RegFi Podcast

Marking RegFi's 100th episode, co-hosts Jerry Buckley, Sasha Leonhardt, Sherry Safchuk, and Caroline Stapleton revisit the thesis on which they launched the podcast in October 2023: that financial regulation, driven by technology, will change more in the next 10 years than it has over the previous 50. When RegFi launched, generative AI was less than a year old, agentic AI was still on the horizon, the GENIUS Act had yet to be written, prediction markets were in their infancy, state privacy legislation was still evolving, the Section 1033 rule had not yet been proposed, and the CFPB itself was a very different agency than it is today. Reflecting on the rapid developments of the past two and a half years, the pace of change is only accelerating — requiring regulators to embrace new technology-enabled approaches in a world where agentic AI may transform the delivery of financial services, quantum computing is drawing nearer, data security and fraud threats are intensifying, and new entrants continue to reshape the financial services marketplace. Links: Orrick Financial & Fintech Advisory Practice RegFiPodcast.com

OpenLaws founder and CEO John Phamvan joins RegFi co-hosts Jerry Buckley and Sherry Safchuk to examine how OpenLaws is building comprehensive, reliable, and continuously updated access to statutes, regulations, and other legal materials across federal and state jurisdictions. They discuss the challenges of sourcing and standardizing legal data at scale, the role of OpenLaws' API and emerging products in supporting legal, compliance, and public policy workflows, and the growing importance of high-quality legal data in AI-driven environments. The conversation also explores OpenLaws' public benefit mission, its plans to expand into legislative and administrative materials, and the broader implications for access to law and regulatory compliance in a rapidly evolving digital landscape. Links: OpenLaws Public Benefit Corporation Orrick Financial & Fintech Advisory Practice RegFiPodcast.com

Arthur Wilmar joins RegFi co-hosts Jerry Buckley and Sasha Leonhardt to examine the emerging role of tokenized deposits. They discuss recent developments that provide a regulatory pathway for tokenizing deposits and the broader environment for banks entering the space. The conversation compares the functions and regulation of cryptocurrencies, stablecoins and tokenized deposits, including the use of public versus permissioned blockchains. The episode also explores the potential use of tokenized deposits as an inflation hedge in countries where inflation is high. Links: Orrick Financial & Fintech Advisory Practice RegFiPodcast.com

Fincast founder Benjamin Schieken joins RegFi co-hosts Jerry Buckley and Sherry Safchuk to discuss how AI-enabled technology can transform the mortgage shopping process by enabling consumers to compare loan options more effectively and introducing greater competition among lenders. This evolving digital approach considers not only APR, but also total transaction costs and the likely duration of the loan for an individual borrower, helping to clarify the true economics of mortgage decisions and potentially saving consumers thousands of dollars. The conversation also looks to the future, where agentic AI could empower consumers to make more informed and automated financial decisions across a range of products and services. Links: Fincast Orrick Financial & Fintech Advisory Practice RegFiPodcast.com