.And the Gospels give us a devastating side-by-side. In Matthew 19, a rich young man asks Jesus what he must do to have eternal life. Jesus tells him to sell his possessions and give to the poor. The man walked away sad, because he had great wealth. The snake was already big enough.But in Luke 19, there’s Zacchaeus. Wealthy. Corrupt. And yet when Jesus enters his life, he stands up and gives away more than half of everything he had. Voluntarily. Joyfully.Same Jesus. Same invitation. Two completely different responses.This is where the snake metaphor breaks down a little bit. Why did the rich man succumb to the death blow of his wealth while Zacchaeus somehow escaped the coils of the snake as it attempted to tighten around him? We’ll explore that tension further in next week’s newsletter.How would you describe your relationship with money right now -- and is that the relationship you actually want? Would it change if you believed it was never really yours to begin with? This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

A few housekeeping updates for the One Degree Podcast. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

When people ask what I do for a living, the easiest answer is “financial planner.”But that description never quite captures what actually happens in the work.Yes, there’s investment planning, tax strategy, and retirement projections. Sometimes there’s even the occasional trade execution. But a surprising amount of the work is something deeper and harder to name:Helping people form a philosophy of money.Most of us inherit our ideas about money without realizing it. Culture, media, peers, and the financial system itself quietly shape our assumptions about wealth, success, lifestyle, and retirement. Over time, those assumptions become the foundation for how we earn, spend, save, and give.In this episode, we explore a bigger question: What is the “good life”?Drawing from ideas in Jonathan Pennington’s book Jesus the Great Philosopher, we look at how ancient philosophy was originally about the pursuit of human flourishing—the search for wisdom and the good life.For Christians, that conversation leads somewhere specific. If Jesus truly shows us what the good life is, then our financial decisions aren’t separate from discipleship. They’re part of it.We’ll also discuss a practical exercise called financial finish lines, a simple way to think more intentionally about lifestyle, spending, and what “enough” might look like.Because money is never neutral.Over time, it quietly shapes our habits, our priorities, and ultimately our hearts.Resources mentionedFinish Line Pledge tool:https://www.finishlinepledge.com/advisors/Book referenced:Jesus the Great Philosopher — Jonathan T. Pennington This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

When the Bible talks about debt, it’s rarely about interest rates or payment schedules. It’s almost always about something deeper.In this episode, we explore what Scripture actually teaches about borrowing and lending through three recurring themes: presumption, power dynamics, and posture.We walk through Proverbs’ strong warnings against guaranteeing someone else’s debt, unpack why predatory lending is ultimately a misuse of power, and wrestle with the surprising truth that Scripture does affirm lending—but only when it flows from generosity, mercy, and trust rather than control.This is the upside-down economy of the Kingdom. An invitation to steward money in a way that reflects the heart of a God who is kind, merciful, and generous—even to the ungrateful.The One Degree Podcast is brought to you by Openhanded Wealth, LLC, a registered investment adviser in Holly Springs, GA, serving Christian families and small business owners. This content is educational only and should not be taken as financial, tax, or legal advice.“whatever gifts I have received from God, may I use them to serve others, as a faithful steward of God’s varied grace." — 1 Peter 4: 10🌐openhandedwealth.com/podcast This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

In this episode, we explore a timeless metaphor from St. Bernard of Clairvaux about living as reservoirs rather than canals—filling ourselves first before giving from overflow.We discuss the intersection of biblical generosity, financial wisdom, and the uncomfortable truth that sometimes faithful stewardship means adjusting our giving.Through client stories and scriptural reflection, we examine what it means to give wisely in changing seasons, why limits are part of God's design, and how provision has never been our responsibility to bear alone. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

If you’re self-employed, in sales, or running a small business, you know the budgeting struggle is real. But inconsistent income doesn’t mean you’re off the hook — it just means you need a smarter plan.Nick shares a four-part framework inspired by YNAB (You Need a Budget) and shaped by real-world experience:Only budget dollars you have — no guessing games.Prioritize spending by what matters most (including giving and saving).Break big, rare expenses into monthly habits.Build a buffer during your "hill" months to survive the valleys.This episode is packed with practical help, biblical stewardship, and avocado jokes. (Seriously.)🛠️ Tool Mentioned: YNAB’s guide to irregular income📩 Want help building your own budget? Reach out via openhandedwealth.com/onedegree💬 Love the show? Share it with a friend or drop a 5-star review — it helps more people find One Degree.🌐openhandedwealth.comI want to use whatever gifts I have received to serve others, as a faithful steward of God’s grace in its various forms. — 1 Peter 4: 10Openhanded Wealth, LLC is a registered investment adviser in Holly Springs, GA, serving Christian families and small business owners. This content is educational only and should not be taken as financial, tax, or legal advice. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

In this episode, Nick reflects on the final chapters of Practicing the King’s Economy and how the Bible’s vision of rest is radically different from our hustle culture. He shares five real-world reasons why rest feels impossible — including the “reentry tax,” productivity identity, and the sheer effort it takes to prepare.We explore:Why biblical rest requires intentionality and communityThe psychological hurdles that keep us “too busy”What the Year of Jubilee might teach modern business ownersHow rest can become a regular, life-giving rhythm — not just a reward for burnout📖 Referenced Book: Practicing the King’s Economy by Robby Holt, Michael Rhodes, and Brian Fikkert📺 Mentioned Show: Alone, Season 11 (History Channel)👉 Got a question for Nick? Ask it here: openhandedwealth.com/onedegree💬 Like what you heard? Leave a review — it helps the show reach more people!🌐openhandedwealth.comI want to use whatever gifts I have received to serve others, as a faithful steward of God’s grace in its various forms. — 1 Peter 4: 10Openhanded Wealth, LLC is a registered investment adviser in Holly Springs, GA, serving Christian families and small business owners. This content is educational only and should not be taken as financial, tax, or legal advice. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

In this episode of the One Degree podcast, I share how small choices over time can create significant impacts in our lives. As a husband, father, and financial planner, I reflect on my love for fixing things and how this 'fix it' mentality doesn't always translate well in relationships. I recount a recent family vacation story involving my daughter and emphasize the importance of approaching relationships with humility and curiosity instead of trying to fix them. I discuss how feeling misunderstood often leads to frustration and anger and how slowing down to genuinely listen can foster better connections. I also highlight how these concepts apply to discussions, especially around sensitive topics like money. Finally, I encourage listeners to engage in better communication practices and promote relational healing.[00:00] Introduction to the One Degree Podcast[00:16] Nick's Passion for Fixing Things[01:13] The Challenge of Fixing Relationships[02:10] A Lesson in Humility and Curiosity[06:12] Understanding and Managing Anger[07:39] Applying Lessons to Financial Conversations[09:57] Final Thoughts and Listener Engagement This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

In today's episode of the One Degree podcast, I discuss a recent LinkedIn article about my CRM software, Wealthbox, adding a new AI note-taking feature. While it sounds efficient, I'm skeptical about its impact on innovation. I explore the necessary balance between creative energy and structured processes in business. Using examples like PowerPoint versus tools like Beautiful.ai, I emphasize the importance of flexibility and innovation in certain areas of business, while maintaining efficiency and procedures in others. Finally, I stress the significance of choosing which parts of your business to innovate and which to streamline.[00:00] Introduction to the One Degree Podcast[00:16] New AI Note-Taking Feature in CRM Software[01:55] Balancing Creativity and Structure in Business[02:38] The Pitfalls of Built-In Tools[04:38] The Importance of Flexibility and Innovation[05:36] Knowing When to Optimize and Standardize[07:44] Conclusion and Listener EngagementThe One Degree Podcast is brought to you by Openhanded Wealth, LLC, a registered investment adviser in Holly Springs, GA, serving Christian families and small business owners. This content is educational only and should not be taken as financial, tax, or legal advice.“whatever gifts I have received from God, may I use them to serve others, as a faithful steward of God’s varied grace." — 1 Peter 4: 10🌐openhandedwealth.com/podcast This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

Today, I'm excited to share insights from my recent conversation with Marcus Schaller on his podcast, Attract Your Ideal Clients. Marcus and I dove deep into the concept of selling as an act of generosity. From rethinking sales not as a pushy transaction but as a service to others, to Marcus' profound idea: 'Selling is an act of generosity.' Join me as I unpack how this perspective shift is helping me and could help you too. We'll also discuss crafting clear messages about the problems you solve and why not every conversation should be a sales pitch. Let's shift our mindset and embrace sales as a form of stewardship and genuine connection.Listen to my full interview with Marcus Schaller on Attract Your Ideal Clients.[00:00] Introduction to the One Degree Podcast[00:16] Guest Appearance on Attract Your Ideal Clients[01:24] The Profound Concept of Selling as Generosity[02:37] Personal Reflections on Sales and Value[07:09] Reframing the Elevator Pitch[09:27] Conclusion and Listener Engagement This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

What can two jazz legends teach us about money, resilience, and playing into your mistakes? Find out on today's episode of the One Degree podcast. I'm Nick, your host, and in this episode, I'll dive into a powerful quote from Miles Davis and how it applies to financial decisions, personal growth, and faith. We'll explore how small, consistent changes shape our lives and why it's crucial to give ourselves grace. Remember, the song's not over yet—the next note might just change everything. Join me as we discover how to make the next right move.[00:00] Introduction: The Power of the Next Note[00:26] Welcome to the One Degree Podcast[00:37] The Impact of Small Changes[01:27] Miles Davis and the Wrong Note[02:11] Applying the Concept to Life and Finances[03:41] Grace and Self-Compassion[04:02] The Kingdom of God and Wasted Time[06:15] Encouragement and Final Thoughts[07:09] Listener Engagement and Disclaimers This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

Discover the VIM framework—Vision, Intention, and Means—and how it can drive meaningful changes in your finances, business, and life. Learn actionable steps to break inertia and make lasting improvements.--⁠⁠Visit my website⁠⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

Oh what life lessons can we learn from AirPods? Great question. Turns out we can learn something about loss aversion, decision-making, and gratitude. In this episode, we unpack the behavioral bias that shapes how we manage money, investments, and life's choices—and how small mindset shifts can lead to peace and intentionality.--⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

Explore the biblical and practical considerations of retirement planning as a Christian. Is saving for retirement wise or does it show a lack of trust in God? Dive into balanced insights rooted in scripture and practical advice.---I'd love to meet you, hear your story, and learn from your experiences too. So reach out!Visit my website⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

I can't believe it. The one degree podcast just had its 500th listen! Thank you for making it possible!---I'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

As Christians, we often associate wealth with happiness and fulfillment. However, the Bible teaches us that true life can only be found in a relationship with Jesus Christ.---I'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

I'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

I'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

I'd love to meet you, hear your story, and learn from your experiences too. So reach out!Article mentioned.⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

I'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

I'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

I'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

I'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

Todoist Shutdown RitualI'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

I'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

I'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

Continuing with the theme of "fruit" as the blessings God gives us, today we discuss the frank reality that fruit is really heavy. And why "more" is not always good for us.Podcast referenced in the show: Baskets of Fruit are Heavy by Nancy Wilson (Femina Podcast).----I'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

Not all seed bears fruit. And not all fruit matures. Today we consider reasons our "fruit" (blessings, financial health, relationships, talents, skills, work plans, etc.) may be stifled in its growth.----I'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

Plan for disruptions. Make room for mistakes. Add "mini crisis" to your daily to-do list and every day it *doesn't* happen you'll get an hour back in your day!----I'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

Don't think of a P&L forecast as a spreadsheet - it's a map! So use it like one!----I'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

Is further, faster, & higher really always the best approach to your life and business? Spoiler alert: no. (But you probably already knew that.) In today's episode, I consider the value of root systems and the invitation of Jesus to embrace slow growth.----I'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

Amazon Prime's "A Million Miles Away" tells the story of José Hernandez (migrant farmer turned astronaut) and his father's 5-ingredient recipe for life success. Today we consider ingredient #5: when you think you're done, you probably have to work harder.----I'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

Amazon Prime's "A Million Miles Away" tells the story of José Hernandez (migrant farmer turned astronaut) and his father's 5-ingredient recipe for life success. Today we consider ingredient #4: if you don't know how, learn.----I'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

Amazon Prime's "A Million Miles Away" tells the story of José Hernandez (migrant farmer turned astronaut) and his father's 5-ingredient recipe for life success. Today we consider ingredient #3: build your roadmap.----I'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

Our conversation around the story of José Hernandez (migrant farmer turned astronaut) continues as we consider ingredient #2 - know where you stand and how far you have left to go.----I'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

The story of José Hernandez is a riveting and inspiring tale of a young, migrant farmworker, raised on the fields of California, who grows up to become a NASA crew member aboard space shuttle Discovery on mission STS-128. His incredible success grew out of the simple, 5-ingredient recipe his father gave him as a kid. The first ingredient is simply to know your goal.----I'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

You just heard that your friend is taking the trip of a lifetime ✈️ or planning a move you've only ever dreamed of. Your gut reaction is, "I'd love to do that ...someday." But have you ever wondered what it might take to really do it? (I have!) I want to invite you to take the first micro-step to turn that wish into a plan: put it on the calendar. 📅----I'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

If you haven't ridden a bike since childhood, you need to. Sometimes our inner child needs to come out and teach our grown-up self some things about what it means to "trust the bike" or, more appropriately, "trust the process (and that's usually where God is)".----I'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

We all feel so much when it comes to money. But what do we do with the "bad" feelings - with our regrets? How do you handle your financial mistakes? And what do they say about you? Maybe ...not as much as you think.----I'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

I'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

We are all constantly in a hurry. I mean when was the last time you really brushed your teeth for a full 2 minutes? This constant inner urge to "hurry up" wreaks havoc on our hearts, souls, bodies ...and budgets. So is there any way out of this cycle?Today we consider making a small change in our pace of life and how it can improve our physical, spiritual, and financial health. Tune in to learn more.----I'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

I have a confession. I'm in this relationship where I constantly feel fear, confusion, & anger. And they don't seem to care at all! I feel stuck. I need them and they don't need me. What should I do?Oh yeah ... I'm talking about money.Today we consider making a small change in the way we think about our relationship with money. What is "money" anyway? Tune in to find out.----I'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

Self-talk. There's a lot of noise out there about this practice. Is there really something to the things we tell ourselves?...Psalm 15:2 talks about the man who "speaks truth in his heart".Today we consider making a small change in the way we think about our inner dialogue.----I'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

If you've been around the financial services industry, you've likely noticed that most of us have a bunch of letters behind our names (especially "CFP®").But...1. what's a real financial planner?2. what do they do?3. do I need one?Tune in to find out!----I'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

"Arrival" ... "Success" ... how do you define these?In today's episode, we discuss how and why we ...just don't ever feel like we've "arrived" and how fragile our happiness will be when it's tied to that metric.I'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com

Do tiny decisions really matter? Do 1º directional changes make a difference?👉🏼 yes 👈🏼In today's episode, we discuss how our lives are built on the quality of our decisions - big and small - and how change really isn't as hard as it seems.---I'd love to meet you, hear your story, and learn from your experiences too. So reach out!⁠Visit my website⁠⁠ to connect with me. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit faithandfinance.substack.com