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PODCAST · business

Retire Financially Fit

Listen to Retire Financially Fit on KGFT Saturdays, 11 A.M. MT, 2 P.M., and Sundays, 4 P.M., and on KZNT Saturdays 7 A.M. and 4 P.M. Each week, Barbara Swiatek gives insight for retirees and pre-retires on financial planning. Learn more about income planning, tax strategy, risk management, and estate planning on Retire Financially Fit.Need Financial Advice? We Can Help. | SF Financial ServicesBarbara Swiatek is an Investment Adviser representative of Retirement Wealth Advisors, Inc. an SEC Registered Investment Adviser. SF Financial, Retirement Wealth Advisers and these stations are not affiliated.

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    Baby Steps Nobody Finished - May 9, 2026

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  2. 124

    Hidden Mistakes - May 2, 2026

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  3. 123

    That Unsettled Feeling - April 25, 2026

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  4. 122

    Retirement Challenges For Women - April 18, 2026

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  5. 121

    Retirement Puzzle Pieces - April 11, 2026

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  6. 120

    The Retirement Income Illusion - April 4, 2026

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  7. 119

    The Shift That Changes Retirement - March 28, 2026

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  8. 118

    The Retirement Regret No One Sees Coming - March 21, 2028

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  9. 117

    Why Retirement Doesn’t Feel the Way You Expected - March 14, 2026

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  10. 116

    When Retirement Changes - March 7, 2026

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  11. 115

    When Volatility Becomes Personal - February 28, 2026

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  12. 114

    A Wake-Up Call for Women - February 21, 2026

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  13. 113

    From Guessing to Knowing - February 14, 2026

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  14. 112

    When the Paycheck Stops - February 7, 2026

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  15. 111

    Moving Target

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  16. 110

    Retirement Colliding With Caregiving

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  17. 109

    Retirement And Market Volatility - February 28, 2026

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  18. 108

    Creating Dependable Retirement Income - January 31, 2026

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  19. 107

    Habits of the Quietly Wealthy - January 24, 2026

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  20. 106

    Financial Pitfalls - January 17, 2026

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  21. 105

    All About Annuities - January 10, 2026

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  22. 104

    Active vs Passive Investing - January 3, 2026

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  23. 103

    Maximize Your Retirement Income - December 27, 2025

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  24. 102

    2025 Christmas Special - December 20, 2025

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  25. 101

    2025 Year in Review - December 13, 2025

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

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    Medicare Decoded - December 6, 2025

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  27. 99

    Five Financial Stages of Life - November 29, 2025

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  28. 98

    Reality of Retirement Spending - November 22, 2025

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  29. 97

    Retirement Income Facing Tax Challenges - November 15, 2025

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  30. 96

    Growing Govt Debt - November 8, 2025

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  31. 95

    Build Your Financial House - November 1, 2025

    Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  32. 94

    Helping Protect Your Retirement from Hidden Obstacles - October 25, 2025

    Learn more at SF Financial ServicesNeed Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  33. 93

    Creating Dependable Retirement Income - October 18, 2025

    Learn more at SF Financial ServicesNeed Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  34. 92

    Active vs. Passive Investing - October 11, 2025

    Learn more at SF Financial ServicesNeed Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  35. 91

    401k and IRA Decisions - October 4, 2025

    Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

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    All About Annuities - September 20, 2025

    Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

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    Tackling the Twin Threats of Taxes and Inflation - September 13, 2025

    Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  38. 88

    Plan For the Worst and Hope for the Best - September 6, 2025

    Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  39. 87

    Retirement Income Facing Tax Challenges - August 30, 2025

    Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  40. 86

    Maximize Your Retirement Income - August 23, 2025

    Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

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    Helping Protect Your Retirement from Hidden Obstacles - August 16, 2025

    Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  42. 84

    Five Financial Stages of Life - August 9, 2025

    Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  43. 83

    Build Your Financial House - August 8, 2025

    Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  44. 82

    Plan For The Worst and Hope For The Best - July 26, 2025

    Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  45. 81

    Creating Dependable Retirement Income - July 19, 2025

    Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  46. 80

    Tackling the Twin Threats of Taxes and Inflation - July 12, 2025

    Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  47. 79

    Do You Need Life Insurance - July 5, 2025

    Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  48. 78

    Taxes in Retirement - June 28, 2025

    Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  49. 77

    Taking Control of Your Retirement - June 21, 2025

    Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

  50. 76

    Taking Control of Your Retirement - June 14, 2025

    Learn more at SF Financial ServicesInvestment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and SF Financial Services are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.Need Financial Advice? We Can Help. | SF Financial ServicesWelcome to Retire Financially Fit, your trusted source for retirement planning guidance with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey.Listeners can expect actionable information on topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit. 

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ABOUT THIS SHOW

Listen to Retire Financially Fit on KGFT Saturdays, 11 A.M. MT, 2 P.M., and Sundays, 4 P.M., and on KZNT Saturdays 7 A.M. and 4 P.M. Each week, Barbara Swiatek gives insight for retirees and pre-retires on financial planning. Learn more about income planning, tax strategy, risk management, and estate planning on Retire Financially Fit.Need Financial Advice? We Can Help. | SF Financial ServicesBarbara Swiatek is an Investment Adviser representative of Retirement Wealth Advisors, Inc. an SEC Registered Investment Adviser. SF Financial, Retirement Wealth Advisers and these stations are not affiliated.

HOSTED BY

Barbara Swiatek

CATEGORIES

Frequently Asked Questions

How many episodes does Retire Financially Fit have?

Retire Financially Fit currently has 50 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.

What is Retire Financially Fit about?

Listen to Retire Financially Fit on KGFT Saturdays, 11 A.M. MT, 2 P.M., and Sundays, 4 P.M., and on KZNT Saturdays 7 A.M. and 4 P.M. Each week, Barbara Swiatek gives insight for retirees and pre-retires on financial planning. Learn more about income planning, tax strategy, risk management, and...

How often does Retire Financially Fit release new episodes?

Retire Financially Fit has 50 episodes. Check the episode list to see recent publication dates and frequency.

Where can I listen to Retire Financially Fit?

You can listen to Retire Financially Fit on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.

Who hosts Retire Financially Fit?

Retire Financially Fit is created and hosted by Barbara Swiatek.
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