PODCAST · business
Retire Financially Fit
by Barbara Swiatek
Listen to Retire Financially Fit on KGFT Saturdays, 11 A.M. MT, 2 P.M., and Sundays, 4 P.M., and on KZNT Saturdays 7 A.M. and 4 P.M. Each week, Barbara Swiatek gives insight for retirees and pre-retires on financial planning. Learn more about income planning, tax strategy, risk management, and estate planning on Retire Financially Fit.Need Financial Advice? We Can Help. | SF Financial ServicesBarbara Swiatek is an Investment Adviser representative of Retirement Wealth Advisors, Inc. an SEC Registered Investment Adviser. SF Financial, Retirement Wealth Advisers and these stations are not affiliated.
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125
Baby Steps Nobody Finished - May 9, 2026
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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124
Hidden Mistakes - May 2, 2026
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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123
That Unsettled Feeling - April 25, 2026
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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122
Retirement Challenges For Women - April 18, 2026
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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121
Retirement Puzzle Pieces - April 11, 2026
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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120
The Retirement Income Illusion - April 4, 2026
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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119
The Shift That Changes Retirement - March 28, 2026
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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118
The Retirement Regret No One Sees Coming - March 21, 2028
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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117
Why Retirement Doesn’t Feel the Way You Expected - March 14, 2026
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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116
When Retirement Changes - March 7, 2026
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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115
When Volatility Becomes Personal - February 28, 2026
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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114
A Wake-Up Call for Women - February 21, 2026
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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113
From Guessing to Knowing - February 14, 2026
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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112
When the Paycheck Stops - February 7, 2026
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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111
Moving Target
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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110
Retirement Colliding With Caregiving
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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109
Retirement And Market Volatility - February 28, 2026
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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108
Creating Dependable Retirement Income - January 31, 2026
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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107
Habits of the Quietly Wealthy - January 24, 2026
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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106
Financial Pitfalls - January 17, 2026
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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105
All About Annuities - January 10, 2026
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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104
Active vs Passive Investing - January 3, 2026
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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103
Maximize Your Retirement Income - December 27, 2025
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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102
2025 Christmas Special - December 20, 2025
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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101
2025 Year in Review - December 13, 2025
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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100
Medicare Decoded - December 6, 2025
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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99
Five Financial Stages of Life - November 29, 2025
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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98
Reality of Retirement Spending - November 22, 2025
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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97
Retirement Income Facing Tax Challenges - November 15, 2025
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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96
Growing Govt Debt - November 8, 2025
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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95
Build Your Financial House - November 1, 2025
Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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94
Helping Protect Your Retirement from Hidden Obstacles - October 25, 2025
Learn more at SF Financial ServicesNeed Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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93
Creating Dependable Retirement Income - October 18, 2025
Learn more at SF Financial ServicesNeed Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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92
Active vs. Passive Investing - October 11, 2025
Learn more at SF Financial ServicesNeed Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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91
401k and IRA Decisions - October 4, 2025
Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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90
All About Annuities - September 20, 2025
Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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89
Tackling the Twin Threats of Taxes and Inflation - September 13, 2025
Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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88
Plan For the Worst and Hope for the Best - September 6, 2025
Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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87
Retirement Income Facing Tax Challenges - August 30, 2025
Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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86
Maximize Your Retirement Income - August 23, 2025
Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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85
Helping Protect Your Retirement from Hidden Obstacles - August 16, 2025
Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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84
Five Financial Stages of Life - August 9, 2025
Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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83
Build Your Financial House - August 8, 2025
Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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82
Plan For The Worst and Hope For The Best - July 26, 2025
Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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81
Creating Dependable Retirement Income - July 19, 2025
Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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80
Tackling the Twin Threats of Taxes and Inflation - July 12, 2025
Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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79
Do You Need Life Insurance - July 5, 2025
Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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78
Taxes in Retirement - June 28, 2025
Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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77
Taking Control of Your Retirement - June 21, 2025
Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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76
Taking Control of Your Retirement - June 14, 2025
Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.
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ABOUT THIS SHOW
Listen to Retire Financially Fit on KGFT Saturdays, 11 A.M. MT, 2 P.M., and Sundays, 4 P.M., and on KZNT Saturdays 7 A.M. and 4 P.M. Each week, Barbara Swiatek gives insight for retirees and pre-retires on financial planning. Learn more about income planning, tax strategy, risk management, and estate planning on Retire Financially Fit.Need Financial Advice? We Can Help. | SF Financial ServicesBarbara Swiatek is an Investment Adviser representative of Retirement Wealth Advisors, Inc. an SEC Registered Investment Adviser. SF Financial, Retirement Wealth Advisers and these stations are not affiliated.
HOSTED BY
Barbara Swiatek
CATEGORIES
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